System |
Volume (Million) |
Value (` Billion) |
2013-14 |
2014 |
2013-14 |
2014 |
Jan. |
Feb. |
Mar. |
Jan. |
Feb. |
Mar. |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
1 RTGS |
81.11 |
7.13 |
6.65 |
8.64 |
904,968.04 |
76,978.21 |
64,943.06 |
99,245.04 |
1.1 Customer Transactions |
76.35 |
6.74 |
6.31 |
8.22 |
573,614.03 |
48,899.46 |
42,259.36 |
65,212.63 |
1.2 Interbank Transactions |
4.75 |
0.38 |
0.34 |
0.42 |
160,638.37 |
13,022.37 |
10,608.55 |
16,561.21 |
1.3 Interbank Clearing |
0.011 |
0.001 |
0.001 |
0.001 |
170,715.64 |
15,056.38 |
12,075.15 |
17,471.20 |
2 CCIL Operated Systems |
2.56 |
0.23 |
0.18 |
0.20 |
600,714.76 |
33,022.54 |
42,524.90 |
53,576.36 |
2.1 CBLO |
0.18 |
0.02 |
0.01 |
0.02 |
175,261.92 |
14,459.91 |
11,653.44 |
14,561.71 |
2.2 Govt. Securities Clearing |
0.87 |
0.09 |
0.06 |
0.05 |
161,848.24 |
14,539.69 |
10,650.13 |
10,103.22 |
2.2.1 Outright |
0.82 |
0.09 |
0.06 |
0.05 |
89,566.99 |
8,435.78 |
5,610.83 |
4,365.67 |
2.2.2 Repo |
0.046 |
0.004 |
0.003 |
0.003 |
72,281.26 |
6,103.91 |
5,039.30 |
5,737.56 |
2.3 Forex Clearing |
1.51 |
0.13 |
0.11 |
0.13 |
263,604.59 |
4,022.94 |
20,221.33 |
28,911.42 |
3 Paper Clearing |
1,253.97 |
104.14 |
93.89 |
122.58 |
93,003.03 |
7,670.84 |
6,901.06 |
9,058.68 |
3.1 Cheque Truncation System (CTS) |
589.32 |
66.76 |
65.28 |
81.26 |
44,203.14 |
4,991.89 |
4,704.40 |
6,295.10 |
3.2 MICR Clearing |
438.96 |
20.58 |
12.27 |
14.60 |
31,129.79 |
1,371.23 |
878.19 |
843.52 |
3.2.1 RBI Centres |
229.97 |
5.62 |
3.76 |
3.84 |
16,050.82 |
386.83 |
275.54 |
314.42 |
3.2.2 Other Centres |
208.99 |
14.96 |
8.51 |
10.76 |
15,078.97 |
984.40 |
602.65 |
529.10 |
3.3 Non-MICR Clearing |
225.70 |
16.80 |
16.35 |
26.72 |
17,670.10 |
1,307.73 |
1,318.47 |
1,920.05 |
4 Retail Electronic Clearing |
1,018.79 |
95.41 |
93.00 |
114.18 |
47,415.95 |
4,168.44 |
3,959.35 |
5,673.86 |
4.1 ECS DR |
192.91 |
16.55 |
15.61 |
17.74 |
1,267.96 |
113.41 |
112.79 |
126.34 |
4.2 ECS CR (includes NECS) |
152.54 |
10.91 |
11.01 |
10.61 |
2,492.19 |
170.30 |
175.96 |
214.79 |
4.3 EFT/NEFT |
657.97 |
65.91 |
64.15 |
82.83 |
43,559.98 |
3,871.54 |
3,656.05 |
5,312.23 |
4.4 Immediate Payment Service (IMPS) |
15.36 |
2.03 |
2.23 |
3.00 |
95.81 |
13.20 |
14.56 |
20.50 |
5 Cards |
7,219.13 |
638.07 |
591.49 |
674.88 |
22,143.51 |
1,950.42 |
1,778.47 |
2,014.70 |
5.1 Credit Cards |
512.03 |
45.85 |
41.06 |
46.40 |
1,556.62 |
143.13 |
128.33 |
147.05 |
5.1.1 Usage at ATMs |
2.96 |
0.27 |
0.25 |
0.30 |
16.77 |
1.51 |
1.40 |
1.57 |
5.1.2 Usage at POS |
509.08 |
45.58 |
40.81 |
46.11 |
1,539.85 |
141.62 |
126.93 |
145.49 |
5.2 Debit Cards |
6,707.10 |
592.22 |
550.43 |
628.48 |
20,586.89 |
1,807.30 |
1,650.14 |
1,867.64 |
5.2.1 Usage at ATMs |
6,088.02 |
538.39 |
501.53 |
571.50 |
19,632.72 |
1,722.32 |
1,575.79 |
1,782.29 |
5.2.2 Usage at POS |
619.08 |
53.83 |
48.90 |
56.98 |
954.17 |
84.98 |
74.35 |
85.36 |
6 Prepaid Payment Instruments (PPIs) |
144.26 |
13.02 |
13.61 |
15.83 |
79.05 |
6.83 |
7.06 |
8.94 |
6.1 m-Wallet |
106.09 |
10.83 |
11.49 |
13.42 |
27.45 |
2.31 |
2.73 |
3.39 |
6.2 PPI Cards |
37.65 |
2.15 |
2.08 |
2.37 |
27.88 |
2.57 |
2.70 |
2.98 |
6.3 Paper Vouchers |
0.53 |
0.04 |
0.04 |
0.05 |
23.71 |
1.95 |
1.63 |
2.57 |
7 Mobile Banking |
94.71 |
9.52 |
8.86 |
10.74 |
224.18 |
26.25 |
26.36 |
33.91 |
8 Cards Outstanding |
413.63 |
399.33 |
405.63 |
413.63 |
– |
– |
– |
– |
8.1 Credit Card |
19.21 |
19.00 |
19.05 |
19.21 |
– |
– |
– |
– |
8.2 Debit Card |
394.42 |
380.33 |
386.58 |
394.42 |
– |
– |
– |
– |
9 Number of ATMs (in actuals) |
160055 |
145858 |
150008 |
160055 |
– |
– |
– |
– |
10 Number of POS (in actuals) |
1065984 |
1034161 |
1035623 |
1065984 |
– |
– |
– |
– |
11 Grand Total (1.1+1.2+2+3+4+5+6) |
9,719.80 |
858.00 |
798.82 |
936.30 |
1,497,608.70 |
108,740.91 |
108,038.74 |
152,106.38 |
|