| (Amount in ₹ Crore) |
| Item | 2022-23 |
| Q1 | Q2 | Q3 | Q4 | Annual |
| Net Financial Assets (I-II) | 287802.7 | 297217.6 | 293954.9 | 451660.3 | 1330635.4 |
| Per cent of GDP | 4.4 | 4.6 | 4.3 | 6.4 | 4.9 |
| I. Financial Assets | 577822.4 | 632335.6 | 748109.7 | 968986.1 | 2927253.7 |
| Per cent of GDP | 8.9 | 9.8 | 11.0 | 13.6 | 10.9 |
| of which: | | | | | |
| 1.Total Deposits (a+b) | 185429.1 | 317361.2 | 280233.1 | 325852.7 | 1108876.2 |
| (a) Bank Deposits | 163172.4 | 299532.7 | 256399.7 | 307866.8 | 1026971.5 |
| i. Commercial Banks | 158613.3 | 300565.0 | 248459.8 | 284968.0 | 992606.2 |
| ii. Co-operative Banks | 4559.0 | -1032.4 | 7939.8 | 22898.9 | 34365.3 |
| (b) Non-Bank Deposits | 22256.8 | 17828.6 | 23833.5 | 17985.9 | 81904.7 |
| of which: | | | | | |
| Other Financial Institutions (i+ii) | 6504.8 | 2076.7 | 8081.6 | 2234.0 | 18897.1 |
| i. Non-Banking Financial Companies | 4230.6 | 3267.2 | 3246.9 | 3945.8 | 14690.4 |
| ii. Housing Finance Companies | 2274.2 | -1190.5 | 4834.7 | -1711.8 | 4206.6 |
| 2. Life Insurance Funds | 73357.5 | 151737.1 | 167581.7 | 156268.5 | 548944.9 |
| 3. Provident and Pension Funds (including PPF) | 146719.1 | 118171.9 | 136388.4 | 216513.6 | 617793.1 |
| 4. Currency | 66438.9 | -54579.3 | 76760.1 | 148990.1 | 237609.7 |
| 5. Investments | 51502.6 | 48530.1 | 49778.6 | 64150.6 | 213961.9 |
| of which: | | | | | |
| (a) Mutual Funds | 35443.5 | 44484.0 | 40205.9 | 58954.5 | 179087.8 |
| (b) Equity | 13560.9 | 1378.2 | 6434.1 | 1664.9 | 23038.1 |
| 6. Small Savings (excluding PPF) | 54375.1 | 51114.5 | 37367.7 | 57210.6 | 200068.0 |
| II. Financial Liabilities | 290019.7 | 335118.0 | 454154.8 | 517325.8 | 1596618.3 |
| Per cent of GDP | 4.5 | 5.2 | 6.7 | 7.3 | 5.9 |
| Loans/Borrowings | | | | | |
| 1. Financial Corporations (a+b) | 289781.5 | 334879.7 | 453916.6 | 517087.5 | 1595665.3 |
| (a) Banking Sector | 234235.0 | 263450.2 | 370782.9 | 383843.2 | 1252311.4 |
| of which: | | | | | |
| i. Commercial Banks | 230283.8 | 261265.3 | 368304.6 | 331291.0 | 1191144.8 |
| (b) Other Financial Institutions | 55546.4 | 71429.5 | 83133.7 | 133244.3 | 343353.9 |
| i. Non-Banking Financial Companies | 30531.7 | 36650.3 | 55791.7 | 94565.3 | 217539.1 |
| ii. Housing Finance Companies | 22336.7 | 33031.2 | 24903.3 | 36745.8 | 117017.0 |
| iii. Insurance Corporations | 2678.0 | 1747.9 | 2438.7 | 1933.2 | 8797.8 |
| 2. Non-Financial Corporations (Private Corporate Business) | 33.7 | 33.7 | 33.7 | 33.7 | 135.0 |
| 3. General Government | 204.5 | 204.5 | 204.5 | 204.5 | 818.0 |
| No. 50 (a): Flow of Financial Assets and Liabilities of Households - Instrument-wise (Contd.) |
| (Amount in ₹ Crore) |
| Item | 2023-24 |
| Q1 | Q2 | Q3 | Q4 | Annual |
| Net Financial Assets (I-II) | 349607.1 | 283994.4 | 294431.6 | 666547.4 | 1594580.4 |
| Per cent of GDP | 4.8 | 3.9 | 3.8 | 8.4 | 5.3 |
