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Date : Dec 24, 2019
List of Select Abbreviations
AE Advanced Economy
AFA Additional Factor of Authentication
AFC Asset Finance Company
AIFI All India Financial Institution
ALM Asset Liability Management
AML/CFT Anti-Money Laundering / Combatting the Financing of Terrorism
ANBC Adjusted Net Bank Credit
AQR Asset Quality Review
ARC Asset Reconstruction Company
ASF Available Stable Funding
BBPOU Bharat Bill Payment Operating Unit
BBPS Bharat Bill Payment System
BC Business Correspondent
BCBS Basel Committee on Banking Supervision
BFS Board for Financial Supervision
BIS Bank for International Settlements
BO Banking Ombudsman
BPLR Benchmark Prime Lending Rate
bps Basis Points
BSBDA Basic Savings Bank Deposit Account
CAGR Compound Annual Growth Rate
CAMELS Capital Adequacy, Asset Quality, Management, Earnings, Liquidity and Systems and Control
CASA Current Account and Savings Account
CCB Capital Conservation Buffer
CCIL Clearing Corporation of India Limited
CDDP Committee on Deepening of Digital Payments
CDS Credit Default Swap
CET Common Equity Tier
CIC Core Investment Company
CIC-ND-SI Non-Deposit taking Systemically Important - Core Investment Company
CIRP Corporate Insolvency Resolution Process
CISBI Central Information System for Banking Infrastructure
CMB Cash Management Bill
CMS Complaint Management System
CoR Certificate of Registration
CRAR Capital to Risk-weighted Assets Ratio
CRCS Central Registrar of Co-operative Societies
CRO Chief Risk Officer
DCCB District Central Co-operative Bank
DDB Demand Deposit Balance
DICGC Deposit Insurance and Credit Guarantee Corporation
DIDF Dairy Processing and Infrastructure Development Fund
DRR Debenture Redemption Reserve
D-SIB Domestic Systemically Important Bank
DTH Direct-to-Home
ECB External Commercial Borrowing
EME Emerging Market Economy
EWS Early Warning Signal
EXIM Bank Export Import Bank of India
FALLCR Facility to Avail Liquidity for Liquidity Coverage Ratio
FATF Financial Action Task Force
FBIL Financial Benchmarks India Private Ltd.
FC Financial Co-operative
FCCB Foreign Currency Convertible Bond
FCNR(B) Foreign Currency Non-Resident Bank Deposits
FDI Foreign Direct Investment
FIAC Financial Inclusion Advisory Committee
FIP Financial Inclusion Plan
FRA Forward Rate Agreement
FSB Financial Stability Board
FSP Financial Service Provider
GCF Green Climate Fund
GFC Global Financial Crisis
GMM Generalized Method of Moments
GNPA Gross Non-performing Asset
G-secs Government Securities
G-SIB Global Systemically Important Bank
HFC Housing Finance Company
HQLA High Quality Liquid Asset
IBC Insolvency and Bankruptcy Code
IC Investment Company
ICA Inter-Creditor Agreement
ICT Information and Communication Technology
IFC International Finance Corporation
IFR Investment Fluctuation Reserve
IGAAP Indian Generally Accepted Accounting Principles
IMF International Monetary Fund
Ind-AS Indian Accounting Standard
INDC Intended Nationally Determined Contribution
IOSCO International Organisation of Securities Commission
IRS Interest Rate Swap
ISG Internal Study Group
KCC Kisan Credit Card
KYC Know Your Customer
LAB Local Area Bank
LC Loan Company
LCR Liquidity Coverage Ratio
LEF Large Exposure Framework
LEI Legal Entity Identifier
LIC Life Insurance Corporation of India
LR Leverage Ratio
MAMP Minimum Average Maturity Period
MGC Mortgage Guarantee Company
MHP Minimum Holding Period
MMF Money Market Fund
MOF Master Office File
MPC Monetary Policy Committee
MSME Micro, Small and Medium Enterprise
MUNFI Monitoring Universe of Non-Bank Financial Intermediation
NABARD National Bank for Agriculture and Rural Development
NAFCUB National Federation of Urban Cooperative Banks and Credit Societies Ltd.
