REGULATING COMMERCIAL BANKING

Banks are fundamental to the nation's financial system. The central bank has a critical role to play in ensuring the safety and soundness of the banking system-and in maintaining financial stability and public confidence in this system.

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Dec 05, 2025
Reserve Bank of India (Non-Operative Financial Holding Company) (Amendment) Directions, 2025PDF - Reserve Bank of India (Non-Operative Financial Holding Company) (Amendment) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Undertaking of Financial Services) (Amendment) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Undertaking of Financial Services) (Amendment) Directions, 2025
Reserve Bank of India (Payments Banks – Undertaking of Financial Services) (Amendment) Directions, 2025PDF - Reserve Bank of India (Payments Banks – Undertaking of Financial Services) (Amendment) Directions, 2025
Reserve Bank of India (Small Finance Banks – Undertaking of Financial Services) (Amendment) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Undertaking of Financial Services) (Amendment) Directions, 2025
Reserve Bank of India (Commercial Banks – Undertaking of Financial Services) (Amendment) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Undertaking of Financial Services) (Amendment) Directions, 2025
Penal Interest on shortfall in CRR and SLR requirements - Change in Bank RatePDF - Penal Interest on shortfall in CRR and SLR requirements - Change in Bank Rate
Dec 04, 2025
Reserve Bank of India (Commercial Banks - Prudential Norms on Capital Adequacy) Amendment Directions, 2025PDF - Reserve Bank of India (Commercial Banks - Prudential Norms on Capital Adequacy) Amendment Directions, 2025
Reserve Bank of India (Commercial Banks – Income Recognition, Asset Classification and Provisioning) Amendment Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Income Recognition, Asset Classification and Provisioning) Amendment Directions, 2025
Reserve Bank of India (Commercial Banks - Concentration Risk Management) Amendment Directions, 2025PDF - Reserve Bank of India (Commercial Banks - Concentration Risk Management) Amendment Directions, 2025
Reserve Bank of India (Small Finance Banks - Credit Facilities) Amendment Directions, 2025PDF - Reserve Bank of India (Small Finance Banks - Credit Facilities) Amendment Directions, 2025
Reserve Bank of India (Commercial Banks - Credit Facilities) Amendment Directions, 2025PDF - Reserve Bank of India (Commercial Banks - Credit Facilities) Amendment Directions, 2025
Reserve Bank of India (Rural Co-operative Banks - Branch Authorisation) Repeal Directions, 2025PDF - Reserve Bank of India (Rural Co-operative Banks - Branch Authorisation) Repeal Directions, 2025
Reserve Bank of India (Urban Co-operative Banks - Branch Authorisation) Repeal Directions, 2025PDF - Reserve Bank of India (Urban Co-operative Banks - Branch Authorisation) Repeal Directions, 2025
Reserve Bank of India (Urban Co-operative Banks – Licensing, Scheduling and Regulatory Classification) Repeal Guidelines, 2025PDF - Reserve Bank of India (Urban Co-operative Banks – Licensing, Scheduling and Regulatory Classification) Repeal Guidelines, 2025
Reserve Bank of India (Rural Co-operative Banks – Miscellaneous) (Amendment) Directions, 2025PDF - Reserve Bank of India (Rural Co-operative Banks – Miscellaneous) (Amendment) Directions, 2025
Reserve Bank of India (Rural Co-operative Banks – Credit Information Reporting) Amendment Directions, 2025PDF - Reserve Bank of India (Rural Co-operative Banks – Credit Information Reporting) Amendment Directions, 2025
Reserve Bank of India (Small Finance Banks – Credit Information Reporting) Amendment Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Credit Information Reporting) Amendment Directions, 2025
Reserve Bank of India (Rural Co-operative Banks - Responsible Business Conduct) Amendment Directions, 2025PDF - Reserve Bank of India (Rural Co-operative Banks - Responsible Business Conduct) Amendment Directions, 2025
Reserve Bank of India (Urban Co-operative Banks - Responsible Business Conduct) Amendment Directions, 2025PDF - Reserve Bank of India (Urban Co-operative Banks - Responsible Business Conduct) Amendment Directions, 2025
Reserve Bank of India (Regional Rural Banks - Responsible Business Conduct) Amendment Directions, 2025PDF - Reserve Bank of India (Regional Rural Banks - Responsible Business Conduct) Amendment Directions, 2025
Reserve Bank of India (Local Area Banks - Responsible Business Conduct) Amendment Directions, 2025PDF - Reserve Bank of India (Local Area Banks - Responsible Business Conduct) Amendment Directions, 2025
Reserve Bank of India (Payments Banks - Responsible Business Conduct) Amendment Directions, 2025PDF - Reserve Bank of India (Payments Banks - Responsible Business Conduct) Amendment Directions, 2025
Reserve Bank of India (Small Finance Banks - Responsible Business Conduct) Amendment Directions, 2025PDF - Reserve Bank of India (Small Finance Banks - Responsible Business Conduct) Amendment Directions, 2025
Reserve Bank of India (Commercial Banks - Responsible Business Conduct) Amendment Directions, 2025PDF - Reserve Bank of India (Commercial Banks - Responsible Business Conduct) Amendment Directions, 2025
Nov 28, 2025
