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Document - 16. Industry-wise Deployment of Gross Bank Credit () or PDF - 16. Industry-wise Deployment of Gross Bank Credit ()
16. Industry-wise Deployment of Gross Bank Credit
Date : Aug 25, 2026
(₹ Crore)
Industry Outstanding as on Growth (%)
Mar. 31, 2026 2025 2026 Financial year so far Y-o-Y
Jun. 27 May 31 Jun. 30 2026-27 2026
1 2 3 4 % %
2. Industries (2.1 to 2.19) 4584304 4001401 4623904 4771513 4.1 19.2
2.1 Mining & Quarrying (incl. Coal) 60931 57009 60596 64261 5.5 12.7
2.2 Food Processing 250187 223134 255078 266733 6.6 19.5
2.2.1 Sugar 29742 22862 25000 22512 -24.3 -1.5
2.2.2 Edible Oils & Vanaspati 26226 21342 28948 32138 22.5 50.6
2.2.3 Tea 5127 4950 4992 5642 10.0 14.0
2.2.4 Others 189092 173981 196137 206441 9.2 18.7
2.3 Beverage & Tobacco 40158 34638 37364 37681 -6.2 8.8
2.4 Textiles 301868 277281 300963 309020 2.4 11.4
2.4.1 Cotton Textiles 110268 105869 107219 109654 -0.6 3.6
2.4.2 Jute Textiles 4994 4411 5196 5354 7.2 21.4
2.4.3 Man-Made Textiles 52032 49413 52112 53412 2.7 8.1
2.4.4 Other Textiles 134574 117588 136436 140601 4.5 19.6
2.5 Leather & Leather Products 14147 13207 14328 14562 2.9 10.3
2.6 Wood & Wood Products 31055 28303 31564 32588 4.9 15.1
2.7 Paper & Paper Products 58964 52731 60640 62076 5.3 17.7
2.8 Petroleum, Coal Products & Nuclear Fuels 204180 154602 194143 229656 12.5 48.5
2.9 Chemicals & Chemical Products 307906 271055 320394 328675 6.7 21.3
2.9.1 Fertiliser 30586 31958 35029 37126 21.4 16.2
2.9.2 Drugs & Pharmaceuticals 104391 86382 104970 105554 1.1 22.2
2.9.3 Petro Chemicals 36808 33907 38596 40556 10.2 19.6
2.9.4 Others 136121 118808 141799 145439 6.8 22.4
2.10 Rubber, Plastic & their Products 112779 102611 113849 116125 3.0 13.2
2.11 Glass & Glassware 16287 13243 15898 16307 0.1 23.1
2.12 Cement & Cement Products 65113 59183 68533 68922 5.8 16.5
2.13 Basic Metal & Metal Product 518062 442055 522178 534392 3.2 20.9
2.13.1 Iron & Steel 356663 301600 359414 368673 3.4 22.2
2.13.2 Other Metal & Metal Product 161399 140455 162763 165719 2.7 18.0
2.14 All Engineering 317374 248781 324314 342309 7.9 37.6
2.14.1 Electronics 59905 55370 65407 71279 19.0 28.7
2.14.2 Others 257468 193411 258906 271030 5.3 40.1
2.15 Vehicles, Vehicle Parts & Transport Equipment 141076 121563 149079 153226 8.6 26.0
2.16 Gems & Jewellery 121355 88897 117923 117973 -2.8 32.7
2.17 Construction 179323 160280 181625 191166 6.6 19.3
2.18 Infrastructure 1490126 1363380 1504608 1511787 1.5 10.9
2.18.1 Power 842655 704513 858055 868221 3.0 23.2
2.18.2 Telecommunications 108701 109428 97752 96729 -11.0 -11.6
2.18.3 Roads 338135 344664 339986 341768 1.1 -0.8
2.18.4 Airports 6684 9355 8065 8022 20.0 -14.2
2.18.5 Ports 8794 5530 9474 9726 10.6 75.9
2.18.6 Railways 6730 11280 7059 6978 3.7 -38.1
2.18.7 Other Infrastructure 178427 178610 184217 180343 1.1 1.0
2.19 Other Industries 353413 289450 350827 374052 5.8 29.2
Note: With effect from December 31, 2025, definition of last reporting fortnight has been changed to the last day of the month under the Banking Laws (Amendment) Act 2025. Accordingly, the y-o-y growth rates from December 2025 onwards are based on end-of-month data for the current year and data for the last reporting fortnight (as per old definition) for the corresponding month of the previous year.

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