ACLF | - | Additional Collateralised | CCL | - | Contingent Credit Line |
| | | Lending Facility | CD | - | Certificate of Deposit |
ADs | - | Authorised Dealers | CDBMS | - | Central Database |
ADB | - | Asian Development Bank | | | Management System |
ADR | - | Asset Development Reserve | CDSL | - | Central Depository Services |
ADRs | - | Amercian Depository Receipts | | | Limited |
AIDBs | - | All India Development Banks | CENVAT | - | Central Value Added Tax |
AIFIs | - | All India Financial | CGFS | - | Committee on the Global |
| | | Institutions | | | Financial System |
AL | - | Autonomous Liquidity | c.i.f. | - | Carriage, Insurance and |
| | | | | | Freight |
ALBM | - | Automated Lending and | | | |
| | | Borrowing Mechanism | CIMC | - | Collective Investment |
| | | | | | Management Company |
ALCO | - | Asset-Liability Committees | | | |
| | | | CIP | - | Central Issue Price |
ALM | - | Asset-Liability Management | | | |
| | | | CIS | - | Collective Investment Scheme |
APL | - | Above Poverty Line | | | |
| | | | CLF | - | Collateralised Lending |
ARM | - | Additional Resource | | | Facility |
| | | Mobilisation | | | |
| | | | CoR | - | Certificate of Registration |
ASEAN | - | Association of South-East | | | |
| | | Asian Nations | CP | - | Commercial Paper |
ASI | - | Annual Survey of Industries | CPI | - | Consumer Price Index |
ATP | - | Arbitrage Pricing Theory | CPI-AL | - | Consumer Price Index for |
| | | | | | Agricultural Labourers |
BCBS | - | Basel Committee on Banking | | | |
| | | Supervision | CPI-IW | - | Consumer Price Index for |
| | | | | | Industrial Workers |
BE | - | Budget Estimates | | | |
| | | | CPI-UNME | - | Consumer Price Index for |
BFS | - | Board for Financial Supervision | | | Urban Non-Manual Employees |
| | | | | | |
BIS | - | Bank for International | | | |
| | | Settlements | CPSS | - | Committee on Payment and |
| | | | | | Settlement Systems |
BoP | - | Balance of Payments | | | |
| | | | CR | - | Contingency Reserve |
BoPM | - | Balance of Payments Manual | | | |
| | | | CRAs | - | Credit Rating Agencies |
BPL | - | Below Poverty Line | | | |
| | | | CRAR | - | Capital to Risk-Weighted |
BSE | - | Bombay Stock Exchange | | | Assets Ratio |
| | | | | | |
CAB | - | College of Agricultural Banking | CRF | - | Credit Refinance Facility |
| | | | | | |
CACP | - | Commission on Agricultural | CRISIL | - | Credit Rating Information |
| | | Costs and Prices | | | Services of India Limited |
| | | | | | |
CAD | - | Current Account Deficit | CRR | - | Cash Reserve Ratio |
| | | | | | |
CAG | - | Comptroller and Auditor General | CSO | - | Central Statistical Organisation |
| | | | | | |
CAMELS | - | Capital Adequacy, Asset | CUG | - | Closed User Group |
| | | Quality, Management, | | | |
| | | Earnings, Liquidity and System | DAD | - | Deposit Accounts Department |
| | | | | | |
CaR | - | Cost at Risk | DAP | - | Di-Ammonium Phosphate |
| | | | DCA | - | Department of Company |
CAR | - | Capital Adequacy Ratio | | | Affairs |
| | | | DDAs | - | Diamond Dollar Accounts |
CAS | - | Central Accounts Section | DEPB | - | Duty Exemption Pass Book |
| | | | | | |
DFIs | - | Development Financial | ESCB | - | European System of Central |
| | | Institutions | | | Banks |
DGCI&S | - | Directorate General of | EU | - | European Union |
