System |
Volume
(Million) |
Value
(` Billion) |
2012-13 |
2013 |
2012-13 |
2013 |
May |
Jun. |
Jul. |
May |
Jun. |
Jul. |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
1 RTGS |
68.52 |
6.69 |
6.14 |
6.58 |
1,026,350.05 |
71,678.93 |
76,755.54 |
80,774.86 |
1.1 Customer Transactions |
63.99 |
6.26 |
5.74 |
6.15 |
512,997.84 |
44,931.62 |
47,929.52 |
48,216.21 |
1.2 Interbank Transactions |
4.52 |
0.44 |
0.41 |
0.42 |
163,843.20 |
13,791.49 |
14,453.90 |
14,206.66 |
1.3 Interbank Clearing |
0.009 |
0.001 |
0.001 |
0.001 |
349,509.02 |
12,955.83 |
14,372.11 |
18,352.00 |
2 CCIL Operated Systems |
2.26 |
0.30 |
0.24 |
0.23 |
501,598.49 |
64,457.15 |
53,820.77 |
58,250.71 |
2.1 CBLO |
0.16 |
0.01 |
0.01 |
0.02 |
120,480.39 |
12,176.45 |
15,389.59 |
19,764.77 |
2.2 Govt. Securities Clearing |
0.70 |
0.15 |
0.08 |
0.07 |
119,947.98 |
26,762.78 |
15,166.88 |
13,885.62 |
2.2.1 Outright |
0.66 |
0.15 |
0.08 |
0.07 |
65,920.33 |
19,125.65 |
9,032.88 |
7,182.59 |
2.2.2 Repo |
0.041 |
0.005 |
0.004 |
0.004 |
54,027.65 |
7,637.13 |
6,134.00 |
6,703.03 |
2.3 Forex Clearing |
1.40 |
0.14 |
0.14 |
0.14 |
261,170.12 |
25,517.92 |
23,264.30 |
24,600.32 |
3 Paper Clearing |
1,313.48 |
103.43 |
104.41 |
110.61 |
99,982.25 |
7,930.22 |
7,310.28 |
7,946.28 |
3.1 Cheque Truncation System (CTS) |
275.04 |
32.74 |
32.26 |
39.91 |
21,779.52 |
2,535.76 |
2,461.31 |
2,952.53 |
3.2 MICR Clearing |
823.31 |
54.24 |
50.63 |
51.26 |
57,503.97 |
4,000.99 |
3,439.13 |
3,350.37 |
3.2.1 RBI Centres |
496.81 |
31.80 |
29.15 |
29.07 |
36,045.97 |
2,338.48 |
2,071.26 |
1,908.31 |
3.2.2 Other Centres |
326.50 |
22.45 |
21.47 |
22.19 |
21,458.00 |
1,662.51 |
1,367.87 |
1,442.06 |
3.3 Non-MICR Clearing |
215.31 |
16.44 |
21.52 |
19.45 |
20,898.28 |
1,393.47 |
1,409.84 |
1,643.38 |
4 Retail Electronic Clearing |
694.07 |
67.06 |
71.54 |
81.99 |
31,881.14 |
3,318.97 |
3,565.72 |
3,824.88 |
4.1 ECS DR |
176.53 |
15.25 |
15.36 |
15.88 |
1,083.10 |
95.47 |
102.72 |
101.89 |
4.2 ECS CR (includes NECS) |
122.18 |
9.42 |
12.52 |
15.05 |
1,771.28 |
153.57 |
207.63 |
274.80 |
4.3 EFT/NEFT |
394.13 |
42.02 |
43.19 |
50.42 |
29,022.42 |
3,067.98 |
3,253.07 |
3,444.39 |
4.4 Interbank Mobile Payment Service (IMPS) |
1.23 |
0.38 |
0.47 |
0.65 |
4.33 |
1.94 |
2.30 |
3.80 |
5 Cards |
6,398.35 |
591.07 |
578.86 |
609.40 |
18,637.36 |
18,172.58 |
1,760.09 |
1,766.31 |
5.1 Credit Cards |
399.13 |
38.71 |
37.02 |
42.59 |
1,243.93 |
1,259.72 |
115.03 |
111.75 |
5.1.1 Usage at ATMs |
2.52 |
0.23 |
0.22 |
0.23 |
14.42 |
13.34 |
1.27 |
1.36 |
5.1.2 Usage at POS |
396.61 |
38.48 |
36.80 |
42.36 |
1,229.51 |
1,246.38 |
113.76 |
110.39 |
5.2 Debit Cards |
5,999.21 |
552.36 |
541.84 |
566.81 |
17,393.44 |
16,912.86 |
1,645.06 |
1,654.56 |
5.2.1 Usage at ATMs |
5,530.16 |
504.69 |
493.93 |
514.36 |
16,650.08 |
16,141.56 |
1,574.17 |
1,577.34 |
5.2.2 Usage at POS |
469.05 |
47.68 |
47.91 |
52.45 |
743.36 |
771.30 |
70.89 |
77.22 |
6 Prepaid Payment Instruments (PPIs) |
66.94 |
10.51 |
10.60 |
12.40 |
79.22 |
6.15 |
5.57 |
6.18 |
6.1 m-Wallet |
32.70 |
7.01 |
7.01 |
7.94 |
10.01 |
1.98 |
1.86 |
2.20 |
6.2 PPI Cards |
33.76 |
3.45 |
3.56 |
4.41 |
49.62 |
2.10 |
2.05 |
1.96 |
6.3 Paper Vouchers |
0.48 |
0.05 |
0.04 |
0.05 |
19.60 |
2.07 |
1.66 |
2.02 |
7 Mobile Banking |
53.30 |
6.87 |
6.63 |
7.03 |
59.90 |
11.94 |
11.48 |
12.84 |
8 Cards Outstanding |
350.75 |
361.27 |
368.32 |
374.22 |
– |
– |
– |
– |
8.1 Credit Card |
19.55 |
19.61 |
19.15 |
18.80 |
– |
– |
– |
– |
8.2 Debit Card |
331.20 |
342.25 |
349.17 |
355.42 |
– |
– |
– |
– |
9 Number of ATMs (in actuals) |
114014 |
118867 |
121617 |
124072 |
– |
– |
– |
– |
10 Number of POS (in actuals) |
854290 |
929929 |
947731 |
952634 |
– |
– |
– |
– |
11 Grand Total (1.1+1.2+2+3+4+5+6) |
8,543.60 |
779.07 |
771.78 |
821.22 |
1,329,019.50 |
136,252.85 |
128,845.87 |
134,217.22 |
|