(Amount in Rs. crore) |
|
For the year ended March 31 |
|
State Bank of India |
Nationalised |
Foreign |
Items |
& its Associates |
Banks $ |
Banks |
|
|
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
Number of reporting banks |
8 |
8 |
20 |
20 |
29 |
29 |
I. |
Interest earned |
49300 |
56339 |
88575 |
111769 |
12291 |
18018 |
|
a) |
Interest/discount on advances/bills |
25517 |
36148 |
53002 |
74396 |
7380 |
10941 |
|
b) |
Income on Investments |
19089 |
16512 |
32668 |
33308 |
3951 |
5432 |
|
c) |
Interest on balances with RBI and |
2428 |
3106 |
2257 |
3365 |
799 |
1433 |
|
|
other inter-Bank Funds |
|
|
|
|
|
|
|
d) |
Others |
2266 |
573 |
648 |
700 |
161 |
212 |
II. |
Other income |
9525 |
7798 |
12380 |
13073 |
5372 |
6937 |
|
a) |
Commission, exchange and brokerage |
5310 |
6661 |
4818 |
5860 |
2872 |
3789 |
|
b) |
Net Profit (loss) on sale and revaluation |
693 |
-1472 |
1984 |
52 |
-666 |
-1036 |
|
|
of investment |
|
|
|
|
|
|
|
c) |
Net Profit (loss) on sale of land, building and |
— |
12 |
121 |
304 |
56 |
94 |
|
|
other Assets |
|
|
|
|
|
|
|
d) |
Net profit (loss) on exchange transactions |
1207 |
568 |
1381 |
1641 |
2128 |
2858 |
|
e) |
Miscellaneous income |
2315 |
2029 |
4076 |
5216 |
982 |
1232 |
|
Total (I+II) |
58825 |
64137 |
100955 |
124842 |
17663 |
24955 |
III. |
Interest expended |
28041 |
33859 |
52464 |
69597 |
5149 |
7615 |
|
a) |
Interest on deposits |
25289 |
28639 |
44723 |
60544 |
3161 |
4758 |
|
b) |
Interest on RBI/inter-bank borrowings |
1554 |
2366 |
1307 |
1740 |
1734 |
2371 |
|
c) |
Others |
1198 |
2854 |
6434 |
7313 |
254 |
486 |
IV. |
Operating expenses |
15760 |
15986 |
25548 |
27269 |
5853 |
7742 |
|
a) |
Payments to and provisions for employees |
10665 |
10470 |
16713 |
17333 |
2005 |
3081 |
|
b) |
Rent, taxes and lighting |
1089 |
1235 |
1801 |
2057 |
296 |
359 |
|
c) |
Printing and stationery |
228 |
219 |
312 |
334 |
103 |
135 |
|
d) |
Advertisement and publicity |
132 |
113 |
253 |
314 |
611 |
708 |
|
e) |
Depreciation on bank’s property |
1092 |
932 |
1399 |
1602 |
287 |
347 |
|
f) |
Directors’ fees, allowances and expenses |
3 |
2 |
9 |
10 |
— |
— |
|
g) |
Auditors’ fees and expenses |
96 |
100 |
213 |
231 |
4 |
5 |
|
h) |
Law charges |
63 |
70 |
99 |
125 |
38 |
60 |
|
i) |
Postage, telegrams, telephones, etc. |
140 |
160 |
325 |
345 |
299 |
350 |
|
j) |
Repairs and maintenance |
208 |
232 |
445 |
496 |
243 |
286 |
|
k) |
Insurance |
459 |
508 |
984 |
1149 |
101 |
133 |
|
l) |
Other expenditure |
1585 |
1945 |
2995 |
3273 |
1866 |
2278 |
V. |
Provisions and contingencies |
9070 |
7720 |
12359 |
14396 |
3590 |
5015 |
|
Total expenses @ |
43801 |
49845 |
78012 |
96866 |
11002 |
15357 |
VI. |
Profit (loss) during the year |
5954 |
6572 |
10584 |
13580 |
3071 |
4583 |
Notes :
1. $ Includes IDBI Ltd.
2. @ Excluding Provisions and Contingencies
Source :Annual accounts of banks of respective years. |
(Amount in Rs. crore) |
|
For the year ended March 31 |
|
Other Scheduled |
All Scheduled |
Items |
Commercial |
Banks |
Commercial |
Banks |
|
2006 |
2007 |
2006 |
2007 |
|
(7) |
(8) |
(9) |
(10) |
Number of reporting banks |
28 |
25 |
85 |
82 |
I. |
Interest earned |
35223 |
51145 |
185386 |
237269 |
|
a) |
Interest/discount on advances/bills |
23291 |
34762 |
109189 |
156246 |
|
b) |
Income on Investments |
10661 |
14344 |
66368 |
69596 |
|
c) |
Interest on balances with RBI and |
988 |
1727 |
6471 |
9630 |
|
|
other inter-Bank Funds |
|
|
|
|
|
d) |
Others |
283 |
312 |
3357 |
1797 |
II. |
Other income |
8091 |
11122 |
35369 |
38929 |
|
a) |
Commission, exchange and brokerage |
5640 |
7897 |
18640 |
24207 |
|
b) |
Net Profit(loss) on sale and revaluation |
-112 |
61 |
1901 |
-2394 |
|
|
of investment |
|
|
|
|
|
c) |
Net Profit(loss) on sale of land,building and |
9 |
107 |
187 |
517 |
|
|
other Assets |
|
|
|
|
|
d) |
Net profit(loss) on exchange transactions |
909 |
1208 |
5624 |
6274 |
|
e) |
Miscellaneous income |
1645 |
1849 |
9017 |
10325 |
|
Total(I+II) |
43314 |
62267 |
220754 |
276198 |
III. |
Interest expended |
21507 |
32893 |
107160 |
143964 |
|
a) |
Interest on deposits |
16569 |
26320 |
89742 |
120261 |
|
b) |
Interest on RBI/inter-bank borrowings |
1533 |
2156 |
6128 |
8633 |
|
c) |
Others |
3405 |
4417 |
11290 |
15070 |
IV. |
Operating expenses |
12038 |
15322 |
59195 |
66315 |
|
a) |
Payments to and provisions for employees |
4077 |
5276 |
33460 |
36160 |
|
b) |
Rent, taxes and lighting |
912 |
1099 |
4097 |
4750 |
|
c) |
Printing and stationery |
291 |
371 |
934 |
1059 |
|
d) |
Advertisement and publicity |
353 |
398 |
1349 |
1533 |
|
e) |
Depreciation on bank’s property |
1253 |
1232 |
4031 |
4111 |
|
f) |
Directors’ fees, allowances and expenses |
7 |
7 |
18 |
19 |
|
g) |
Auditors’ fees and expenses |
18 |
19 |
330 |
355 |
|
h) |
Law charges |
54 |
78 |
254 |
333 |
|
i) |
Postage, telegrams, telephones, etc. |
543 |
696 |
1307 |
1550 |
|
j) |
Repairs and maintenance |
601 |
768 |
1498 |
1782 |
|
k) |
Insurance |
345 |
454 |
1888 |
2244 |
|
l) |
Other expenditure |
3584 |
4924 |
10029 |
12419 |
V. |
Provisions and contingencies |
4794 |
7583 |
29811 |
34713 |
Total expenses @ |
33545 |
48215 |
166355 |
210279 |
VI. |
Profit (loss) during the year |
4975 |
6469 |
24588 |
31206 |
Notes :
1. $ Includes IDBI Ltd.
2. @ Excluding Provisions and Contingencies
Source : Annual accounts of banks of respective years. |