| (₹ Crore) |
| Item/Year | 2022-23 | 2023-24 |
| Credit | Debit | Net | Credit | Debit | Net |
| 1 | 2 | 3 | 4 | 5 | 6 | 7 |
| 1 Current Account (1.A+1.B+1.C) | 7409423 | 7943625 | -534201 | 7807138 | 8022385 | -215248 |
| 1.A Goods and Services (1.A.a+1.A.b) | 6278722 | 7255152 | -976430 | 6479296 | 7159405 | -680110 |
| 1.A.a Goods (1.A.a.1 to 1.A.a.3) | 3661287 | 5791926 | -2130639 | 3655128 | 5683248 | -2028119 |
| 1.A.a.1 General merchandise on a BOP basis | 3647823 | 5511652 | -1863829 | 3637266 | 5306051 | -1668785 |
| 1.A.a.2 Net exports of goods under merchanting | 13464 | - | 13464 | 17862 | - | 17862 |
| 1.A.a.3 Nonmonetary gold | - | 280274 | -280274 | - | 377196 | -377196 |
| 1.A.b Services (1.A.b.1 to 1.A.b.13) | 2617435 | 1463226 | 1154209 | 2824167 | 1476157 | 1348010 |
| 1.A.b.1 Manufacturing services on physical inputs owned by others | 12190 | 1747 | 10444 | 11963 | 973 | 10990 |
| 1.A.b.2 Maintenance and repair services n.i.e. | 1679 | 15049 | -13370 | 1709 | 12349 | -10640 |
| 1.A.b.3 Transport | 289500 | 325303 | -35803 | 241600 | 242157 | -558 |
| 1.A.b.4 Travel | 218653 | 228915 | -10262 | 279274 | 278887 | 388 |
| 1.A.b.5 Construction | 30878 | 22787 | 8091 | 37941 | 23087 | 14854 |
| 1.A.b.6 Insurance and pension services | 26306 | 18900 | 7407 | 27540 | 24164 | 3376 |
| 1.A.b.7 Financial services | 62910 | 45789 | 17121 | 66671 | 37745 | 28926 |
| 1.A.b.8 Charges for the use of intellectual property n.i.e. | 10154 | 85805 | -75652 | 12873 | 124114 | -111240 |
| 1.A.b.9 Telecommunications, computer, and information services | 1225344 | 159362 | 1065982 | 1354710 | 173354 | 1181355 |
| 1.A.b.10 Other business services | 647132 | 480372 | 166760 | 733329 | 491192 | 242136 |
| 1.A.b.11 Personal, cultural, and recreational services | 31417 | 43799 | -12382 | 36743 | 52322 | -15580 |
| 1.A.b.12 Government goods and services n.i.e. | 5483 | 8189 | -2706 | 5045 | 9013 | -3968 |
| 1.A.b.13 Others n.i.e. | 55790 | 27211 | 28579 | 14769 | 6799 | 7971 |
| 1.B Primary Income (1.B.1 to 1.B.3) | 224239 | 594546 | -370307 | 343252 | 755247 | -411996 |
| 1.B.1 Compensation of employees | 54109 | 27526 | 26582 | 62344 | 30636 | 31708 |
| 1.B.2 Investment income | 127222 | 554618 | -427396 | 232086 | 709318 | -477232 |
| 1.B.2.1 Direct investment | 67274 | 331830 | -264556 | 76977 | 413327 | -336351 |
| 1.B.2.2 Portfolio investment | 2131 | 81770 | -79638 | 3609 | 84419 | -80810 |
| 1.B.2.3 Other investment | 4886 | 138374 | -133489 | 20442 | 204454 | -184012 |
| 1.B.2.4 Reserve assets | 52930 | 2644 | 50287 | 131059 | 7118 | 123941 |
| 1.B.3 Other primary income | 42908 | 12401 | 30507 | 48821 | 15293 | 33528 |
| 1.C Secondary Income (1.C.1+1.C.2) | 906462 | 93927 | 812535 | 984591 | 107733 | 876858 |
| 1.C.1 Financial corporations, nonfinancial corporations, households, and NPISHs | 905234 | 86022 | 819212 | 983128 | 99913 | 883215 |
| 1.C.1.1 Personal transfers (Current transfers between resident and/non-resident households) | 882272 | 62281 | 819992 | 956954 | 70093 | 886861 |
