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Date : Dec 10, 2007

B1 : Liabilities and assets of Scheduled Commercial Banks - 2006 and 2007 (Part 3 of 4)

(Amount in Rs. lakh)
			As on March 31
			ABN Amro		Abu Dhabi		American Express
Items			Bank		Commercial Bank		Bank
			2006	2007	2006	2007	2006	2007
			(1)	(2)	(3)	(4)	(5)	(6)
1.	Capital		16902	16902	20	20	14760	14760
			(0.7)	(0.5)	(0.0)	(0.0)	(4.0)	(3.7)

2.	Reserves and Surplus		141957	180492	7561	7753	25118	29550
			(6.0)	(5.6)	(11.0)	(9.8)	(6.9)	(7.3)
	2.1.	Statutory Reserves	31765	41399	1422	1470	11914	12276
	2.2.	Capital Reserves	163	163	147	147	837	4565
	2.3.	Share Premium	—	—	—	—	—	—
	2.4.	Investments Fluctuations Reserves	16500	—	—	—	—	—
	2.5.	Revenue and other Reserves	19718	19718	8375	8375	741	—
	2.6.	Balance of Profit	73811	119212	-2383	-2239	11626	12709
3.	Deposits		1186377	1599830	45866	47379	225991	266411
			(50.4)	(49.9)	(66.5)	(59.7)	(61.8)	(65.9)
	Type-wise
	3A.1. Demand deposits		322785	367021	5473	5920	62934	58219
	(i)	From banks	7958	5294	337	24	6126	4102
	(ii)	From others	314827	361727	5136	5896	56808	54117
	3A.2.	Savings bank deposits	191612	236474	7446	8052	24699	21811
	3A.3.	Term deposits	671980	996335	32947	33407	138358	186381
	(i)	From banks	—	—	—	—	33965	97
	(ii)	From others	671980	996335	32947	33407	104393	186284
	Location-wise
	3B.1.	Deposits of branches in India	1186377	1599830	45867	47379	225992	266410
	3B.2.	Deposits of branches outside India	—	—	—	—	—	—
4.	Borrowings		712990	722654	13400	21000	66309	59763
			(30.3)	(22.5)	(19.4)	(26.5)	(18.1)	(14.8)
	4.1.	Borrowings in India	326284	378856	13400	21000	63200	54547
	(i)	From Reserve Bank of India	—	23600	—	—	—	—
	(ii)	From other banks	298784	353256	13400	21000	63200	54547
	(iii)	From other institutions and agencies	27500	2000	—	—	—	—
	4.2.	Borrowings outside India	386706	343798	—	—	3109	5216
	Secured borrowings included in 4.		27500	23600	—	—	—	—
5.	Other Liabilities		295773	687891 *	2085	3160	33347	33883
			(12.6)	(21.4)	(3.0)	(4.0)	(9.1)	(8.4)
	5.1.	Bills Payable	39973	76256	375	413	2673	2569
	5.2.	Inter-office adjustments	121	61	48	12	3088	1597
	5.3.	Interest accured	8139	8319	960	1224	548	834
	5.4.	Others (including provisions)	247540	603255	702	1511	27038	28883

	Total Liabilities		2353999	3207769	68932	79312	365525	404367
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)
Note : Figures in brackets indicate per cent share in total. * Includes “Innovative perpetual debt” of Rs.19940 lakh. Source : Annual accounts of banks of respective years.

(Amount in Rs. lakh)
				As on March 31
				ABN Amro		Abu Dhabi		American Express
Items				Bank		Commercial Bank		Bank
				2006	2007	2006	2007	2006	2007
				(1)	(2)	(3)	(4)	(5)	(6)
1.	Cash in hand			5982	7119	98	73	886	981
				(0.3)	(0.2)	(0.1)	(0.1)	(0.2)	(0.2)
2.	Balances with RBI			70113	154146	1957	3218	25718	16305
				(3.0)	(4.8)	(2.8)	(4.1)	(7.0)	(4.0)
3.	Balances with banks in India			1650	8097	26169	25142	164	977
				(0.1)	(0.3)	(38.0)	(31.7)	(0.0)	(0.2)
4.	Money at call and short notice			59008	22216	1561	3851	1252	—
				(2.5)	(0.7)	(2.3)	(4.9)	(0.3)	—
5.	Balances with banks outside India			646	39144	807	299	3667	2591
				(0.0)	(1.2)	(1.2)	(0.4)	(1.0)	(0.6)
6.	Investments			482545	640667	14208	14356	99051	195896
				(20.5)	(20.0)	(20.6)	(18.1)	(27.1)	(48.4)
	6.1.	Investments in India		482545	640667	14208	14356	99051	195896
		(i)	Government securities	477000	639522	13137	13791	72101	95825
		(ii)	Other approved securities	195	145	228	228	—	—
		(iii)	Shares	—	—	—	—	18	—
		(iv)	Debentures and Bonds	5350	1000	843	264	7073	3902
		(v)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(vi)	Others	—	—	—	73	19859	96169
	6.2.	Investments outside India		—	—	—	—	—	—
		(i)	Government securities	—	—	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(iii)	Others	—	—	—	—	—	—
7.	Advances			1507321	1838755	11861	20344	201713	159318
				(64.0)	(57.3)	(17.2)	(25.7)	(55.2)	(39.4)
	Type-wise
	7A.1.	Bills purchased and discounted		198271	216064	6515	14160	1818	6536
	7A.2.	Cash credits, overdrafts & loans		747317	682104	3822	2212	83142	91325
	7A.3.	Term loans		561733	940587	1524	3972	116753	61457
	Security-wise
	7B.1.	Secured by tangible assets		894106	1144211	5663	6006	41888	7094
	7B.2.	Covered by Bank/Govt. Guarantees		100255	52731	6178	14312	22442	21032
	7B.3.	Unsecured		512961	641814	20	27	137383	131192
	Sector-wise
	7C.I.	Advances in India		1507322	1838755	11861	20345	201713	159318
		(i)	Priority sectors	554191	599992	2000	2042	39948	9672
		(ii)	Public sectors	8924	—	9861	—	—	—
		(iii)	Banks	350	—	—	—	—	—
		(iv)	Others	943857	1238763	—	18303	161765	149646
	7C.II.	Advances outside India		—	—	—	—	—	—
8.	Fixed Assets			12590	12404	707	672	6893	5648
				(0.5)	(0.4)	(1.0)	(0.8)	(1.9)	(1.4)
	8.1.	Premises		2555	2195	577	575	1955	704
	8.2.	Fixed assets under construction		617	1322	—	—	—	—
	8.3.	Other Fixed assets		9418	8887	130	97	4938	4944
9.	Other Assets			214143	485215	11563	11357	26182	22649
				(9.1)	(15.1)	(16.8)	(14.3)	(7.2)	(5.6)
	9.1	Inter - office adjustments (net)		—	—	—	—	—	—
	9.2	Interest accrued		14850	26696	875	776	2319	3260
	9.3	Tax paid		6962	—	10219	10283	5557	5738
	9.4	Stationery and Stamps		—	—	—	—	—	—
	9.5	Others		192331	458519	469	298	18306	13651

