| AE | Advanced Economy |
| AFA | Additional Factor of Authentication |
| AFC | Asset Finance Company |
| AIFI | All India Financial Institution |
| ALM | Asset Liability Management |
| AML/CFT | Anti-Money Laundering / Combatting the Financing of Terrorism |
| ANBC | Adjusted Net Bank Credit |
| AQR | Asset Quality Review |
| ARC | Asset Reconstruction Company |
| ASF | Available Stable Funding |
| BBPOU | Bharat Bill Payment Operating Unit |
| BBPS | Bharat Bill Payment System |
| BC | Business Correspondent |
| BCBS | Basel Committee on Banking Supervision |
| BFS | Board for Financial Supervision |
| BIS | Bank for International Settlements |
| BO | Banking Ombudsman |
| BPLR | Benchmark Prime Lending Rate |
| bps | Basis Points |
| BSBDA | Basic Savings Bank Deposit Account |
| CAGR | Compound Annual Growth Rate |
| CAMELS | Capital Adequacy, Asset Quality, Management, Earnings, Liquidity and Systems and Control |
| CASA | Current Account and Savings Account |
| CCB | Capital Conservation Buffer |
| CCIL | Clearing Corporation of India Limited |
| CDDP | Committee on Deepening of Digital Payments |
| CDS | Credit Default Swap |
| CET | Common Equity Tier |
| CIC | Core Investment Company |
| CIC-ND-SI | Non-Deposit taking Systemically Important - Core Investment Company |
| CIRP | Corporate Insolvency Resolution Process |
| CISBI | Central Information System for Banking Infrastructure |
| CMB | Cash Management Bill |
| CMS | Complaint Management System |
| CoR | Certificate of Registration |
| CRAR | Capital to Risk-weighted Assets Ratio |
| CRCS | Central Registrar of Co-operative Societies |
| CRO | Chief Risk Officer |
| DCCB | District Central Co-operative Bank |
| DDB | Demand Deposit Balance |
| DICGC | Deposit Insurance and Credit Guarantee Corporation |
| DIDF | Dairy Processing and Infrastructure Development Fund |
| DRR | Debenture Redemption Reserve |
| D-SIB | Domestic Systemically Important Bank |
| DTH | Direct-to-Home |
| ECB | External Commercial Borrowing |
| EME | Emerging Market Economy |
| EWS | Early Warning Signal |
| EXIM Bank | Export Import Bank of India |
| FALLCR | Facility to Avail Liquidity for Liquidity Coverage Ratio |
| FATF | Financial Action Task Force |
| FBIL | Financial Benchmarks India Private Ltd. |
| FC | Financial Co-operative |
| FCCB | Foreign Currency Convertible Bond |
| FCNR(B) | Foreign Currency Non-Resident Bank Deposits |
| FDI | Foreign Direct Investment |
| FIAC | Financial Inclusion Advisory Committee |
| FIP | Financial Inclusion Plan |
| FRA | Forward Rate Agreement |
| FSB | Financial Stability Board |
| FSP | Financial Service Provider |
| GCF | Green Climate Fund |
| GFC | Global Financial Crisis |
| GMM | Generalized Method of Moments |
| GNPA | Gross Non-performing Asset |
| G-secs | Government Securities |
| G-SIB | Global Systemically Important Bank |
| HFC | Housing Finance Company |
| HQLA | High Quality Liquid Asset |
| IBC | Insolvency and Bankruptcy Code |
| IC | Investment Company |
| ICA | Inter-Creditor Agreement |
| ICT | Information and Communication Technology |
| IFC | International Finance Corporation |
| IFR | Investment Fluctuation Reserve |
| IGAAP | Indian Generally Accepted Accounting Principles |
| IMF | International Monetary Fund |
| Ind-AS | Indian Accounting Standard |
| INDC | Intended Nationally Determined Contribution |
| IOSCO | International Organisation of Securities Commission |
| IRS | Interest Rate Swap |
| ISG | Internal Study Group |
| KCC | Kisan Credit Card |
| KYC | Know Your Customer |
| LAB | Local Area Bank |
| LC | Loan Company |
| LCR | Liquidity Coverage Ratio |
| LEF | Large Exposure Framework |
| LEI | Legal Entity Identifier |
| LIC | Life Insurance Corporation of India |
| LR | Leverage Ratio |
| MAMP | Minimum Average Maturity Period |
| MGC | Mortgage Guarantee Company |
| MHP | Minimum Holding Period |
| MMF | Money Market Fund |
| MOF | Master Office File |
| MPC | Monetary Policy Committee |
| MSME | Micro, Small and Medium Enterprise |
