(Amount in Rs. lakh) |
|
As on March 31 |
|
State Bank of |
State Bank of |
State Bank of |
State Bank of |
Items |
India |
Bikaner & Jaipur |
Hyderabad |
Indore |
|
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
Income |
|
|
|
|
|
|
|
|
|
|
I. |
Interest Earned |
3597957 |
3949102 |
196577 |
250427 |
274887 |
348935 |
132270 |
170755 |
|
a) |
|
Interest/discount on advances/bills |
1769630 |
2483918 |
119900 |
171209 |
148638 |
221215 |
84538 |
119578 |
|
b) |
|
Income on Investments |
1397753 |
1149299 |
72066 |
73557 |
118284 |
111735 |
42731 |
44806 |
|
c) |
|
Interest on balances with |
212173 |
271960 |
4234 |
4524 |
7683 |
10882 |
4264 |
4838 |
|
|
|
RBI and other inter-Bank Funds |
|
|
|
|
|
|
|
|
|
d) |
|
Others |
218401 |
43925 |
377 |
1137 |
282 |
5103 |
737 |
1533 |
|
|
|
|
|
|
|
|
|
|
|
|
II. |
Other Income |
743520 |
576925 |
24791 |
36310 |
45905 |
45748 |
24492 |
21550 |
|
a) |
|
Commission, exchange and brokerage |
399620 |
480450 |
22325 |
38293 |
22663 |
32479 |
11962 |
18524 |
|
b) |
|
Net Profit (loss) on sale of investments |
58717 |
56778 |
3608 |
5366 |
6922 |
8453 |
7832 |
2480 |
|
c) |
|
Net Profit (loss) on revaluation of |
— |
-167751 |
-11135 |
-13010 |
-13084 |
-12686 |
-3079 |
-4895 |
|
|
|
investments |
|
|
|
|
|
|
|
|
|
d) |
|
Net Profit (loss) on sale of land and |
194 |
1213 |
— |
14 |
-20 |
-48 |
— |
-4 |
|
|
|
other Assets |
|
|
|
|
|
|
|
|
|
e) |
|
Net profit (loss) on exchange transactions |
100127 |
37340 |
1547 |
2034 |
6127 |
6839 |
2715 |
2011 |
|
f) |
|
Miscellaneous income |
184862 |
168895 |
8446 |
3613 |
23297 |
10711 |
5062 |
3434 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (I+II) |
4341477 |
4526027 |
221368 |
286737 |
320792 |
394683 |
156762 |
192305 |
|
|
|
|
|
|
|
|
|
|
|
|
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. |
Interest expended |
2039044 |
2343682 |
97287 |
143541 |
165455 |
213453 |
78118 |
112422 |
|
a) |
|
Interest on deposits |
1813218 |
1908358 |
91647 |
131313 |
156682 |
202371 |
70219 |
99973 |
|
b) |
|
Interest on RBI/inter-bank borrowings |
132156 |
214155 |
3272 |
5058 |
3958 |
3017 |
4268 |
5588 |
|
c) |
|
Others |
93670 |
221169 |
2368 |
7170 |
4815 |
8065 |
3631 |
6861 |
IV. |
Operating Expenses |
1172509 |
1182352 |
75978 |
75275 |
81614 |
80849 |
39718 |
40987 |
|
a) |
|
Payments to and provisions for employees |
812304 |
793258 |
49410 |
47675 |
53133 |
49186 |
21425 |
22376 |
|
b) |
|
Rent, taxes and lighting |
79635 |
89650 |
4571 |
5607 |
6135 |
6938 |
2802 |
3328 |
|
c) |
|
Printing and stationery |
17564 |
17387 |
1058 |
1076 |
1299 |
1063 |
720 |
506 |
|
d) |
|
Advertisement and publicity |
10944 |
8843 |
407 |
445 |
398 |
866 |
403 |
339 |
|
e) |
|
Depreciation on bank’s property |
72913 |
60239 |
6799 |
5796 |
6361 |
5463 |
3887 |
3497 |
|
f) |
|
Directors’ fees, allowances and expenses |
123 |
108 |
22 |
25 |
23 |
20 |
11 |
16 |
|
g) |
|
Auditors’ fees and expenses |
6356 |
6228 |
574 |
598 |
642 |
733 |
401 |
409 |
|
h) |
|
Law charges |
4949 |
5736 |
155 |
169 |
178 |
192 |
116 |
69 |
|
i) |
|
Postage, telegrams, telephones, etc. |
10225 |
11817 |
1278 |
999 |
250 |
630 |
426 |
466 |
|
j) |
|
Repairs and maintenance |
17027 |
18915 |
521 |
548 |
327 |
384 |
477 |
344 |
|
k) |
|
Insurance |
34076 |
35529 |
2014 |
2260 |
3345 |
3653 |
1172 |
1386 |
|
l) |
|
Other expenditure |
106393 |
134642 |
9169 |
10077 |
9523 |
11721 |
7878 |
8251 |
|
|
|
|
|
|
|
|
|
|
|
|
V. |
Provisions and contingencies |
689256 |
545863 |
33599 |
37340 |
31021 |
49830 |
25015 |
19901 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total expenses @ |
3211553 |
3526034 |
173265 |
218816 |
247069 |
294302 |
117836 |
153409 |
|
|
|
|
|
|
|
|
|
|
|
|
VI. |
Profit (loss) during the year |
440668 |
454130 |
14504 |
30581 |
42702 |
50551 |
13911 |
18995 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (III+IV+V+VI) |
4341477 |
4526027 |
221368 |
286737 |
320792 |
394683 |
156762 |
192305 |
|
|
|
|
|
|
|
|
|
|
|
|
Note : @ Excluding ‘Provisions and Contingencies’.
