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Document - Appendix Table III.28: Non-Performing Assets as percentage of Advances – Scheduled Commercial Banks (Continued) () or PDF - Appendix Table III.28: Non-Performing Assets as percentage of Advances – Scheduled Commercial Banks (Continued) ()
Date : Nov 27, 2007
Appendix Table III.28: Non-Performing Assets as percentage of Advances – Scheduled Commercial Banks (Continued)

(Per cent)

Sr. No.

Name of the Bank

Gross NPAs/Gross Advances

Net NPAs/Net Advances

 

 

2002-03

2003-04

2004-05

2005-06

2006-07

2002-03

2003-04

2004-05

2005-06

2006-07

1

2

3

4

5

6

7

8

9

10

11

12

 

 

 

 

 

 

 

 

 

 

 

 

 

Scheduled Commercial Banks

8.80

7.20

5.20

3.29

2.51

4.40

2.90

2.00

1.22

1.01

 

 

 

 

 

 

 

 

 

 

 

 

 

Public Sector Banks

9.36

7.79

5.53

3.64

2.66

4.53

2.99

2.06

1.32

1.05

 

 

 

 

 

 

 

 

 

 

 

 

 

Nationalised Banks

9.72

8.21

5.82

3.81

2.69

4.74

3.14

1.85

1.16

0.92

 

 

 

 

 

 

 

 

 

 

 

 

1.

Allahabad Bank

13.65

8.66

5.80

3.94

2.61

7.07

2.37

1.28

0.84

1.07

 

 

 

 

 

 

 

 

 

 

 

 

2.

Andhra Bank

4.89

4.60

2.46

1.94

1.41

1.79

0.93

0.28

0.24

0.17

 

 

 

 

 

 

 

 

 

 

 

 

3.

Bank of Baroda

11.02

10.52

7.30

3.90

2.47

4.81

4.95

1.45

0.86

0.60

 

 

 

 

 

 

 

 

 

 

 

 

4.

Bank of India

8.55

7.86

5.45

3.72

2.42

5.36

4.49

2.80

1.49

0.74

 

 

 

 

 

 

 

 

 

 

 

 

5.

Bank of Maharashtra

9.55

7.70

7.00

5.53

3.50

4.83

2.46

2.15

2.03

1.21

 

 

 

 

 

 

 

 

 

 

 

 

6.

Canara Bank

5.96

6.33

3.89

2.25

1.51

3.59

2.89

1.88

1.11

0.94

 

 

 

 

 

 

 

 

 

 

 

 

7.

Central Bank of India

13.06

12.55

9.50

6.85

4.81

6.74

5.57

2.98

2.59

1.70

 

 

 

 

 

 

 

 

 

 

 

 

8.

Corporation Bank

5.27

5.03

3.41

2.56

2.05

1.65

1.80

1.12

0.64

0.47

 

 

 

 

 

 

 

 

 

 

 

 

9.

Dena Bank

17.86

14.82

9.67

6.44

4.08

11.82

9.40

5.23

3.04

1.99

 

 

 

 

 

 

 

 

 

 

 

 

10.

Indian Bank

12.39

7.99

4.19

2.91

1.85

6.15

2.71

1.35

0.79

0.35

 

 

 

 

 

 

 

 

 

 

 

 

11.

Indian Overseas Bank

10.29

7.40

5.28

3.43

2.34

5.23

2.85

1.27

0.65

0.55

 

 

 

 

 

 

 

 

 

 

 

 

12.

Oriental Bank of Commerce

6.94

5.87

9.06

5.95

3.20

1.44

–

1.29

0.49

0.49

 

 

 

 

 

 

 

 

 

 

 

 

13.

Punjab and Sind Bank

19.25

18.16

17.17

9.61

2.43

10.85

9.62

8.11

2.42

0.66

 

 

 

 

 

 

 

 

 

 

 

 

14.

Punjab National Bank

11.58

9.35

5.96

4.10

3.45

3.80

0.98

0.20

0.28

0.75

 

 

 

 

 

 

 

 

 

 

 

 

15.

