With a view to consolidate the existing regulatory instructions on the topic on an ‘as-is’ basis, the draft of Reserve Bank of India (Commercial Banks – Credit Cards and Debit Cards: Issuance and Conduct) Directions 2025 has been issued for public comments.

Additional comments or any attachments may also be submitted by email at feedbackconsoldor@rbi.org.in.

Last date for submission of comments is November 10, 2025.

Draft Direction