| 1. Reserve Bank of India - Liabilities and Assets* | | (₹ Crore) | | Item | 2025 | 2026 | Variation | | Aug. 15 | Aug. 07 | Aug. 14 | Week | Year | | 1 | 2 | 3 | 4 | 5 | | 4 Loans and Advances | | | | | | | 4.1 Central Government | 0 | 0 | 0 | 0 | 0 | | 4.2 State Governments | 34130 | 29684 | 14225 | -15458 | -19905 | | * Data are provisional; difference, if any, is due to rounding off. | | 2. Foreign Exchange Reserves* | | Item | As on Aug. 14, 2026 | Variation over | | Week | End-March 2026 | Year | | ₹ Cr. | US$ Mn. | ₹ Cr. | US$ Mn. | ₹ Cr. | US$ Mn. | ₹ Cr. | US$ Mn. | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | 1 Total Reserves | 6841778 | 716907 | 109684 | 9905 | 287917 | 25799 | 754995 | 21801 | | 1.1 Foreign Currency Assets # | 5552880 | 581851 | 81275 | 7225 | 315513 | 29568 | 422316 | -4052 | | 1.2 Gold | 1063305 | 111417 | 27899 | 2679 | -31004 | -3978 | 313144 | 25750 | | 1.3 SDRs | 178845 | 18740 | 358 | -5 | 2256 | 119 | 14378 | -42 | | 1.4 Reserve Position in the IMF | 46748 | 4899 | 153 | 5 | 1152 | 91 | 5157 | 145 | * Difference, if any, is due to rounding off. # Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments. | | 4. Scheduled Commercial Banks - Business in India | | (₹ Crore) | | Item | Outstanding as on Jul. 31, 2026 | Variation over | | Fortnight | Financial Year so far | Year-on-Year | | 2025-26 | 2026-27 | 2025 | 2026 | | 1 | 2 | 3 | 4 | 5 | 6 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 26941367 | 660688 | 769226 | 712581 | 2156259 | 3591541 | | 2.1a Growth (Per cent) | | 2.5 | 3.4 | 2.7 | 10.2 | 15.4 | | 2.1.1 Demand | 3431419 | 239803 | 178319 | -257855 | 432148 | 555051 | | 2.1.2 Time | 23509949 | 420885 | 590907 | 970436 | 1724111 | 3036490 | | 2.2 Borrowings | 911164 | -7660 | -77695 | 103247 | -97636 | 73611 | | 2.3 Other Demand and Time Liabilities | 1197381 | 59299 | -71960 | 73858 | 90704 | 207709 | | 7 Bank Credit | 22078095 | 343420 | 257405 | 718198 | 1687442 | 3576717 | | 7.1a Growth (Per cent) | | 1.6 | 1.4 | 3.4 | 10.0 | 19.3 | | 7a.1 Food Credit | 117830 | -2900 | 20143 | 47559 | 28484 | 61156 | | 7a.2 Non-food credit | 21960264 | 346320 | 237262 | 670639 | 1658958 | 3515562 | Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. As per the Banking Laws (Amendment) Act, 2025, the definition of fortnight has been revised from alternate Fridays to 15th and last calendar day of a month, w.e.f. December 15, 2025. | | 6. Money Stock: Components and Sources | | (₹ Crore) | | Item | Outstanding as on | Variation over | | 2026 | Fortnight^ | Financial Year so far | Year-on-Year | | 2025-26 | 2026-27 | 2025 | 2026 | | Mar. 31 | Jul. 31 | Amount | % | Amount | % | Amount | % | Amount | % | Amount | % | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | | M3 | 31453126 | 32281302 | 638771 | 2.0 | 853284 | 3.1 | 828176 | 2.6 | 2466361 | 9.6 | 4141428 | 14.7 | | 1 Components (1.1.+1.2+1.3+1.4) | | | | | | | | | | | | | | 1.1 Currency with the Public | 4065488 | 4185446 | -26562 | -0.6 | 76706 | 2.1 | 119958 | 3.0 | 281369 | 8.2 | 477988 | 12.9 | | 1.2 Demand Deposits with Banks | 3844879 | 3585981 | 241281 | 7.2 | 178643 | 6.3 | -258898 | -6.7 | 431253 | 16.7 | 567315 | 18.8 | | 1.3 Time Deposits with Banks | 23410625 | 24387268 | 422618 | 1.8 | 603599 | 2.9 | 976643 | 4.2 | 1737322 | 8.9 | 3081161 | 14.5 | | 1.4 ‘Other’ Deposits with Reserve Bank | 132134 | 122607 | 1434 | 1.2 | -5664 | -5.0 | -9527 | -7.2 | 16418 | 18.0 | 14965 | 13.9 | | 2 Sources (2.1+2.2+2.3+2.4-2.5) | | | | | | | | | | | | | | 2.1 Net Bank Credit to Government | 9369275 | 9359609 | 14004 | 0.1 | 30491 | 0.4 | -9666 | -0.1 | 863104 | 11.2 | 818293 | 9.6 | | 2.1.1 Reserve Bank | 2079086 | 1872698 | -8516 | | -5955 | | -206388 | | 441240 | | 370548 | | | 2.1.2 Other Banks | 7290189 | 7486911 | 22520 | 0.3 | 36447 | 0.5 | 196722 | 2.7 | 421864 | 6.4 | 447744 | 6.4 | | 2.2 Bank Credit to Commercial Sector | 22226641 | 22933415 | 348607 | 1.5 | 232852 | 1.2 | 706775 | 3.2 | 1723163 | 9.8 | 3632435 | 18.8 | | 2.2.1 Reserve Bank | 28247 | 15097 | 2895 | | -25862 | | -13150 | | 1448 | | 2714 | | | 2.2.2 Other Banks | 22198394 | 22918318 | 345712 | 1.5 | 258714 | 1.4 | 719925 | 3.2 | 1721715 | 9.8 | 3629721 | 18.8 | Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 14, 2023. ^: With respect to July 15, 2026. | | 8. Liquidity Operations by RBI | | (₹ Crore) | | Date | Liquidity Adjustment Facility | Standing Liquidity Facilities | OMO (Outright) | Net Injection (+)/ Absorption (-) (1+3+5+7+9-2-4-6-8) | | Repo | Reverse Repo | Variable Rate Repo | Variable Rate Reverse Repo | MSF | SDF | Sale | Purchase | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | | 10-Aug-26 | - | - | - | 154481 | 2852 | 178366 | - | - | - | -329995 | | 11-Aug-26 | - | - | - | 81701 | 560 | 168358 | - | - | - | -249499 | | 12-Aug-26 | - | - | - | 53845 | 596 | 161637 | -684 | - | - | -215570 | | 13-Aug-26 | - | - | - | 80170 | 595 | 146133 | - | - | - | -225708 | | 14-Aug-26 | - | - | - | 80235 | 2090 | 234284 | - | - | - | -312429 | | 15-Aug-26 | - | - | - | - | 174 | 229326 | - | - | - | -229152 | | 16-Aug-26 | - | - | - | - | 509 | 195685 | - | - | - | -195176 | | SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. | Ajit Prasad Deputy General Manager (Communications) Press Release: 2026-2027/942 | |