Consolidation of Regulations – Withdrawal of circularsPDF - Consolidation of Regulations – Withdrawal of circulars
Reserve Bank of India (Rural Co-operative Banks - Branch Authorisation) Directions, 2025PDF - Reserve Bank of India (Rural Co-operative Banks - Branch Authorisation) Directions, 2025
Reserve Bank of India (Urban Co-operative Banks - Branch Authorisation) Directions, 2025PDF - Reserve Bank of India (Urban Co-operative Banks - Branch Authorisation) Directions, 2025
Reserve Bank of India (Urban Co-operative Banks – Licensing, Scheduling and Regulatory Classification) Guidelines, 2025PDF - Reserve Bank of India (Urban Co-operative Banks – Licensing, Scheduling and Regulatory Classification) Guidelines, 2025
Reserve Bank of India (Rural Co-operative Banks – Miscellaneous) Directions, 2025PDF - Reserve Bank of India (Rural Co-operative Banks – Miscellaneous) Directions, 2025
Reserve Bank of India (Universal Banks – Licensing) Guidelines, 2025PDF - Reserve Bank of India (Universal Banks – Licensing) Guidelines, 2025
Reserve Bank of India (Setting Up of Wholly Owned Subsidiaries by Foreign Banks) Guidelines, 2025PDF - Reserve Bank of India (Setting Up of Wholly Owned Subsidiaries by Foreign Banks) Guidelines, 2025
Reserve Bank of India (Commercial Banks – Acquisition and Holding of Shares or Voting Rights) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Acquisition and Holding of Shares or Voting Rights) Directions, 2025
Reserve Bank of India (Commercial Banks – Voluntary Amalgamation) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Voluntary Amalgamation) Directions, 2025
Reserve Bank of India (Commercial Banks – Branch Authorisation) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Branch Authorisation) Directions, 2025
Reserve Bank of India (Commercial Banks – Digital Banking Channels Authorisation) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Digital Banking Channels Authorisation) Directions, 2025
Reserve Bank of India (Commercial Banks – Undertaking of Financial Services) Directions, 2025 (Updated as on December 05, 2025)PDF - Reserve Bank of India (Commercial Banks – Undertaking of Financial Services) Directions, 2025 (Updated as on December 05, 2025)
Reserve Bank of India (Commercial Banks – Governance) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Governance) Directions, 2025
Reserve Bank of India (Commercial Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025
Reserve Bank of India (Commercial Banks – Prudential Norms on Capital Adequacy) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Prudential Norms on Capital Adequacy) Directions, 2025
Reserve Bank of India (Commercial Banks – Resource Raising Norms) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Resource Raising Norms) Directions, 2025
Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025
Reserve Bank of India (Commercial Banks – Credit Facilities) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Credit Facilities) Directions, 2025
Reserve Bank of India (Commercial Banks – Credit Cards and Debit Cards: Issuance and Conduct) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Credit Cards and Debit Cards: Issuance and Conduct) Directions, 2025
Reserve Bank of India (Commercial Banks – Credit Information Reporting) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Credit Information Reporting) Directions, 2025
Reserve Bank of India (Commercial Banks – Credit Risk Management) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Credit Risk Management) Directions, 2025
Reserve Bank of India (Commercial Banks – Concentration Risk Management) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Concentration Risk Management) Directions, 2025
Reserve Bank of India (Commercial Banks – Transfer and Distribution of Credit Risk) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Transfer and Distribution of Credit Risk) Directions, 2025
Reserve Bank of India (Commercial Banks – Securitisation Transactions) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Securitisation Transactions) Directions, 2025
Reserve Bank of India (Commercial Banks – Interest Rates on Advances) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Interest Rates on Advances) Directions, 2025
Reserve Bank of India (Commercial Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025
Reserve Bank of India (Commercial Banks – Asset Liability Management) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Asset Liability Management) Directions, 2025
Reserve Bank of India (Commercial Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025
Reserve Bank of India (Commercial Banks – Resolution of Stressed Assets) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Resolution of Stressed Assets) Directions, 2025
Reserve Bank of India (Commercial Banks – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025
Reserve Bank of India (Commercial Banks – Financial Statements: Presentation and Disclosures) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Financial Statements: Presentation and Disclosures) Directions, 2025
Reserve Bank of India (Commercial Banks – Prudential Norms on Declaration of Dividends and Remittance of Profit) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Prudential Norms on Declaration of Dividends and Remittance of Profit) Directions, 2025