	Total Assets			2353998	3207763	68931	79312	365526	404365
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)
				As on March 31
				ABN Amro		Abu Dhabi		American Express
Items					Bank	Commercial Bank		Bank
				2006	2007	2006	2007	2006	2007
				(1)	(2)	(3)	(4)	(5)	(6)
1.	Cash in hand			5982	7119	98	73	886	981
				(0.3)	(0.2)	(0.1)	(0.1)	(0.2)	(0.2)
2.	Balances with RBI			70113	154146	1957	3218	25718	16305
				(3.0)	(4.8)	(2.8)	(4.1)	(7.0)	(4.0)
3.	Balances with banks in India			1650	8097	26169	25142	164	977
				(0.1)	(0.3)	(38.0)	(31.7)	(0.0)	(0.2)
4.	Money at call and short notice			59008	22216	1561	3851	1252	—
				(2.5)	(0.7)	(2.3)	(4.9)	(0.3)	—
5.	Balances with banks outside India			646	39144	807	299	3667	2591
				(0.0)	(1.2)	(1.2)	(0.4)	(1.0)	(0.6)
6.	Investments			482545	640667	14208	14356	99051	195896
				(20.5)	(20.0)	(20.6)	(18.1)	(27.1)	(48.4)
	6.1.	Investments in India		482545	640667	14208	14356	99051	195896
		(i)	Government securities	477000	639522	13137	13791	72101	95825
		(ii)	Other approved securities	195	145	228	228	—	—
		(iii)	Shares	—	—	—	—	18	—
		(iv)	Debentures and Bonds	5350	1000	843	264	7073	3902
		(v)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(vi)	Others	—	—	—	73	19859	96169
	6.2.	Investments outside India		—	—	—	—	—	—
		(i)	Government securities	—	—	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(iii)	Others	—	—	—	—	—	—
7.	Advances			1507321	1838755	11861	20344	201713	159318
				(64.0)	(57.3)	(17.2)	(25.7)	(55.2)	(39.4)
	Type-wise
	7A.1.	Bills purchased and discounted		198271	216064	6515	14160	1818	6536
	7A.2.	Cash credits, overdrafts & loans		747317	682104	3822	2212	83142	91325
	7A.3.	Term loans		561733	940587	1524	3972	116753	61457
	Security-wise
	7B.1.	Secured by tangible assets		894106	1144211	5663	6006	41888	7094
	7B.2.	Covered by Bank/Govt. Guarantees		100255	52731	6178	14312	22442	21032
	7B.3.	Unsecured		512961	641814	20	27	137383	131192
	Sector-wise
	7C.I.	Advances in India		1507322	1838755	11861	20345	201713	159318
		(i)	Priority sectors	554191	599992	2000	2042	39948	9672
		(ii)	Public sectors	8924	—	9861	—	—	—
		(iii)	Banks	350	—	—	—	—	—
		(iv)	Others	943857	1238763	—	18303	161765	149646
	7C.II.	Advances outside India		—	—	—	—	—	—
8.	Fixed Assets			12590	12404	707	672	6893	5648
				(0.5)	(0.4)	(1.0)	(0.8)	(1.9)	(1.4)
	8.1.	Premises		2555	2195	577	575	1955	704
	8.2.	Fixed assets under construction		617	1322	—	—	—	—
	8.3.	Other Fixed assets		9418	8887	130	97	4938	4944
9.	Other Assets			214143	485215	11563	11357	26182	22649
				(9.1)	(15.1)	(16.8)	(14.3)	(7.2)	(5.6)
	9.1	Inter - office adjustments (net)		—	—	—	—	—	—
	9.2	Interest accrued		14850	26696	875	776	2319	3260
	9.3	Tax paid		6962	—	10219	10283	5557	5738
	9.4	Stationery and Stamps		—	—	—	—	—	—
	9.5	Others		192331	458519	469	298	18306	13651

	Total Assets			2353998	3207763	68931	79312	365526	404365
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)
				As on March 31
				Antwerp Diamond		Arab Bangladesh		Bank International
Items				Bank		Bank		Indonesia
				2006	2007	2006	2007	2006	2007
				(7)	(8)	(9)	(10)	(11)	(12)
1.	Cash in hand			—	—	17	23	29	30
				—	—	(0.3)	(0.3)	(0.2)	(0.3)
2.	Balances with RBI			3001	2391	61	78	133	182
				(4.6)	(3.9)	(0.9)	(1.1)	(1.1)	(1.7)
3.	Balances with banks in India			3980	415	373	316	4093	4179
				(6.2)	(0.7)	(5.5)	(4.4)	(34.7)	(39.3)
4.	Money at call and short notice			726	4030	400	200	285	375
				(1.1)	(6.5)	(5.9)	(2.8)	(2.4)	(3.5)
5.	Balances with banks outside India			2	642	1052	1613	78	85
				(0.0)	(1.0)	(15.6)	(22.6)	(0.7)	(0.8)
6.	Investments			14148	15752	817	922	1646	1329
				(21.9)	(25.4)	(12.1)	(12.9)	(14.0)	(12.5)
	6.1.	Investments in India		14148	15752	817	922	1646	1329
		(i)	Government securities	14148	15752	672	777	815	423
		(ii)	Other approved securities	—	—	—	—	431	431
		(iii)	Shares	—	—	—	—	—	—
		(iv)	Debentures and Bonds	—	—	—	—	400	475
		(v)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(vi)	Others	—	—	145	145	—	—
	6.2.	Investments outside India		—	—	—	—	—	—
		(i)	Government securities	—	—	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(iii)	Others	—	—	—	—	—	—
7.	Advances			42246	37529	3405	3322	716	66
				(65.3)	(60.5)	(50.5)	(46.5)	(6.1)	(0.6)
	Type-wise
	7A.1.	Bills purchased and discounted		—	—	1814	1717	701	—
	7A.2.	Cash credits, overdrafts & loans		42131	37431	431	243	15	66
	7A.3.	Term loans		115	98	1160	1362	—	—
	Security-wise
	7B.1.	Secured by tangible assets		41299	36403	244	208	15	65
	7B.2.	Covered by Bank/Govt. Guarantees		926	1099	921	780	—	—
	7B.3.	Unsecured		21	27	2240	2334	701	—
	Sector-wise
	7C.I.	Advances in India		42246	37529	3405	3322	716	66
		(i)	Priority sectors	42131	37431	1229	937	14	—
		(ii)	Public sectors	—	—	—	—	—	—
		(iii)	Banks	—	—	—	—	—	—
		(iv)	Others	115	98	2176	2385	702	66
	7C.II.	Advances outside India		—	—	—	—	—	—
8.	Fixed Assets			102	44	21	15	632	572
				(0.2)	(0.1)	(0.3)	(0.2)	(5.4)	(5.4)
	8.1.	Premises		—	—	—	—	623	566
	8.2.	Fixed assets under construction		—	—	—	—	—	—
	8.3.	Other Fixed assets		102	44	21	15	9	6
9.	Other Assets			504	1235	602	649	4171	3810
				(0.8)	(2.0)	(8.9)	(9.1)	(35.4)	(35.8)
	9.1	Inter - office adjustments (net)		—	—	—	—	—	—
	9.2	Interest accrued		348	212	27	28	63	75
	9.3	Tax paid		32	870	58	110	51	60
	9.4	Stationery and Stamps		—	—	1	1	—	—
	9.5	Others		124	153	516	510	4057	3675

	Total Assets			64709	62038	6748	7138	11783	10628
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)
			As on March 31
			Bank of		Bank of Bahrain &		Bank of
Items			America		Kuwait		Ceylon
			2006	2007	2006	2007	2006	2007
			(13)	(14)	(15)	(16)	(17)	(18)
1.	Capital		65710	65710	5840	5840	3809	3809
			(11.0)	(10.4)	(13.1)	(12.4)	(21.5)	(23.0)

2.	Reserves and Surplus		92497	112050	2938	2938	1677	1881
			(15.5)	(17.7)	(6.6)	(6.3)	(9.4)	(11.4)
	2.1.	Statutory Reserves	31773	36661	1190	1190	522	585
	2.2.	Capital Reserves	45695	46702	37	37	—	—
	2.3.	Share Premium	—	—	—	—	—	—
	2.4.	Investments Fluctuations Reserves	6503	8003	—	—	—	—
	2.5.	Revenue and other Reserves	8526	20684	1711	1711	—	—
	2.6.	Balance of Profit	—	—	—	—	1155	1296

3.	Deposits		210621	271798	32683	36430	8715	8649
			(35.3)	(43.0)	(73.3)	(77.6)	(49.1)	(52.2)

	Type-wise
	3A.1. Demand deposits		157555	161959	4350	4273	2726	2720
	(i)	From banks	10504	19806	73	17	960	927
	(ii)	From others	147051	142153	4277	4256	1766	1793
	3A.2.	Savings bank deposits	7946	11677	4410	3564	708	720
	3A.3.	Term deposits	45120	98162	23923	28593	5281	5209
	(i)	From banks	—	—	—	15	—	—
	(ii)	From others	45120	98162	23923	28578	5281	5209

	Location-wise
	3B.1.	Deposits of branches in India	210621	271797	32683	36429	8715	8649
	3B.2.	Deposits of branches outside India	—	—	—	—	—	—

4.	Borrowings		145718	91372	1850	235	1448	—
			(24.4)	(14.5)	(4.1)	(0.5)	(8.2)	—
	4.1.	Borrowings in India	52342	52000	1850	235	50	—
	(i)	From Reserve Bank of India	—	—	200	235	—	—
	(ii)	From other banks	51500	52000	1650	—	50	—
	(iii)	From other institutions and agencies	842	—	—	—	—	—
	4.2.	Borrowings outside India	93376	39372	—	—	1398	—
	Secured borrowings included in 4.		—	—	—	—	—	—

5.	Other Liabilities		82017	90825	1280	1533	2098	2233
			(13.7)	(14.4)	(2.9)	(3.3)	(11.8)	(13.5)
	5.1.	Bills Payable	11505	14051	191	136	125	146
	5.2.	Inter-office adjustments	-2708	6803	—	—	—	—
	5.3.	Interest accured	1316	958	248	437	11	12
	5.4.	Others (including provisions)	71904	69013	841	960	1962	2075

	Total Liabilities		596563	631755	44591	46976	17747	16572
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

Note : Figures in brackets indicate per cent share in total. Source : Annual accounts of banks of respective years.

