| (₹ Crore) |
| Item | Outstanding as on last reporting Fortnights of the month/ reporting Fortnights of the month |
| 2024-25 | 2025 | 2026 |
| Jan. 24 | Dec. 31 | Jan. 15 | Jan. 31 |
| 1 | 2 | 3 | 4 | 5 |
| 1. Components |
|
|
|
|
|
| 1.1 Aggregate Deposits of Residents | 22288331 | 21838682 | 24537038 | 24179732 | 24566193 |
| 1.1.1 Demand Deposits | 2698049 | 2510913 | 3274722
| 2990485 | 3141415 |
| 1.1.2 Time Deposits of Residents | 19590283 | 19327769 | 21262316 | 21189247 | 21424778 |
| 1.1.2.1 Short-term Time Deposits | 8815627 | 8697496 | 9568042
| 9535161 | 9641150 |
| 1.1.2.1.1 Certificates of Deposits (CDs) | 527375 | 503843 | 572678 | 575940 | 587099 |
| 1.1.2.2 Long-term Time Deposits | 10774655 | 10630273 | 11694274 | 11654086 | 11783628 |
| 1.2 Call/Term Funding from Financial Institutions | 915248 | 953980 | 825578 | 921542 | 916090 |
| 2. Sources | | | | | |
| 2.1 Domestic Credit | 26154974 | 25710037 | 28434470 | 28191723 | 28550801 |
| 2.1.1 Credit to the Government | 6697298 | 6635022 | 6884483 | 6807467 | 6816054 |
| 2.1.2 Credit to the Commercial Sector | 19457676 | 19075015 | 21549986 | 21384256 | 21734747 |
| 2.1.2.1 Bank Credit | 18243972 | 17868479 | 20320788 | 20134090 | 20475237 |
| 2.1.2.1.1 Non-food Credit | 18207441 | 17812300 | 20232815 | 20045921 | 20385941 |
| 2.1.2.2 Net Credit to Primary Dealers | 13742 | 13028 | 15575 | 17144 | 15046 |
| 2.1.2.3 Investments in Other Approved Securities | 630 | 504 | 500 | 501 | 500 |
| 2.1.2.4 Other Investments (in non-SLR Securities) | 1199332 | 1193005 | 1213124 | 1232522 | 1243964 |
| 2.2 Net Foreign Currency Assets of Commercial Banks (2.2.1-2.2.2-2.2.3) | 54514 | 49737 | 170098 | 176577 | 133691 |
| 2.2.1 Foreign Currency Assets | 529621 | 520849 | 646918 | 647184 | 611886 |
| 2.2.2 Non-resident Foreign Currency Repatriable Fixed Deposits | 292270 | 287890 | 320455 | 319780 | 315762 |
| 2.2.3 Overseas Foreign Currency Borrowings | 182837 | 183222 | 156366 | 150826 | 162433 |
| 2.3 Net Bank Reserves (2.3.1+2.3.2-2.3.3) | 791777 | 713399 | 831651 | 920495 | 1038671 |
| 2.3.1 Balances with the RBI | 882415 | 889895 | 712617 | 717834 | 756290 |
| 2.3.2 Cash in Hand | 81874 | 84829 | 83462 | 78479 | 82350 |
| 2.3.3 Loans and Advances from the RBI | 172512 | 261325 | -35572 | -124182 | -200030 |
| 2.4 Capital Account | 2581900 | 2575130 | 2931605 | 2936130 | 2939161 |
| 2.5 Other items (net) (2.1+2.2+2.3-2.4-1.1-1.2) | 1215785 | 1105380 | 1141997 | 1251392 | 1301719 |
| 2.5.1 Other Demand and Time Liabilities (net of 2.2.3) | 878795 | 807699 | 911657 | 908653 | 953784 |
| 2.5.2 Net Inter-Bank Liabilities (other than to PDs) | 116551 | 151317 | 60256 | 53113 | 49979 |