Annex 2.3 |
LIST ‘A’ |
POPULATION GROUP |
Serial No. |
Population Group of Centre * |
Population of Centre |
Code |
1. |
Rural |
less than 10,000 |
1 |
2. |
Semi-urban |
10,000 and above but less than 1 lakh |
2 |
3. |
Urban |
1 lakh and above but less than 10 lakhs |
3 |
4. |
Metropolitan |
10 lakhs and more |
4 |
* For reporting the Place of Utilisation of Credit |
|
LIST ‘B’ |
TYPE OF ACCOUNT |
Serial No. |
Type of Account |
Code |
1. |
Cash Credit |
10 |
2. |
Overdraft |
20 |
3. |
Demand Loan |
30 |
4. |
Loan extended through Credit Cards |
31 |
5. |
Term Loan |
|
|
(including interim cash credit pending sanction of term loans and installment credit) |
|
|
(1) Medium - Term Loans (i.e. loans and advances granted for a period of |
41 |
|
above 1 year and upto and inclusive of 3 years) |
|
|
(2) Long - Term Loans (i.e. loans and advances granted for a period |
42 |
|
above 3 years) |
|
6. |
Packing credit |
50 |
|
(all export pre-shipment finance under any type of facility should be |
|
|
coded as packing credit) |
|
7. |
Export bills purchased |
61 |
8. |
Export bills discounted |
62 |
9. |
Export bills advanced against |
63 |
10. |
Advance against Export cash incentives and Duty draw back claims |
64 |
11. |
Inland bills purchased |
71 |
12. |
Inland bills discounted |
72 |
13. |
Advances against import bills |
80 |
14. |
Foreign Currency Cheques, TCs/DDs/TTs/MTs purchased |
90 |
LIST ‘C’ |
TYPE OF ORGANISATION |
Serial No. |
Organisation |
Code |
1. |
Public Sector |
|
|
1.1 |
Central Government owned undertakings |
11 |
|
|
(corporations, companies and subsidiaries of Central Government |
|
|
|
companies) |
|
|
1.2 |
State Government |
12 |
|
1.3 |
State Government owned undertakings (corporations, companies |
13 |
|
|
and subsidiaries of State Government companies) |
|
|
1.4 |
Quasi-Government bodies like Local Authorities, Electricity Boards, |
14 |
|
|
Housing Boards, Port Trusts, Universities, etc. |
|
2. |
Co-operative Sector |
20 |
3. |
Private Sector |
|
|
3 (a) Private Corporate Sector |
|
|
3.1 |
Public and Private limited companies not owned but managed by |
31 |
|
|
Government (e.g. sick textile mills whose management is taken |
|
|
|
over by the Government) |
|
|
3.2 |
Public and Private limited companies other than Government |
32 |
|
|
managed companies |
|
|
|
[Foreign Banks having branches in India, Non-profit institutions (NPIs) |
|
|
|
serving business (like FICCI, ASSOCHEM, CII etc.) and privately funded |
|
|
|
quasi - corporate institutions (like large educational institutions which are |
|
|
|
funded privately) are also included here] |
|
|
3 (b) |
Private Sector – Others |
|
|
3.3 |
Partnerships, Propriety concerns and Joint families |
33 |
|
3.4 |
Self-Help Groups and NGOs |
34 |
|
3.5 Associations, Clubs, Trusts and Groups |
35 |
4. |
Individuals (Singly or Jointly) |
|
|
4.1 |
Male |
41 |
|
4.2 |
Female |
42 |
5. |
Joint Sector |
|
|
Companies owned and managed by public sector and private sector jointly |
50 |
6. |
Foreign Governments and foreign banks |
60 |
|
Foreign Governments and Foreign banks having no branches in India |
|
|
(Foreign Governments for turn-key projects under buyers’ line of credit and |
|
|
Foreign banks under agency arrangements) |
|
LIST ‘D’ |