(Amount in Rs. lakh)
				As on March 31
				Bank of		Bank of Bahrain &		Bank of
Items				America		Kuwait		Ceylon
				2006	2007	2006	2007	2006	2007
				(13)	(14)	(15)	(16)	(17)	(18)
1.	Cash in hand			570	464	61	68	14	56
				(0.1)	(0.1)	(0.1)	(0.1)	(0.1)	(0.3)
2.	Balances with RBI			29645	19455	1410	1923	644	731
				(5.0)	(3.1)	(3.2)	(4.1)	(3.6)	(4.4)
3.	Balances with banks in India			1328	3878	2504	6506	4081	3188
				(0.2)	(0.6)	(5.6)	(13.8)	(23.0)	(19.2)
4.	Money at call and short notice			—	—	1918	1117	—	500
				—	—	(4.3)	(2.4)	—	(3.0)
5.	Balances with banks outside India			27513	72638	2186	3763	3078	2592
				(4.6)	(11.5)	(4.9)	(8.0)	(17.3)	(15.6)
6.	Investments			166375	188617	12935	10894	3036	3087
				(27.9)	(29.9)	(29.0)	(23.2)	(17.1)	(18.6)
	6.1.	Investments in India		166375	188617	12935	10894	3036	3087
		(i)	Government securities	130619	134483	12129	10610	1618	1605
		(ii)	Other approved securities	—	—	—	—	1418	1482
		(iii)	Shares	6	6	310	284	—	—
		(iv)	Debentures and Bonds	35750	45397	496	—	—	—
		(v)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(vi)	Others	—	8731	—	—	—	—
	6.2.	Investments outside India		—	—	—	—	—	—
		(i)	Government securities	—	—	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(iii)	Others	—	—	—	—	—	—
7.	Advances			336907	291622	16898	17090	4870	4094
				(56.5)	(46.2)	(37.9)	(36.4)	(27.4)	(24.7)
	Type-wise
	7A.1.	Bills purchased and discounted		70013	45858	6162	6333	845	614
	7A.2.	Cash credits, overdrafts & loans		265041	239852	3713	3548	2901	2840
	7A.3.	Term loans		1853	5912	7023	7209	1124	640
	Security-wise
	7B.1.	Secured by tangible assets		43574	52418	10644	9964	4516	3870
	7B.2.	Covered by Bank/Govt. Guarantees		2245	—	4811	4900	31	31
	7B.3.	Unsecured		291088	239203	1443	2227	322	192
	Sector-wise
	7C.I.	Advances in India		336907	291621	16898	17090	4870	4094
		(i)	Priority sectors	68583	65433	3868	3840	2609	2198
		(ii)	Public sectors	17500	—	—	—	—	—
		(iii)	Banks	2120	—	—	—	—	—
		(iv)	Others	248704	226188	13030	13250	2261	1896
	7C.II.	Advances outside India		—	—	—	—	—	—
8.	Fixed Assets			1652	1901	624	587	10	13
				(0.3)	(0.3)	(1.4)	(1.2)	(0.1)	(0.1)
	8.1.	Premises		421	139	424	416	—	—
	8.2.	Fixed assets under construction		—	—	—	—	—	—
	8.3.	Other Fixed assets		1231	1762	200	171	10	13
9.	Other Assets			32573	53183	6054	5029	2015	2313
				(5.5)	(8.4)	(13.6)	(10.7)	(11.4)	(14.0)
	9.1	Inter - office adjustments (net)		—	—	—	—	13	41
	9.2	Interest accrued		3204	6841	293	356	84	93
	9.3	Tax paid		2280	4164	875	454	1893	2141
	9.4	Stationery and Stamps		—	—	—	—	1	1
	9.5	Others		27089	42178	4886	4219	24	37

	Total Assets			596563	631758	44590	46977	17748	16574
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)
			As on March 31
			Bank of Nova		Bank of Tokyo-		Barclays
Items			Scotia		Mitsubishi UFJ		Bank
			2006	2007	2006	2007	2006	2007
			(19)	(20)	(21)	(22)	(23)	(24)
1.	Capital		13547	36455	28658	28658	113728	113728
			(3.7)	(8.3)	(15.0)	(11.9)	(60.6)	(36.4)

2.	Reserves and Surplus		16774	24358	30861	35546	24048	25558
			(4.5)	(5.5)	(16.2)	(14.8)	(12.8)	(8.2)
	2.1.	Statutory Reserves	4262	6158	11418	12684	8400	15059
	2.2.	Capital Reserves	—	—	75	75	5	5
	2.3.	Share Premium	—	—	—	—	—	—
	2.4.	Investments Fluctuations Reserves	—	—	1	—	4384	—
	2.5.	Revenue and other Reserves	9205	12577	18949	18949	3663	3663
	2.6.	Balance of Profit	3307	5623	418	3838	7596	6831

3.	Deposits		235462	198293	78427	96049	36077	101008
			(63.6)	(45.0)	(41.2)	(40.0)	(19.2)	(32.3)

	Type-wise
	3A.1. Demand deposits		9652	10763	39498	50291	702	736
	(i)	From banks	302	301	311	292	38	223
	(ii)	From others	9350	10462	39187	49999	664	513
	3A.2.	Savings bank deposits	3322	3551	10768	12205	22	98
	3A.3.	Term deposits	222488	183979	28161	33553	35353	100174
	(i)	From banks	90430	84841	—	—	29789	47638
	(ii)	From others	132058	99138	28161	33553	5564	52536

	Location-wise
	3B.1.	Deposits of branches in India	235460	198293	78426	96049	36077	101007
	3B.2.	Deposits of branches outside India	—	—	—	—	—	—

4.	Borrowings		82523	164469	27584	62280	10500	66000
			(22.3)	(37.3)	(14.5)	(25.9)	(5.6)	(21.1)
	4.1.	Borrowings in India	24993	61574	14200	45500	10500	66000
	(i)	From Reserve Bank of India	116	—	—	—	10500	15000
	(ii)	From other banks	24877	61574	14200	45500	—	51000
	(iii)	From other institutions and agencies	—	—	—	—	—	—
	4.2.	Borrowings outside India	57530	102895	13384	16780	—	—
	Secured borrowings included in 4.		—	—	—	—	10500	15000

5.	Other Liabilities		21820	17028	24956	17869	3429	6045
			(5.9)	(3.9)	(13.1)	(7.4)	(1.8)	(1.9)
	5.1.	Bills Payable	930	656	10641	827	413	602
	5.2.	Inter-office adjustments	—	320	—	—	—	—
	5.3.	Interest accured	1490	1537	2711	3593	445	1228
	5.4.	Others (including provisions)	19400	14515	11604	13449	2571	4215

	Total Liabilities		370126	440603	190486	240402	187782	312339
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

Note : Figures in brackets indicate per cent share in total. Source : Annual accounts of banks of respective years.