Reserve Bank of India (Commercial Banks – Know Your Customer) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Know Your Customer) Directions, 2025
Reserve Bank of India (Commercial Banks – Responsible Business Conduct) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Responsible Business Conduct) Directions, 2025
Reserve Bank of India (Commercial Banks – Managing Risks in Outsourcing) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Managing Risks in Outsourcing) Directions, 2025
Reserve Bank of India (Commercial Banks – Climate Finance and Management of Climate Change Risks) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Climate Finance and Management of Climate Change Risks) Directions, 2025
Reserve Bank of India (Commercial Banks – Forthcoming Instructions) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Forthcoming Instructions) Directions, 2025
Reserve Bank of India (Commercial Banks – Miscellaneous) Directions, 2025PDF - Reserve Bank of India (Commercial Banks – Miscellaneous) Directions, 2025
Reserve Bank of India (Small Finance Banks – Licensing) Guidelines, 2025PDF - Reserve Bank of India (Small Finance Banks – Licensing) Guidelines, 2025
Reserve Bank of India (Small Finance Banks – Acquisition and Holding of Shares or Voting Rights) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Acquisition and Holding of Shares or Voting Rights) Directions, 2025
Reserve Bank of India (Small Finance Banks – Voluntary Amalgamation) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Voluntary Amalgamation) Directions, 2025
Reserve Bank of India (Small Finance Banks – Branch Authorisation) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Branch Authorisation) Directions, 2025
Reserve Bank of India (Small Finance Banks – Digital Banking Channels Authorisation) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Digital Banking Channels Authorisation) Directions, 2025
Reserve Bank of India (Small Finance Banks – Undertaking of Financial Services) Directions, 2025 (Updated as on December 05, 2025)PDF - Reserve Bank of India (Small Finance Banks – Undertaking of Financial Services) Directions, 2025 (Updated as on December 05, 2025)
Reserve Bank of India (Small Finance Banks – Governance) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Governance) Directions, 2025
Reserve Bank of India (Small Finance Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025
Reserve Bank of India (Small Finance Banks – Prudential Norms on Capital Adequacy) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Prudential Norms on Capital Adequacy) Directions, 2025
Reserve Bank of India (Small Finance Banks – Resource Raising Norms) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Resource Raising Norms) Directions, 2025
Reserve Bank of India (Small Finance Banks – Interest Rate on Deposits) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Interest Rate on Deposits) Directions, 2025
Reserve Bank of India (Small Finance Banks – Credit Facilities) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Credit Facilities) Directions, 2025
Reserve Bank of India (Small Finance Banks – Credit Cards and Debit Cards: Issuance and Conduct) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Credit Cards and Debit Cards: Issuance and Conduct) Directions, 2025
Reserve Bank of India (Small Finance Banks – Credit Information Reporting) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Credit Information Reporting) Directions, 2025
Reserve Bank of India (Small Finance Banks – Credit Risk Management) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Credit Risk Management) Directions, 2025
Reserve Bank of India (Small Finance Banks – Concentration Risk Management) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Concentration Risk Management) Directions, 2025
Reserve Bank of India (Small Finance Banks – Transfer and Distribution of Credit Risk) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Transfer and Distribution of Credit Risk) Directions, 2025
Reserve Bank of India (Small Finance Banks – Securitisation Transactions) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Securitisation Transactions) Directions, 2025
Reserve Bank of India (Small Finance Banks – Interest Rates on Advances) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Interest Rates on Advances) Directions, 2025
Reserve Bank of India (Small Finance Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025
Reserve Bank of India (Small Finance Banks – Asset Liability Management) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Asset Liability Management) Directions, 2025
Reserve Bank of India (Small Finance Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025
Reserve Bank of India (Small Finance Banks – Resolution of Stressed Assets) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Resolution of Stressed Assets) Directions, 2025
Reserve Bank of India (Small Finance Banks – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025
Reserve Bank of India (Small Finance Banks – Financial Statements: Presentation and Disclosures) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Financial Statements: Presentation and Disclosures) Directions, 2025
Reserve Bank of India (Small Finance Banks – Prudential Norms on Declaration of Dividends) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Prudential Norms on Declaration of Dividends) Directions, 2025
