(In per cent) |
Occupation | State
Bank of India and its Associates | Nationalised
Banks |
Foreign Banks |
| 2005 | 2006 | 2005 | 2006 | 2005 | 2006 |
| (1) | (2) | (3) | (4) | (5) | (6) |
|
| |
| |
| |
Weighted
Average Lending Rate | |
| |
| |
|
I. | Agriculture | 12.00 | 11.34 | 12.23 | 11.76 | 15.80 | 14.77 |
|
| |
| |
| |
|
| 1. | Direct
Finance | 11.09 | 10.99 | 11.74 | 11.2 | 16.58 | 15.92 |
|
| |
| |
| |
| |
| 2. | Indirect
Finance | 13.14 | 11.97 | 12.69 | 12.17 | 15.45 | 14.36 |
|
| |
| |
| |
| |
II. | Industry | 12.61 | 11.96 | 12.81 | 12.65 | 15.46 | 14.05 |
|
| |
| |
| |
| |
| 1. | Mining
& Quarrying | 13.06 | 11.91 | 13.18 | 12.48 | 13.99 | 14.67 |
|
| |
| |
| |
| |
| 2. | Manufacturing
& Processing | 12.51 | 11.96 | 12.74 | 12.65 | 15.46 | 13.96 |
|
| |
| |
| |
| |
| 3. | Electricity,
Gas & Water | 13.29 | 12.45 | 13.03 | 12.91 | 14.82 | 14.82 |
|
| |
| |
| |
| |
| 4. | Construction | 12.68 | 11.81 | 12.88 | 12.45 | 16.18 | 14.78 |
|
| |
| |
| |
| |
III. | Transport
Operators | 12.92 | 13.06 | 12.75 | 12.38 | 16.13 | 14.25 |
|
| |
| |
| |
| |
IV. | Professional
and Other Services | 12.42 | 11.94 | 12.55 | 12.24 | 15.76 | 13.28 |
|
| |
| |
| |
| |
V. | Personal
Loans | 10.20 | 10.21 | 10.30 | 9.80 | 13.55 | 12.04 |
|
| |
| |
| |
| |
| 1. | Loans
for Purchase of Consumer Durables | 14.61 | 15.74 | 14.31 | 14.43 | 15.12 | 15.02 |
|
| |
| |
| |
| |
| 2. | Loans
for Housing | 8.62 | 8.49 | 8.95 | 8.54 | 10.15 | 9.22 |
|
| |
| |
| |
| |
| 3. | Rest
of the Personal Loans | 13.85 | 13.84 | 13.50 | 13.39 | 18.06 | 17.50 |
|
| |
| |
| |
| |
VI. | Trade | 10.60 | 10.72 | 11.24 | 11.00 | 15.02 | 14.64 |
|
| |
| |
| |
| |
| 1. | Wholesale
Trade | 10.00 | 10.00 | 10.50 | 10.35 | 14.92 | 14.47 |
|
| |
| |
| |
| |
| 2. | Retail
Trade | 11.98 | 11.74 | 12.71 | 12.02 | 15.11 | 14.79 |
|
| |
| |
| |
| |
VII. | Finance | 13.55 | 13.24 | 12.77 | 12.51 | 15.37 | 14.82 |
|
| |
| |
| |
| |
VIII. | All
Others | 13.04 | 11.49 | 12.82 | 11.71 | 14.99 | 13.92 |
|
| |
| |
| |
| |
Total Bank Credit | 11.91 | 11.49 | 12.16 | 11.89 | 14.95 | 13.43 |
| Of
which | |
| |
| |
|
|
| |
| |
| |
| |
| 1. | Artisans
& Village Industries | 11.53 | 10.97 | 12.54 | 11.87 | 17.08 | 15.47 |
|
| |
| |
| |
| |
| 2. | Other
Small Scale Industries | 11.68 | 11.21 | 12.23 | 11.69 | 15.05 | 13.34 |
|
| |
| |
| |
| |
Weighted Average Deposit
Rate of Term Deposits | 6.14 | 6.22 | 6.11 | 6.42 | 5.08 | 5.75 |
|
| |
| |
| |
| |
Notes:
1. The data given here are based on the accounts with credit limit of
over Rs. 2 lakhs.
2. The data are exclusive of Inland & Foreign Bills
purchased and discounted.
3. Amount outstanding figures are used as weights
for calculating average lending rates.
4. The deposit data corresponds to
only term deposits.
5. The data for 2006 on average deposit rate are based
on 59642 reporting branches out of 68366 total branches having term deposits.
6. Mid-points of the interest rate range were taken as values and total deposit
amount in the range as weights.