| 1.C.1.2 Other current transfers | 22962 | 23741 | -780 | 26174 | 29820 | -3646 |
| 1.C.2 General government | 1228 | 7905 | -6676 | 1463 | 7820 | -6357 |
| 2 Capital Account (2.1+2.2) | 5460 | 6394 | -933 | 5575 | 6328 | -753 |
| 2.1 Gross acquisitions (DR.)/disposals (CR.) of non-produced nonfinancial assets | 1372 | 1900 | -528 | 641 | 2307 | -1666 |
| 2.2 Capital transfers | 4088 | 4494 | -405 | 4934 | 4021 | 913 |
| 3 Financial Account (3.1 to 3.5) | 5633820 | 5090245 | 543575 | 7050365 | 6837683 | 212681 |
| 3.1 Direct Investment (3.1A+3.1B) | 602635 | 380751 | 221884 | 620344 | 536323 | 84021 |
| 3.1.A Direct Investment in India | 571322 | 236307 | 335015 | 590396 | 368152 | 222244 |
| 3.1.A.1 Equity and investment fund shares | 534025 | 218140 | 315886 | 543109 | 342179 | 200930 |
| 3.1.A.1.1 Equity other than reinvestment of earnings | 380273 | 218140 | 162134 | 379405 | 342179 | 37226 |
| 3.1.A.1.2 Reinvestment of earnings | 153752 | - | 153752 | 163704 | - | 163704 |
| 3.1.A.2 Debt instruments | 37297 | 18168 | 19129 | 47287 | 25973 | 21314 |
| 3.1.A.2.1 Direct investor in direct investment enterprises | 37297 | 18168 | 19129 | 47287 | 25973 | 21314 |
| 3.1.B Direct Investment by India | 31313 | 144444 | -113131 | 29948 | 168171 | -138223 |
| 3.1.B.1 Equity and investment fund shares | 31313 | 106510 | -75197 | 29948 | 123384 | -93435 |
| 3.1.B.1.1 Equity other than reinvestment of earnings | 31313 | 71056 | -39742 | 29948 | 75485 | -45537 |
| 3.1.B.1.2 Reinvestment of earnings | - | 35455 | -35455 | - | 47898 | -47898 |
| 3.1.B.2 Debt instruments | - | 37934 | -37934 | - | 44787 | -44787 |
| 3.1.B.2.1 Direct investor in direct investment enterprises | - | 37934 | -37934 | - | 44787 | -44787 |
| 3.2 Portfolio Investment | 2486146 | 2522739 | -36593 | 3861554 | 3496749 | 364804 |
| 3.2.A Portfolio Investment in India | 2466959 | 2500963 | -34004 | 3832234 | 3462960 | 369273 |
| 3.2.1 Equity and investment fund shares | 2198315 | 2241326 | -43011 | 3382321 | 3173627 | 208694 |
| 3.2.2 Debt securities | 268644 | 259637 | 9007 | 449913 | 289333 | 160580 |
| 3.2.B Portfolio Investment by India | 19187 | 21777 | -2590 | 29320 | 33789 | -4469 |
| 3.3 Financial derivatives (other than reserves) and employee stock options | 175535 | 218470 | -42935 | 185428 | 250872 | -65444 |
| 3.4 Other investment | 2127093 | 1795923 | 331170 | 2383038 | 2026807 | 356231 |
| 3.4.1 Other equity (ADRs/GDRs) | - | - | - | - | - | - |
| 3.4.2 Currency and deposits | 519578 | 450995 | 68584 | 744595 | 612363 | 132232 |
| 3.4.2.1 Central bank (Rupee Debt Movements; NRG) | 619 | 5179 | -4560 | 10966 | 594 | 10372 |
| 3.4.2.2 Deposit-taking corporations, except the central bank (NRI Deposits) | 518959 | 445816 | 73143 | 733628 | 611768 | 121860 |
| 3.4.2.3 General government | - | - | - | - | - | - |
| 3.4.2.4 Other sectors | - | - | - | - | - | - |
| 3.4.3 Loans (External Assistance, ECBs and Banking Capital) | 775717 | 664699 | 111018 | 972336 | 708103 | 264233 |
