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16. Industry-wise Deployment of Gross Bank Credit
Date : Apr 11, 2016
(₹ Billion)
Industry Outstanding as on Growth (%)
Mar. 20, 2015 2015 2016 Financial year so far Y-o-Y
Feb. 20 Jan. 22 Feb. 19 2015-16 2016
1 2 3 4 5 6
1 Industry 26,576 26,058 27,244 27,455 3.3 5.4
1.1 Mining & Quarrying (incl. Coal) 360 364 387 392 9.0 7.7
1.2 Food Processing 1,715 1,636 1,525 1,534 –10.6 –6.2
1.2.1 Sugar 414 375 365 380 –8.3 1.3
1.2.2 Edible Oils & Vanaspati 211 200 193 196 –7.2 –2.3
1.2.3 Tea 32 32 36 36 12.4 12.1
1.2.4 Others 1,058 1,029 931 923 –12.8 –10.3
1.3 Beverage & Tobacco 186 185 178 185 –0.7 0.2
1.4 Textiles 2,019 1,998 2,027 2,044 1.2 2.3
1.4.1 Cotton Textiles 1,000 990 1,017 1,029 2.9 3.9
1.4.2 Jute Textiles 22 22 22 22 –2.3 –2.1
1.4.3 Man-Made Textiles 204 203 208 209 2.6 3.1
1.4.4 Other Textiles 793 783 780 784 –1.1 0.2
1.5 Leather & Leather Products 102 101 103 104 1.5 3.4
1.6 Wood & Wood Products 98 97 96 96 –2.0 –0.9
1.7 Paper & Paper Products 341 339 362 358 5.2 5.7
1.8 Petroleum, Coal Products & Nuclear Fuels 561 539 477 475 –15.3 –11.8
1.9 Chemicals & Chemical Products 1,545 1,504 1,562 1,589 2.9 5.7
1.9.1 Fertiliser 254 243 229 256 0.7 5.1
1.9.2 Drugs & Pharmaceuticals 493 481 513 518 5.1 7.7
1.9.3 Petro Chemicals 331 334 362 354 7.0 5.9
1.9.4 Others 467 446 458 462 –1.2 3.5
1.10 Rubber, Plastic & their Products 378 375 363 368 –2.6 –1.8
1.11 Glass & Glassware 88 89 89 88 0.1 –0.8
1.12 Cement & Cement Products 560 559 538 537 –4.2 –4.0
1.13 Basic Metal & Metal Product 3,854 3,760 4,099 4,145 7.6 10.2
1.13.1 Iron & Steel 2,834 2,753 3,037 3,090 9.0 12.3
1.13.2 Other Metal & Metal Product 1,020 1,007 1,062 1,055 3.5 4.8
1.14 All Engineering 1,540 1,521 1,526 1,539 –0.1 1.1
1.14.1 Electronics 368 363 379 382 3.8 5.2
1.14.2 Others 1,172 1,158 1,147 1,157 –1.3 –0.1
1.15 Vehicles, Vehicle Parts & Transport Equipment 682 667 679 678 –0.5 1.7
1.16 Gems & Jewellery 718 714 718 728 1.3 1.9
1.17 Construction 743 746 739 746 0.4 0.0
1.18 Infrastructure 9,245 9,115 9,883 9,944 7.6 9.1
1.18.1 Power 5,576 5,514 5,992 6,045 8.4 9.6
1.18.2 Telecommunications 919 858 937 939 2.1 9.4
1.18.3 Roads 1,687 1,675 1,789 1,794 6.4 7.1
1.18.4 Other Infrastructure 1,064 1,068 1,165 1,166 9.6 9.3
1.19 Other Industries 1,839 1,751 1,892 1,904 3.5 8.8
Note: Data are provisional and relate to select banks which cover 95 per cent of total non-food credit extended by all scheduled commercial banks (excludes ING Vysya which has been merged with Kotak Mahindra since April 2015).
Export credit under priority sector relates to foreign banks only.
Micro & small under item 2.1 includes credit to micro & small industries in manufacturing sector.
Micro & small enterprises under item 5.2 includes credit to micro & small enterprises in manufacturing as well as services sector.
Priority Sector is as per old definition and does not conform to FIDD Circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015.

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