(Amount in Rs. lakh)
				As on March 31
				Bank of Nova		Bank of Tokyo-		Barclays
					Scotia	Mitsubishi UFJ		Bank
Items
				2006	2007	2006	2007	2006	2007

				(19)	(20)	(21)	(22)	(23)	(24)

1.	Cash in hand			131	127	309	272	2	6
				(0.0)	(0.0)	(0.2)	(0.1)	(0.0)	(0.0)
2.	Balances with RBI			10757	15245	9002	7924	383	2439
				(2.9)	(3.5)	(4.7)	(3.3)	(0.2)	(0.8)
3.	Balances with banks in India			1695	420	7634	4084	14755	15178
				(0.5)	(0.1)	(4.0)	(1.7)	(7.9)	(4.9)
4.	Money at call and short notice			672	5612	3500	—	83430	83899
				(0.2)	(1.3)	(1.8)	—	(44.4)	(26.9)
5.	Balances with banks outside India			624	710	448	256	715	5872
				(0.2)	(0.2)	(0.2)	(0.1)	(0.4)	(1.9)
6.	Investments			98071	109503	44876	52238	58457	134205
				(26.5)	(24.9)	(23.6)	(21.7)	(31.1)	(43.0)
	6.1.	Investments in India		98071	109503	44876	52238	58457	134205
		(i)	Government securities	90282	99677	34849	42431	38856	53878
		(ii)	Other approved securities	—	—	275	275	200	200
		(iii)	Shares	—	—	62	—	—	—
		(iv)	Debentures and Bonds	5000	5000	9690	9532	6251	—
		(v)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(vi)	Others	2789	4826	—	—	13150	80127
	6.2.	Investments outside India		—	—	—	—	—	—
		(i)	Government securities	—	—	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(iii)	Others	—	—	—	—	—	—
7.	Advances			244045	296907	103351	158857	433	17270
				(65.9)	(67.4)	(54.3)	(66.1)	(0.2)	(5.5)
	Type-wise
	7A.1.	Bills purchased and discounted		8101	6183	118	15	—	709
	7A.2.	Cash credits, overdrafts & loans		205442	270470	85914	118334	—	15494
	7A.3.	Term loans		30502	20254	17319	40508	433	1067
	Security-wise
	7B.1.	Secured by tangible assets		84586	81405	32573	31170	373	1166
	7B.2.	Covered by Bank/Govt. Guarantees		86617	109198	—	—	—	—
	7B.3.	Unsecured		72842	106304	70778	127688	60	16104
	Sector-wise
	7C.I.	Advances in India		244045	296907	103351	158857	433	17270
		(i)	Priority sectors	78181	112655	21022	35717	—	3006
		(ii)	Public sectors	—	—	5980	10500	—	—
		(iii)	Banks	—	—	—	—	—	—
		(iv)	Others	165864	184252	76349	112640	433	14264
	7C.II.	Advances outside India		—	—	—	—	—	—
8.	Fixed Assets			557	652	1314	1237	485	6452
				(0.2)	(0.1)	(0.7)	(0.5)	(0.3)	(2.1)
	8.1.	Premises		197	231	192	191	4	4
	8.2.	Fixed assets under construction		—	—	—	21	—	87
	8.3.	Other Fixed assets		360	421	1122	1025	481	6361
9.	Other Assets			13573	11429	20052	15537	29120	47016
				(3.7)	(2.6)	(10.5)	(6.5)	(15.5)	(15.1)
	9.1	Inter - office adjustments (net)		144	—	11592	4818	—	—
	9.2	Interest accrued		2416	2960	2699	4309	920	1420
	9.3	Tax paid		2974	1756	—	—	271	4658
	9.4	Stationery and Stamps		1	1	—	—	—	—
	9.5	Others		8038	6712	5761	6410	27929	40938
	Total Assets			370125	440605	190486	240405	187780	312337
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)
			As on March 31
			BNP Paribas		Calyon Bank		Chinatrust
Items							Commercial Bank
			(25)	(26)	(27)	(28)	(29)	(30)
1.	Capital		34513	53073	59503	59503	4640	4640
			(9.2)	(12.6)	(31.8)	(18.0)	(27.8)	(24.5)

2.	Reserves and Surplus		15137	21433	12291	18590	-411	-347
			(4.1)	(5.1)	(6.6)	(5.6)	—	—
	2.1.	Statutory Reserves	4327	5917	6442	8686	162	178
	2.2.	Capital Reserves	1310	1310	—	—	—	—
	2.3.	Share Premium	—	—	—	—	—	—
	2.4.	Investments Fluctuations Reserves	1	—	—	—	132	167
	2.5.	Revenue and other Reserves	13602	14206	2507	2507	—	—
	2.6.	Balance of Profit	-4103	—	3342	7397	-705	-692

3.	Deposits		184746	209790	37202	77473	7807	10287
			(49.5)	(49.9)	(19.9)	(23.4)	(46.8)	(54.3)

	Type-wise
	3A.1. Demand deposits		49805	53394	15991	14263	3949	4709
	(i)	From banks	310	93	327	245	—	—
	(ii)	From others	49495	53301	15664	14018	3949	4709
	3A.2.	Savings bank deposits	6844	8190	1878	3546	233	246
	3A.3.	Term deposits	128097	148206	19333	59664	3625	5332
	(i)	From banks	4385	—	—	—	—	—
	(ii)	From others	123712	148206	19333	59664	3625	5332

	Location-wise
	3B.1.	Deposits of branches in India	184746	209790	37202	77474	7807	10287
	3B.2.	Deposits of branches outside India	—	—	—	—	—	—

4.	Borrowings		89355	77179	46312	141574	4342	4079
			(23.9)	(18.3)	(24.7)	(42.8)	(26.0)	(21.5)
	4.1.	Borrowings in India	87460	74110	41002	131750	2000	1500
	(i)	From Reserve Bank of India	1000	300	—	—	—	—
	(ii)	From other banks	75500	73300	41002	131750	2000	1500
	(iii)	From other institutions and agencies	10960	510	—	—	—	—
	4.2.	Borrowings outside India	1895	3069	5310	9824	2342	2579
	Secured borrowings included in 4.		—	—	—	—	—	—

5.	Other Liabilities		49594	59207	32058	33670	300	298
			(13.3)	(14.1)	(17.1)	(10.2)	(1.8)	(1.6)
	5.1.	Bills Payable	3938	6578	1022	1022	78	15
	5.2.	Inter-office adjustments	—	29	—	—	—	—
	5.3.	Interest accured	1489	1712	506	918	69	112
	5.4.	Others (including provisions)	44167	50888	30530	31730	153	171

	Total Liabilities		373345	420682	187366	330810	16678	18957
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

Note : Figures in brackets indicate per cent share in total. Source : Annual accounts of banks of respective years.

(Amount in Rs. lakh)
				As on March 31
				BNP Paribas		Calyon Bank		Chinatrust
Items								Commercial Bank
				2006	2007	2006	2007	2006	2007
				(25)	(26)	(27)	(28)	(29)	(30)
1.	Cash in hand			185	259	28	24	8	17
				(0.0)	(0.1)	(0.0)	(0.0)	(0.0)	(0.1)
2.	Balances with RBI			12327	18963	5988	5175	1737	852
				(3.3)	(4.5)	(3.2)	(1.6)	(10.4)	(4.5)
3.	Balances with banks in India			106	1433	115	159	177	276
				(0.0)	(0.3)	(0.1)	(0.0)	(1.1)	(1.5)
4.	Money at call and short notice			33461	28256	—	103459	900	1500
				(9.0)	(6.7)	—	(31.3)	(5.4)	(7.9)
5.	Balances with banks outside India			661	876	4714	5468	159	134
				(0.2)	(0.2)	(2.5)	(1.7)	(1.0)	(0.7)
6.	Investments			110810	111964	42700	94784	3417	4115
				(29.7)	(26.6)	(22.8)	(28.7)	(20.5)	(21.7)
	6.1.	Investments in India		110810	111964	42700	94784	3417	4115
		(i)	Government securities	101521	103175	32718	49246	2635	3333
		(ii)	Other approved securities	—	—	—	—	—	—
		(iii)	Shares	—	—	—	—	—	—
		(iv)	Debentures and Bonds	500	—	9982	9981	—	—
		(v)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(vi)	Others	8789	8789	—	35557	782	782
	6.2.	Investments outside India		—	—	—	—	—	—
		(i)	Government securities	—	—	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(iii)	Others	—	—	—	—	—	—
7.	Advances			185382	234171	101179	100330	9833	11590
				(49.7)	(55.7)	(54.0)	(30.3)	(59.0)	(61.1)
	Type-wise
	7A.1.	Bills purchased and discounted		27985	21506	756	2243	2697	2821
	7A.2.	Cash credits, overdrafts & loans		34967	67675	77055	67231	4009	4972
	7A.3.	Term loans		122430	144990	23368	30856	3127	3797
	Security-wise
	7B.1.	Secured by tangible assets		85670	100724	37648	40797	3924	7493
	7B.2.	Covered by Bank/Govt. Guarantees		19990	19885	8235	10750	—	—
	7B.3.	Unsecured		79722	113562	55296	48783	5910	4097
	Sector-wise
	7C.I.	Advances in India		185382	234171	101179	100330	9834	11590
		(i)	Priority sectors	54348	69452	22551	27266	2966	3630
		(ii)	Public sectors	—	—	—	—	—	—
		(iii)	Banks	1	—	—	—	—	—
		(iv)	Others	131033	164719	78628	73064	6868	7960
	7C.II.	Advances outside India		—	—	—	—	—	—
8.	Fixed Assets			4999	4997	3600	3416	30	26
				(1.3)	(1.2)	(1.9)	(1.0)	(0.2)	(0.1)
	8.1.	Premises		3616	3491	3074	2968	—	—
	8.2.	Fixed assets under construction		87	262	—	—	—	—
	8.3.	Other Fixed assets		1296	1244	526	448	30	26
9.	Other Assets			25411	19764	29040	17996	416	447
				(6.8)	(4.7)	(15.5)	(5.4)	(2.5)	(2.4)
	9.1	Inter - office adjustments (net)		—	—	—	—	—	—
	9.2	Interest accrued		4322	3868	942	1499	62	73
	9.3	Tax paid		545	—	7047	8146	143	164
	9.4	Stationery and Stamps		6	4	—	—	—	—
	9.5	Others		20538	15892	21051	8351	211	210