| | | Commercial Intelligence and | EXIM | - | Export Import |
| | | Statistics | | | |
| | | | EXIM Bank | - | Export Import Bank of India |
DGFT | - | Directorate General of | | | |
| | | Foreign Trade | FCA | - | Foreign Currency Asset |
| | | | | | |
DICGC | - | Deposit Insurance and Credit | FCCB | - | Foreign Currency Convertible |
| | | Guarantee Corporation | | | Bond |
| | | | | | |
DIT | - | Department of Information | FCI | - | Food Corporation of India |
| | | Technology | | | |
| | | | FCNR (B) | - | Foreign Currency Non- |
| | | | | | Resident Accounts (Banks) |
DL | - | Discretionary Liquidity | | | |
| | | | FDI | - | Foreign Direct Investment |
DP | - | Discussion Paper | | | |
| | | | FEDAI | - | Foreign Exchange Dealers’ |
DPs | - | Depository Participants | | | |
| | | | | | Association of India |
DRG | - | Development Research Group | | | |
| | | | FEMA | - | Foreign Exchange |
DRI | - | Differential Rate of Interest | | | Management Act |
DRT | - | Debt Recovery Tribunal | FERA | - | Foreign Exchange Regulation Act |
DSBB | - | Dissemination Standard | | | |
| | | Bulletin Board | FI | - | Financial Institution |
DTA | - | Domestic Tariff Area | FII | - | Foreign Institutional Investor |
DvP | - | Delivery versus Payment | FIIA | - | Foreign Investment |
| | | | | | Implementation Authority |
EaR | - | Earning at Risk | | | |
| | | | FIPB | - | Foreign Investment |
EBR | - | Export Bills Abroad | | | |
| | | | | | Promotion Board |
E-Commerce | - | Electronic Commerce | | | |
| | | | fob | - | Free on board |
ECB | - | External Commercial | | | |
| | | Borrowings/European | FRA | - | Financial Restructuring Authority |
| | | Central Bank | | | |
| | | | FRA | - | Forward Rate Agreement |
ECGC | - | Export Credit Guarantee | | | |
| | | Corporation | GAAP | - | Generally Accepted |
| | | | | | Accounting Practices |
ECS | - | Electronic Clearing Service | | | |
| | | | GAIL | - | Gas Authority of India Ltd. |
EDI | - | Electronic Data Interchange | | | |
| | | | GCA | - | General Currency Area |
EEA | - | Exchange Equalisation | | | |
| | | Account | GCF | - | Gross Capital Formation |
| | | | GDCF | - | Gross Domestic Capital |
EEFC | - | Exchange Earners’ Foreign | | | Formation |
| | | Currency Account | GDP | - | Gross Domestic Product |
| | | | | | |
EFC | - | Eleventh Finance | | | |
| | | Commission | GDDS | - | General Data Dissemination |
| | | | | | System |
EFR | - | Exchange Fluctuation Reserve | | | |
| | | | GDR | - | Global Depository Receipt |
EFT | - | Electronic Funds Transfer | | | |
| | | | GDS | - | Gross Domestic Saving |
EL/HP | - | Equipment Leasing/Hire | | | |
| | | Purchase | GFD | - | Gross Fiscal Deficit |
EMU | - | European Monetary Union | GFSM | - | Government Financial |
| | | | | | Statistics Manual |
EPCG | - | Export Promotion Capital | | | |
| | | Goods | GLC | - | General Line of Credit |
ERF | - | Export Credit Refinance | GOI | - | Government of India |
| | | Facility | GPF | - | General Provident Fund |
| | | | | | |
GR | - | Government Resolution | IIP | - | Index of Industrial |
| | | | | | Production |
HDFC | - | Housing Development | | | |
| | | Finance Corporation | IISL | - | India Services and Products |
| | | | | | Limited |
HFCs | - | Housing Finance Companies | | | |
| | | | IL&FS | - | Infrastructure Leasing and |