Reserve Bank of India (Small Finance Banks – Know Your Customer) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Know Your Customer) Directions, 2025
Reserve Bank of India (Small Finance Banks – Responsible Business Conduct) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Responsible Business Conduct) Directions, 2025
Reserve Bank of India (Small Finance Banks – Managing Risks in Outsourcing) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Managing Risks in Outsourcing) Directions, 2025
Reserve Bank of India (Small Finance Banks – Climate Finance and Management of Climate Change Risks) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Climate Finance and Management of Climate Change Risks) Directions, 2025
Reserve Bank of India (Small Finance Banks – Miscellaneous) Directions, 2025PDF - Reserve Bank of India (Small Finance Banks – Miscellaneous) Directions, 2025
Reserve Bank of India (Payments Banks – Acquisition and Holding of Shares or Voting Rights) Directions, 2025PDF - Reserve Bank of India (Payments Banks – Acquisition and Holding of Shares or Voting Rights) Directions, 2025
Reserve Bank of India (Payments Banks – Voluntary Amalgamation) Directions, 2025PDF - Reserve Bank of India (Payments Banks – Voluntary Amalgamation) Directions, 2025
Reserve Bank of India (Payments Banks – Branch Authorisation) Directions, 2025PDF - Reserve Bank of India (Payments Banks – Branch Authorisation) Directions, 2025
Reserve Bank of India (Payments Banks – Digital Banking Channels Authorisation) Directions, 2025PDF - Reserve Bank of India (Payments Banks – Digital Banking Channels Authorisation) Directions, 2025
Reserve Bank of India (Payments Banks – Undertaking of Financial Services) Directions, 2025 (Updated as on December 05, 2025)PDF - Reserve Bank of India (Payments Banks – Undertaking of Financial Services) Directions, 2025 (Updated as on December 05, 2025)
Reserve Bank of India (Payments Banks – Governance) Directions, 2025PDF - Reserve Bank of India (Payments Banks – Governance) Directions, 2025
Reserve Bank of India (Payments Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025PDF - Reserve Bank of India (Payments Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025
Reserve Bank of India (Payments Banks – Prudential Norms on Capital Adequacy) Directions, 2025PDF - Reserve Bank of India (Payments Banks – Prudential Norms on Capital Adequacy) Directions, 2025
Reserve Bank of India (Payments Banks – Interest Rate on Deposits) Directions, 2025PDF - Reserve Bank of India (Payments Banks – Interest Rate on Deposits) Directions, 2025
Reserve Bank of India (Payments Banks – Debit Cards: Issuance and Conduct) Directions, 2025PDF - Reserve Bank of India (Payments Banks – Debit Cards: Issuance and Conduct) Directions, 2025
Reserve Bank of India (Payments Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025PDF - Reserve Bank of India (Payments Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025
Reserve Bank of India (Payments Banks – Asset Liability Management) Directions, 2025PDF - Reserve Bank of India (Payments Banks – Asset Liability Management) Directions, 2025
Reserve Bank of India (Payments Banks – Financial Statements: Presentation and Disclosures) Directions, 2025PDF - Reserve Bank of India (Payments Banks – Financial Statements: Presentation and Disclosures) Directions, 2025
Reserve Bank of India (Payments Banks – Prudential Norms on Declaration of Dividends) Directions, 2025PDF - Reserve Bank of India (Payments Banks – Prudential Norms on Declaration of Dividends) Directions, 2025
Reserve Bank of India (Payments Banks – Know Your Customer) Directions, 2025PDF - Reserve Bank of India (Payments Banks – Know Your Customer) Directions, 2025
Reserve Bank of India (Payments Banks – Responsible Business Conduct) Directions, 2025PDF - Reserve Bank of India (Payments Banks – Responsible Business Conduct) Directions, 2025
Reserve Bank of India (Payments Banks – Managing Risks in Outsourcing) Directions, 2025PDF - Reserve Bank of India (Payments Banks – Managing Risks in Outsourcing) Directions, 2025
Reserve Bank of India (Payments Banks – Miscellaneous) Directions, 2025PDF - Reserve Bank of India (Payments Banks – Miscellaneous) Directions, 2025
Reserve Bank of India (Local Area Banks – Acquisition and Holding of Shares or Voting Rights) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Acquisition and Holding of Shares or Voting Rights) Directions, 2025
Reserve Bank of India (Local Area Banks – Voluntary Amalgamation) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Voluntary Amalgamation) Directions, 2025
Reserve Bank of India (Local Area Banks – Branch Authorisation) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Branch Authorisation) Directions, 2025
Reserve Bank of India (Local Area Banks – Digital Banking Channels Authorisation) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Digital Banking Channels Authorisation) Directions, 2025
Reserve Bank of India (Local Area Banks – Governance) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Governance) Directions, 2025
Reserve Bank of India (Local Area Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025
Reserve Bank of India (Local Area Banks – Prudential Norms on Capital Adequacy) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Prudential Norms on Capital Adequacy) Directions, 2025
