Pictorial Representation of Trends in Payment Systems

PDF - Monthly Payment System Indicators – October 2025 ()
Monthly Payment System Indicators – October 2025

1. Digital Payments – Volume and Value

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2. Total Payments – Volume and Value

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3. Total Retail Payments – Volume and Value

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4. Digital Retail Payments – Volume and Value

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5. Comparison of WHOLESALE and RETAIL Payment Systems

a. Comparison of Payments Volume

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b. Comparison of Payments Value

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6. RBI Operated Payment Systems

a. Real Time Gross Settlement (RTGS)

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b. National Electronic Funds Transfer (NEFT)

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7. NPCI Operated Fast Payment Systems - Unified Payments Interface (UPI) and Immediate Payment System (IMPS)

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8. Other NPCI Operated Payment Systems

a. Bharat Interface for Money (BHIM) Aadhar Pay

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b. National Electronic Toll Collection (NETC) (Linked to Bank Account)

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c. National Automated Clearing House (NACH) - Credit and Debit

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9. Cards and Prepaid Payment Instruments (PPIs)

a. Debit and Credit Cards

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b. PPI Wallets and Cards Usage

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10. Paper Based Payment System - Cheque Truncation System (CTS)

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11. Card Acceptance Infrastructure and QR Codes

a. Card Acceptance Infrastructure

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b. UPI QR Codes

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12. Payment System Wise Volume and Value Share

a. Digital Payment Volume Share

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b. Digital Payment Value Share

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13. Ticket size

a. Ticket Size of Retail Payment Systems

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b. Ticket Size of NEFT and RTGS Payment Systems

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14. Trade Receivables Discounting System (TReDS)

a. TReDS - Invoices Uploaded and Financed

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b. TReDS - Buyers and Sellers Onboarded

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