HMA | - | Hong Kong Monetary Authority | | | Financial Services |
| | | | | | |
HP | - | Hodrick Presott | ILAF | - | Interim Liquidity Adjustment |
| | | | | | Facility |
HRDD | - | Human Resources Development | | | |
| | | Department | IMF | - | International Monetary Fund |
| | | | | | |
HRIS | - | Human Resource Information | INFINET | - | Indian Financial Network |
| | | System | | | |
| | | | IOC | - | Indian Oil Corporation |
HUDCO | - | Housing and Urban | | | |
| | | Development Corporation Ltd. | IOSCO | - | International Organisation of |
| | | | | | Securities Commissions |
IAIS | - | International Association of | IPO | - | Initial Public Offer |
| | | Insurance Supervisors | IPP | - | Independent Power Projects |
| | | | IPSS | - | Integrated Payment and |
IASC | - | International Accounting | | | Settlement System |
| | | Standard Committee | IRA | - | Insurance Regulatory |
IBA | - | Indian Banks Association | | | Authority |
IBRD | - | International Bank for | IRDA | - | Insurance Regulatory and |
| | | Reconstruction and | | | Developmental Authority |
| | | Development | IRDP | - | Integrated Rural Development |
| | | | | | Programme |
ICAI | - | Institute of Chartered | | | |
| | | Accountants of India | IREDA | - | Indian Renewable Energy |
| | | | | | Development Agency |
ICCs | - | International Credit Cards | | | |
| | | | IRSs | - | Interest Rate Swaps |
ICDs | - | Inter-Corporate Deposits | | | |
| | | | ISG | - | Inter-Exchange Market |
ICICI | - | Industrial Credit and | | | Surveillance Group |
| | | Investment Corporation of India | | | |
| | | | ISO | - | International Standards |
ICOR | - | Incremental Capital Output Ratio | | | Organisation |
| | | | IT | - | Information Technology |
ICSI | - | Interconnected Stock | JVs | - | Joint Ventures |
| | | Exchange of India | KCCs | - | Kisan Credit Cards |
IDBI | - | Industrial Development Bank | KWG | - | Khan Working Group |
| | | of India | | | |
| | | | LAF | - | Liquidity Adjustment Facility |
IDFC | - | Infrastructure Development | LCs | - | Letters of Credit |
| | | Finance Company | | | |
| | | | LIBOR | - | London Inter-Bank Offered Rate |
IDRBT | - | Institute for Development and | | | |
| | | Research in Banking Technology | LIC | - | Life Insurance Corporation of |
| | | | | | India |
IFAC | - | International Federation of | | | |
| | | Accounts | LOIs | - | Letter of Intents |
| | | | | | |
IFCI | - | Industrial Finance | M0 | - | Reserve Money |
| | | Corporation of India | | | |
| | | | M1 | - | Narrow Money |
IIBI | - | Industrial Investment Bank | | | |
| | | of India Limited | M3 | - | Broad Money |
| | | | | | |
MBCs | - | Mutual Benefit Companies | M&As | - | Mergers and Acquisitions |
| | | | | | |
MEFP | - | Memorandum of Economic | NIC (LTO) Fund - | | National Industrial Credit |
| | | and Financial Policies | | | (Long-Term Operations) Fund |
| | | | | | |
MFs | - | Mutual Funds | NIM | - | Net Interest Margin |
| | | | NL | - | Net Liquidity |
MIBOR | - | Mumbai Inter-Bank Office Rate | NM3 | - | New Broad Money Aggregate |
| | | | NNML | - | Net Non-monetary Liabilities |
MICR | - | Magnetic Ink Character | NOF | - | Net Owned Funds |
| | | Recognition | | | |
| | | | NPA | - | Non-Performing Asset |
MIS | - | Management Information System | | | |
| | | | NPC | - | National Payments Council |