| MUNFI | Monitoring Universe of Non-Bank Financial Intermediation |
| NABARD | National Bank for Agriculture and Rural Development |
| NAFCUB | National Federation of Urban Cooperative Banks and Credit Societies Ltd. |
| NAV | Net Asset Value |
| NBFC | Non-Banking Financial Company |
| NBFC-AA | Non-Banking Financial Company - Account Aggregator |
| NBFC-D | Deposit-taking Non-Banking Financial Company |
| NBFC-ICC | Non-Banking Financial Company - Investment and Credit Company |
| NBFC-IFC | Non-Banking Financial Company - Infrastructure Finance Company |
| NBFC-MFI | Non-Banking Financial Company - Micro Finance Institutions |
| NBFC-ND | Non-Deposit taking - Non- Banking Financial Company |
| NBFC-ND-SI | Non-Deposit taking Systemically Important Non-Banking Financial Company |
| NBFC-P2P | Non-Banking Financial Company - Peer to Peer Lending Platform |
| NBFI | Non-Banking Financial Institution |
| NCCD | Non-centrally Cleared Derivative |
| NCLT | National Company Law Tribunal |
| NCMC | National Common Mobility Card |
| NCUA | National Credit Union Administration |
| NDTL | Net Demand and Time Liabilities |
| NEFT | National Electronic Fund Transfer |
| NETC | National Electronic Toll Collection |
| NHB | National Housing Bank |
| NIM | Net Interest Margin |
| NNPA | Net Non-performing Asset |
| NOF | Net Owned Fund |
| NOFHC | Non-Operative Financial Holding Company |
| NPA | Non-performing Asset |
| NPCI | National Payments Corporation of India |
| NPL | Non-performing Loan |
| NRE | Non-resident External Rupee |
| NSFI | National Strategy for Financial Inclusion |
| NSFR | Net Stable Funding Ratio |
| NSUCB | Non-scheduled Urban Co-operative Bank |
| OFI | Other Financial Intermediary |
| OTC | Over-the-Counter |
| PACS | Primary Agricultural Credit Societies |
| PAT | Profit After Tax |
| PB | Payments Bank |
| PCA | Prompt Corrective Action |
| PCARDB | Primary Co-operative Agriculture and Rural Development Bank |
| PCE | Partial Credit Enhancement |
| PCR | Provision Coverage Ratio |
| PD | Primary Dealer |
| PLR | Prime Lending Rate |
| PMAY-G | Pradhan Mantri Awas Yojana Gramin |
| PMJDY | Pradhan Mantri Jan Dhan Yojana |
| PoS | Point of Sale |
| PPI | Pre-paid Payment Instrument |
| PSB | Public Sector Bank |
| PSL | Priority Sector Lending |
| PSLC | Priority Sector Lending Certificate |
| PVB | Private Sector Bank |
| RCAP | Regulatory Consistency Assessment Program |
| RCS | Registrar of Co-operative Society |
| RDB | Rupee Denominated Bond |
| RE | Regulated Entity |
| ReBIT | Reserve Bank Information Technology Private Limited |
| RoA | Return on Asset |
| RoE | Return on Equity |
| RP | Resolution Plan |
| RRB | Regional Rural Bank |
| RS | Regulatory Sandbox |
| RSF | Required Stable Funding |
| RSP | Remittance Service Provider |
| RTGS | Real Time Gross Settlement |
| RWA | Risk-weighted Asset |
| SARFAESI | Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interests |
| SBLP | Self-Help Group - Bank Linkage Programme |
| SBM-G | Swachh Bharat Mission Gramin |
| SCARDB | State Co-operative Agriculture and Rural Development Bank |
| SCB | Scheduled Commercial Bank |
| SEBI | Securities and Exchange Board of India |
| SFB | Small Finance Bank |
| SFV | Structured Finance Vehicle |
| SHG | Self-Help Group |
| SIDBI | Small Industries Development Bank of India |
| SLBC | State Level Bankers’ Committee |
| SLR | Statutory Liquidity Ratio |
| SME | Small and Medium Enterprise |
| SPD | Standalone Primary Dealer |
| SR | Security Receipt |
| StCB | State Co-operative Bank |
| SUCB | Scheduled Urban Co-operative Bank |
| TAT | Turn Around Time |
| T-Bill | Treasury Bill |
| TBTF | Too-big-to-fail |
| TLAC | Total Loss Absorbing Capacity |
| TReDS | Trade Receivables Discounting System |
| UCB | Urban Co-operative Bank |
| UIDAI | Unique Identification Authority of India |
| UPI | Unified Payments Interface |
| UTLBC | Union Territory Level Bankers’ Committee |
| WAC | Weighted Average Cost |
| WAM | Weighted Average Maturity |
| WTO | World Trade Organisation |