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Date : Dec 29, 2025

Appendix Table V.11: Financial Indicators of State Co-operative Agriculture and Rural Development Banks - State-wise

(At end-March)
(Amount in ₹ lakh)
Sr. No.	Region/State/UT	Branches	Profit / Loss		NPAs to Loans Ratio (per cent)		Recovery to Demand Ratio (per cent) ^
Sr. No.	Region/State/UT	2024	2023	2024^P	2023	2024^P	2023	2024^P
1	2	3	4	5	6	7	8	9
	Northern region	104	16,336	-55,861	62.9	70.9	22.6	13.1
1	Haryana @	-	-2,057	-51,830	76.6	88.5	11.0	5.7
2	Himachal Pradesh #	51	-165	-428	38.0	35.8	41.0	35.6
3	Jammu & Kashmir*	51	-1,790	-1,872	55.0	46.2	32.6	30.0
4	Punjab @	-	19,680	420	62.0	70.4	42.2	21.1
5	Rajasthan @	2	669	-2,150	55.6	61.7	16.7	13.6
	North-eastern region	5	16	22	98.3	89.3	12.9	8.4
6	Assam*	-	-	-	-	-	-	-
7	Tripura*	5	16	22	98.3	89.3	12.9	8.4
	Eastern region	11	700	62	24.7	26.8	34.7	33.4
8	Bihar*	-	-	-	-	-	-	-
9	Odisha @	-	-	-	-	-	-	-
10	West Bengal #	11	700	62	24.7	26.8	34.7	33.4
	Central region	323	9,808	9,831	81.9	76.2	29.1	27.7
11	Chhattisgarh @	-	-	-	-	-	-	-
12	Madhya Pradesh @	-	-	-	-	-	-	-
13	Uttar Pradesh*	323	9,808	9,831	81.9	76.2	29.1	27.7
	Western region	177	6,006	5,433	44.1	29.7	14.4	14.2
14	Gujarat*	177	6,006	5,433	44.1	29.7	14.4	14.2
15	Maharashtra @	-	-	-	-	-	-	-
	Southern region	75	7,936	13,023	14.1	16.2	73.9	71.7
16	Karnataka @	25	4	3,141	38.7	37.6	32.0	26.2
17	Kerala @	16	3,447	3,506	8.3	11.8	86.5	84.9
18	Puducherry*	1	22	111	8.8	6.0	91.2	92.9
19	Tamil Nadu @	33	4,464	6,265	11.6	9.6	88.6	90.5
	All India	695	40,803	-27,490	36.5	38.3	44.8	40.8
@: Federal structure. #: Mixed structure. *: Unitary structure. -: Not applicable. ^: Recovery for the financial year is taken as on 30th June. P: Provisional. Notes: 1. Components may not add up to the exact total due to rounding off. 2. Assam, Bihar, Chhattisgarh, Odisha, Madhya Pradesh and Maharashtra no longer have functional SCARDBs. Source: NABARD.