Reserve Bank of India (Local Area Banks – Interest Rate on Deposits) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Interest Rate on Deposits) Directions, 2025
Reserve Bank of India (Local Area Banks – Credit Facilities) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Credit Facilities) Directions, 2025
Reserve Bank of India (Local Area Banks – Debit Cards: Issuance and Conduct) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Debit Cards: Issuance and Conduct) Directions, 2025
Reserve Bank of India (Local Area Banks – Credit Information Reporting) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Credit Information Reporting) Directions, 2025
Reserve Bank of India (Local Area Banks – Credit Risk Management) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Credit Risk Management) Directions, 2025
Reserve Bank of India (Local Area Banks – Concentration Risk Management) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Concentration Risk Management) Directions, 2025
Reserve Bank of India (Local Area Banks – Transfer and Distribution of Credit Risk) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Transfer and Distribution of Credit Risk) Directions, 2025
Reserve Bank of India (Local Area Banks – Interest Rates on Advances) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Interest Rates on Advances) Directions, 2025
Reserve Bank of India (Local Area Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025
Reserve Bank of India (Local Area Banks – Asset Liability Management) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Asset Liability Management) Directions, 2025
Reserve Bank of India (Local Area Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025
Reserve Bank of India (Local Area Banks – Resolution of Stressed Assets) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Resolution of Stressed Assets) Directions, 2025
Reserve Bank of India (Local Area Banks – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025
Reserve Bank of India (Local Area Banks – Financial Statements: Presentation and Disclosures) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Financial Statements: Presentation and Disclosures) Directions, 2025
Reserve Bank of India (Local Area Banks – Prudential Norms on Declaration of Dividends) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Prudential Norms on Declaration of Dividends) Directions, 2025
Reserve Bank of India (Local Area Banks – Know Your Customer) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Know Your Customer) Directions, 2025
Reserve Bank of India (Local Area Banks – Responsible Business Conduct) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Responsible Business Conduct) Directions, 2025
Reserve Bank of India (Local Area Banks – Managing Risks in Outsourcing) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Managing Risks in Outsourcing) Directions, 2025
Reserve Bank of India (Local Area Banks – Miscellaneous) Directions, 2025PDF - Reserve Bank of India (Local Area Banks – Miscellaneous) Directions, 2025
Reserve Bank of India (Regional Rural Banks – Branch Authorisation) Directions, 2025PDF - Reserve Bank of India (Regional Rural Banks – Branch Authorisation) Directions, 2025
Reserve Bank of India (Regional Rural Banks – Digital Banking Channels Authorisation) Directions, 2025PDF - Reserve Bank of India (Regional Rural Banks – Digital Banking Channels Authorisation) Directions, 2025
Reserve Bank of India (Regional Rural Banks – Undertaking of Financial Services) Directions, 2025PDF - Reserve Bank of India (Regional Rural Banks – Undertaking of Financial Services) Directions, 2025
Reserve Bank of India (Regional Rural Banks – Governance) Directions, 2025PDF - Reserve Bank of India (Regional Rural Banks – Governance) Directions, 2025
Reserve Bank of India (Regional Rural Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025PDF - Reserve Bank of India (Regional Rural Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025
Reserve Bank of India (Regional Rural Banks – Prudential Norms on Capital Adequacy) Directions, 2025PDF - Reserve Bank of India (Regional Rural Banks – Prudential Norms on Capital Adequacy) Directions, 2025
Reserve Bank of India (Regional Rural Banks – Interest Rate on Deposits) Directions, 2025PDF - Reserve Bank of India (Regional Rural Banks – Interest Rate on Deposits) Directions, 2025
Reserve Bank of India (Regional Rural Banks – Credit Facilities) Directions, 2025PDF - Reserve Bank of India (Regional Rural Banks – Credit Facilities) Directions, 2025
Reserve Bank of India (Regional Rural Banks – Credit Cards and Debit Cards: Issuance and Conduct) Directions, 2025PDF - Reserve Bank of India (Regional Rural Banks – Credit Cards and Debit Cards: Issuance and Conduct) Directions, 2025
Reserve Bank of India (Regional Rural Banks – Credit Information Reporting) Directions, 2025PDF - Reserve Bank of India (Regional Rural Banks – Credit Information Reporting) Directions, 2025
Reserve Bank of India (Regional Rural Banks – Credit Risk Management) Directions, 2025PDF - Reserve Bank of India (Regional Rural Banks – Credit Risk Management) Directions, 2025
Reserve Bank of India (Regional Rural Banks – Concentration Risk Management) Directions, 2025PDF - Reserve Bank of India (Regional Rural Banks – Concentration Risk Management) Directions, 2025