NATURE OF BORROWAL ACCOUNT |
Serial No. |
Nature of Borrowal Account |
Code |
1. |
Artisans/Craftsmen; Village/Cottage Industries; Tiny Industries |
1 |
2. |
Other Small Scale Industries (registered as well as unregistered) |
2 |
3. |
All Others |
3 |
LIST ‘E’ |
ASSET CLASSIFICATION OF BORROWAL ACCOUNT |
Serial No. |
Asset Classification of Borrowal Account |
Code |
1. |
Standard Assets |
1 |
2. |
Sub-standard Assets |
2 |
3. |
Doubtful Assets |
3 |
4. |
Loss Assets |
4 |
LIST ‘F’ |
CLASSIFICATION OF ACTIVITY / OCCUPATION - SUMMARY |
Division |
Description |
Range of Code |
|
A: AGRICULTURE AND FORESTRY |
|
01 |
Agriculture & Related Service Activities |
|
|
Growing of Food and Cash Crops (excluding Plantation Crops) |
01101 to 01119 |
|
Plantation Crops including Development Finance |
01121 to 01129 |
|
Other Direct Finance to Agriculture - including funds |
|
|
provided directly to farmers |
01151 to 01159 |
|
Indirect Finance to Agriculture |
01182 |
|
Farming of Animals, Poultry, Silkworm etc. |
01201 to 01209 |
|
Mixed Farming |
01301 |
|
Agriculture and Animal Husbandry Services |
01401 to 01409 |
02 |
Forestry, Logging & Related Service Activities |
|
|
Forestry, logging & related service activities |
02001 |
|
B: FISHING |
|
05 |
Fishing, operation of fish hatcheries and Fish farms & |
|
|
Service activities incidental to fishing |
05001 |
Division |
Description |
Range of Code |
|
C : MINING AND QUARRYING |
|
10 |
Mining of Coal and Lignite; Extraction of Peat |
10001 |
11 |
Extraction of crude petroleum and natural gas & related |
|
|
Service activities excluding surveying |
11101 to 11201 |
12 |
Mining of Uranium and Thorium |
12001 |
13 |
Mining of Metal Ores |
13101 to 13201 |
14 |
Other Mining and Quarrying |
14101 to 14203 |
|
D: MANUFACTURING |
|
15 |
Manufacturing of food products and beverages |
15101 to 15409 |
|
Manufacturing of Food products |
15501 to 15502 |
|
Manufacture of Beverages |
16001 to 16003 |
16 |
Manufacture of Tobacco Products |
17101 to 17301 |
17 |
Manufacture of Textiles |
18101 to 18201 |
18 |
Manufacture of Wearing apparel; dressing and dying of fur |
19101 to 19102 |
19 |
Tanning and dressing of leather, manufacture of leather & |
|
|
leather products |
19201 to 19202 |
|
Manufacture of Footwear |
|
20 |
Manufacture of Wood and Products of wood and cork except |
|
|
furniture |
20101 to 20202 |
21 |
Manufacture of Paper and Paper products |
21001 to 21004 |
22 |
Publishing, Printing and reproduction of recorded media |
22101 to 22301 |
23 |
Manufacture of Coal products (coke), refined Petroleum |
|
|
products and Nuclear Fuels |
23101 to 23301 |
24 |
Manufacture of Chemicals and Chemical products |
24101 to 24301 |
25 |
Manufacture of Rubber and Plastic products |
25101 to 25202 |
26 |
Manufacture of Other non-metallic mineral products |
26101 to 26905 |
27 |
Manufacture of Basic metals |
27101 to 27302 |
28 |
Manufacture of fabricated metal products, except machinery |
|
|
and equipments |
28101 to 28901 |
29 |
Manufacture of Machinery and Equipments n.e.c. |
29101 to 29301 |
30 |
Manufacture of Office, accounting and computing machinery |
30001 to 30002 |
31 |
Manufacture of Electrical machinery and apparatus n.e.c. |
31101 to 31901 |
32 |