| I. Financial Assets | 671244.1 | 810128.8 | 805066.2 | 1187279.1 | 3473718.2 |
| Per cent of GDP | 9.3 | 11.2 | 10.4 | 14.9 | 11.5 |
| of which: | | | | | |
| 1.Total Deposits (a+b) | 266680.3 | 407948.0 | 296931.3 | 406706.9 | 1378266.4 |
| (a) Bank Deposits | 253004.1 | 501768.5 | 277432.0 | 390720.4 | 1422924.9 |
| i. Commercial Banks | 243833.9 | 502260.7 | 280096.7 | 383460.6 | 1409651.9 |
| ii. Co-operative Banks | 9170.2 | -492.2 | -2664.7 | 7259.8 | 13273.0 |
| (b) Non-Bank Deposits | 13676.2 | -93820.5 | 19499.4 | 15986.5 | -44658.5 |
| of which: | | | | | |
| Other Financial Institutions (i+ii) | -485.4 | -107982.1 | 5337.7 | 1824.9 | -101304.9 |
| i. Non-Banking Financial Companies | 6119.3 | 4782.3 | 4895.8 | 1942.9 | 17740.3 |
| ii. Housing Finance Companies | -6604.7 | -112764.4 | 441.9 | -118.0 | -119045.2 |
| 2. Life Insurance Funds | 157301.9 | 140356.8 | 160135.2 | 189267.6 | 647061.4 |
| 3. Provident and Pension Funds (including PPF) | 163686.0 | 148356.1 | 153435.1 | 253882.9 | 719360.2 |
| 4. Currency | -48636.2 | -36700.8 | 56719.0 | 146643.8 | 118025.7 |
| 5. Investments | 41014.3 | 72664.6 | 79238.2 | 108336.6 | 301253.8 |
| of which: | | | | | |
| (a) Mutual Funds | 32085.6 | 55768.8 | 60134.6 | 90973.0 | 238962.1 |
| (b) Equity | 3756.7 | 7146.3 | 9941.1 | 8236.1 | 29080.1 |
| 6. Small Savings (excluding PPF) | 91197.8 | 77504.1 | 58607.4 | 82441.4 | 309750.7 |
| II. Financial Liabilities | 321637.1 | 526134.4 | 510634.6 | 520731.7 | 1879137.8 |
| Per cent of GDP | 4.5 | 7.3 | 6.6 | 6.5 | 6.2 |
| Loans/Borrowings | | | | | |
| 1. Financial Corporations (a+b) | 321519.8 | 526016.2 | 510516.4 | 520613.5 | 1878665.8 |
| (a) Banking Sector | 213606.3 | 868873.9 | 402647.1 | 392330.5 | 1877457.7 |
| of which: | | | | | |
| i. Commercial Banks | 208026.5 | 875654.0 | 389898.0 | 382557.9 | 1856136.4 |
| (b) Other Financial Institutions | 107913.6 | -342857.7 | 107869.2 | 128283.0 | 1208.0 |
| i. Non-Banking Financial Companies | 81448.8 | 59683.7 | 85031.8 | 100836.5 | 327000.7 |
| ii. Housing Finance Companies | 23784.0 | -404294.0 | 21233.4 | 25852.9 | -333423.7 |
| iii. Insurance Corporations | 2680.7 | 1752.6 | 1604.0 | 1593.6 | 7631.0 |
| 2. Non-Financial Corporations (Private Corporate Business) | 33.7 | 34.7 | 34.7 | 34.7 | 138.0 |
| 3. General Government | 83.5 | 83.5 | 83.5 | 83.5 | 334.0 |
| No. 50 (a): Flow of Financial Assets and Liabilities of Households - Instrument-wise (Concld.) |
| (Amount in ₹ Crore) |
| Item | 2024-25 | |
| Q1 | Q2 | Q3 | Q4 | Annual |
| Net Financial Assets (I-II) | 551994.2 | 496676.1 | 271043.1 | 674489.0 | 1994202.4 |
| Per cent of GDP | 7.0 | 6.3 | 3.2 | 7.6 | 6.0 |
| I. Financial Assets | 840665.3 | 901135.4 | 689663.5 | 1129381.1 | 3560845.4 |
| Per cent of GDP | 10.6 | 11.5 | 8.1 | 12.8 | 10.8 |
| of which: | | | | | |