	Total Assets			373342	420683	187364	330811	16677	18957
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)
			As on March 31
			Citibank		DBS		Deutsche
Items					Bank		Bank
			2006	2007	2006	2007	2006	2007
			(31)	(32)	(33)	(34)	(35)	(36)

1.	Capital		50136	160596	52223	95183	71268	121268
			(1.1)	(2.4)	(16.4)	(15.7)	(5.9)	(6.8)

2.	Reserves and Surplus		384575	499682	5054	12463	59864	72718
			(8.5)	(7.5)	(1.6)	(2.1)	(5.0)	(4.1)
	2.1.	Statutory Reserves	96950	119449	1491	3344	37288	42744
	2.2.	Capital Reserves	1104	1171	51	51	1564	1772
	2.3.	Share Premium	—	—	—	—	—	—
	2.4.	Investments Fluctuations Reserves	—	—	—	—	—	627
	2.5.	Revenue and other Reserves	286521	379062	3109	3108	12044	12044
	2.6.	Balance of Profit	—	—	403	5960	8968	15531

3.	Deposits		2791174	3787501	145224	383621	437990	697838
			(61.4)	(57.1)	(45.7)	(63.2)	(36.3)	(39.4)

	Type-wise
	3A.1. Demand deposits		1011653	1092164	2485	6922	305713	481490
	(i)	From banks	10950	7291	357	1067	6754	3069
	(ii)	From others	1000703	1084873	2128	5855	298959	478421
	3A.2.	Savings bank deposits	626797	742217	163	1186	22153	37516
	3A.3.	Term deposits	1152724	1953120	142576	375513	110124	178832
	(i)	From banks	—	—	89260	282298	—	—
	(ii)	From others	1152724	1953120	53316	93215	110124	178832

	Location-wise
	3B.1.	Deposits of branches in India	2791174	3787500	145224	383622	437990	697838
	3B.2.	Deposits of branches outside India	—	—	—	—	—	—
4.	Borrowings		818308	1267633	62678	53000	499383	694301
			(18.0)	(19.1)	(19.7)	(8.7)	(41.4)	(39.2)
	4.1.	Borrowings in India	391661	731322	62654	53000	435236	688067
	(i)	From Reserve Bank of India	—	312500	—	—	—	46000
	(ii)	From other banks	288766	299116	62654	53000	194926	409816
	(iii)	From other institutions and agencies	102895	119706	—	—	240310	232251
	4.2.	Borrowings outside India	426647	536311	24	—	64147	6234
	Secured borrowings included in 4.		—	—	—	—	—	46000

5.	Other Liabilities		499554	920421	52460	62868	136522	185384
			(11.0)	(13.9)	(16.5)	(10.4)	(11.3)	(10.5)
	5.1.	Bills Payable	139440	138750	144	1532	19228	27008
	5.2.	Inter-office adjustments	—	75	—	—	12	332
	5.3.	Interest accured	16063	27123	1716	6303	31788	39528
	5.4.	Others (including provisions)	344051	754473	50600	55033	85494	118516

	Total Liabilities		4543747	6635833	317639	607135	1205027	1771509
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)
Note : Figures in brackets indicate per cent share in total. Source : Annual accounts of banks of respective years.

(Amount in Rs. lakh)
			As on March 31
			Citibank		DBS		Deutsche
Items					Bank		Bank
			2006	2007	2006	2007	2006	2007
			(31)	(32)	(33)	(34)	(35)	(36)
1.	Capital		50136	160596	52223	95183	71268	121268
			(1.1)	(2.4)	(16.4)	(15.7)	(5.9)	(6.8)

2.	Reserves and Surplus		384575	499682	5054	12463	59864	72718
			(8.5)	(7.5)	(1.6)	(2.1)	(5.0)	(4.1)
	2.1.	Statutory Reserves	96950	119449	1491	3344	37288	42744
	2.2.	Capital Reserves	1104	1171	51	51	1564	1772
	2.3.	Share Premium	—	—	—	—	—	—
	2.4.	Investments Fluctuations Reserves	—	—	—	—	—	627
	2.5.	Revenue and other Reserves	286521	379062	3109	3108	12044	12044
	2.6.	Balance of Profit	—	—	403	5960	8968	15531

3.	Deposits		2791174	3787501	145224	383621	437990	697838
			(61.4)	(57.1)	(45.7)	(63.2)	(36.3)	(39.4)

	Type-wise
	3A.1. Demand deposits		1011653	1092164	2485	6922	305713	481490
	(i)	From banks	10950	7291	357	1067	6754	3069
	(ii)	From others	1000703	1084873	2128	5855	298959	478421
	3A.2.	Savings bank deposits	626797	742217	163	1186	22153	37516
	3A.3.	Term deposits	1152724	1953120	142576	375513	110124	178832
	(i)	From banks	—	—	89260	282298	—	—
	(ii)	From others	1152724	1953120	53316	93215	110124	178832
	Location-wise
	3B.1.	Deposits of branches in India	2791174	3787500	145224	383622	437990	697838
	3B.2.	Deposits of branches outside India	—	—	—	—	—	—
4.	Borrowings		818308	1267633	62678	53000	499383	694301
			(18.0)	(19.1)	(19.7)	(8.7)	(41.4)	(39.2)
	4.1.	Borrowings in India	391661	731322	62654	53000	435236	688067
	(i)	From Reserve Bank of India	—	312500	—	—	—	46000
	(ii)	From other banks	288766	299116	62654	53000	194926	409816
	(iii)	From other institutions and agencies	102895	119706	—	—	240310	232251
	4.2.	Borrowings outside India	426647	536311	24	—	64147	6234
	Secured borrowings included in 4.		—	—	—	—	—	46000
5.	Other Liabilities		499554	920421	52460	62868	136522	185384
			(11.0)	(13.9)	(16.5)	(10.4)	(11.3)	(10.5)
	5.1.	Bills Payable	139440	138750	144	1532	19228	27008
	5.2.	Inter-office adjustments	—	75	—	—	12	332
	5.3.	Interest accured	16063	27123	1716	6303	31788	39528
	5.4.	Others (including provisions)	344051	754473	50600	55033	85494	118516
	Total Liabilities		4543747	6635833	317639	607135	1205027	1771509
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)
Note : Figures in brackets indicate per cent share in total. Source : Annual accounts of banks of respective years.