Syndicate Bank

8.34

7.33

5.17

4.00

2.95

4.29

2.57

1.59

0.86

0.76

 

 

 

 

 

 

 

 

 

 

 

 

16.

UCO Bank

8.24

6.93

4.96

3.27

3.17

4.38

3.65

2.93

2.10

2.14

 

 

 

 

 

 

 

 

 

 

 

 

17.

Union Bank of India

8.96

7.59

5.01

3.84

2.94

4.91

2.87

2.64

1.56

0.96

 

 

 

 

 

 

 

 

 

 

 

 

18.

United Bank of India

12.15

9.07

6.14

4.66

3.61

5.52

3.75

2.43

1.95

1.50

 

 

 

 

 

 

 

 

 

 

 

 

19.

Vijaya Bank

6.18

3.44

2.94

3.17

2.29

2.61

0.91

0.59

0.85

0.59

 

 

 

 

 

 

 

 

 

 

 

 

 

State Bank Group

8.68

6.98

5.32

3.31

2.59

4.12

2.70

2.23

1.63

1.32

 

 

 

 

 

 

 

 

 

 

 

 

20.

State Bank of India

9.34

7.75

5.96

3.60

2.92

4.49

3.45

2.65

1.88

1.56

 

 

 

 

 

 

 

 

 

 

 

 

21.

State Bank of Bikaner and Jaipur

8.15

5.36

3.26

2.42

2.23

4.16

1.24

1.61

1.18

1.09

 

 

 

 

 

 

 

 

 

 

 

 

22.

State Bank of Hyderabad

7.28

5.60

3.46

2.14

1.24

3.26

0.65

0.61

0.36

0.22

 

 

 

 

 

 

 

 

 

 

 

 

23.

State Bank of Indore

5.53

3.99

3.28

3.02

1.90

2.66

–

1.00

1.83

1.04

 

 

 

 

 

 

 

 

 

 

 

 

24.

State Bank of Mysore

10.14

7.76

4.56

3.30

2.29

5.19

2.96

0.92

0.74

0.45

 

 

 

 

 

 

 

 

 

 

 

 

25.

State Bank of Patiala

4.80

3.71

4.13

2.41

1.80

1.49

–

1.23

0.99

0.83

 

 

 

 

 

 

 

 

 

 

 

 

26.

State Bank of Saurashtra

7.32

3.68

2.70

1.85

1.10

3.53

–

1.40

1.16

0.70

 

 

 

 

 

 

 

 

 

 

 

 

27.

State Bank of Travancore

6.67

5.63

4.29

3.18

2.16

3.05

1.39

1.81

1.47

1.08

 

 

 

 

 

 

 

 

 

 

 

 

 

Other Public Sector Bank

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

28.

IDBI Ltd.

–

–

2.92

1.98

1.89

–

–

1.74

1.07

1.16


(Per cent)

Sr. No.

Name of the Bank

Gross NPAs/Gross Advances

Net NPAs/Net Advances

 

 

2002-03

2003-04

2004-05

2005-06

2006-07

2002-03

2003-04

2004-05

2005-06

2006-07

1

2

3

4

5

6

7

8

9

10

11

12

 

 

 

 

 

 

 

 

 

 

 

 

 

Private Sector Banks

8.07

5.84

3.77

2.45

2.20

4.95

2.84

1.85

1.01

0.97

 

 

 

 

 

 

 

 

 

 

 

 

 

Old Private Sector Banks

8.86

7.59

5.97

4.39

3.13

5.54

3.85

2.74

1.65

0.96

 

 

 

 

 

 

 

 

 

 

 

 

1.

Bank of Rajasthan Ltd.

11.39

9.14

5.34

3.26

2.08

6.80

2.99

2.50

0.99

0.24

 

 

 

 

 

 

 

 

 

 

 

 

2.

Bharat Overseas Bank Ltd.

6.75

4.99

3.44

3.21

–

3.30

2.26

1.56

1.87

–

 

 

 

 

 

 

 

 

 

 

 

 

3.