Manufacture of Radio, Television and Communication |
|
|
equipment and apparatus |
32101 to 32301 |
33 |
Manufacture of Medical, precision and optical instruments, |
|
|
watches and clocks |
33101 to 33301 |
34 |
Manufacture of Motor Vehicles, Trailers and Semi-Trailers |
34101 to 34301 |
35 |
Manufacture of other Transport equipment |
35101 to 35909 |
36 |
Manufacture of furniture; manufacturing n.e.c. |
36101 to 36909 |
37 |
Recycling |
37001 |
Division |
Description |
Range of Code |
|
E : ELECTRICITY, GAS AND WATER SUPPLY |
|
40 |
Electricity, Gas, Steam and Hot Water Supply |
40101 to 40301 |
41 |
Collection, purification and distribution of water |
41001 |
|
F: CONSTRUCTION |
|
45 |
Construction |
|
|
Construction other than Infrastructure |
45001 to 45004 |
|
Infrastructure Construction |
45011 to 45019 |
|
G: WHOLESALE AND RETAIL TRADE; REPAIR OF MOTOR |
|
|
VEHICLES, MOTORCYCLES AND PERSONAL / |
|
|
HOUSEHOLD GOODS |
|
50 |
Sale, Maintenance and Repair of Motor Vehicles and |
|
|
Motorcycles; Retail sale of Automotive Fuel |
50001 to 50005 |
51 |
Wholesale Trade and Commission trade (except Motor |
|
|
Vehicles and Motorcycles) |
51101 to 51909 |
52 |
Retail Trade (except of Motor Vehicles and Motor Cycles); |
|
|
Repair of Personal / Household Goods |
52101 to 52601 |
|
H: HOTELS AND RESTAURANTS |
|
55 |
Hotels and Restaurants |
55101 to 55201 |
|
I: TRANSPORT STORAGE AND COMMUNICATIONS |
|
60 |
Land Transport; Transport via pipelines |
60101 to 60301 |
61 |
Water Transport |
61101 to 61202 |
62 |
Air Transport |
62001 to 62101 |
63 |
Supporting and auxiliary transport activities, activities of |
|
|
Travel agencies |
63001 to 63019 |
64 |
Post and Telecommunications |
64101 to 64202 |
|
J: FINANCIAL INTERMEDIATION |
|
65 |
Financial Intermediation except Insurance and Pension |
|
|
Funding Banks |
65101 to 65104 |
66 |
Co-operative Institutions and Land Development Banks |
65901 to 65909 |
|
Non - Banking Financial Institutions/Companies |
65911 to 65929 |
67 |
Other Financial Intermediation |
65931 to 65939 |
68 |
Insurance and Pension Funding, except compulsory |
|
|
Social Security |
66001 to 66003 |
69 |
Activities auxiliary to Financial Intermediation |
67101 to 67201 |
|
K: REAL ESTATE, RENTING AND BUSINESS ACTIVITIES |
|
70 |
Real Estate Activities |
70001 |
71 |
Renting of Machinery and Equipments |
71101 to 71301 |
72 |
Computer and Related Activities |
72101 to 72909 |
73 |
Research and Development |
73001 |
74 |
Other Business activities |
74101 to 74901 |
Division |
Description |
Range of Code |
|
L: PUBLIC ADMINISTRATION AND DEFENCE; |
|
|
COMPULSORY SOCIAL SECURITY |
|
75 |
Public Administration and Defence; Compulsory |
|
|
Social Security |
75001 |
|
M: EDUCATION |
|
80 |
Education |
80001 to 80003 |
|
N: HEALTH AND SOCIAL WORK |
|
85 |
Medical, Health and Social work |
85101 to 85301 |
|
O: OTHER COMMUNITY, SOCIAL AND PERSONAL |
|
|
SERVICE ACTIVITIES |
|
90 |
Sewage and Refuse Disposal, Sanitation & similar activities |
90001 |
91 |
Activities of Membership organisation |
91101 to 91901 |
92 |
Recreational, Cultural and Sporting activities |
92101 to 92401 |
93 |
Other Service activities |
93001 to 93002 |
94 |
Personal loans and Consumer loans |
94001 to 94009 |
99 |
Miscellaneous |
99999 |
|
|