(Amount in Rs. lakh)
			As on March 31
			Hongkong & Shanghai		J P Morgan Chase		Krung Thai
Items			Banking Corporation			Bank	Bank
			2006	2007	2006	2007	2006	2007
			(37)	(38)	(39)	(40)	(41)	(42)
1.	Capital		136775	227155	42144	103536	3584	3584
			(3.6)	(4.1)	(14.6)	(16.6)	(46.4)	(38.2)

2.	Reserves and Surplus		279852	388789	12327	17611	639	782
			(7.5)	(7.1)	(4.3)	(2.8)	(8.3)	(8.3)
	2.1.	Statutory Reserves	54666	75806	6541	9211	332	370
	2.2.	Capital Reserves	186308	218519	—	—	—	—
	2.3.	Share Premium	—	—	—	—	—	—
	2.4.	Investments Fluctuations Reserves	—	—	—	—	223	216
	2.5.	Revenue and other Reserves	34727	58099	—	—	84	84
	2.6.	Balance of Profit	4151	36365	5786	8400	—	112

3.	Deposits		2495512	3482465	182626	166656	3295	4923
			(66.6)	(63.3)	(63.4)	(26.7)	(42.6)	(52.5)

	Type-wise
	3A.1. Demand deposits		888389	984817	46041	87759	1431	1998
	(i)	From banks	7718	6465	—	—	37	37
	(ii)	From others	880671	978352	46041	87759	1394	1961
	3A.2.	Savings bank deposits	454184	531064	—	—	269	407
	3A.3.	Term deposits	1152939	1966584	136585	78897	1595	2518
	(i)	From banks	—	—	—	—	—	—
	(ii)	From others	1152939	1966584	136585	78897	1595	2518

	Location-wise
	3B.1.	Deposits of branches in India	2495511	3482465	182626	166655	3295	4922
	3B.2.	Deposits of branches outside India	—	—	—	—	—	—

4.	Borrowings		311595	488749	45223	325843	—	—
			(8.3)	(8.9)	(15.7)	(52.2)	—	—
	4.1.	Borrowings in India	100398	237695	45000	325812	—	—
	(i)	From Reserve Bank of India	2900	1150	39000	224500	—	—
	(ii)	From other banks	1452	112545	6000	59900	—	—
	(iii)	From other institutions and agencies	96046	124000	—	41412	—	—
	4.2.	Borrowings outside India	211197	251054	223	31	—	—
	Secured borrowings included in 4.		—	—	39000	265912	—	—

5.	Other Liabilities		523574	911557	5651	10012	214	92
			(14.0)	(16.6)	(2.0)	(1.6)	(2.8)	(1.0)
	5.1.	Bills Payable	63172	58531	206	6	3	5
	5.2.	Inter-office adjustments	—	—	—	—	152	—
	5.3.	Interest accured	35749	41499	2688	1375	27	48
	5.4.	Others (including provisions)	424653	811527	2757	8631	32	39

	Total Liabilities		3747308	5498715	287971	623658	7732	9381
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)
Note : Figures in brackets indicate per cent share in total. Source : Annual accounts of banks of respective years.

(Amount in Rs. lakh)
				As on March 31
				Hongkong & Shanghai		J P Morgan Chase		Krung Thai
Items				Banking Corporation		Bank		Bank
				2006	2007	2006	2007	2006	2007
				(37)	(38)	(39)	(40)	(41)	(42)
1.	Cash in hand			8701	9990	—	—	4	5
				(0.2)	(0.2)	—	—	(0.1)	(0.1)
2.	Balances with RBI			136941	315338	9196	16538	245	287
				(3.7)	(5.7)	(3.2)	(2.7)	(3.2)	(3.1)
3.	Balances with banks in India			20165	34796	213	405	3458	3280
				(0.5)	(0.6)	(0.1)	(0.1)	(44.7)	(35.0)
4.	Money at call and short notice			115999	425902	23547	14828	—	180
				(3.1)	(7.7)	(8.2)	(2.4)	—	(1.9)
5.	Balances with banks outside India			5682	18455	736	75	218	2031
				(0.2)	(0.3)	(0.3)	(0.0)	(2.8)	(21.7)
6.	Investments			1214193	1413083	216343	436669	2470	2217
				(32.4)	(25.7)	(75.1)	(70.0)	(31.9)	(23.6)
	6.1.	Investments in India		1214193	1413083	216343	436669	2470	2217
		(i)	Government securities	860568	1023318	107249	348493	1663	1410
		(ii)	Other approved securities	5533	5533	—	—	—	—
		(iii)	Shares	482	402	—	—	—	—
		(iv)	Debentures and Bonds	191573	98152	10346	12210	720	720
		(v)	Subsidiaries and/or joint ventures	5	5	—	—	—	—
		(vi)	Others	156032	285673	98748	75966	87	87
	6.2.	Investments outside India		—	—	—	—	—	—
		(i)	Government securities	—	—	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(iii)	Others	—	—	—	—	—	—
7.	Advances			1681230	2314168	7565	79925	1054	1044
				(44.9)	(42.1)	(2.6)	(12.8)	(13.6)	(11.1)
	Type-wise
	7A.1.	Bills purchased and discounted		177949	219324	—	—	393	486
	7A.2.	Cash credits, overdrafts & loans		592616	853823	—	1298	426	432
	7A.3.	Term loans		910665	1241021	7565	78627	235	126
	Security-wise
	7B.1.	Secured by tangible assets		949291	1214096	900	45442	1001	1010
	7B.2.	Covered by Bank/Govt. Guarantees		92950	84781	—	—	—	—
	7B.3.	Unsecured		638988	1015291	6665	34483	52	35
	Sector-wise
	7C.I.	Advances in India		1681230	2314167	7565	79925	1053	1045
		(i)	Priority sectors	347455	509343	—	25163	173	172
		(ii)	Public sectors	9890	8192	—	—	—	—
		(iii)	Banks	52	—	—	—	—	—
		(iv)	Others	1323833	1796632	7565	54762	880	873
	7C.II.	Advances outside India		—	—	—	—	—	—
8.	Fixed Assets			42071	70216	243	202	38	78
				(1.1)	(1.3)	(0.1)	(0.0)	(0.5)	(0.8)
	8.1.	Premises		35346	59945	—	—	—	—
	8.2.	Fixed assets under construction		—	—	—	—	—	—
	8.3.	Other Fixed assets		6725	10271	243	202	38	78
9.	Other Assets			522327	896767	30129	75014	246	258
				(13.9)	(16.3)	(10.5)	(12.0)	(3.2)	(2.8)
	9.1	Inter - office adjustments (net)		—	—	—	—	—	—
	9.2	Interest accrued		34594	44420	3346	11513	63	94
	9.3	Tax paid		26063	32374	515	3879	24	20
	9.4	Stationery and Stamps		49	142	—	—	—	—
	9.5	Others		461621	819831	26268	59622	159	144
	Total Assets			3747309	5498715	287972	623656	7733	9380
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)
			As on March 31
			Mashreq		Mizuho Corporate		Oman International
Items			Bank		Bank		Bank
			2006	2007	2006	2007	2006	2007
			(43)	(44)	(45)	(46)	(47)	(48)
1.	Capital		4838	4838	34434	34434	15596	15851
			(54.6)	(43.8)	(63.4)	(36.9)	(36.4)	(40.1)

2.	Reserves and Surplus		1416	2452	2462	3673	569	569
			(16.0)	(22.2)	(4.5)	(3.9)	(1.3)	(1.4)
	2.1.	Statutory Reserves	1551	1830	684	987	569	569
	2.2.	Capital Reserves	208	208	—	—	—	—
	2.3.	Share Premium	—	—	—	—	—	—
	2.4.	Investments Fluctuations Reserves	115	115	—	—	—	—
	2.5.	Revenue and other Reserves	1677	1677	970	969	—	—
	2.6.	Balance of Profit	-2135	-1378	808	1717	—	—

3.	Deposits		2144	3522	13710	26139	20257	19406
			(24.2)	(31.9)	(25.3)	(28.0)	(47.3)	(49.1)
	Type-wise
	3A.1. Demand deposits		1283	1491	1822	7029	967	723
	(i)	From banks	686	1137	62	23	192	82
	(ii)	From others	597	354	1760	7006	775	641
	3A.2.	Savings bank deposits	250	212	78	102	3751	3736
	3A.3.	Term deposits	611	1819	11810	19008	15539	14947
	(i)	From banks	—	—	9500	14000	—	—
	(ii)	From others	611	1819	2310	5008	15539	14947

	Location-wise
	3B.1.	Deposits of branches in India	2144	3522	13710	26141	20256	19405
	3B.2.	Deposits of branches outside India	—	—	—	—	—	—

4.	Borrowings		100	—	3223	26975	3123	2804
			(1.1)	—	(5.9)	(28.9)	(7.3)	(7.1)
	4.1.	Borrowings in India	100	—	3000	26975	—	1500
	(i)	From Reserve Bank of India	100	—	—	—	—	1500
	(ii)	From other banks	—	—	3000	26975	—	—
	(iii)	From other institutions and agencies	—	—	—	—	—	—
	4.2.	Borrowings outside India	—	—	223	—	3123	1304
	Secured borrowings included in 4.		—	—	—	—	—	—
5.	Other Liabilities		362	232	456	2175	3276	890
			(4.1)	(2.1)	(0.8)	(2.3)	(7.7)	(2.3)
	5.1.	Bills Payable	24	18	78	508	115	51
	5.2.	Inter-office adjustments	—	—	—	—	—	—
	5.3.	Interest accured	3	2	45	331	2666	636
	5.4.	Others (including provisions)	335	212	333	1336	495	203
	Total Liabilities		8860	11044	54285	93396	42821	39520
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)
Note : Figures in brackets indicate per cent share in total. Source : Annual accounts of banks of respective years.

