| (₹ Crore) |
| Item | Outstanding as on Mar. 31, 2026 | Variation over |
| Fortnight | Financial Year so far | Year-on-Year |
| 2024-25 | 2025-26 | 2025 | 2026 |
| 1 | 2 | 3 | 4 | 5 | 6 |
| 1 Liabilities to the Banking System | | | | | | |
| 1.1 Demand and Time Deposits from Banks | 414896 | 40595 | 14943 | 105482 | 39536 | 63821 |
| 1.2 Borrowings from Banks | 84714 | -3886 | -70453 | -27262 | -70595 | -21049 |
| 1.3 Other Demand and Time Liabilities | 48802 | 8522 | -42536 | 18886 | -49797 | 25482 |
| 2 Liabilities to Others | | | | | | |
| 2.1 Aggregate Deposits | 26230486 | 1218995 | 2105375 | 3649885 | 2114585 | 3114793 |
| 2.1a Growth (Per cent) | | 4.9 | 10.3 | 16.2 | 10.1 | 13.5 |
| 2.1.1 Demand | 3688145 | 605340 | 254196 | 990097 | 187382 | 906911 |
| 2.1.2 Time | 22542340 | 613655 | 1851179 | 2659788 | 1927202 | 2207882 |
| 2.2 Borrowings | 807331 | -89117 | 137306 | -107917 | 145796 | -113265 |
| 2.3 Other Demand and Time Liabilities | 1126541 | -216443 | 124204 | 64909 | 107839 | 123158 |
| 3 Borrowings from Reserve Bank | 254442* | 139579 | 88750 | -57024 | 49514 | 194411 |
| 4 Cash in Hand and Balances with Reserve Bank | 843155 | 37943 | -56627 | -121134 | -13785 | -164602 |
| 4.1 Cash in hand | 87403 | 19613 | -7559 | 5529 | -11809 | 9984 |
| 4.2 Balances with Reserve Bank | 755751* | 18330 | -49068 | -126663 | -1975 | -174585 |
| 5 Assets with the Banking System | | | | | | |
| 5.1 Balances with Other Banks | 295874 | 16353 | 17474 | 80072 | 29747 | 65898 |
| 5.2 Money at Call and Short Notice | 26819 | -14303 | 13483 | 981 | 2975 | -6362 |
| 5.3 Advances to Banks | 43389 | -1123 | -8865 | 3886 | -7670 | 1663 |
| 5.4 Other Assets | 108160 | 9536 | -48071 | 40807 | -43943 | 38791 |
| 6 Investments | 6960920 | 38118 | 591370 | 262992 | 508448 | 296530 |
| 6.1a Growth (Per cent) | | 0.6 | 9.7 | 3.9 | 8.3 | 4.4 |
| 6.1 Government Securities | 6960431 | 38130 | 591689 | 263133 | 508802 | 296818 |
| 6.2 Other Approved Securities | 489 | -12 | -319 | -141 | -354 | -288 |
| 7 Bank Credit | 21361435 | 591555 | 1811808 | 3117462 | 1816914 | 2959351 |
| 7.1a Growth (Per cent) | | 2.8 | 11.0 | 17.1 | 11.0 | 16.1 |
| 7a.1 Food Credit | 70271 | -4579 | 13450 | 33740 | 8149 | 40915 |
| 7a.2 Non-food credit | 21291163 | 596134 | 1798358 | 3083722 | 1808765 | 2918437 |
| 7b.1 Loans, Cash credit and Overdrafts | 20920823 | 561578 | 1775548 | 3010971 | 1786800 | 2874729 |
| 7b.2 Inland Bills - Purchased | 110092 | 8906 | 14496 | 35129 | 13936 | 27942 |
| 7b.3 Discounted | 293051 | 17716 | 23702 | 71991 | 18218 | 58437 |
| 7b.4 Foreign Bills - Purchased | 14793 | 2475 | -1290 | -329 | -995 | -1089 |
| 7b.5 Discounted | 22676 | 880 | -647 | -300 | -1046 | -668 |
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023.
As per the Banking Laws (Amendment) Act, 2025, the definition of fortnight has been revised from alternate Fridays to 15th and last calendar day of a month, w.e.f. December 15, 2025.
*Data for “Borrowings from Reserve Bank ” and “Balances with Reserve Bank” pertain to March 30, 2026, as the data for March 31, 2026, will be available post publication of the RBI balance sheet by end-May 2026 |