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Date : Feb 14, 2020
Scheduled Commercial Banks - Business in India
(₹ Crore)
Item Outstanding as on Jan. 31, 2020 Variation over
Fortnight Financial year so far Year-on-Year
2018-19 2019-20 2019 2020
1 2 3 4 5 6
1 Liabilities to the Banking System            
1.1 Demand and Time Deposits from Banks 194902 785 -1804 18074 15104 35148
1.2 Borrowings from Banks 66868 8025 16024 -12591 6031 -9279
1.3 Other Demand and Time Liabilities 12996 1075 3985 -2143 4767 2494
2 Liabilities to Others            
2.1 Aggregate Deposits 13324155 197560 696650 750384 1065110 1201456
2.1a Growth (Per cent)   1.5 6.1 6.0 9.6 9.9
2.1.1 Demand 1437482 103499 -126373 -73805 104543 193574
2.1.2 Time 11886673 94061 823024 824189 960567 1007882
2.2 Borrowings 311853 1091 -6157 -66401 2635 -47699
2.3 Other Demand and Time Liabilities 551037 35206 -50309 7390 7298 42478
3. Borrowings from Reserve Bank 16915 -4244 -174133 -163773 30830 -82930
4 Cash in Hand and Balances with Reserve Bank 632357 6439 -19692 -8226 62278 66298
4.1 Cash in hand 81653 2817 7561 6777 6183 14027
4.2 Balances with Reserve Bank 550704 3622 -27253 -15003 56095 52271
5 Assets with the Banking System            
5.1 Balances with Other Banks 151374 -1609 25295 -71674 30182 -59973
5.2 Money at Call and Short Notice 20180 6673 8823 -12072 5058 -6885
5.3 Advances to Banks 24951 1876 3428 -4684 3778 -6680
5.4 Other Assets 35111 -103 6394 -7767 12866 -241
6 Investments 3735490 21795 39671 354433 -52095 377365
6.1a Growth (Per cent)   0.6 1.2 10.5 –1.5 11.2
6.1 Government Securities 3730716 27376 38382 351715 -53074 374929
6.2 Other Approved Securities 4773 -5581 1290 2719 979 2436
7 Bank Credit 10102568 98926 804103 330846 1196055 673040
7.1a Growth (Per cent)   1.0 9.3 3.4 14.5 7.1
7a.1 Food Credit 78899 -3202 25740 37289 15350 11170
7a.2 Non-food credit 10023669 102128 778363 293557 1180705 661870
7b.1 Loans, Cash credit and Overdrafts 9888783 98144 806098 366790 1180851 684206
7b.2 Inland Bills - Purchased 24593 8 1336 -1630 3551 2864
7b.3 Discounted 135165 -333 5214 -23131 14779 -8796
7b.4 Foreign Bills - Purchased 22422 -761 -3288 -2165 -707 -593
7b.5 Discounted 31605 1868 -5258 -9017 -2419 -4640
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