Reserve Bank of India (Regional Rural Banks – Transfer and Distribution of Credit Risk) Directions, 2025PDF - Reserve Bank of India (Regional Rural Banks – Transfer and Distribution of Credit Risk) Directions, 2025
Reserve Bank of India (Regional Rural Banks – Interest Rates on Advances) Directions, 2025PDF - Reserve Bank of India (Regional Rural Banks – Interest Rates on Advances) Directions, 2025
Reserve Bank of India (Regional Rural Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025PDF - Reserve Bank of India (Regional Rural Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025
Reserve Bank of India (Regional Rural Banks – Asset Liability Management) Directions, 2025PDF - Reserve Bank of India (Regional Rural Banks – Asset Liability Management) Directions, 2025
Reserve Bank of India (Regional Rural Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025PDF - Reserve Bank of India (Regional Rural Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025
Reserve Bank of India (Regional Rural Banks – Resolution of Stressed Assets) Directions, 2025PDF - Reserve Bank of India (Regional Rural Banks – Resolution of Stressed Assets) Directions, 2025
Reserve Bank of India (Rural Co-operative Banks – Transfer and Distribution of Credit Risk) Directions, 2025PDF - Reserve Bank of India (Rural Co-operative Banks – Transfer and Distribution of Credit Risk) Directions, 2025
Reserve Bank of India (Rural Co-operative Banks – Interest Rates on Advances) Directions, 2025PDF - Reserve Bank of India (Rural Co-operative Banks – Interest Rates on Advances) Directions, 2025
Reserve Bank of India (Rural Co-operative Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025PDF - Reserve Bank of India (Rural Co-operative Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025
Reserve Bank of India (Rural Co-operative Banks – Asset Liability Management) Directions, 2025PDF - Reserve Bank of India (Rural Co-operative Banks – Asset Liability Management) Directions, 2025
Reserve Bank of India (Rural Co-operative Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025PDF - Reserve Bank of India (Rural Co-operative Banks – Income Recognition, Asset Classification and Provisioning) Directions, 2025
Reserve Bank of India (Rural Co-operative Banks – Resolution of Stressed Assets) Directions, 2025PDF - Reserve Bank of India (Rural Co-operative Banks – Resolution of Stressed Assets) Directions, 2025
Reserve Bank of India (Rural Co-operative Banks – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025PDF - Reserve Bank of India (Rural Co-operative Banks – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025
Reserve Bank of India (Rural Co-operative Banks – Financial Statements: Presentation and Disclosures) Directions, 2025PDF - Reserve Bank of India (Rural Co-operative Banks – Financial Statements: Presentation and Disclosures) Directions, 2025
Reserve Bank of India (Rural Co-operative Banks – Prudential Norms on Declaration of Dividends) Directions, 2025PDF - Reserve Bank of India (Rural Co-operative Banks – Prudential Norms on Declaration of Dividends) Directions, 2025
Reserve Bank of India (Rural Co-operative Banks – Know Your Customer) Directions, 2025PDF - Reserve Bank of India (Rural Co-operative Banks – Know Your Customer) Directions, 2025
Reserve Bank of India (Rural Co-operative Banks – Responsible Business Conduct) Directions, 2025PDF - Reserve Bank of India (Rural Co-operative Banks – Responsible Business Conduct) Directions, 2025
Reserve Bank of India (Rural Co-operative Banks – Managing Risks in Outsourcing) Directions, 2025PDF - Reserve Bank of India (Rural Co-operative Banks – Managing Risks in Outsourcing) Directions, 2025
Reserve Bank of India (All India Financial Institutions – Undertaking of Financial Services) Directions, 2025PDF - Reserve Bank of India (All India Financial Institutions – Undertaking of Financial Services) Directions, 2025
Reserve Bank of India (All India Financial Institutions – Prudential Norms on Capital Adequacy) Directions, 2025PDF - Reserve Bank of India (All India Financial Institutions – Prudential Norms on Capital Adequacy) Directions, 2025
Reserve Bank of India (All India Financial Institutions– Resource Raising Norms) Directions, 2025PDF - Reserve Bank of India (All India Financial Institutions– Resource Raising Norms) Directions, 2025
Reserve Bank of India (All India Financial Institutions – Credit Facilities) Directions, 2025PDF - Reserve Bank of India (All India Financial Institutions – Credit Facilities) Directions, 2025
Reserve Bank of India (All India Financial Institutions – Credit Information Reporting) Directions, 2025PDF - Reserve Bank of India (All India Financial Institutions – Credit Information Reporting) Directions, 2025
Reserve Bank of India (All India Financial Institutions – Credit Risk Management) Directions, 2025PDF - Reserve Bank of India (All India Financial Institutions – Credit Risk Management) Directions, 2025
Reserve Bank of India (All India Financial Institutions – Concentration Risk Management) Directions, 2025PDF - Reserve Bank of India (All India Financial Institutions – Concentration Risk Management) Directions, 2025
