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Document - Table 172 : Commercial Bank Survey () or PDF - Table 172 : Commercial Bank Survey ()
Date : Jul 31, 2026
Table 172 : Commercial Bank Survey
(₹ Crore)
Item/Month Amount outstanding as on
Oct 18, 2024 Nov 29, 2024 Dec 27, 2024 Jan 24, 2025 Feb 21, 2025 Mar 21, 2025 Apr 18, 2025 May 30, 2025
1 2 3 4 5 6 7 8 9
Components                
C.I Aggregate Deposits of Residents (C.I.1+C.I.2) 21534239 21740662 21778008 21838688 21993052 22288331 22572593 22881795
C.I.1 Demand Deposits 2544608 2576789 2569573 2510913 2524095 2698049 2638562 2988921
C.I.2 Time Deposits of Residents (C.I.2.1+C.I.2.2) 18989631 19163873 19208435 19327774 19468957 19590283 19934031 19892874
C.I.2.1 Short-term Time Deposits 8545334 8623743 8643796 8697498 8761031 8815627 8970314 8951793
C.I.2.1.1 Certificates of Deposits (CDs) 484228 493598 499061 503843 515732 527375 521063 516544
C.I.2.2 Long-term Time Deposits 10444297 10540130 10564639 10630276 10707926 10774655 10963717 10941081
C.II Call/Term Funding from Financial Institutions 865397 951023 955100 953980 900975 915248 868605 895727
S.I Domestic Credit (S.I.1+S.I.2) 24902371 25227707 25490496 25708328 25851510 26155003 26137134 26265999
Sources                
S.I.1 Credit to the Government 6490267 6538351 6595249 6635022 6650508 6697298 6692827 6706169
S.I.2 Credit to the Commercial Sector (S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4) 18412104 18689356 18895247 19073305 19201002 19457705 19444307 19559830
S.I.2.1 Bank Credit 17237674 17508956 17743037 17868479 17989979 18243972 18187891 18287377
S.I.2.1.1 Non-food Credit 17219020 17457702 17686899 17812300 17942532 18207441 18155766 18216796
S.I.2.2 Net credit to Primary Dealers 10594 11781 13661 13028 13028 13742 14821 16680
S.I.2.3 Investments in Other Approved Securities 741 565 498 504 524 630 616 548
S.I.2.4 Other Investments (in non-SLR Securities) 1163095 1168055 1138051 1191295 1197471 1199361 1240980 1255225
S.II Net Foreign currency Assets of Commercial Banks (S.II.1-S.II.2-S.II.3) -135265 -119661 -24011 51485 24766 54516 34823 73676
S.II.1 Foreign Currency Assets 312870 339002 443646 522592 494076 529622 501949 535925
S.II.2 Non-resident Foreign Currency Repatriable Fixed Deposits 274093 276804 284584 287885 291252 292270 288272 290748
S.II.3 Overseas Foreign Currency Borrowings 174043 181858 183074 183222 178057 182837 178853 171501
S.III Net Bank Reserves (S.III.1+S.III.2-S.III.3) 1291615 1172693 845902 713399 804174 791777 1196672 1265837
S.III.1 Balances with the RBI 984541 1023815 939428 889895 888462 882415 909269 956086
S.III.2 Cash in Hand 91269 90867 89267 84829 81760 81874 81711 87179
S.III.3 Loans and Advances from the RBI -215806 -58011 182792 261325 166048 172512 -205693 -222572
S.IV Capital Account 2557458 2565102 2568985 2575130 2576822 2581900 2668868 2837833
S.V Other items (net) (S.I+S.II+S.III-S.IV-C.I-C.II) 1101626 1023953 1010295 1105414 1209602 1215816 1258564 990157
S.V.1 Other Demand & Time Liabilities (net of S.II.3) 776573 839923 813552 807699 843551 878795 836276 863072
S.V.2 Net Inter-Bank Liabilities (other than to PDs) 118730 133328 130568 151317 115810 116551 118345 113626
(Continued)

TABLE 172 : COMMERCIAL BANK SURVEY (Contd.)