| | | | NPP | - | Net Policy Position |
MMDAs | - | Money Market Deposit Accounts | | | |
| | | | NRC (LTO) Fund- | | National Rural Credit (Long- |
| | | | | | Term Operations) Fund |
MMMFs | - | Money Market Mutual Funds | | | |
| | | | NRE | - | Non-resident External Accounts |
MoV | - | Maintenance of Value | | | |
| | | | | | |
MSP | - | Minimum Support Price | NR (E) RA/ | - | Non-Resident (External) |
MVE | - | Market Value of Equity | | | |
| | | | NR (E) | | Rupee Accounts |
NABARD | - | National Bank for Agriculture | | | |
| | | and Rural Development | NRI | - | Non-Resident Indian |
| | | | | | |
| | | | NRNR/NR | - | Non-Resident (Non- |
NAIRU | - | Non-Acceleratory Inflation | | | |
| | | Rate of Unemployment | (NR) RD | | Repatriable) Rupee Deposit |
| | | | | | Scheme |
NASDAQ | - | National Association of | | | |
| | | Securities Automated Quote | NRO | - | Non-Resident Ordinary |
| | | | | | |
NASSCOM | - | National Association of | NR(S)RA | - | Non-Resident (Special) Rupee |
| | | Software and Service Companies | | | Account |
NAV | - | Net Asset Value | NSC | - | National Savings Certificate |
| | | | NSCCL | - | National Securities Clearing |
NBCs | - | Non-Banking Companies | | | Corporation Limited |
| | | | NSDL | - | National Securities |
NBFCs | - | Non-Banking Financial | | | Depository Limited |
| | | Companies | | | |
| | | | NSDP | - | Net State Domestic Product |
NCC | - | National Clearing Cell | | | |
| | | | NSE | - | National Stock Exchange |
NCCF | - | National Calamity | | | |
| | | Contingency Fund | NSSF | - | National Small Saving Fund |
NDC | - | Net Domestic Credit | NSSO | - | National Sample Survey |
| | | | | | Organisation |
NDTL | - | Net Demand and Time | | | |
| | | Liabilities | OCBs | - | Overseas Corporate Bodies |
NEER | - | Nominal Effective Exchange | OECD | - | Organisation for Economic |
| | | Rate | | | Co-operation and |
NFA | - | Net Foreign Exchange Assets | | | Development |
NGO | - | Non-Government | OGL | - | Open General Licence |
| | | Organisation | OMO | - | Open Market Operations |
NHB | - | National Housing Bank | OMS | - | Open Market Sales |
NHC (LTO) Fund- | | National Housing Credit | OMSS | - | Open Market Sales Scheme |
| | | (Long-term operations) Fund | OPEC | - | Organisation of Petrol |
NIBM | - | National Institute of Bank | | | Exporting Countries |
| | | Management | OTC | - | Over the Counter |
NIC | - | National Information Centre | OWS | - | Other Welfare Schemes |
| | | | | | |
PC | - | Personal Computer | SAARC | - | South Asian Association for |
| | | | | | Regional Co-operation |
PCA | - | Prompt Corrective Action | | | |
| | | | SAC | - | Settlement Advisory Committee |
PCB | - | Primary Co-operative Bank | | | |
PCFC | - | Pre-Shipment Credit in | | | |
| | | Foreign Currency | SACPs | - | Special Agricultural Credit Plans |
PDs | - | Primary Dealers | | | |
| | | | SBI | - | State Bank of India |
PFIs | - | Public Financial Institutions | | | |
| | | | SDDS | - | Special Data Dissemination |
PFPs | - | Policy Framework Papers | | | Standards |
PIM | - | Perpetual Inventory Method | SDF | - | Statutory Declaration Form |
PIN | - | Public Information Notice | SDs | - | Satellite Dealers |
PIOs | - | Persons of Indian Origin | SDRs | - | Special Drawing Rights |
