(Amount in ₹ Crore) | Item | 2021-22 | Q1 | Q2 | Q3 | Q4 | Annual | Net Financial Assets (I-II) | 3,42,813 | 3,30,490 | 4,85,203 | 5,54,816 | 17,13,322 | Per cent of GDP | 6.6 | 5.9 | 7.7 | 8.5 | 7.3 | I. Financial Assets | 3,63,395 | 5,25,419 | 8,16,484 | 9,07,366 | 26,12,664 | Per cent of GDP | 7.0 | 9.3 | 13.0 | 13.9 | 11.1 | of which: | | | | | | 1.Total Deposits (a)+(b) | (81,064) | 2,04,486 | 4,28,035 | 2,83,634 | 8,35,091 | (a) Bank Deposits | (1,06,429) | 1,97,105 | 4,22,393 | 2,70,025 | 7,83,094 | i. Commercial Banks | (1,07,941) | 1,95,442 | 4,18,267 | 2,62,326 | 7,68,094 | ii. Co-operative Banks | 1,512 | 1,663 | 4,126 | 7,699 | 15,000 | (b) Non-Bank Deposits | 25,365 | 7,380 | 5,642 | 13,610 | 51,997 | of which: | | | | | | Other Financial Institutions (i+ii) | 17,555 | (435) | (2,178) | 5,770 | 20,712 | i. Non-Banking Financial Companies | 5,578 | (1,371) | 73 | 4,021 | 8,302 | ii. Housing Finance Companies | 11,977 | 936 | (2,252) | 1,748 | 12,410 | 2. Life Insurance Funds | 1,15,539 | 1,28,277 | 1,04,076 | 1,38,998 | 4,86,889 | 3. Provident and Pension Funds (including PPF) | 1,24,971 | 1,12,810 | 95,493 | 2,18,719 | 5,51,993 | 4. Currency | 1,28,660 | (68,631) | 62,793 | 1,46,845 | 2,69,667 | 5. Investments | 24,884 | 82,260 | 69,715 | 50,926 | 2,27,785 | of which: | | | | | | (a) Mutual Funds | 14,573 | 63,151 | 37,912 | 44,964 | 1,60,600 | (b) Equity | 4,502 | 13,218 | 27,808 | 3,084 | 48,613 | 6. Small Savings (excluding PPF) | 50,405 | 66,218 | 56,372 | 68,243 | 2,41,238 | II. Financial Liabilities | 20,583 | 1,94,929 | 3,31,281 | 3,52,550 | 8,99,343 | Per cent of GDP | 0.4 | 3.5 | 5.3 | 5.4 | 3.8 | Loans (Borrowings) from | | | | | | 1. Financial Corporations (a+b) | 20,479 | 1,94,825 | 3,31,178 | 3,52,446 | 8,98,928 | (a) Banking Sector | 21,428 | 1,38,720 | 2,67,955 | 2,74,181 | 7,02,284 | of which: | | | | | | i. Commercial Banks | 26,979 | 1,40,269 | 2,65,271 | 3,37,010 | 7,69,529 | (b) Other Financial Institutions | (949) | 56,105 | 63,223 | 78,266 | 1,96,644 | i. Non-Banking Financial Companies | (8,708) | 30,151 | 32,177 | 40,003 | 93,623 | ii. Housing Finance Companies | 7,132 | 24,404 | 29,495 | 37,436 | 98,467 | iii. Insurance Corporations | 627 | 1,550 | 1,551 | 827 | 4,554 | 2. Non-Financial Corporations (Private Corporate Business) | 34 | 34 | 34 | 34 | 135 | 3. General Government | 70 | 70 | 70 | 70 | 279 |