Source : Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
|
As on March 31 |
|
State Bank of |
State Bank of |
State Bank of |
State Bank of |
Items |
Mysore |
Patiala |
Saurashtra |
Travancore |
|
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
|
(9) |
(10) |
(11) |
(12) |
(13) |
(14) |
(15) |
(16) |
Income |
|
|
|
|
|
|
|
|
I. |
Interest Earned |
134675 |
180578 |
246153 |
317016 |
117676 |
133825 |
229862 |
283226 |
|
a) |
|
Interest/discount on advances/bills |
87318 |
126999 |
150711 |
222085 |
57773 |
81557 |
133200 |
188189 |
|
b) |
|
Income on Investments |
43996 |
49835 |
89466 |
84257 |
54716 |
49403 |
89915 |
88346 |
|
c) |
|
Interest on balances with |
1877 |
2081 |
5622 |
9507 |
1987 |
2081 |
4968 |
4696 |
|
|
|
RBI and other inter-Bank Funds |
|
|
|
|
|
|
|
|
|
d) |
|
Others |
1484 |
1663 |
354 |
1167 |
3200 |
784 |
1779 |
1995 |
|
|
|
|
|
|
|
|
|
|
|
|
II. |
Other Income |
33567 |
32092 |
34705 |
33718 |
10506 |
11383 |
35107 |
22191 |
|
a) |
|
Commission, exchange and brokerage |
19693 |
24010 |
22993 |
31164 |
9663 |
13811 |
22120 |
27398 |
|
b) |
|
Net Profit (loss) on sale of investments |
9057 |
3887 |
5387 |
3729 |
2507 |
855 |
6725 |
1562 |
|
c) |
|
Net Profit (loss) on revaluation of |
-1089 |
-2930 |
— |
-10544 |
-3045 |
-4284 |
— |
-14164 |
|
|
|
investments |
|
|
|
|
|
|
|
|
|
d) |
|
Net Profit (loss) on sale of land and |
-3 |
40 |
-99 |
— |
-15 |
-12 |
-3 |
26 |
|
|
|
other Assets |
|
|
|
|
|
|
|
|
|
e) |
|
Net profit (loss) on exchange transactions |
2158 |
2773 |
4084 |
3273 |
953 |
1020 |
2951 |
1504 |
|
f) |
|
Miscellaneous income |
3751 |
4312 |
2340 |
6096 |
443 |
-7 |
3314 |
5865 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (I+II) |
168242 |
212670 |
280858 |
350734 |
128182 |
145208 |
264969 |
305417 |
|
|
|
|
|
|
|
|
|
|
|
|
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. |
Interest expended |
73509 |
109292 |
146487 |
205963 |
69761 |
87722 |
134349 |
169844 |
|
a) |
|
Interest on deposits |
67585 |
99459 |
138386 |
191400 |
65695 |
82458 |
125432 |
148548 |
|
b) |
|
Interest on RBI/inter-bank borrowings |
1937 |
1832 |
6233 |
3311 |
3339 |
3379 |
218 |
278 |
|
c) |
|
Others |
3987 |
8001 |
1868 |
11252 |
727 |
1885 |
8699 |
21018 |
|
|
|
|
|
|
|
|
|
|
|
|
IV. |
Operating Expenses |
50949 |
56223 |
61155 |
65856 |
30837 |
32603 |
63236 |
64524 |
|
a) |
|
Payments to and provisions for employees |
29596 |
31757 |
37208 |
40002 |
22946 |
21759 |
40486 |
41003 |
|
b) |
|
Rent, taxes and lighting |
4291 |
5101 |
4345 |
4879 |
2637 |
3025 |
4446 |
4953 |
|
c) |
|
Printing and stationery |
499 |
82 |
590 |
712 |
412 |
414 |
628 |
697 |
|
d) |
|
Advertisement and publicity |
146 |
152 |
378 |
257 |
169 |
92 |
360 |
335 |
|
e) |
|
Depreciation on bank’s property |
5428 |
5980 |
5093 |
4676 |
3487 |
3310 |
5258 |
4190 |
|
f) |
|
Directors’ fees, allowances and expenses |
15 |
17 |
16 |
8 |
18 |
16 |
23 |
17 |
|
g) |
|
Auditors’ fees and expenses |
366 |
460 |
435 |
510 |
273 |
230 |
596 |
849 |
|
h) |
|
Law charges |
156 |
186 |
373 |
332 |
93 |
99 |
277 |
257 |
|
i) |
|
Postage, telegrams, telephones, etc. |
605 |
698 |
542 |
976 |
202 |
186 |
449 |
199 |
|
j) |
|
Repairs and maintenance |
248 |
370 |
1270 |
1551 |
324 |
457 |
616 |
670 |
|
k) |
|
Insurance |
235 |
239 |
1519 |
3668 |
1172 |
1408 |
2376 |
2624 |
|
l) |
|
Other expenditure |
9364 |
11181 |
9386 |
8285 |
(896) |
1607 |
7721 |
8730 |
|
|
|
|
|
|
|
|
|
|
|
|
V. |
Provisions and contingencies |
22114 |
22235 |
42905 |
42260 |
21573 |
16138 |
41517 |
38420 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total expenses @ |
124458 |
165515 |
207642 |
271819 |
100598 |
120325 |
197585 |
234368 |
|
|
|
|
|
|
|
|
|
|
|
|
VI. |
Profit (loss) during the year |
21670 |
24920 |
30311 |
36655 |
6011 |
8745 |
25867 |
32629 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (III+IV+V+VI) |
168242 |
212670 |
280858 |
350734 |
128182 |
145208 |
264969 |
305417 |
|
|
|
|
|
|
|
|
|
|
|
|
Note : @ Excluding ‘Provisions and Contingencies’.
Source : Annual accounts of banks of respective years. |