PLR | - | Prime Lending Rate | SEBI | - | Securities and Exchange |
| | | | | | Board of India |
POL | - | Petroleum, Oil and | | | |
| | | Lubricants | SENSEX | - | Sensitive Index |
PPF | - | Public Provident Fund | SEZ | - | Special Economic Zone |
| | | | SGF | - | Settlement Guarantee Fund |
PSB | - | Public Sector Bank | | | |
| | | | SGL | - | Subsidiary General Ledger |
PSE | - | Public Sector Enterprise | | | |
| | | | SHCIL | - | Stock Holding Corporation of |
PSG | - | Payment Systems Group | | | India Limited |
PSU | - | Public Sector Undertaking | | | |
| | | | SHG | - | Self Help Groups |
PTLRs | - | Prime Term Lending Rates | | | |
| | | | SIA | - | Secretariat for Industrial |
RBI | - | Reserve Bank of India | | | Approval |
RBS | - | Risk Based Supervision | SIDBI | - | Small Industries |
| | | | | | Development Bank of India |
R & D | - | Research and Development | | | |
| | | | SIL | - | Special Import Licence / |
RE | - | Revised Estimates | | | |
| | | | | | Special Import List |
REER | - | Real Effective Exchange Rate | | | |
| | | | SLIC | - | State Level Inter-Institutional |
RFC | - | Resident Foreign Currency | | | Committee |
| | | Accounts | | | |
| | | | SLR | - | Statutory Liquidity Ratio |
RFIs | - | Rural Financial Institutions | | | |
| | | | SNA | - | System of National Accounts |
RIBs | - | Resurgent India Bonds | | | |
| | | | SRO | - | Self Regulating Organisation |
RIDF | - | Rural Infrastructural | | | |
| | | Development Fund | SRS | - | Systems Requirement |
| | | | | | Specifications |
RNBCs | - | Residuary Non-Banking | SRWTOs | - | Small Road and Water |
| | | Companies | | | Transport Operators |
RoA | - | Return on Assets | SSI | - | Small Scale Industry |
RPA | - | Rupee Payment Area | STRIPS | - | Separate Trading of |
RPCD | - | Rural Planning and Credit | | | Registered Interest and |
| | | Department | | | Principal Securities |
RRB | - | Regional Rural Bank | SUS | - | Special Unit Scheme |
RTGS | - | Real Time Gross Settlement | SVAR | - | Structural Vector Autoregression |
RWA | - | Risk Wighted Assets | | | |
S & P | - | Standard and Poor’s | SWIFT | - | Society for Worldwide Inter- |
| | | Financial Information Service | | | bank Financial |
| | | | | | Telecommunication |
TFCI | - | Tourism Finance Corporation | VAT | - | Value Added Tax |
| | | of India | VC | - | Venture Capital |
TFPd | - | Total Factor Productivity | VDIS | - | Voluntary Disclosure of |
| | | (Double Deflation) | | | Income Scheme |
TFPs | - | Total Factor Productivity | VRS | - | Voluntary Retirement Scheme |
| | | (Single Deflation) | | | |
| | | | VSAT | - | Very Small Aperture Terminal |
TP | - | Total Productivity | VSNL | - | Videsh Sanchar Nigam |
TPDS | - | Targeted Public Distribution | | | Limited |
| | | System | WAN | - | Wide Area Network |
TRIMs | - | Trade Related Investment | WDM | - | Wholesale Debt Market |
| | | Measures | WEO | - | World Economic Outlook |
TRIPs | - | Trade Related Intellectual | WMA | - | Ways and Means Advances |
| | | Property Rights | | | |
| | | | WOSs | - | Wholly Owned Subsidiaries |
UT | - | Union Territory | | | |
| | | | WPI | - | Wholesale Price Index |
UTI | - | Unit Trust of India | WTO | - | World Trade Organisation |
VaR | - | Value-at-Risk | Y2K | - | Year 2000 |
VAR | - | Vector Autoregression | YTM | - | Yield to Maturity |