| | | | | FOREIGN BANKS | | | | | |
|
|
|
|
|
|
|
| (Amount in Rs. lakh)
|
| | | | For the year ended 31st March
|
Items | | Sakura Bank
| Sanwa Bank
| Societe Generale
| Sonali Bank
|
| | | | 1997
| 1998
| 1997
| 1998
| 1997
| 1998
| 1997
| 1998
|
|
|
| (65)
| (66)
| (67)
| (68)
| (69)
| (70)
| (71)
| (72)
|
Income | | | | | | | | |
| | | | | | | | | | | |
I. | Interest Earned | 10214 | 9766 | 4185 | 3851 | 15297 | 11364 | 73 | 107 |
| | a) | Interest/discount on advances/bills | 8286 | 7713 | 3511 | 2969 | 10960 | 6968 | 29 | 85 |
| | b) | Income on Investments | 1668 | 1683 | 671 | 852 | 3453 | 3709 | 30 | 15 |
| | c) | Interest on balances with | 260 | 361 | 2 | 30 | 818 | 680 | 13 | 7 |
| | | RBI and other inter-bank funds | | | | | | | | |
| | d) | Others | 1 | 9 | - | - | 66 | 7 | 1 | - |
| | | | | | | | | | | |
II. | Other income | -878 | -1812 | -686 | 277 | 1265 | 1780 | 393 | 459 |
| | a) | Commission, exchange and brokerage | 349 | 532 | 213 | 191 | 440 | 430 | 371 | 299 |
| | b) | Net Profit on sale of investments | - | - | 76 | - | -108 | 716 | - | - |
| | c) | Net Profit on sale of land, | -3 | - | - | - | -4 | - | - | - |
| | | building & other assets | | | | | | | | |
| | d) | Net Profit on exchange transaction | -1228 | -2929 | -1053 | 47 | 911 | 607 | - | 158 |
| | e) | Miscellaneous income | 3
| 585
| 78
| 39
| 26
| 27
| 22
| 2
|
Total (I+II)
| 9337
| 7953
| 3498
| 4128
| 16563
| 13144
| 467
| 566
|
Expenditure & Provisions | | | | | | | | |
| | | | | | | | | | | |
III. | Interest expended | 3695 | 3807 | 1813 | 1823 | 11782 | 9021 | 34 | 54 |
| | a) | Interest on deposits | 809 | 461 | 994 | 1352 | 8747 | 6536 | 23 | 25 |
| | b) | Interest on RBI/inter-bank borrowings | 2884 | 3346 | 358 | 245 | 3035 | 2485 | 5 | 4 |
| | c) | Others | 1 | - | 461 | 226 | - | - | 5 | 25 |
| | | | | | | | | | | |
IV. | Operating expenses | 728 | 1080 | 481 | 535 | 1431 | 1761 | 143 | 165 |
| | a) | Payments to and provisions for employees | 238 | 279 | 96 | 115 | 421 | 509 | 66 | 78 |
| | b) | Rent, taxes and lighting | 166 | 373 | 117 | 123 | 83 | 99 | 31 | 30 |
| | c) | Printing and stationery | 20 | 22 | 15 | 16 | 18 | 22 | 3 | 2 |
| | d) | Advertisement and publicity | 2 | 1 | - | 1 | 8 | 3 | 1 | - |
| | e) | Depreciation on Bank's property | 151 | 155 | 60 | 71 | 360 | 337 | 1 | 3 |
| | f) | Directors' fees, allowances and expenses | - | - | - | - | 1 | 1 | - | - |
| | g) | Auditors' fees and expenses | 2 | 3 | 3 | 2 | 1 | 2 | - | - |
| | h) | Law charges | - | - | 3 | 9 | 4 | 13 | 1 | - |
| | i) | Postage, telegrams, telephones, etc. | 23 | 41 | 45 | 43 | 122 | 140 | 9 | 9 |
| | j) | Repairs and maintenance | 12 | 34 | 23 | 22 | 58 | 59 | 1 | 2 |
| | k) | Insurance | 8 | 16 | 7 | 6 | 36 | 42 | 1 | 1 |
| | l) | Other expenditure | 105 | 155 | 113 | 127 | 319 | 535 | 30 | 38 |
| | | | | | | | | | | |
