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Document - 15. Deployment of Gross Bank Credit by Major Sectors () or PDF - 15. Deployment of Gross Bank Credit by Major Sectors ()
15. Deployment of Gross Bank Credit by Major Sectors
Date : Sep 10, 2013

(` Billion)

Item

Outstanding as on

Growth (%)

Mar. 22, 2013

2012

2013

Financial year so far

Y-o-Y

Jul. 27

Jun. 28

Jul. 26

2013-14

2013

1

2

3

4

5

6

1 Gross Bank Credit

49,642

44,393

51,019

50,883

2.5

14.6

1.1 Food Credit

946

935

1,101

988

4.4

5.7

1.2 Non-food Credit

48,696

43,458

49,918

49,894

2.5

14.8

1.2.1 Agriculture & Allied Activities

5,899

5,453

6,051

6,027

2.2

10.5

1.2.2 Industry

22,302

19,650

22,820

22,774

2.1

15.9

1.2.2.1 Micro & Small

2,843

2,418

2,928

2,910

2.3

20.3

1.2.2.2 Medium

1,247

1,333

1,321

1,318

5.7

–1.1

1.2.2.3 Large

18,211

15,899

18,572

18,546

1.8

16.7

1.2.3 Services

11,486

10,301

11,699

11,671

1.6

13.3

1.2.3.1 Transport Operators

796

791

829

816

2.5

3.2

1.2.3.2 Computer Software

169

147

178

175

3.6

19.0

1.2.3.3 Tourism, Hotels & Restaurants

354

337

362

368

3.9

9.3

1.2.3.4 Shipping

82

74

86

88

6.5

17.5

1.2.3.5 Professional Services

564

498

607

612

8.5

22.9

1.2.3.6 Trade

2,760

2,314

2,818

2,803

1.6

21.1

1.2.3.6.1 Wholesale Trade

1,501

1,290

1,489

1,478

–1.6

14.6

1.2.3.6.2 Retail Trade

1,259

1,024

1,330

1,325

5.3

29.4

1.2.3.7 Commercial Real Estate

1,261

1,158

1,339

1,338

6.1

15.6

1.2.3.8 Non-Banking Financial Companies (NBFCs)

2,570

2,434

2,589

2,565

–0.2

5.4

1.2.3.9 Other Services

2,930

2,548

2,892

2,906

–0.8

14.1

1.2.4 Personal Loans

9,009

8,055

9,348

9,423

4.6

17.0

1.2.4.1 Consumer Durables

84

69

90

92

10.0

33.8

1.2.4.2 Housing

4,600

4,148

4,849

4,910

6.7

18.4

1.2.4.3 Advances against Fixed Deposits

611

496

631

581

–4.9

17.2

1.2.4.4 Advances to Individuals against share & bonds

31

28

30

31

–0.4

12.5

1.2.4.5 Credit Card Outstanding

249

221

230

231

–7.1

4.4

1.2.4.6 Education

550

520

555

566

3.0

8.9

1.2.4.7 Vehicle Loans

1,111

946

1,167

1,168

5.1

23.4

1.2.4.8 Other Personal Loans

1,774

1,627

1,795

1,844

4.0

13.3

1.2A Priority Sector

15,398

14,001

16,105

16,283

5.7

16.3

1.2A.1 Agriculture & Allied Activities

5,899

5,453

6,051

6,027

2.2

10.5

1.2A.2 Micro & Small Enterprises

5,623

4,902

6,103

6,078

8.1

24.0

1.2A.2.1 Manufacturing

2,843

2,418

2,928

2,910

2.3

20.3

1.2A.2.2 Services

2,779

2,483

3,175

3,168

14.0

27.6

1.2A.3 Housing

2,672

2,537

2,866

2,874

7.5

13.3

1.2A.4 Micro-Credit

165

146

173

168

1.5

15.0

1.2A.5 Education Loans

526

498

534

545

3.5

9.4

1.2A.6 State-Sponsored Orgs. for SC/ST

1

1

1

1

2.4

–7.3

1.2A.7 Weaker Sections

2,734

2,410

2,951

3,037

11.1

26.0

1.2A.8 Export Credit

422

394

454

440

4.1

11.6


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