(₹ Crore)
Item/Month Amount outstanding as on
Jun 27, 2025 Jul 25, 2025 Aug 22, 2025 Sep 19, 2025 Oct 31, 2025 Nov 28, 2025 Dec 31, 2025 Jan 31, 2026
1 10 11 12 13 14 15 16 17
Components                
C.I Aggregate Deposits of Residents (C.I.1+C.I.2) 23131393 23054208 23205309 23244498 23864442 23942088 24537044 24566193
C.I.1 Demand Deposits 3072874 2876368 2889274 2861441 3100947 3012861 3274729 3141415
C.I.2 Time Deposits of Residents (C.I.2.1+C.I.2.2) 20058519 20177840 20316035 20383057 20763495 20929227 21262315 21424778
C.I.2.1 Short-term Time Deposits 9026333 9080028 9142216 9172375 9343573 9418152 9568042 9641150
C.I.2.1.1 Certificates of Deposits (CDs) 516691 508294 497528 495098 470643 576412 571598 587099
C.I.2.2 Long-term Time Deposits 11032185 11097812 11173819 11210681 11419922 11511075 11694273 11783628
C.II Call/Term Funding from Financial Institutions 850218 837554 862409 858523 846241 879199 825578 916090
S.I Domestic Credit (S.I.1+S.I.2) 26418043 26500851 26664953 27018371 27550002 27698463 28436220 28550801
Sources                
S.I.1 Credit to the Government 6696348 6726284 6756507 6845762 6889415 6886017 6884483 6816054
S.I.2 Credit to the Commercial Sector (S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4) 19721695 19774568 19908447 20172609 20660587 20812446 21551737 21734747
S.I.2.1 Bank Credit 18486200 18501377 18646842 18902861 19393655 19529443 20323554 20475237
S.I.2.1.1 Non-food Credit 18421811 18444703 18596386 18857577 19323284 19449642 20235581 20385941
S.I.2.2 Net credit to Primary Dealers 35902 38066 14602 14165 17829 18546 15575 15046
S.I.2.3 Investments in Other Approved Securities 454 544 459 519 495 455 500 500
S.I.2.4 Other Investments (in non-SLR Securities) 1199139 1234581 1246544 1255065 1248608 1264002 1212108 1243964
S.II Net Foreign currency Assets of Commercial Banks (S.II.1-S.II.2-S.II.3) 114327 73674 113490 91812 109003 141095 170100 133681
S.II.1 Foreign Currency Assets 577466 526410 552857 535853 564333 607602 646918 611886
S.II.2 Non-resident Foreign Currency Repatriable Fixed Deposits 294252 295619 299105 301953 311315 317411 320455 315762
S.II.3 Overseas Foreign Currency Borrowings 168887 157117 140262 142088 144014 149096 156364 162443
S.III Net Bank Reserves (S.III.1+S.III.2-S.III.3) 1327882 1298767 1246606 1033131 1065159 1045332 831649 1036655
S.III.1 Balances with the RBI 933483 918229 932900 884937 842947 778275 712617 756290
S.III.2 Cash in Hand 86671 82475 83854 81405 87563 82870 83460 80334
S.III.3 Loans and Advances from the RBI -307728 -298063 -229852 -66788 -134649 -184186 -35572 -200030
S.IV Capital Account 2888263 2923124 2929380 2930365 2945568 2946980 2931646 2939161
S.V Other items (net) (S.I+S.II+S.III-S.IV-C.I-C.II) 990377 1058407 1027951 1109928 1067914 1116622 1143700 1299694
S.V.1 Other Demand & Time Liabilities (net of S.II.3) 877929 832554 893184 932398 938753 906039 911687 953774
S.V.2 Net Inter-Bank Liabilities (other than to PDs) 133881 138799 114199 95603 95992 45080 60257 49979
(Continued)

TABLE 172 : COMMERCIAL BANK SURVEY (Concld.)
(₹ Crore)
Item/Month Amount outstanding as on
Feb 28, 2026 Mar 31, 2026 Apr 30, 2026 May 31, 2026
1 18 19 20 21
Components        
C.I Aggregate Deposits of Residents (C.I.1+C.I.2) 24878369 25912733 25540788 25672671
C.I.1 Demand Deposits 3221327 3688129 3303489 3312336
C.I.2 Time Deposits of Residents (C.I.2.1+C.I.2.2) 21657042 22224604 22237299 22360335
C.I.2.1 Short-term Time Deposits 9745669 10001072 10006785 10062151
C.I.2.1.1 Certificates of Deposits (CDs) 660800 696724 694162 673361
C.I.2.2 Long-term Time Deposits 11911373 12223532 12230514 12298184
C.II Call/Term Funding from Financial Institutions 883014 808208 957229 960188
S.I Domestic Credit (S.I.1+S.I.2) 28988446 29637430 29518616 29894362
Sources        
S.I.1 Credit to the Government 6955551 6960631 6926417 7034160
S.I.2 Credit to the Commercial Sector (S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4) 22032895 22676799 22592199 22860203
S.I.2.1 Bank Credit 20751207 21359948 21210698 21515402
S.I.2.1.1 Non-food Credit 20668564 21289677 21106783 21378397
S.I.2.2 Net credit to Primary Dealers 31549 27057 29630 36029
S.I.2.3 Investments in Other Approved Securities 502 489 491 493
S.I.2.4 Other Investments (in non-SLR Securities) 1249637 1289304 1351380 1308278
S.II Net Foreign currency Assets of Commercial Banks (S.II.1-S.II.2-S.II.3) 102674 169109 210335 223449
S.II.1 Foreign Currency Assets 574325 661918 706534 720159
S.II.2 Non-resident Foreign Currency Repatriable Fixed Deposits 311775 317183 327797 329434
S.II.3 Overseas Foreign Currency Borrowings 159875 175626 168402 167275
S.III Net Bank Reserves (S.III.1+S.III.2-S.III.3) 1113546 1176620 1151156 1018571
S.III.1 Balances with the RBI 745804 753867 800608 793521
S.III.2 Cash in Hand 74471 87403 80738 72541
S.III.3 Loans and Advances from the RBI -293271 -335350 -269810 -152509
S.IV Capital Account 2941782 2940633 3099393 3213408
S.V Other items (net) (S.I+S.II+S.III-S.IV-C.I-C.II) 1501502 1321585 1282696 1290116
S.V.1 Other Demand & Time Liabilities (net of S.II.3) 962243 952428 963258 1043726
S.V.2 Net Inter-Bank Liabilities (other than to PDs) 82187 101215 100789 106304
Note : See Notes on Table.