| 3.4.3.A Loans to India | 765094 | 656375 | 108719 | 879467 | 583895 | 295572 |
| 3.4.3.B Loans by India | 10623 | 8324 | 2299 | 92869 | 124208 | -31339 |
| 3.4.4 Insurance, pension, and standardized guarantee schemes | 1629 | 1982 | -353 | 2256 | 3485 | -1229 |
| 3.4.5 Trade credit and advances | 548898 | 497762 | 51136 | 487265 | 494006 | -6741 |
| 3.4.6 Other accounts receivable/payable - other | 281271 | 180486 | 100786 | 176588 | 208851 | -32263 |
| 3.4.7 Special drawing rights | - | - | - | - | - | - |
| 3.5 Reserve assets | 242411 | 172362 | 70049 | - | 526931 | -526931 |
| 3.5.1 Monetary gold | - | - | - | - | - | - |
| 3.5.2 Special drawing rights n.a. | - | - | - | - | - | - |
| 3.5.3 Reserve position in the IMF n.a. | - | - | - | - | - | - |
| 3.5.4 Other reserve assets (Foreign Currency Assets) | 242411 | 172362 | 70049 | - | 526931 | -526931 |
| 4 Total assets/liabilities | 5633820 | 5090245 | 543575 | 7050365 | 6837683 | 212681 |
| 4.1 Equity and investment fund shares | 2960005 | 2808204 | 151801 | 4172382 | 3927336 | 245046 |
| 4.2 Debt instruments | 2150133 | 1929194 | 220939 | 2701395 | 2174566 | 526830 |
| 4.3 Other financial assets and liabilities | 523682 | 352847 | 170835 | 176588 | 735782 | -559194 |
| 5 Net errors and omissions | 7146 | 15587 | -8440 | 13164 | 9844 | 3320 |
| (Continued) |
| Table 127 : STANDARD PRESENTATION OF INDIA’S BALANCE OF PAYMENTS AS PER BPM6-RUPEES (Concld.) |
| (₹ Crore) |
| Item/Year | 2024-25 | 2025-26 |
| Credit | Debit | Net | Credit | Debit | Net |
| 1 | 8 | 9 | 10 | 11 | 12 | 13 |
| 1 Current Account (1.A+1.B+1.C) | 8618854 | 8807765 | -188911 | 9530151 | 9749904 | -219753 |
| 1.A Goods and Services (1.A.a+1.A.b) | 7020410 | 7845247 | -824836 | 7669307 | 8735666 | -1066359 |
| 1.A.a Goods (1.A.a.1 to 1.A.a.3) | 3740435 | 6164655 | -2424219 | 3942256 | 6926721 | -2984465 |
| 1.A.a.1 General merchandise on a BOP basis | 3734767 | 5674950 | -1940183 | 3928433 | 6286162 | -2357730 |
| 1.A.a.2 Net exports of goods under merchanting | 5668 | - | 5668 | 13823 | - | 13823 |
| 1.A.a.3 Nonmonetary gold | - | 489705 | -489705 | - | 640558 | -640558 |
| 1.A.b Services (1.A.b.1 to 1.A.b.13) | 3279975 | 1680592 | 1599383 | 3727051 | 1808946 | 1918106 |
| 1.A.b.1 Manufacturing services on physical inputs owned by others | 9040 | 1011 | 8028 | 9083 | 1801 | 7282 |
| 1.A.b.2 Maintenance and repair services n.i.e. | 2971 | 9284 | -6313 | 3625 | 12977 | -9352 |
| 1.A.b.3 Transport | 285417 | 296164 | -10747 | 281915 | 296757 | -14842 |
| 1.A.b.4 Travel | 289154 | 294426 | -5273 | 282940 | 315701 | -32761 |
| 1.A.b.5 Construction | 45208 | 26804 | 18404 | 45385 | 31555 | 13830 |
| 1.A.b.6 Insurance and pension services | 30143 | 25688 | 4456 | 32778 | 23695 | 9083 |
| 1.A.b.7 Financial services | 71681 | 34315 | 37366 | 66702 | 26700 | 40003 |
| 1.A.b.8 Charges for the use of intellectual property n.i.e. | 15103 | 145964 | -130861 | 16218 | 164525 | -148307 |
| 1.A.b.9 Telecommunications, computer, and information services | 1551499 | 205480 | 1346020 | 1827090 | 241082 | 1586008 |