(Amount in Rs. lakh)
				As on March 31
				Mashreq		Mizuho Corporate		Oman International
Items				Bank		Bank		Bank
				2006	2007	2006	2007	2006	2007
				(43)	(44)	(45)	(46)	(47)	(48)
1.	Cash in hand			—	—	3	7	24	22
				—	—	(0.0)	(0.0)	(0.1)	(0.1)
2.	Balances with RBI			175	277	720	1186	1095	1180
				(2.0)	(2.5)	(1.3)	(1.3)	(2.6)	(3.0)
3.	Balances with banks in India			—	500	165	380	10418	8799
				—	(4.5)	(0.3)	(0.4)	(24.3)	(22.3)
4.	Money at call and short notice			706	3526	8031	7607	—	—
				(8.0)	(31.9)	(14.8)	(8.1)	—	—
5.	Balances with banks outside India			228	107	499	359	545	117
				(2.6)	(1.0)	(0.9)	(0.4)	(1.3)	(0.3)
6.	Investments			3707	2797	9120	15771	11453	10444
				(41.8)	(25.3)	(16.8)	(16.9)	(26.7)	(26.4)
	6.1.	Investments in India		3707	2797	9120	15771	11453	10444
		(i)	Government securities	3121	2196	6752	12509	11353	10344
		(ii)	Other approved securities	102	102	—	—	100	100
		(iii)	Shares	—	—	—	—	—	—
		(iv)	Debentures and Bonds	484	499	2200	2200	—	—
		(v)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(vi)	Others	—	—	168	1062	—	—
	6.2.	Investments outside India		—	—	—	—	—	—
		(i)	Government securities	—	—	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(iii)	Others	—	—	—	—	—	—
7.	Advances			3070	3278	32799	64149	771	177
				(34.6)	(29.7)	(60.4)	(68.7)	(1.8)	(0.4)
	Type-wise
	7A.1.	Bills purchased and discounted		3039	3264	137	4580	171	—
	7A.2.	Cash credits, overdrafts & loans		—	—	22501	43087	347	10
	7A.3.	Term loans		31	14	10161	16482	253	167
	Security-wise
	7B.1.	Secured by tangible assets		30	13	17385	20957	771	177
	7B.2.	Covered by Bank/Govt. Guarantees		3039	3264	—	—	—	—
	7B.3.	Unsecured		1	—	15415	43192	—	—
	Sector-wise
	7C.I.	Advances in India		3070	3278	32800	64148	771	177
		(i)	Priority sectors	3039	3264	6787	19879	272	—
		(ii)	Public sectors	—	—	—	—	—	—
		(iii)	Banks	—	—	—	—	—	—
		(iv)	Others	31	14	26013	44269	499	177
	7C.II.	Advances outside India		—	—	—	—	—	—
8.	Fixed Assets			32	129	400	780	1778	1657
				(0.4)	(1.2)	(0.7)	(0.8)	(4.2)	(4.2)
	8.1.	Premises		—	—	152	387	1736	1627
	8.2.	Fixed assets under construction		—	—	—	—	—	—
	8.3.	Other Fixed assets		32	129	248	393	42	30
9.	Other Assets			943	428	2547	3157	16738	17121
				(10.6)	(3.9)	(4.7)	(3.4)	(39.1)	(43.3)
	9.1	Inter - office adjustments (net)		—	—	—	—	—	5
	9.2	Interest accrued		73	91	349	572	551	835
	9.3	Tax paid		751	166	—	—	493	494
	9.4	Stationery and Stamps		—	—	—	—	—	—
	9.5	Others		119	171	2198	2585	15694	15787

	Total Assets			8861	11042	54284	93396	42822	39517
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)
				As on March 31
				Shinhan		Societe		Sonali Bank
Items				Bank #		Generale
				2006	2007	2006	2007	2006	2007
				(49)	(50)	(51)	(52)	(53)	(54)
1.	Capital			7866	16871	29835	29835	20	20
				(19.9)	(31.2)	(16.5)	(10.4)	(0.7)	(0.5)
2.	Reserves and Surplus			4226	4822	4073	4990	442	495
				(10.7)	(8.9)	(2.2)	(1.7)	(14.7)	(12.4)
	2.1.		Statutory Reserves	3542	3942	2777	3330	354	371
	2.2.		Capital Reserves	—	—	—	—	28	28
	2.3.		Share Premium	—	—	—	—	—	—
	2.4.		Investments Fluctuations Reserves	251	—	—	—	6	—
	2.5.		Revenue and other Reserves	—	—	—	—	—	—
	2.6.		Balance of Profit	433	880	1296	1660	54	96
3.	Deposits			14944	20772	94292	112777	2002	2810
				(37.8)	(38.5)	(52.0)	(39.4)	(66.6)	(70.3)
	Type-wise
	3A.1. Demand deposits			9778	8484	4065	3006	1267	2150
	(i)		From banks	—	—	132	268	514	1692
	(ii)		From others	9778	8484	3933	2738	753	458
	3A.2.	Savings bank deposits		128	208	312	1387	183	181
	3A.3.	Term deposits		5038	12080	89915	108384	552	479
	(i)		From banks	—	—	—	—	—	—
	(ii)		From others	5038	12080	89915	108384	552	479
	Location-wise
	3B.1.	Deposits of branches in India		14944	20773	94291	112778	2002	2810
	3B.2.	Deposits of branches outside India		—	—	—	—	—	—
4.	Borrowings			8192	5933	49538	135005	—	—
				(20.7)	(11.0)	(27.3)	(47.1)	—	—
	4.1.		Borrowings in India	1500	—	49538	135005	—	—
	(i)		From Reserve Bank of India	—	—	—	—	—	—
	(ii)		From other banks	1500	—	17650	66000	—	—
	(iii)		From other institutions and agencies	—	—	31888	69005	—	—
	4.2.		Borrowings outside India	6692	5933	—	—	—	—
	Secured borrowings included in 4.			—	—	—	—	—	—

5.	Other Liabilities			4308	5613	3461	3754	542	671
				(10.9)	(10.4)	(1.9)	(1.3)	(18.0)	(16.8)
	5.1.		Bills Payable	479	715	1061	105	—	—
	5.2.		Inter-office adjustments	—	—	—	—	6	11
	5.3.		Interest accured	6	65	1364	1238	8	8
	5.4.		Others (including provisions)	3823	4833	1036	2411	528	652

	Total Liabilities			39536	54011	181199	286361	3006	3996
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)
Note : Figures in brackets indicate per cent share in total. # See “Explanatory Notes”. Source : Annual accounts of banks of respective years.

