Annual Report

(Amount in Rupees crore)

Outstand-

Variations

Item

ing as  March 24,

Financial Year

First Quarter

2000

1999-2000

1998-99

2000-01

1999-2000##

Absolute

Per cent

Absolute

Per cent

Absolute

Per cent

Absolute

Per cent

1

2

3

4

5

6

7

8

9

10

1.

Gross Demand and Time

Liabilites (2+3+4+6)

9,48,358

1,27,915

15.6

1,41,712

20.9

35,284

3.7

14,588

1.8

2.

Aggregate Deposits (a+b)

8,13,344

99,319

13.9

1,15,540

19.3

37,081

4.6

15,170

2.1

(i)

Excluding RIBs (a+b(i))

7,95,399

99,319

14.3

97,595

16.3

37,081

4.7

15,170

2.2

a.

Demand deposits

1,27,366

9,943

8.5

14,910

14.5

917

0.7

- 9,333

- 7.9

b.

Time deposits

6,85,978

89,376

15.0

1,00,630

20.3

36,164

5.3

24,503

4.1

b(i). Excl. RIBs

6,68,033

89,376

15.4

82,685

16.7

36,164

5.4

24,503

4.2

3.

Other Borrowings #

2,734

1,594

139.8

- 139

- 10.9

- 310

- 11.3

124

10.8

4.

Other Demand and Time Liabilities

78,442

18,369

30.6

13,394

28.7

- 2,464

- 3.1

1,916

3.2

5.

Borrowings from the RBI

6,491

3,597

124.3

2,499

633.4

2,222

34.2

1,382

47.7

6.

Inter- Bank Liabilities

53,838

8,634

19.1

12,917

40.0

977

1.8

- 2,620

- 5.8

7.

Bank Credit (a+b)

4,35,958

67,121

18.2

44,758

13.8

19,303

4.4

1,654

0.4

a.

Food Credit

25,691

8,875

52.8

4,331

34.7

7,491

29.2

5,174

30.8

b.

Non-food Credit

4,10,267

58,246

16.5

40,427

13.0

11,812

2.9

- 3,520

- 1.0

8.

Investments (a+b)

3,08,944

54,349

21.3

35,890

16.4

18,738

6.1

21,866

8.6

a.

Government securities

2,78,456

55,239

24.7

36,260

19.4

18,236

6.5

21,900

9.8

b.

Other approved securities

30,488

- 889

- 2.8

- 371

- 1.2

502

1.6

- 33

- 0.1

9.

Cash in hand

5,330

968

22.2

754

20.9

233

4.4

- 159

- 3.7

10.

Balances with the RBI

57,419

- 6,129

- 9.6

5,850

10.1

3,513

6.1

2,068

3.3

11.

Inter-Bank Assets

43,448

8,661

24.9

10,544

43.5

- 5,739

- 13.2

- 1,013

- 2.9

12.

Credit-Deposit Ratio (%)

53.6

-

67.6

-

38.7

-

52.1

-

10.9

13.

Non-food Credit-Deposit Ratio (%)

50.4

-

58.6

-

35.0

-

31.9

-

- 23.2

14.

Investment-Deposit Ratio (%)

38.0

-

54.7

-

31.1

-

50.5

-

144.1

Memo Items :

I.

Non-Deposit Resources (1-2-11+II)

91,954

19,850

27.5

15,815

28.1

3,897

4.2

388

0.5

II.

Bills Rediscounted with Financial

Institutions

388

- 85

- 18.0

187

65.4

- 45*

- 11.6*

- 43*

- 9.1*

III.

Call Money Borrowings from

Financial Institutions@

7,770

1,289

19.9

695

12.0

761*

9.8*

- 744*

- 11.5*

P

Provisional.

- Not applicable.

## Pertains to July 2, 1999.

#

Other than from RBI/IDBI/NABARD/EXIM Bank.

@ Inclusive of borrowings by Primary Dealers.

*

April-June.

Note:

Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.