Catholic Syrian Bank Ltd.

13.01

8.84

7.16

5.76

4.19

7.89

4.65

3.80

2.78

1.98

 

 

 

 

 

 

 

 

 

 

 

 

4.

City Union Bank Ltd.

12.11

10.36

5.89

4.32

2.58

8.16

6.37

3.37

1.95

1.09

 

 

 

 

 

 

 

 

 

 

 

 

5.

Dhanalakshmi Bank Ltd.

13.18

11.43

8.51

6.71

5.06

9.71

7.06

3.92

2.82

1.75

 

 

 

 

 

 

 

 

 

 

 

 

6.

Federal Bank Ltd.

8.21

7.44

7.29

4.62

2.95

4.95

2.89

2.21

0.95

0.44

 

 

 

 

 

 

 

 

 

 

 

 

7.

Ganesh Bk of Kurundwad Ltd.

18.42

17.32

18.04

–

–

12.90

10.59

8.32

–

–

 

 

 

 

 

 

 

 

 

 

 

 

8.

ING Vysya Bank Ltd.

3.61

2.65

2.14

1.77

1.05

3.55

2.60

2.13

1.76

0.95

 

 

 

 

 

 

 

 

 

 

 

 

9.

Jammu and Kashmir Bank Ltd.

3.11

3.04

2.72

2.51

2.89

1.59

1.49

1.41

0.92

1.14

 

 

 

 

 

 

 

 

 

 

 

 

10.

Karnataka Bank Ltd.

12.99

11.93

7.58

5.13

3.95

7.34

4.98

2.29

1.17

1.21

 

 

 

 

 

 

 

 

 

 

 

 

11.

Karur Vysya Bank Ltd.

7.46

5.83

5.10

3.91

2.82

4.16

2.32

1.66

0.81

0.23

 

 

 

 

 

 

 

 

 

 

 

 

12.

Lakshmi Vilas Bank Ltd.

11.47

10.15

7.88

4.14

3.57

7.11

5.40

4.98

1.88

1.58

 

 

 

 

 

 

 

 

 

 

 

 

13.

Lord Krishna Bank Ltd.

8.96

8.32

6.39

4.89

7.72

6.33

6.05

4.22

3.12

4.37

 

 

 

 

 

 

 

 

 

 

 

 

14.

Nainital Bank Ltd.

6.11

4.00

2.57

1.91

1.95

–

–

–

–

–

 

 

 

 

 

 

 

 

 

 

 

 

15.

Ratnakar Bank Ltd.

11.96

10.63

10.31

7.59

6.81

7.42

5.58

5.54

2.61

1.92

 

 

 

 

 

 

 

 

 

 

 

 

16.

Sangli Bank Ltd.

12.45

11.79

8.95

6.67

29.06

6.87

6.56

4.30

2.34

7.08

 

 

 

 

 

 

 

 

 

 

 

 

17.

SBI Commercial & International

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Bank Ltd.

38.48

41.28

24.06

15.20

3.28

20.85

18.31

7.65

3.81

0.19

 

 

 

 

 

 

 

 

 

 

 

 

18.

South Indian Bank Ltd.

9.27

7.59

6.64

4.99

3.94

5.96

4.55

3.81

1.86

0.98

 

 

 

 

 

 

 

 

 

 

 

 

19.

Tamilnad Mercantile Bank Ltd.

16.06

13.79

11.26

7.02

4.54

8.66

5.00

2.95

2.17

0.98

 

 

 

 

 

 

 

 

 

 

 

 

20.

United Western Bank Ltd.

13.58

13.14

10.87

11.47

–

9.50

8.96

5.83

5.67

–

 

 

 

 

 

 

 

 

 

 

 

 

 

New Private Sector Banks

7.64

4.99

3.59

1.74

1.93

4.63

2.36

1.85

0.78

0.97

 

 

 

 

 

 

 

 

 

 

 

 

21.