(Amount in Rs. lakh)
				As on March 31
				Shinhan		Societe		Sonali Bank
Items				Bank #		Generale
				2006	2007	2006	2007	2006	2007
				(49)	(50)	(51)	(52)	(53)	(54)
1.	Cash in hand			28	44	26	14	64	33
				(0.1)	(0.1)	(0.0)	(0.0)	(2.1)	(0.8)
2.	Balances with RBI			770	1408	4398	4816	260	311
				(1.9)	(2.6)	(2.4)	(1.7)	(8.6)	(7.8)
3.	Balances with banks in India			271	24006	10062	60020	79	329
				(0.7)	(44.4)	(5.6)	(21.0)	(2.6)	(8.2)
4.	Money at call and short notice			12788	750	19783	23474	100	—
				(32.3)	(1.4)	(10.9)	(8.2)	(3.3)	—
5.	Balances with banks outside India			5541	41	223	451	876	2002
				(14.0)	(0.1)	(0.1)	(0.2)	(29.1)	(50.1)
6.	Investments			6673	8226	108742	145672	705	538
				(16.9)	(15.2)	(60.0)	(50.9)	(23.4)	(13.5)
	6.1.	Investments in India		6673	8226	108742	145672	705	538
		(i)	Government securities	5253	6866	65654	48182	436	430
		(ii)	Other approved securities	—	—	—	—	—	—
		(iii)	Shares	—	—	—	—	—	—
		(iv)	Debentures and Bonds	1420	1360	—	75958	—	—
		(v)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(vi)	Others	—	—	43088	21532	269	108
	6.2.	Investments outside India		—	—	—	—	—	—
		(i)	Government securities	—	—	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(iii)	Others	—	—	—	—	—	—
7.	Advances			9108	13628	27086	38487	300	334
				(23.0)	(25.2)	(14.9)	(13.4)	(10.0)	(8.4)
	Type-wise
	7A.1.	Bills purchased and discounted		298	642	571	410	130	91
	7A.2.	Cash credits, overdrafts & loans		6155	7263	16715	21485	170	243
	7A.3.	Term loans		2655	5723	9800	16592	—	—
	Security-wise
	7B.1.	Secured by tangible assets		1832	4167	19364	22740	149	248
	7B.2.	Covered by Bank/Govt. Guarantees		3880	5820	4186	4938	—	—
	7B.3.	Unsecured		3396	3641	3536	10809	151	85
	Sector-wise
	7C.I.	Advances in India		9108	13628	27085	38486	300	334
		(i)	Priority sectors	4501	3189	1624	6362	130	91
		(ii)	Public sectors	—	—	—	—	—	—
		(iii)	Banks	—	—	—	156	—	—
		(iv)	Others	4607	10439	25461	31968	170	243
	7C.II.	Advances outside India		—	—	—	—	—	—
8.	Fixed Assets			61	172	3456	3155	19	15
				(0.2)	(0.3)	(1.9)	(1.1)	(0.6)	(0.4)
	8.1.	Premises		—	—	3158	2870	—	—
	8.2.	Fixed assets under construction		—	—	—	—	—	—
	8.3.	Other Fixed assets		61	172	298	285	19	15
9.	Other Assets			4296	5735	7420	10273	604	435
				(10.9)	(10.6)	(4.1)	(3.6)	(20.1)	(10.9)
	9.1	Inter - office adjustments (net)		—	—	—	—	22	20
	9.2	Interest accrued		321	786	2405	2932	16	20
	9.3	Tax paid		3752	4474	986	561	279	352
	9.4	Stationery and Stamps		—	—	—	—	1	1
	9.5	Others		223	475	4029	6780	286	42

	Total Assets			39536	54010	181196	286362	3007	3997
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)
			As on March 31
			Standard	Chartered	State Bank of
Items				Bank	Mauritius
			2006	2007	2006	2007
			(55)	(56)	(57)	(58)
1.	Capital		52820	52820	8339	8339
			(1.1)	(0.9)	(18.6)	(16.2)
2.	Reserves and Surplus		403342	527263	4943	7109
			(8.8)	(9.0)	(11.0)	(13.8)
	2.1.	Statutory Reserves	177857	211965	1224	1421
	2.2.	Capital Reserves	22990	31760	581	581
	2.3.	Share Premium	—	—	—	—
	2.4.	Investments Fluctuations Reserves	—	—	512	571
	2.5.	Revenue and other Reserves	189460	283538	341	1719
	2.6.	Balance of Profit	13035	—	2285	2817

3.	Deposits		2845980	3417405	26440	21178
			(61.9)	(58.1)	(59.0)	(41.2)

	Type-wise
	3A.1. Demand deposits		910367	903924	2498	2617
	(i)	From banks	28096	40730	21	56
	(ii)	From others	882271	863194	2477	2561
	3A.2.	Savings bank deposits	509639	554816	390	620
	3A.3.	Term deposits	1425974	1958665	23552	17941
	(i)	From banks	—	45434	—	—
	(ii)	From others	1425974	1913231	23552	17941

	Location-wise
	3B.1.	Deposits of branches in India	2845981	3417404	26440	21178
	3B.2.	Deposits of branches outside India	—	—	—	—

4.	Borrowings		791678	635182	3900	13329
			(17.2)	(10.8)	(8.7)	(25.9)
	4.1.	Borrowings in India	332497	441812	3900	9092
	(i)	From Reserve Bank of India	5000	4200	—	—
	(ii)	From other banks	255875	335362	3400	6000
	(iii)	From other institutions and agencies	71622	102250	500	3092
	4.2.	Borrowings outside India	459181	193370	—	4237
	Secured borrowings included in 4.		—	—	500	3092

5.	Other Liabilities		501641	1252650	1221	1465
			(10.9)	(21.3)	(2.7)	(2.8)
	5.1.	Bills Payable	36701	42832	581	132
	5.2.	Inter-office adjustments	—	—	—	—
	5.3.	Interest accured	28335	36983	141	430
	5.4.	Others (including provisions)	436605	1172835	499	903

	Total Liabilities		4595461	5885320	44843	51420
			(100.0)	(100.0)	(100.0)	(100.0)

Note : Figures in brackets indicate per cent share in total. Source : Annual accounts of banks of respective years.

(Amount in Rs. lakh)
				As on March 31
				Standard Chartered		State Bank of
Items				Bank		Mauritius
				2006	2007	2006	2007
				(55)	(56)	(57)	(58)
1.	Cash in hand			6844	8043	38	29
				(0.1)	(0.1)	(0.1)	(0.1)
2.	Balances with RBI			133276	192311	1865	1655
				(2.9)	(3.3)	(4.2)	(3.2)
3.	Balances with banks in India			77586	58056	1038	169
				(1.7)	(1.0)	(2.3)	(0.3)
4.	Money at call and short notice			252451	132872	—	11037
				(5.5)	(2.3)	—	(21.5)
5.	Balances with banks outside India			8649	11399	2438	5958
				(0.2)	(0.2)	(5.4)	(11.6)
6.	Investments			1063172	1190229	11892	12640
				(23.1)	(20.2)	(26.5)	(24.6)
	6.1.	Investments in India		1063172	1190229	11892	12640
		(i)	Government securities	807658	966933	9525	10952
		(ii)	Other approved securities	—	—	—	—
		(iii)	Shares	41217	1897	—	21
		(iv)	Debentures and Bonds	181092	171318	2367	1667
		(v)	Subsidiaries and/or joint ventures	7	1	—	—
		(vi)	Others	33198	50080	—	—
	6.2.	Investments outside India		—	—	—	—
		(i)	Government securities	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—
		(iii)	Others	—	—	—	—
7.	Advances			2407672	3010379	22507	13428
				(52.4)	(51.2)	(50.2)	(26.1)
	Type-wise
	7A.1.	Bills purchased and discounted		169524	268247	2535	1239
	7A.2.	Cash credits, overdrafts & loans		1190125	1518278	2951	2872
	7A.3.	Term loans		1048023	1223854	17021	9317
	Security-wise
	7B.1.	Secured by tangible assets		1325980	1747044	19568	10286
	7B.2.	Covered by Bank/Govt. Guarantees		102469	84654	1865	97
	7B.3.	Unsecured		979224	1178681	1075	3045
	Sector-wise
	7C.I.	Advances in India		2407672	3010380	22506	13427
		(i)	Priority sectors	690476	843540	5023	4271
		(ii)	Public sectors	8806	915	29	—
		(iii)	Banks	—	—	—	—
		(iv)	Others	1708390	2165925	17454	9156
	7C.II.	Advances outside India		—	—	—	—
8.	Fixed Assets			89138	87727	2111	3383
				(1.9)	(1.5)	(4.7)	(6.6)
	8.1.	Premises		84546	83881	1866	3204
	8.2.	Fixed assets under construction		733	578	151	—
	8.3.	Other Fixed assets		3859	3268	94	179
9.	Other Assets			556670	1194302	2955	3121
				(12.1)	(20.3)	(6.6)	(6.1)
	9.1	Inter - office adjustments (net)		—	—	—	—
	9.2	Interest accrued		34602	42517	507	444
	9.3	Tax paid		41752	26842	2135	2277
	9.4	Stationery and Stamps		79	31	—	—
	9.5	Others		480237	1124912	313	400

	Total Assets			4595458	5885318	44844	51420
				(100.0)	(100.0)	(100.0)	(100.0)