(Amount in Rs.
crore) |
| As
on March 31 |
| | 2005 | | | 2006 | |
Interest rate range | No.
of | Credit | Amount | No.
of | Credit | Amount |
| Accounts | Limit | Outstanding | Accounts | Limit | Outstanding |
| (1) | (2) | (3) | (4) | (5) | (6) |
Less than 6% | 75892 | 4194 | 3916 | 99400 | 4554 | 4348 |
| (1.3) | (0.3) | (0.4) | (1.2) | (0.3) | (0.4) |
6% and above but less than 10% | 1708211 | 209678 | 172540 | 2690219 | 378333 | 302310 |
| (28.6) | (16.9) | (19.5) | (32.8) | (23.1) | (25.3) |
10% and above but less than 12% | 1302647 | 222040 | 154477 | 1859364 | 323898 | 224286 |
| (21.8) | (17.9) | (17.5) | (22.7) | (19.8) | (18.8) |
12% and above but less than 14% | 940683 | 287014 | 197518 | 1023909 | 336905 | 230122 |
| (15.8) | (23.1) | (22.3) | (12.5) | (20.6) | (19.3) |
14% and above but less than 15% | 297524 | 234019 | 147252 | 349985 | 340938 | 257788 |
| (5.0) | (18.9) | (16.6) | (4.3) | (20.8) | (21.6) |
15% and above but less than 16% | 1015181 | 97182 | 73093 | 1542544 | 121662 | 82982 |
| (17.0) | (7.8) | (8.3) | (18.8) | (7.4) | (6.9) |
16% and above but less than 17% | 93983 | 130336 | 99384 | 121763 | 85162 | 63485 |
| (1.6) | (10.5) | (11.2) | (1.5) | (5.2) | (5.3) |
17% and above but less than 18% | 76783 | 8109 | 5107 | 166443 | 31078 | 23528 |
| (1.3) | (0.7) | (0.6) | (2.0) | (1.9) | (2.0) |
18% and above but less than 20% | 251873 | 35238 | 26770 | 160968 | 9750 | 3858 |
| (4.2) | (2.8) | (3.0) | (2.0) | (0.6) | (0.3) |
20% and above | 202982 | 12032 | 4727 | 188128 | 6100 | 1332 |
| (3.4) | (1.0) | (0.5) | (2.3) | (0.4) | (0.1) |
Total loans & advances | 5965759 | 1239842 | 884784 | 8202723 | 1638380 | 1194039 |
| (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) |
Inland & foreign bills purchased/discounted | 78674 | 130649 | 67805 | 110333 | 149228 | 71306 |
Total | 6044433 | 1370491 | 952589 | 8313056 | 1787608 | 1265345 |
Notes :
1.
Data relate to accounts each with credit limit over Rs.2 lakh.
2. Figures
in bracket represent per cent share in total loans and advances.
Source
: Basic Statistical Returns of Scheduled Commercial Banks
in India, Volume 35, March 2006. |