Reserve Bank of India (All India Financial Institutions – Transfer and Distribution of Credit Risk) Directions, 2025PDF - Reserve Bank of India (All India Financial Institutions – Transfer and Distribution of Credit Risk) Directions, 2025
Reserve Bank of India (All India Financial Institutions – Securitisation Transactions) Directions, 2025PDF - Reserve Bank of India (All India Financial Institutions – Securitisation Transactions) Directions, 2025
Reserve Bank of India (All India Financial Institutions – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025PDF - Reserve Bank of India (All India Financial Institutions – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025
Reserve Bank of India (All India Financial Institutions – Asset Liability Management) Directions, 2025PDF - Reserve Bank of India (All India Financial Institutions – Asset Liability Management) Directions, 2025
Reserve Bank of India (All India Financial Institutions – Income Recognition, Asset Classification and Provisioning) Directions, 2025PDF - Reserve Bank of India (All India Financial Institutions – Income Recognition, Asset Classification and Provisioning) Directions, 2025
Reserve Bank of India (All India Financial Institutions – Resolution of Stressed Assets) Directions, 2025PDF - Reserve Bank of India (All India Financial Institutions – Resolution of Stressed Assets) Directions, 2025
Reserve Bank of India (All India Financial Institutions – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025PDF - Reserve Bank of India (All India Financial Institutions – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025
Reserve Bank of India (All India Financial Institutions – Financial Statements: Presentation and Disclosures) Directions, 2025PDF - Reserve Bank of India (All India Financial Institutions – Financial Statements: Presentation and Disclosures) Directions, 2025
Reserve Bank of India (All India Financial Institutions – Know Your Customer) Directions, 2025PDF - Reserve Bank of India (All India Financial Institutions – Know Your Customer) Directions, 2025
Reserve Bank of India (All India Financial Institutions – Responsible Business Conduct) Directions, 2025PDF - Reserve Bank of India (All India Financial Institutions – Responsible Business Conduct) Directions, 2025
Reserve Bank of India (All India Financial Institutions – Managing Risks in Outsourcing) Directions, 2025PDF - Reserve Bank of India (All India Financial Institutions – Managing Risks in Outsourcing) Directions, 2025
Reserve Bank of India (All India Financial Institutions – Miscellaneous) Directions, 2025PDF - Reserve Bank of India (All India Financial Institutions – Miscellaneous) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Registration, Exemptions and Framework for Scale Based Regulation) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Registration, Exemptions and Framework for Scale Based Regulation) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Acquisition of Shareholding or Control) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Acquisition of Shareholding or Control) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Voluntary Amalgamation) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Voluntary Amalgamation) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Branch Authorisation) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Branch Authorisation) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Undertaking of Financial Services) Directions, 2025 (Updated as on December 05, 2025)PDF - Reserve Bank of India (Non-Banking Financial Companies – Undertaking of Financial Services) Directions, 2025 (Updated as on December 05, 2025)
Reserve Bank of India (Non-Banking Financial Companies – Governance) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Governance) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Prudential Norms on Capital Adequacy) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Prudential Norms on Capital Adequacy) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Acceptance of Public Deposits) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Acceptance of Public Deposits) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Credit Facilities) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Credit Facilities) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Credit Cards: Issuance and Conduct) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Credit Cards: Issuance and Conduct) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Credit Information Reporting) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Credit Information Reporting) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Credit Risk Management) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Credit Risk Management) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Concentration Risk Management) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Concentration Risk Management) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Transfer and Distribution of Credit Risk) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Transfer and Distribution of Credit Risk) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Securitisation Transactions) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Securitisation Transactions) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Asset Liability Management) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Asset