Axis Bank

3.16

2.88

1.98

1.68

1.13

2.26

1.20

1.39

0.99

0.72

 

 

 

 

 

 

 

 

 

 

 

 

22.

Bank of Punjab Ltd.

9.23

6.20

9.43

–

–

7.17

4.69

4.64

–

–

 

 

 

 

 

 

 

 

 

 

 

 

23.

Centurion Bank of Punjab Ltd.

15.88

12.96

6.81

4.73

2.79

7.92

4.43

2.49

1.13

1.26

 

 

 

 

 

 

 

 

 

 

 

 

24.

Development Credit Bank Ltd.

9.56

8.19

14.19

15.01

5.14

7.76

4.87

6.34

4.50

1.64

 

 

 

 

 

 

 

 

 

 

 

 

25.

HDFC Bank

2.22

1.86

1.69

1.44

1.39

0.37

0.16

0.24

0.44

0.43

 

 

 

 

 

 

 

 

 

 

 

 

26.

ICICI Bank

8.72

4.70

4.27

1.51

2.08

5.21

2.21

1.65

0.72

1.02

 

 

 

 

 

 

 

 

 

 

 

 

27.

IndusInd Bank Ltd.

4.94

3.30

3.53

2.86

3.07

4.25

2.72

2.71

2.09

2.47

 

 

 

 

 

 

 

 

 

 

 

 

28.

Kotak Mahindra Bank Ltd.

1.20

0.85

0.69

0.59

2.53

0.11

0.17

0.37

0.24

1.98

 

 

 

 

 

 

 

 

 

 

 

 

29.

Yes Bank

–

–

–

–

–

–

–

–

–

–


(Per cent)

Sr. No.

Name of the Bank

Gross NPAs/Gross Advances

Net NPAs/Net Advances

 

 

2002-03

2003-04

2004-05

2005-06

2006-07

2002-03

2003-04

2004-05

2005-06

2006-07

1

2

3

4

5

6

7

8

9

10

11

12

 

 

 

 

 

 

 

 

 

 

 

 

 

Foreign Banks in India

5.25

4.62

2.85

1.95

1.77

1.76

1.48

0.86

0.83

0.73

 

 

 

 

 

 

 

 

 

 

 

 

1.

ABN-AMRO Bank N.V.

3.25

3.15

2.26

0.34

0.55

1.59

0.88

0.35

0.11

0.12

 

 

 

 

 

 

 

 

 

 

 

 

2.

Abu Dhabi Commercial Bank Ltd.

17.53

38.78

34.42

38.80

16.44

9.67

27.39

12.73

15.97

0.63

 

 

 

 

 

 

 

 

 

 

 

 

3.

American Express Bank Ltd.

19.29

16.47

1.63

1.01

1.35

8.69

5.68

0.99

0.58

0.77

 

 

 

 

 

 

 

 

 

 

 

 

4.

Antwerp Diamond Bank

–

–

–

–

–

–

–

–

–

–

 

 

 

 

 

 

 

 

 

 

 

 

5.

Arab Bangladesh Bank Ltd.

4.49

0.68

0.32

–

–

1.50

0.34

0.18

–

–

 

 

 

 

 

 

 

 

 

 

 

 

6.

Bank Internasional Indonesia

64.62

97.07

66.55

3.24

–

15.18

69.57

10.49

–

–

 

 

 

 

 

 

 

 

 

 

 

 

7.

Bank of America NA

1.03

0.84

0.57

0.02

–

0.05

–

–

–

–

 

 

 

 

 

 

 

 

 

 

 

 

8.

Bank of Bahrain and Kuwait B.S.C.

13.77

21.90

20.77

21.24

17.92

11.26

17.73

5.53

1.28

0.11

 

 

 

 

 

 

 

 

 

 

 

 

9.

Bank of Ceylon

36.08

37.91

33.41

46.89

45.58

25.98

21.85

13.76

23.74

14.85

 

 

 

 

 

 

 

 

 

 

 

 

10.