No. 50 (a): Flow of Financial Assets and Liabilities of Households - Instrument-wise (Contd.) | (Amount in ₹ Crore) | Item | 2022-23 | Q1 | Q2 | Q3 | Q4 | Annual | Net Financial Assets (I-II) | 2,89,980 | 2,99,395 | 2,96,132 | 4,54,240 | 13,39,748 | Per cent of GDP | 4.5 | 4.6 | 4.3 | 6.4 | 5.0 | I. Financial Assets | 5,79,958 | 6,34,471 | 7,50,245 | 9,71,526 | 29,36,200 | Per cent of GDP | 8.9 | 9.8 | 10.9 | 13.6 | 10.9 | of which: | | | | | | 1.Total Deposits (a)+(b) | 1,85,429 | 3,17,361 | 2,80,233 | 3,25,853 | 11,08,876 | (a) Bank Deposits | 1,63,172 | 2,99,533 | 2,56,400 | 3,07,867 | 10,26,971 | i. Commercial Banks | 1,58,613 | 3,00,565 | 2,48,460 | 2,84,968 | 9,92,606 | ii. Co-operative Banks | 4,559 | (1,032) | 7,940 | 22,899 | 34,365 | (b) Non-Bank Deposits | 22,257 | 17,829 | 23,833 | 17,986 | 81,905 | of which: | | | | | | Other Financial Institutions (i+ii) | 6,505 | 2,077 | 8,082 | 2,234 | 18,897 | i. Non-Banking Financial Companies | 4,231 | 3,267 | 3,247 | 3,946 | 14,690 | ii. Housing Finance Companies | 2,274 | (1,191) | 4,835 | (1,712) | 4,207 | 2. Life Insurance Funds | 73,298 | 1,51,677 | 1,67,522 | 1,56,613 | 5,49,109 | 3. Provident and Pension Funds (including PPF) | 1,48,915 | 1,20,367 | 1,38,584 | 2,18,709 | 6,26,575 | 4. Currency | 66,439 | (54,579) | 76,760 | 1,48,990 | 2,37,610 | 5. Investments | 51,503 | 48,530 | 49,779 | 64,151 | 2,13,962 | of which: | | | | | | (a) Mutual Funds | 35,443 | 44,484 | 40,206 | 58,955 | 1,79,088 | (b) Equity | 13,561 | 1,378 | 6,434 | 1,665 | 23,038 | 6. Small Savings (excluding PPF) | 54,375 | 51,115 | 37,368 | 57,211 | 2,00,068 | II. Financial Liabilities | 2,89,978 | 3,35,076 | 4,54,113 | 5,17,285 | 15,96,452 | Per cent of GDP | 4.5 | 5.2 | 6.6 | 7.3 | 5.9 | Loans (Borrowings) from | | | | | | 1. Financial Corporations (a+b) | 2,89,781 | 3,34,880 | 4,53,917 | 5,17,089 | 15,95,667 | (a) Banking Sector | 2,34,235 | 2,63,450 | 3,70,783 | 3,83,845 | 12,52,313 | of which: | | | | | | i. Commercial Banks | 2,30,284 | 2,61,265 | 3,68,305 | 3,31,293 | 11,91,146 | (b) Other Financial Institutions | 55,546 | 71,429 | 83,134 | 1,33,244 | 3,43,354 | i. Non-Banking Financial Companies | 30,532 | 36,650 | 55,792 | 94,565 | 2,17,539 | ii. Housing Finance Companies | 22,337 | 33,031 | 24,903 | 36,746 | 1,17,017 | iii. Insurance Corporations | 2,678 | 1,748 | 2,439 | 1,933 | 8,798 | 2. Non-Financial Corporations (Private Corporate Business) | 34 | 34 | 34 | 34 | 135 | 3. General Government | 163 | 163 | 163 | 163 | 650 |
No. 50 (a): Flow of Financial Assets and Liabilities of Households - Instrument-wise (Concld.) | (Amount in ₹ Crore) | Item | 2023-24 | Q1 | Q2 | Q3 | Q4 | Annual | Net Financial Assets (I-II) | 3,53,093 | 2,89,675 | 2,98,111 | 6,11,366 | 15,52,245 | Per cent of GDP | 5.0 | 4.1 | 3.9 | 7.8 | 5.3 | I. Financial Assets | 6,74,763 | 8,15,842 | 8,08,779 | 11,32,130 | 34,31,514 | Per cent of GDP | 9.6 | 11.5 | 10.7 | 14.5 | 11.6 | of which: | | | | | | 1.Total Deposits (a)+(b) | 2,68,925 | 4,12,388 | 2,99,372 | 4,10,559 | 