Source : Basic Statistical
Returns I & II, Department of Statistical Analysis and Computer Services,
RBI. |
(In per cent) |
Occupation | Regional
Rural Banks | Other
Scheduled Commercial Banks | All
Scheduled Commercial Banks |
| 2005 | 2006 | 2005 | 2006 | 2005 | 2006 |
| (7) | (8) | (9) | (10) | (11) | (12) |
Weighted Average Lending
Rate | |
| |
| |
|
I. | Agriculture | 13.28 | 12.49 | 13.88 | 11.75 | 12.45 | 11.70 |
|
| |
| |
| |
| |
| 1. | Direct
Finance | 13.30 | 12.59 | 13.58 | 11.99 | 11.97 | 11.33 |
|
| |
| |
| |
| |
| 2. | Indirect
Finance | 13.07 | 11.98 | 14.42 | 11.24 | 13.00 | 12.10 |
|
| |
| |
| |
| |
II. | Industry | 13.00 | 12.07 | 14.03 | 12.72 | 13.21 | 12.58 |
|
| |
| |
| |
| |
| 1. | Mining
& Quarrying | 13.68 | 12.67 | 14.31 | 12.45 | 13.18 | 12.39 |
|
| |
| |
| |
| |
| 2. | Manufacturing
& Processing | 13.35 | 12.63 | 14.00 | 12.77 | 13.20 | 12.59 |
|
| |
| |
| |
| |
| 3. | Electricity,
Gas & Water | 16.48 | 13.63 | 14.70 | 13.29 | 13.36 | 12.89 |
|
| |
| |
| |
| |
| 4. | Construction | 12.48 | 11.45 | 13.92 | 12.41 | 13.16 | 12.39 |
|
| |
| |
| |
| |
III. | Transport
Operators | 13.38 | 12.82 | 14.95 | 12.51 | 13.99 | 12.69 |
|
| |
| |
| |
| |
IV. | Professional
and Other Services | 13.04 | 12.17 | 14.28 | 12.42 | 13.43 | 12.36 |
|
| |
| |
| |
| |
V. | Personal
Loans | 11.56 | 11.36 | 11.40 | 11.42 | 10.95 | 10.66 |
|
| |
| |
| |
| |
| 1. | Loans
for Purchase of Consumer Durables | 14.99 | 15.30 | 16.48 | 15.01 | 14.68 | 15.03 |
|
| |
| |
| |
| |
| 2. | Loans
for Housing | 10.52 | 10.16 | 8.55 | 8.55 | 8.85 | 8.61 |
|
| |
| |
| |
| |
| 3. | Rest
of the Personal Loans | 14.27 | 13.96 | 15.21 | 15.04 | 14.78 | 14.60 |
|
| |
| |
| |
| |
VI. | Trade | 13.24 | 12.60 | 13.44 | 12.21 | 11.52 | 11.23 |
|
| |
| |
| |
| |
| 1. | Wholesale
Trade | 13.16 | 12.75 | 12.73 | 11.67 | 10.67 | 10.49 |
|
| |
| |
| |
| |
| 2. | Retail
Trade | 13.27 | 12.55 | 13.93 | 12.53 | 12.95 | 12.17 |
|
| |
| |
| |
| |
VII. | Finance | 12.69 | 11.06 | 14.89 | 13.32 | 13.52 | 12.95 |
|
| |
| |
| |
| |
VIII. | All
Others | 13.15 | 12.71 | 14.04 | 11.80 | 13.22 | 11.80 |
|
| |
| |
| |
| |
| Total
Bank Credit | 12.82 | 12.19 | 13.28 | 12.19 | 12.57 | 11.97 |
|
| Of which |
| |
| |
| |
|
| |
| |
| |
| |
| 1. | Artisans
& Village Industries | 13.74 | 12.81 | 14.74 | 12.33 | 11.97 | 11.41 |
|
| |
| |
| |
| |
| 2. | Other
Small Scale Industries | 13.43 | 12.72 | 13.47 | 12.22 | 12.29 | 11.64 |
|
| |
| |
| |
| |
| Weighted
Average Deposit Rate |
| |
| |
| |
| of
Term Deposits | 7.52 | 7.11 | 6.35 | 7.07 | 6.18 | 6.51 |
Notes : 1.
The data given here are based on the accounts with credit limit of over Rs. 2
lakhs.
2. The data are exclusive of Inland & Foreign Bills purchased and
discounted.
3. Amount outstanding figures are used as weights for calculating
average lending rates.
4. The deposit data corresponds to only term deposits.
5. The data for 2006 on average deposit rate are based on 59642 reporting branches
out of 68366 total branches having
term deposits.
6. Mid-points of the
interest rate range were taken as values and total deposit amount in the range
as weights.
Source : Basic Statistical Returns I
& II, Department of Statistical Analysis and Computer Services, RBI. |