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Date : Sep 16, 2016
Table 49 : Sectoral Deployment of Non-Food Gross Bank Credit (Outstanding)
(₹ Billion)
No. Sector Outstanding as on
2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16
  Non-food Credit (1 to 4) 30396.15 36673.54 42897.45 48695.63 55296.01 60029.52 65469.03
1 Agriculture & Allied Activities 4157.41 4806.34 5466.26 5899.14 6659.79 7658.80 8829.42
2 Industry (Micro & Small, Medium and Large) 13114.51 16045.76 19373.25 22301.79 25164.83 26576.27 27306.77
2.1 Micro & Small 2064.01 2102.06 2366.57 2843.48 3481.94 3800.28 3714.67
2.2 Medium 1326.36 1164.87 1247.89 1247.04 1240.69 1245.36 1148.21
2.3 Large 9724.15 12778.82 15758.80 18211.27 20442.20 21530.63 22443.89
3 Services 7267.90 8942.01 10229.60 11518.86 13374.51 14130.97 15410.67
3.1 Transport Operators 525.16 697.45 762.93 796.30 923.42 915.66 997.43
3.2 Computer Software 125.43 138.58 142.97 169.10 185.89 172.14 190.96
3.3 Tourism, Hotels & Restaurants 194.10 276.38 323.19 354.41 398.75 370.36 370.53
3.4 Shipping 92.00 79.16 79.44 82.20 102.43 101.17 104.30
3.5 Professional Services 434.01 451.88 479.61 564.21 796.49 844.17 1046.00
3.6 Trade 1644.97 1850.41 2249.77 2759.53 3257.77 3656.82 3810.98
3.6.1 Wholesale Trade (other than food procurement) 863.57 946.89 1203.65 1500.99 1675.70 1800.77 1686.08
3.6.2 Retail Trade 781.40 903.52 1046.12 1258.54 1582.07 1856.04 2124.90
3.7 Commercial Real Estate 921.28 973.41 1126.52 1260.70 1532.40 1664.61 1776.13
3.8 Non-Banking Financial Companies (NBFCs) 1134.41 1902.81 2332.21 2602.57 2937.73 3117.44 3527.42
3.9 Other Services 2196.54 2571.94 2732.96 2929.83 3239.63 3288.58 3586.93
4 Personal Loans 5856.33 6879.44 7828.35 8975.84 10096.89 11663.48 13922.16
4.1 Consumer Durables 82.94 62.87 71.31 83.81 128.28 153.05 177.53
4.2 Housing (Including Priority Sector Housing) 3009.29 3499.25 3970.53 4566.65 5386.10 6285.35 7467.80
4.3 Advances against Fixed Deposits (Including FCNR (B), NRNR Deposits etc.) 486.54 493.11 569.72 610.87 635.96 625.16 666.83
4.4 Advances to Individuals against share, bonds, etc. 28.63 28.80 30.00 31.09 38.21 54.34 64.19
4.5 Credit Card Outstanding 201.45 180.98 204.35 249.12 248.57 304.62 376.79
4.6 Education 368.63 427.04 499.33 549.70 600.05 633.20 682.24
4.7 Vehicle Loans 637.91 726.01 890.54 1110.89 1063.00 1246.10 1529.08
4.8 Other Personal Loans 1040.95 1461.38 1592.58 1773.72 1996.71 2361.65 2957.71
5 Priority Sector 10921.79 12624.45 14210.45 15397.96 18297.24 20103.24 22259.07
  Memo:              
5.1 Agriculture & Allied Activities 4157.41 4806.34 5466.26 5899.14 6659.79 7658.80 8825.90
5.2 Micro & Small Enterprises 3735.30 4428.48 4986.25 5622.96 7078.13 8003.43 8475.87
5.2(a) Manufacturing 2064.01 2102.06 2366.57 2843.48 3481.94 3800.28 3714.67
5.2(b) Services 1671.30 2326.42 2619.69 2779.47 3596.18 4203.14 4761.20
5.3 Housing 2178.77 2391.05 2658.51 2672.03 3020.07 3223.86 3422.76
5.4 Micro-Credit 217.99 192.31 160.24 165.07 172.13 177.01 188.46
5.5 Education Loans 362.47 425.89 480.67 526.12 578.88 591.84 601.37
5.6 State-Sponsored Orgs. for SC/ST 12.34 0.87 1.79 1.24 3.28 3.48 5.14
5.7 Weaker Sections 1891.64 1906.13 2333.59 2733.98 3860.00 4048.84 4773.97
5.8 Export Credit 302.00 318.21 391.00 422.34 483.13 426.26 423.82
Note : Data are provisional and relate to select 47 banks, which account for 95 per cent of total non-food credit extended by all scheduled commercial banks. For 2013-14, 2014-15 and 2015-16 it is related to 46 banks.

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