| 1.A.b.10 Other business services | 907836 | 563647 | 344189 | 1098453 | 615791 | 482662 |
| 1.A.b.11 Personal, cultural, and recreational services | 39771 | 48675 | -8904 | 45309 | 46726 | -1417 |
| 1.A.b.12 Government goods and services n.i.e. | 5419 | 10668 | -5249 | 5546 | 11320 | -5774 |
| 1.A.b.13 Others n.i.e. | 26732 | 18466 | 8266 | 12007 | 20315 | -8308 |
| 1.B Primary Income (1.B.1 to 1.B.3) | 451187 | 860305 | -409118 | 485792 | 911243 | -425450 |
| 1.B.1 Compensation of employees | 70517 | 34502 | 36015 | 76038 | 39309 | 36729 |
| 1.B.2 Investment income | 317479 | 806299 | -488819 | 325431 | 838517 | -513086 |
| 1.B.2.1 Direct investment | 98704 | 472142 | -373438 | 111176 | 506075 | -394899 |
| 1.B.2.2 Portfolio investment | 2986 | 93604 | -90618 | 3226 | 85593 | -82367 |
| 1.B.2.3 Other investment | 32200 | 233577 | -201376 | 36252 | 241066 | -204814 |
| 1.B.2.4 Reserve assets | 183589 | 6976 | 176613 | 174778 | 5783 | 168995 |
| 1.B.3 Other primary income | 63191 | 19505 | 43686 | 84323 | 33416 | 50907 |
| 1.C Secondary Income (1.C.1+1.C.2) | 1147257 | 102213 | 1045044 | 1375052 | 102995 | 1272057 |
| 1.C.1 Financial corporations, nonfinancial corporations, households, and NPISHs | 1145911 | 91953 | 1053958 | 1373451 | 91208 | 1282244 |
| 1.C.1.1 Personal transfers (Current transfers between resident and/non-resident households) | 1117502 | 65663 | 1051839 | 1343344 | 67467 | 1275877 |
| 1.C.1.2 Other current transfers | 28409 | 26290 | 2119 | 30107 | 23740 | 6367 |
| 1.C.2 General government | 1346 | 10260 | -8914 | 1601 | 11788 | -10187 |
| 2 Capital Account (2.1+2.2) | 6384 | 8036 | -1652 | 7594 | 11851 | -4256 |
| 2.1 Gross acquisitions (DR.)/disposals (CR.) of non-produced nonfinancial assets | 362 | 3191 | -2830 | 885 | 6913 | -6029 |
| 2.2 Capital transfers | 6022 | 4845 | 1178 | 6710 | 4937 | 1772 |
| 3 Financial Account (3.1 to 3.5) | 9765901 | 9587306 | 178595 | 14544955 | 14320235 | 224720 |
| 3.1 Direct Investment (3.1A+3.1B) | 711181 | 703452 | 7730 | 867040 | 806143 | 60897 |
| 3.1.A Direct Investment in India | 680929 | 434141 | 246788 | 835976 | 476752 | 359223 |
| 3.1.A.1 Equity and investment fund shares | 622787 | 417618 | 205169 | 774773 | 451438 | 323335 |
| 3.1.A.1.1 Equity other than reinvestment of earnings | 430135 | 417618 | 12517 | 547741 | 451438 | 96303 |
| 3.1.A.1.2 Reinvestment of earnings | 192652 | - | 192652 | 227032 | - | 227032 |
| 3.1.A.2 Debt instruments | 58142 | 16523 | 41619 | 61203 | 25315 | 35888 |
| 3.1.A.2.1 Direct investor in direct investment enterprises | 58142 | 16523 | 41619 | 61203 | 25315 | 35888 |
| 3.1.B Direct Investment by India | 30252 | 269310 | -239059 | 31064 | 329391 | -298327 |
| 3.1.B.1 Equity and investment fund shares | 30252 | 201804 | -171552 | 31064 | 255949 | -224885 |
| 3.1.B.1.1 Equity other than reinvestment of earnings | 30252 | 143902 | -113650 | 31064 | 186989 | -155925 |
| 3.1.B.1.2 Reinvestment of earnings | - | 57902 | -57902 | - | 68960 | -68960 |