13,91,244 | (a) Bank Deposits | 2,55,249 | 5,06,208 | 2,79,872 | 3,94,573 | 14,35,902 | i. Commercial Banks | 2,46,079 | 5,06,700 | 2,82,537 | 3,87,313 | 14,22,629 | ii. Co-operative Banks | 9,170 | (492) | (2,665) | 7,260 | 13,273 | (b) Non-Bank Deposits | 13,676 | (93,820) | 19,499 | 15,986 | (44,658) | of which: | | | | | | Other Financial Institutions (i+ii) | (485) | (1,07,982) | 5,338 | 1,825 | (1,01,305) | i. Non-Banking Financial Companies | 6,119 | 4,782 | 4,896 | 1,943 | 17,740 | ii. Housing Finance Companies | (6,605) | (1,12,764) | 442 | (118) | (1,19,045) | 2. Life Insurance Funds | 1,58,358 | 1,41,413 | 1,61,192 | 1,30,036 | 5,90,999 | 3. Provident and Pension Funds (including PPF) | 1,63,508 | 1,48,178 | 1,53,255 | 2,53,719 | 7,18,661 | 4. Currency | (48,636) | (36,701) | 56,719 | 1,46,644 | 1,18,026 | 5. Investments | 41,409 | 73,060 | 79,633 | 1,08,732 | 3,02,834 | of which: | | | | | | (a) Mutual Funds | 32,086 | 55,769 | 60,135 | 90,973 | 2,38,962 | (b) Equity | 3,757 | 7,146 | 9,941 | 8,236 | 29,080 | 6. Small Savings (excluding PPF) | 91,198 | 77,504 | 58,607 | 82,441 | 3,09,751 | II. Financial Liabilities | 3,21,670 | 5,26,167 | 5,10,667 | 5,20,764 | 18,79,269 | Per cent of GDP | 4.6 | 7.4 | 6.7 | 6.7 | 6.4 | Loans (Borrowings) from | | | | | | 1. Financial Corporations (a+b) | 3,21,520 | 5,26,016 | 5,10,516 | 5,20,613 | 18,78,666 | (a) Banking Sector | 2,13,606 | 8,68,874 | 4,02,647 | 3,92,330 | 18,77,458 | of which: | | | | | | i. Commercial Banks | 2,08,027 | 8,75,654 | 3,89,898 | 3,82,558 | 18,56,136 | (b) Other Financial Institutions | 1,07,914 | (3,42,858) | 1,07,869 | 1,28,283 | 1,208 | i. Non-Banking Financial Companies | 81,449 | 59,684 | 85,032 | 1,00,836 | 3,27,001 | ii. Housing Finance Companies | 23,784 | (4,04,294) | 21,233 | 25,853 | (3,33,424) | iii. Insurance Corporations | 2,681 | 1,753 | 1,604 | 1,594 | 7,631 | 2. Non-Financial Corporations (Private Corporate Business) | 34 | 35 | 35 | 35 | 138 | 3. General Government | 116 | 116 | 116 | 116 | 465 | Notes : 1. Net Financial Savings of households refer to the net financial assets, which are measured as difference of financial asset and liabilities flows. 2. Preliminary estimates for 2023-24 and revised estimates for 2021-22 and 2022-23. 3. The preliminary estimates for 2023-24 will undergo revision with the release of first revised estimates of national income, consumption expenditure, savings, and capital formation, 2023-24 by the National Statistical Office (NSO). 4. Non-bank deposits apart from other financial institutions, comprises state power utilities, co-operative non credit societies etc. 5. Figures in the columns may not add up to the total due to rounding off. | |