NAV Net Asset Value
NBFC Non-Banking Financial Company
NBFC-AA Non-Banking Financial Company - Account Aggregator
NBFC-D Deposit-taking Non-Banking Financial Company
NBFC-ICC Non-Banking Financial Company - Investment and Credit Company
NBFC-IFC Non-Banking Financial Company - Infrastructure Finance Company
NBFC-MFI Non-Banking Financial Company - Micro Finance Institutions
NBFC-ND Non-Deposit taking - Non- Banking Financial Company
NBFC-ND-SI Non-Deposit taking Systemically Important Non-Banking Financial Company
NBFC-P2P Non-Banking Financial Company - Peer to Peer Lending Platform
NBFI Non-Banking Financial Institution
NCCD Non-centrally Cleared Derivative
NCLT National Company Law Tribunal
NCMC National Common Mobility Card
NCUA National Credit Union Administration
NDTL Net Demand and Time Liabilities
NEFT National Electronic Fund Transfer
NETC National Electronic Toll Collection
NHB National Housing Bank
NIM Net Interest Margin
NNPA Net Non-performing Asset
NOF Net Owned Fund
NOFHC Non-Operative Financial Holding Company
NPA Non-performing Asset
NPCI National Payments Corporation of India
NPL Non-performing Loan
NRE Non-resident External Rupee
NSFI National Strategy for Financial Inclusion
NSFR Net Stable Funding Ratio
NSUCB Non-scheduled Urban Co-operative Bank
OFI Other Financial Intermediary
OTC Over-the-Counter
PACS Primary Agricultural Credit Societies
PAT Profit After Tax
PB Payments Bank
PCA Prompt Corrective Action
PCARDB Primary Co-operative Agriculture and Rural Development Bank
PCE Partial Credit Enhancement
PCR Provision Coverage Ratio
PD Primary Dealer
PLR Prime Lending Rate
PMAY-G Pradhan Mantri Awas Yojana Gramin
PMJDY Pradhan Mantri Jan Dhan Yojana
PoS Point of Sale
PPI Pre-paid Payment Instrument
PSB Public Sector Bank
PSL Priority Sector Lending
PSLC Priority Sector Lending Certificate
PVB Private Sector Bank
RCAP Regulatory Consistency Assessment Program
RCS Registrar of Co-operative Society
RDB Rupee Denominated Bond
RE Regulated Entity
ReBIT Reserve Bank Information Technology Private Limited
RoA Return on Asset
RoE Return on Equity
RP Resolution Plan
RRB Regional Rural Bank
RS Regulatory Sandbox
RSF Required Stable Funding
RSP Remittance Service Provider
RTGS Real Time Gross Settlement
RWA Risk-weighted Asset
SARFAESI Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interests
SBLP Self-Help Group - Bank Linkage Programme
SBM-G Swachh Bharat Mission Gramin
SCARDB State Co-operative Agriculture and Rural Development Bank
SCB Scheduled Commercial Bank
SEBI Securities and Exchange Board of India
SFB Small Finance Bank
SFV Structured Finance Vehicle
SHG Self-Help Group
SIDBI Small Industries Development Bank of India
SLBC State Level Bankers’ Committee
SLR Statutory Liquidity Ratio
SME Small and Medium Enterprise
SPD Standalone Primary Dealer
SR Security Receipt
StCB State Co-operative Bank
SUCB Scheduled Urban Co-operative Bank
TAT Turn Around Time
T-Bill Treasury Bill
TBTF Too-big-to-fail
TLAC Total Loss Absorbing Capacity
TReDS Trade Receivables Discounting System
UCB Urban Co-operative Bank
UIDAI Unique Identification Authority of India
UPI Unified Payments Interface
UTLBC Union Territory Level Bankers’ Committee
WAC Weighted Average Cost
WAM Weighted Average Maturity
WTO World Trade Organisation