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Document - 16. Industry-wise Deployment of Gross Bank Credit () or PDF - 16. Industry-wise Deployment of Gross Bank Credit ()
16. Industry-wise Deployment of Gross Bank Credit
Date : Jul 22, 2026
(₹ Crore)
Industry Outstanding as on Growth (%)
Mar. 31, 2026 2025 2026 Financial year so far Y-o-Y
May 30 Apr. 30 May 31 2026-27 2026
(1) (2) (3) (4) % %
2. Industries (2.1 to 2.19) 4584304 3933612 4537732 4623904 0.9 17.5
2.1 Mining & Quarrying (incl. Coal) 60931 53967 59256 60596 -0.6 12.3
2.2 Food Processing 250187 223647 254265 255078 2.0 14.1
2.2.1 Sugar 29742 25414 28258 25000 -15.9 -1.6
2.2.2 Edible Oils & Vanaspati 26226 20413 28249 28948 10.4 41.8
2.2.3 Tea 5127 4923 4828 4992 -2.6 1.4
2.2.4 Others 189092 172897 192931 196137 3.7 13.4
2.3 Beverage & Tobacco 40158 34196 38514 37364 -7.0 9.3
2.4 Textiles 301868 272947 298223 300963 -0.3 10.3
2.4.1 Cotton Textiles 110268 103919 108946 107219 -2.8 3.2
2.4.2 Jute Textiles 4994 4324 5196 5196 4.1 20.2
2.4.3 Man-Made Textiles 52032 48217 50898 52112 0.2 8.1
2.4.4 Other Textiles 134574 116488 133183 136436 1.4 17.1
2.5 Leather & Leather Products 14147 13164 14003 14328 1.3 8.8
2.6 Wood & Wood Products 31055 28243 31182 31564 1.6 11.8
2.7 Paper & Paper Products 58964 52523 59468 60640 2.8 15.5
2.8 Petroleum, Coal Products & Nuclear Fuels 204180 137814 186680 194143 -4.9 40.9
2.9 Chemicals & Chemical Products 307906 268415 310277 320394
4.1 19.4
2.9.1 Fertiliser 30586 32607 31761 35029 14.5 7.4
2.9.2 Drugs & Pharmaceuticals 104391 85597 103889 104970 0.6 22.6
2.9.3 Petro Chemicals 36808 33797 37908 38596 4.9 14.2
2.9.4 Others 136121 116415 136719 141799 4.2 21.8
2.10 Rubber, Plastic & their Products 112779 101919 111129 113849 0.9 11.7
2.11 Glass & Glassware 16287 13657 16013 15898 -2.4 16.4
2.12 Cement & Cement Products 65113 59400 64739 68533 5.3 15.4
2.13 Basic Metal & Metal Product 518062 430565 513051 522178 0.8 21.3
2.13.1 Iron & Steel 356663 293135 349873 359414 0.8 22.6
2.13.2 Other Metal & Metal Product 161399 137429 163179 162763 0.8 18.4
2.14 All Engineering 317374 240059 314000 324314 2.2 35.1
2.14.1 Electronics 59905 52811 62417 65407 9.2 23.9
2.14.2 Others 257468 187248 251583 258906 0.6 38.3
2.15 Vehicles, Vehicle Parts & Transport Equipment 141076 117961 142885 149079 5.7 26.4
2.16 Gems & Jewellery 121355 87048 114644 117923 -2.8 35.5
2.17 Construction 179323 159998 179640 181625 1.3 13.5
2.18 Infrastructure 1490126 1347934 1489022 1504608 1.0 11.6
2.18.1 Power 842655 692948 846307 858055 1.8 23.8
2.18.2 Telecommunications 108701 105082 98776 97752 -10.1 -7.0
2.18.3 Roads 338135 342409 338768 339986 0.5 -0.7
2.18.4 Airports 6684 9428 6874 8065 20.7 -14.5
2.18.5 Ports 8794 5182 9514 9474 7.7 82.8
2.18.6 Railways 6730 11312 6678 7059 4.9 -37.6
2.18.7 Other Infrastructure 178427 181573 182105 184217 3.2 1.5
2.19 Other Industries 353413 290155 340740 350827 -0.7 20.9
Note: With effect from December 31, 2025, definition of last reporting fortnight has been changed to the last day of the month under the Banking Laws (Amendment) Act 2025. Accordingly, the y-o-y growth rates from December 2025 onwards are based on end-of-month data for the current year and data for the last reporting fortnight (as per old definition) for the corresponding month of the previous year.

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