V. | Provisions and contingencies | 2425 | 2909 | 725 | 1400 | 1900 | 1327 | 159 | 166 |
| | | | | | | | | | | |
| | Total expenses* | 4423 | 4887 | 2293 | 2358 | 13213 | 10782 | 177 | 219 |
| | | | | | | | | | | |
VI. | Profit | 2490
| 157
| 480
| 370
| 1449
| 1035
| 130
| 180
|
Total (III+IV+V+VI)
| 9337
| 7953
| 3498
| 4128
| 16563
| 13144
| 467
| 566
|
|
|
|
|
|
|
|
| (Amount in Rs. lakh)
|
| | | | For the year ended 31st March
|
| | | Standard Chartered | State Bank of | Sumitomo | The Fuji |
Items | | Bank
| Mauritius
| Bank
| Bank
|
| | | | 1997
| 1998
| 1997
| 1998
| 1997
| 1998
| 1997
| 1998
|
|
|
| (73)
| (74)
| (75)
| (76)
| (77)
| (78)
| (79)
| (80)
|
Income | | | | | | | | |
I. | Interest Earned | 54861 | 69363 | 810 | 1630 | | 785 | 357 | 1338 |
| | a) | Interest/discount on advances/bills | 38716 | 47983 | 581 | 1465 | | 655 | 214 | 1143 |
| | b) | Income on Investments | 13462 | 18223 | 96 | 131 | | 89 | 12 | 134 |
| | c) | Interest on balances with | 1016 | 1885 | 133 | - | | 41 | 131 | 60 |
| | | RBI and other inter-bank funds | | | | | | | | |
| | d) | Others | 1666 | 1272 | - | 33 | | - | - | - |
| | | | | | | | | | | |
II. | Other income | 14421 | 20276 | 125 | 370 | | 365 | 20 | 175 |
| | a) | Commission, exchange and brokerage | 7810 | 12124 | 33 | 80 | | 280 | 17 | 76 |
| | b) | Net Profit on sale of investments | 1452 | 2438 | - | 22 | | 14 | - | - |
| | c) | Net Profit on sale of land, | -32 | - | - | - | | - | - | - |
| | | building & other assets | | | | | | | | |
| | d) | Net Profit on exchange transaction | 4898 | 5271 | 90 | 243 | | 68 | 4 | 98 |
| | e) | Miscellaneous income | 293
| 444
| 2
| 25
|
| 3
| -
| -
|
Total (I+II)
| 69282
| 89640
| 935
| 1999
|
| 1149
| 377
| 1512
|
Expenditure & Provisions | | | | | | | | |
| | | | | | | | | | | |
III. | Interest expended | 35298 | 46499 | 110 | 371 | | 353 | 23 | 383 |
| | a) | Interest on deposits | 33516 | 40737 | 96 | 276 | | 280 | 11 | 118 |
| | b) | Interest on RBI/inter-bank borrowings | 1781 | 5759 | 12 | 95 | | 67 | 11 | 265 |
| | c) | Others | 1 | 3 | 3 | - | | 6 | - | - |
| | | | | | | | | | | |
IV. | Operating expenses | 24567 | 26311 | 192 | 246 | | 432 | 864 | 594 |
| | a) | Payments to and provisions for employees | 10178 | 8116 | 54 | 66 | | 96 | 84 | 112 |
| | b) | Rent, taxes and lighting | 817 | 1480 | 45 | 49 | | 89 | 408 | 353 |
| | c) | Printing and stationery | 1096 | 892 | 2 | 3 | | 6 | 7 | 3 |
| | d) | Advertisement and publicity | 1503 | 1244 | 3 | 5 | | 3 | 2 | - |
| | e) | Depreciation on Bank's property | 798 | 1225 | 52 | 61 | | 29 | 70 | 25 |
| | f) | Directors' fees, allowances and expenses | 4 | 2 | - | - | | - | - | - |
| | g) | Auditors' fees and expenses | 16 | 17 | 1 | 1 | | 3 | 2 | 2 |
| | h) | Law charges | 652 | 1607 | 1 | - | | 5 | 13 | 1 |
| | i) | Postage, telegrams, telephones, etc. | 2072 | 2078 | 10 | 21 | | 47 | 24 | 21 |
