Master Circulars

Banker to Governments and Banks
Apr 01, 2025
Master Circular on Conduct of Government Business by Agency Banks - Payment of Agency Commission	535 kb
Master Circular - Disbursement of Government Pension by Agency Banks	310 kb
Co-operative Banking
Apr 01, 2025
Master Circular - Exposure Norms and Statutory / Other Restrictions - UCBs	587 kb
Master Circular - Management of Advances - UCBs	767 kb
Master Circular - Housing Finance for UCBs	499 kb
Master Circular - Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs	541 kb
Master Circular - Guarantees, Co-acceptances & Letters of Credit - UCBs	274 kb
Master Circular - Prudential Norms on Capital Adequacy - Primary (Urban) Co-operative Banks (UCBs)	684 kb
Master Circular on Board of Directors - UCBs	323 kb
Commercial Banking
Apr 01, 2025
Master Circular – Housing Finance	489 kb
Master Circular - Bank Finance to Non-Banking Financial Companies (NBFCs)	487 kb
Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances	1514 kb
Master Circular - Guarantees and Co-acceptances	476 kb
Master Circular – Basel III Capital Regulations	2785 kb
Financial Inclusion and Development
Jun 16, 2025
Master Circular - Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs)	257 kb
Apr 01, 2025
Master Circular – Lead Bank Scheme	1594 kb
Master Circular - Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs)	255 kb
Master Circular – Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM)	597 kb
Master Circular on SHG-Bank Linkage Programme	172 kb