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Document - Table 173 : Liquidity Aggregates () or PDF - Table 173 : Liquidity Aggregates ()
Date : Jul 31, 2026
Table 173 : Liquidity Aggregates
(₹ Crore)
Year / Month NM3 Postal Deposits L1 (2+3) Liabilities of Financial Institutions L2 (4+8) Public Deposits with NBFCs L3 (9+10)
Term Money Borrowing CDs Term Deposits Total (5+6+7)
1 2 3 4 5 6 7 8 9 10 11
2023-24                    
April 22975070 670615 23645685 1811 57985 9795 69591 23715277 - -
May 23050135 672051 23722186 1802 53485 9795 65082 23787268 - -
June 23724457 678045 24402502 1164 62185 9707 73056 24475559 91373 24566932
July 24015316 684023 24699339 1107 62185 10006 73298 24772637 - -
August 24109614 687547 24797161 1137 60285 10136 71557 24868718 - -
September 24159840 694535 24854375 1152 53260 11435 65846 24920222 96210 25016432
October 24378956 697675 25076631 1148 53260 12676 67084 25143715 - -
November 24590685 702174 25292859 1214 53910 12837 67961 25360820 - -
December 24938984 708478 25647462 1305 54485 13025 68815 25716277 101152 25817429
January 25026157 713503 25739660 1990 61750 13065 76805 25816465 - -
February 25170771 717215 25887986 678 50143 12152 62974 25950960 - -
March 25496006 729246 26225252 2375 70245 12531 85150 26310403 102994 26413397
2024-25                    
April 25808825 702549 26511374 1858 63595 12713 78167 26589541 - -
May 26116172 707232 26823404 1324 58570 12616 72510 26895913 - -
June 26314350 713570 27027920 748 54670 12761 68179 27096099 109284 27205384
July 26361016 720419 27081435 748 54670 12905 68324 27149759 - -
August 26439312 724264 27163576 395 54670 13054 68118 27231695 - -
September 26567267 728509 27295776 94 55520 13210 68824 27364600 112512 27477112
October 26880587 732774 27613361 31 55520 13291 68842 27682202 - -
November 27191610 735789 27927399 26 52765 13473 66263 27993662 - -
December 27249981 739921 27989902 16 59920 13622 73559 28063460 116921 28180381
January 27359088 743549 28102637 16 61430 13852 75298 28177935 - -
February 27523064 746346 28269410 16 66365 14035 80416 28349826 - -
March 27896780 756787 28653567 10 80810 14328 95148 28748715 121178 28869893
2025-26                    
April 28211019 764441 28975460 4 87705 14575 102284 29077744 - -
May 28594932 768149 29363081 4 101755 14733 116492 29479573 - -
June 28786422 781021 29567443 5 98755 15026 113786 29681228 129567 29810795
July 28681808 791633 29473441 5 98755 15027 113786 29587228 - -
August 28871731 798148 29669879 5 100855 15310 116169 29786048 - -
September 28906851 812817 29719668 5 101105 15485 116595 29836262 131730 29967993
October 29532475 818598 30351073 5 108215 15711 123930 30475003 - -
November 29698502 826918 30525420 5 118100 15907 134011 30659431 - -
December 30303667 835697 31139364 5 117150 16117 133272 31272636 133871 31406508
January 30503867 844463 31348330 5 143700 16587 160291 31508622 - -
February 30869324 844463 31713787 5 162615 17471 180091 31893878 - -
March 31956931 844463 32801394 5 155905 20248 176158 32977552 132287 33109839
2026-27                    
April 31793410 844463 32637873 5 155905 19772 175682 32813555 - -
May 31992803 844463 32837266 5 141855 20002 161862 32999128 - -
Notes : CDs : Certificates of Deposit L1, L2 and L3 : Liquidity Aggregates NBFCs : Non-Banking Financial Companies
1. Postal Deposits comprise post office savings bank deposits, post office time deposits, post office recurring deposits, other deposits and post office cumulative time deposits.
2. Financial Institutions (FIs), here, comprise of EXIM Bank, NABARD, NHB, SIDBI and NaBFID. Since November 2019, updated data on liabilities of financial institutions have been incorporated in this table, and hence, are not comparable with past data.
3. Since July 2001, the term money borrowings of the FIs comprise borrowings from corporate and others.
4. Since August 2002, Term Deposits include CP and Others.
5. Estimates of public deposits are generated on the basis of returns received from all NBFCs with public deposits of ₹2000 lakh and more as had been recommended by the Working Group.
6. While L1 and L2 are compiled on a monthly basis, L3 is compiled on a quarterly basis.
7. Figures in parentheses include the impact of merger of a non-bank with a bank
8. - Not Available
Also see Notes on Tables.
Source : Reserve Bank of India.