| 1.Total Deposits (a+b) | 274567.9 | 403591.4 | 158320.8 | 418183.6 | 1254663.6 |
| (a) Bank Deposits | 254885.4 | 388328.6 | 141290.0 | 401577.5 | 1186081.4 |
| i. Commercial Banks | 251171.1 | 389734.0 | 147864.7 | 395337.4 | 1184107.2 |
| ii. Co-operative Banks | 3714.3 | -1405.4 | -6574.7 | 6240.0 | 1974.2 |
| (b) Non-Bank Deposits | 19682.4 | 15262.8 | 17030.8 | 16606.1 | 68582.2 |
| of which: | | | | | |
| Other Financial Institutions (i+ii) | 7461.4 | 3041.8 | 4809.8 | 4385.1 | 19698.2 |
| i. Non-Banking Financial Companies | 6289.7 | 3230.0 | 4444.5 | 4220.0 | 18184.2 |
| ii. Housing Finance Companies | 1171.7 | -188.2 | 365.4 | 165.1 | 1514.0 |
| 2. Life Insurance Funds | 175427.0 | 178835.2 | 90159.4 | 90393.0 | 534814.6 |
| 3. Provident and Pension Funds (including PPF) | 170218.2 | 170219.6 | 170758.3 | 281332.6 | 792528.6 |
| 4. Currency | 34212.5 | -57615.2 | 70840.8 | 162236.1 | 209674.1 |
| 5. Investments | 120638.2 | 152637.1 | 159255.2 | 103720.8 | 536251.4 |
| of which: | | | | | |
| (a) Mutual Funds | 106987.0 | 137618.0 | 124132.0 | 97193.0 | 465930.0 |
| (b) Equity | 14448.0 | 15645.0 | 36063.1 | 7410.3 | 73566.5 |
| 6. Small Savings (excluding PPF) | 65601.6 | 53467.4 | 40329.0 | 73515.0 | 232913.0 |
| II. Financial Liabilities | 288671.1 | 404459.3 | 418620.4 | 454892.1 | 1566642.9 |
| Per cent of GDP | 3.7 | 5.2 | 4.9 | 5.2 | 4.7 |
| Loans/Borrowings | | | | | |
| 1. Financial Corporations (a+b) | 288492.4 | 404280.6 | 418441.7 | 454713.3 | 1565928.0 |
| (a) Banking Sector | 205040.4 | 322147.7 | 319626.6 | 387045.6 | 1233860.3 |
| of which: | | | | | |
| i. Commercial Banks | 208525.3 | 321241.4 | 302569.3 | 379856.5 | 1212192.4 |
| (b) Other Financial Institutions | 83452.0 | 82132.9 | 98815.0 | 67667.7 | 332067.7 |
| i. Non-Banking Financial Companies | 65813.7 | 65488.7 | 75764.5 | 39833.9 | 246900.8 |
| ii. Housing Finance Companies | 15125.2 | 14233.6 | 20561.4 | 25756.8 | 75677.0 |
| iii. Insurance Corporations | 2513.1 | 2410.7 | 2489.1 | 2077.1 | 9489.9 |
| 2. Non-Financial Corporations (Private Corporate Business) | 34.7 | 34.7 | 34.7 | 34.7 | 139.0 |
| 3. General Government | 144.0 | 144.0 | 144.0 | 144.0 | 576.0 |
Notes :
1. Net Financial Savings of households refer to the net financial assets, which are measured as difference of financial asset and liabilities flows.
2. Preliminary estimates for 2024-25 and revised estimates for 2022-23 and 2023-24.
3. The preliminary estimates for 2024-25 will undergo revision with the release of first revised estimates of national income, consumption expenditure, savings, and capital formation, 2024-25 by the NSO.
4. Non-bank deposits apart from other financial institutions, comprises state power utilities, co-operative non credit societies etc.
5. Figures in the columns may not add up to the total due to rounding off. |