1.The
publication presents data on Aggregate Deposits and Gross Bank Credit of Scheduled
Commercial Banks based on Basic Statistical Return-7 giving branch-wise data received
from the Head Offices of banks, as on last friday of June 2007.
2.Aggregate
Deposits represents the demand and time liabilities of a bank (excluding inter-bank
deposits). The Gross Bank Credit represents bank credit (excluding inter-bank
advances) as per Form ‘A’ return under Sec 42(2) of RBI Act, 1934 together with
outstanding amount of bills rediscounted with Reserve Bank of India and Financial
Institutions.
3.Data
from the latest available quarter have been substituted in respect of branches,
which did not report the data for the current quarter.
4.Statement
2 presents the data for the top 100 Centres ranked according to the size of their
Aggregate Deposits and Gross Bank Credit. In the case of Centres, which come within
the first 100 Centres either in terms of Aggregate Deposits or Gross Bank Credit
but not both, the figures of Credit or Deposits, as the case may be, of such centres
are shown in brackets in this statement.
5.Statement
4 to 9 present the data on State-wise and Population Group-wise distribution of
Aggregate Deposits and Gross Bank Credit for individual bank-groups. Scheduled
Commercial Banks in India are categorised into five groups according to their
ownership and/or nature of operation. These bank groups are (i) State Bank of
India and its Associates, (ii) Nationalized Banks (including IDBI Ltd. since December
2004), (iii) Foreign Banks, (iv) Regional Rural Banks, and (v) Other Scheduled
Commercial Banks. Figures in brackets shown in these statements relate to Metropolitan
Centres.
6.A
Centre is defined as the revenue unit classified and delineated by the respective
State Government i.e., a revenue village/city/town/municipality/municipal corporation,
etc., as the case may be, in which the branch is situated.
7.Population
group classification of banked centres used for the March 2006 quarter and onwards
has been revised based on population figures as per 2001 census as against the
1991 census used earlier, while the definition/cut-off size of population groups
remains unchanged as follows:
a.
‘Rural’ group includes centres with population of less than 10,000.
b.
‘Semi-urban’ group includes centres with population of 10,000 and above but less
than 1 lakh.
c. ‘Urban’
group includes centres with population of 1 lakh and above but less than 10 lakhs.
d.
‘Metropolitan’ group includes all centres with population of 10 lakhs and above.
This
fact may be considered while comparing population group-wise data for March 2006
quarter and onwards with those of the earlier quarters.
8.The
totals in these statements may not exactly tally with the sum of the constituent
items on account of rounding off of the figures. The unit one crore is equal to
10 million.
9.“-“
indicates nil or negligible.