| 3.1.B.2 Debt instruments | - | 67507 | -67507 | - | 73442 | -73442 |
| 3.1.B.2.1 Direct investor in direct investment enterprises | - | 67507 | -67507 | - | 73442 | -73442 |
| 3.2 Portfolio Investment | 5398238 | 5370895 | 27343 | 5243294 | 5391445 | -148151 |
| 3.2.A Portfolio Investment in India | 5372175 | 5347229 | 24947 | 5199481 | 5337588 | -138107 |
| 3.2.1 Equity and investment fund shares | 4613201 | 4749639 | -136438 | 4448527 | 4618065 | -169538 |
| 3.2.2 Debt securities | 758974 | 597590 | 161384 | 750954 | 719522 | 31432 |
| 3.2.B Portfolio Investment by India | 26063 | 23666 | 2397 | 43813 | 53857 | -10045 |
| 3.3 Financial derivatives (other than reserves) and employee stock options | 201948 | 389845 | -187897 | 234816 | 448164 | -213348 |
| 3.4 Other investment | 3136453 | 2847444 | 289009 | 7886971 | 7569913 | 317058 |
| 3.4.1 Other equity (ADRs/GDRs) | - | - | - | - | - | - |
| 3.4.2 Currency and deposits | 888077 | 749982 | 138096 | 906671 | 775489 | 131182 |
| 3.4.2.1 Central bank (Rupee Debt Movements; NRG) | 3749 | 1944 | 1805 | 5218 | 1505 | 3713 |
| 3.4.2.2 Deposit-taking corporations, except the central bank (NRI Deposits) | 884328 | 748038 | 136290 | 901453 | 773984 | 127469 |
| 3.4.2.3 General government | - | - | - | - | - | - |
| 3.4.2.4 Other sectors | - | - | - | - | - | - |
| 3.4.3 Loans (External Assistance, ECBs and Banking Capital) | 1364066 | 1398702 | -34636 | 6078495 | 6030487 | 48009 |
| 3.4.3.A Loans to India | 1005183 | 1017640 | -12457 | 854369 | 778779 | 75590 |
| 3.4.3.B Loans by India | 358883 | 381062 | -22179 | 5224126 | 5251708 | -27582 |
| 3.4.4 Insurance, pension, and standardized guarantee schemes | 1709 | 7087 | -5377 | 1689 | 2049 | -359 |
| 3.4.5 Trade credit and advances | 574405 | 515547 | 58859 | 667011 | 546019 | 120992 |
| 3.4.6 Other accounts receivable/payable - other | 308195 | 176127 | 132068 | 233104 | 215870 | 17234 |
| 3.4.7 Special drawing rights | - | - | - | - | - | - |
| 3.5 Reserve assets | 318081 | 275671 | 42410 | 312834 | 104570 | 208264 |
| 3.5.1 Monetary gold | - | - | - | - | - | - |
| 3.5.2 Special drawing rights n.a. | - | - | - | - | - | - |
| 3.5.3 Reserve position in the IMF n.a. | - | - | - | - | - | - |
| 3.5.4 Other reserve assets (Foreign Currency Assets) | 318081 | 275671 | 42410 | 312834 | 104570 | 208264 |
| 4 Total assets/liabilities | 9765901 | 9587306 | 178595 | 14544955 | 14320235 | 224720 |
| 4.1 Equity and investment fund shares | 5495960 | 5789658 | -293698 | 5534682 | 5829522 | -294840 |
| 4.2 Debt instruments | 3643665 | 3345850 | 297815 | 8464334 | 8170273 | 294061 |
| 4.3 Other financial assets and liabilities | 626276 | 451798 | 174478 | 545939 | 320440 | 225499 |
| 5 Net errors and omissions | 15724 | 3756 | 11967 | 20428 | 21138 | -710 |
Notes : 1. n.i.e: not included elsewhere
2. Data for 2025-26 are preliminary estimates.
3. Totals may not tally due to rounding off.
Also see Notes on Tables.
Source : Reserve Bank of India. |