Bank of Nova Scotia

11.02

11.48

4.66

2.81

0.61

8.64

9.07

3.08

1.00

–

 

 

 

 

 

 

 

 

 

 

 

 

11.

Bank of Tokyo-Mitsubishi Ltd.

2.76

2.18

1.43

0.77

0.49

0.13

0.21

0.01

0.11

0.07

 

 

 

 

 

 

 

 

 

 

 

 

12.

Barclays Bank PLC

64.01

65.36

–

–

–

–

–

–

–

–

 

 

 

 

 

 

 

 

 

 

 

 

13.

BNP Paribas

6.17

6.56

3.48

2.17

1.63

3.77

2.70

–

–

–

 

 

 

 

 

 

 

 

 

 

 

 

14.

Calyon Bank

34.89

43.96

4.24

0.94

0.30

0.51

0.26

0.30

0.15

–

 

 

 

 

 

 

 

 

 

 

 

 

15.

Chinatrust Commercial Bank

0.65

9.25

24.33

3.53

2.49

–

5.76

6.02

1.80

0.28

 

 

 

 

 

 

 

 

 

 

 

 

16.

Citibank N.A.

1.94

2.52

2.01

1.58

1.60

1.17

1.40

1.00

0.95

1.02

 

 

 

 

 

 

 

 

 

 

 

 

17.

Deutsche Bank AG

2.49

0.97

0.33

0.32

0.22

–

–

–

–

0.01

 

 

 

 

 

 

 

 

 

 

 

 

18.

Development Bank of Singapore Ltd.

12.65

–

–

–

–

10.37

–

–

–

–

 

 

 

 

 

 

 

 

 

 

 

 

19.

HSBC Ltd.

5.09

4.20

3.16

1.86

1.69

1.03

0.70

0.50

0.58

0.43

 

 

 

 

 

 

 

 

 

 

 

 

20.

ING Bank N.V.

44.13

–

–

–

–

–

–

–

–

–

 

 

 

 

 

 

 

 

 

 

 

 

21.

JPMorgan Chase Bank

–

–

–

–

7.32

–

–

–

–

2.17

 

 

 

 

 

 

 

 

 

 

 

 

22.

Krung Thai Bank Public Co. Ltd.

–

–

–

–

–

–

–

–

–

–

 

 

 

 

 

 

 

 

 

 

 

 

23.

Mashreqbank psc

31.32

41.31

39.51

28.54

–

–

–

–

–

–

 

 

 

 

 

 

 

 

 

 

 

 

24.

Mizuho Corporate Bank Ltd.

11.99

11.93

8.22

2.13

1.02

0.76

–

–

0.15

0.08

 

 

 

 

 

 

 

 

 

 

 

 

25.

Oman International Bank S.A.O.G.

91.50

96.51

95.85

96.86

98.87

42.13

61.39

55.05

40.47

–

 

 

 

 

 

 

 

 

 

 

 

 

26.

Shinhan Bank

0.98

1.60

–

–

–

0.48

0.81

–

–

–

 

 

 

 

 

 

 

 

 

 

 

 

27.

Societe Generale

13.89

10.21

6.91

1.92

0.90

–

1.36

–

–

–

 

 

 

 

 

 

 

 

 

 

 

 

28.

Sonali Bank

6.49

7.49

7.86

23.50

17.75

4.52

1.42

1.75

0.75

–

 

 

 

 

 

 

 

 

 

 

 

 

29.

Standard Chartered Bank

3.17

2.91

2.73

2.80

2.62

0.31

0.52

1.12

1.57

1.43

 

 

 

 

 

 

 

 

 

 

 

 

30.

State Bank of Mauritius Ltd.

17.67

6.91

7.65

4.59

–

14.20

4.64

4.08

1.91

–

 

 

 

 

 

 

 

 

 

 

 

 

31.

UFJ Bank Ltd.

10.88

–

–

–

–

8.60

–

–

–

–

 

 

 

 

 

 

 

 

 

 

 

 

– : Nil/Negligible.
Source :
1. Balance sheets of respective banks.
2. Off-site returns (domestic).