| | j) | Repairs and maintenance | 1538 | 2260 | 4 | 3 | | 19 | 12 | 7 |
| | k) | Insurance | 366 | 408 | 1 | 2 | | - | 2 | 5 |
| | l) | Other expenditure | 5526 | 6982 | 19 | 35 | | 136 | 239 | 64 |
| | | | | | | | | | | |
V. | Provisions and contingencies | 5094 | 10160 | 300 | 511 | | 163 | 6 | 77 |
| | | | | | | | | | | |
| | Total expenses* | 59865 | 72810 | 302 | 617 | | 785 | 887 | 976 |
| | | | | | | | | | | |
VI. | Profit | 4322
| 6670
| 332
| 870
|
| 201
| -516
| 459
|
Total (III+IV+V+VI)
| 69282
| 89640
| 935
| 1999
|
| 1149
| 377
| 1512
|
|
|
| (Amount in Rs. lakh)
|
| | | | For the year ended 31st March
|
Items | | The Siam Commercial Bank
| Toronto Dominion Bank
|
| | | | 1997
| 1998
| 1997
| 1998
|
|
|
| (81)
| (82)
| (83)
| (84)
|
Income | | | | |
| | | | | | | |
I. | Interest Earned | 1338 | 2287 | | 219 |
| | a) | Interest/discount on advances/bills | 1162 | 1874 | | 191 |
| | b) | Income on Investments | 33 | 280 | | 1 |
| | c) | Interest on balances with | 143 | 133 | | 27 |
| | | RBI and other inter-bank funds | | | | |
| | d) | Others | - | - | | - |
| | | | | | | |
II. | Other income | 165 | 248 | | 390 |
| | a) | Commission, exchange and brokerage | 138 | 123 | | 377 |
| | b) | Net Profit on sale of investments | 14 | 149 | | 14 |
| | c) | Net Profit on sale of land, | - | - | | - |
| | | building & other assets | | | | |
| | d) | Net Profit on exchange transaction | - | -30 | | - |
| | e) | Miscellaneous income | 14
| 6
|
| -1
|
Total (I+II)
| 1503
| 2535
|
| 610
|
Expenditure & Provisions | | | | |
| | | | | | | |
III. | Interest expended | 396 | 1242 | | 2 |
| | a) | Interest on deposits | 396 | 191 | | - |
| | b) | Interest on RBI/inter-bank borrowings | - | 1051 | | 2 |
| | c) | Others | - | - | | - |
| | | | | | | |
IV. | Operating expenses | 280 | 294 | | 322 |
| | a) | Payments to and provisions for employees | 46 | 52 | | 51 |
| | b) | Rent, taxes and lighting | 96 | 100 | | 63 |
| | c) | Printing and stationery | 2 | 2 | | 2 |
| | d) | Advertisement and publicity | - | - | | - |
| | e) | Depreciation on Bank's property | 34 | 45 | | 24 |
| | f) | Directors' fees, allowances and expenses | - | - | | - |
| | g) | Auditors' fees and expenses | 2 | 5 | | 1 |
| | h) | Law charges | 3 | 1 | | 25 |
| | i) | Postage, telegrams, telephones, etc. | 6 | 6 | | 18 |
| | j) | Repairs and maintenance | 6 | 5 | | 11 |
| | k) | Insurance | 3 | - | | 1 |
| | l) | Other expenditure | 82 | 77 | | 124 |
| | | | | | | |
V. | Provisions and contingencies | 419 | 387 | | 161 |
| | | | | | | |
| | Total expenses* | 675 | 1535 | | 324 |
| | | | | | | |
VI. | Profit | 408
| 613
|
| 124
|
Total (III+IV+V+VI)
| 1503
| 2535
|
| 610
|
Note | : *Excluding 'Provisions and Contingencies'. | | | | |
- | | : Nil or negligible. | | | | |
| Source : Annual accounts of banks. | | | | |