Liability Management) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Income Recognition, Asset Classification and Provisioning) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Income Recognition, Asset Classification and Provisioning) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Resolution of Stressed Assets) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Resolution of Stressed Assets) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Financial Statements: Presentation and Disclosures) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Financial Statements: Presentation and Disclosures) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Prudential Norms on Declaration of Dividends) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Prudential Norms on Declaration of Dividends) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Know Your Customer) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Know Your Customer) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Responsible Business Conduct) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Responsible Business Conduct) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Managing Risks in Outsourcing) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Managing Risks in Outsourcing) Directions, 2025
Reserve Bank of India (Housing Finance Companies) Directions, 2025PDF - Reserve Bank of India (Housing Finance Companies) Directions, 2025
Reserve Bank of India (Standalone Primary Dealers) Directions, 2025PDF - Reserve Bank of India (Standalone Primary Dealers) Directions, 2025
Reserve Bank of India (Core Investment Companies) Directions, 2025PDF - Reserve Bank of India (Core Investment Companies) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies - Account Aggregator) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies - Account Aggregator) Directions, 2025
Reserve Bank of India (Mortgage Guarantee Companies) Directions, 2025PDF - Reserve Bank of India (Mortgage Guarantee Companies) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Peer to Peer Lending Platform) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Peer to Peer Lending Platform) Directions, 2025
Reserve Bank of India (Non-Banking Financial Companies – Microfinance Institution) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Microfinance Institution) Directions, 2025
Reserve Bank of India (Non-Operative Financial Holding Companies) Directions, 2025 (Updated as on December 05, 2025)PDF - Reserve Bank of India (Non-Operative Financial Holding Companies) Directions, 2025 (Updated as on December 05, 2025)
Reserve Bank of India (Non-Banking Financial Companies – Miscellaneous) Directions, 2025PDF - Reserve Bank of India (Non-Banking Financial Companies – Miscellaneous) Directions, 2025
Reserve Bank of India (Asset Reconstruction Companies) Directions, 2025PDF - Reserve Bank of India (Asset Reconstruction Companies) Directions, 2025
Reserve Bank of India (Asset Reconstruction Companies – Credit Information Reporting) Directions, 2025PDF - Reserve Bank of India (Asset Reconstruction Companies  – Credit Information Reporting) Directions, 2025
Reserve Bank of India (Asset Reconstruction Companies – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025PDF - Reserve Bank of India (Asset Reconstruction Companies – Treatment of Wilful Defaulters and Large Defaulters) Directions, 2025
Reserve Bank of India (Asset Reconstruction Companies – Know Your Customer) Directions, 2025PDF - Reserve Bank of India (Asset Reconstruction Companies – Know Your Customer) Directions, 2025
Reserve Bank of India (Credit Information Companies) Directions, 2025PDF - Reserve Bank of India (Credit Information Companies) Directions, 2025
Reserve Bank of India (Credit Information Companies – Managing Risks in Outsourcing) Directions, 2025PDF - Reserve Bank of India (Credit Information Companies – Managing Risks in Outsourcing) Directions, 2025
Nov 14, 2025
Implementation of Section 51A of UAPA,1967: Updates to UNSC’s 1267/1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Delisting of 02 EntriesPDF - Implementation of Section 51A of UAPA,1967: Updates to UNSC’s 1267/1989 ISIL (Daesh) & Al-Qaida Sanctions List: Delisting of 02 Entries
Reserve Bank of India (Trade Relief Measures) Directions, 2025PDF - Reserve Bank of India (Trade Relief Measures) Directions, 2025
Oct 28, 2025
Reserve Bank of India (Nomination Facility in Deposit Accounts, Safe Deposit Lockers and Articles kept in Safe Custody with the Banks) Directions, 2025PDF - Reserve Bank of India (Nomination Facility in Deposit Accounts, Safe Deposit Lockers and Articles kept in Safe Custody with the Banks) Directions, 2025
Oct 24, 2025
Implementation of Section 51A of UAPA,1967: Updates to UNSC’s 1267/ 1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Amendments to 01 EntryPDF - Implementation of Section 51A of UAPA,1967: Updates to UNSC’s 1267/ 1989 ISIL (Daesh) & Al-Qaida Sanctions List: Amendments to 01 Entry
Oct 23, 2025
Implementation of Section 51A of UAPA,1967: Updates to UNSC’s 1267/ 1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Amendments to 01 EntryPDF - Implementation of Section 51A of UAPA,1967: Updates to UNSC’s 1267/ 1989 ISIL (Daesh) & Al-Qaida Sanctions List: Amendments to 01 Entry

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