Publications

()

Date : Sep 14, 1999

Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98
(Part 13 of 17)

													(Amount in Rs. lakh)
			As on 31st March
			Puri		Rae Bareli Kshetriya		Raigarh Kshetriya		Rajgarh Kshetriya		Ranchi Kshetriya		Rani Laxmibai
			Gramya Bank		Gramin Bank		Gramin Bank		Gramin Bank		Gramin Bank		Kshetriya
Items													Gramin Bank
			1997	1998	1997	1998	1997	1998	1997	1998	1997	1998	1997	1998
			(277)	(278)	(279)	(280)	(281)	(282)	(283)	(284)	(285)	(286)	(287)	(288)
1.	Capital		100	100	1107	1385	100	1114	100	100	79	100	93	100
			(0.6)	(0.5)	(8.0)	(8.3)	(1.5)	(12.1)	(2.0)	(1.5)	(0.8)	(0.8)	(1.6)	(1.6)

2.	Reserves and Surplus		-	-	-	-	-	-	-	-	-	-	1	1
			-	-	-	-	-	-	-	-	-	-	-	-

3.	Deposits		10176	13726	11495	13828	5405	6713	4127	5574	8227	10840	4115	5057
			(62.7)	(72.2)	(82.8)	(83.4)	(81.2)	(73.1)	(83.4)	(83.3)	(82.6)	(84.4)	(72.7)	(79.9)
	3.1.	Demand deposits	324	276	409	481	712	732	237	253	496	735	108	99
	3.2.	Savings bank deposits	3399	4077	5090	6213	2165	2894	1551	2106	3873	5221	1713	2170
	3.3.	Term deposits	6454	9373	5996	7134	2528	3088	2339	3215	3858	4884	2294	2789

4.	Borrowings		2553	3273	849	787	367	397	347	577	888	838	666	458
			(15.7)	(17.2)	(6.1)	(4.7)	(5.5)	(4.3)	(7.0)	(8.6)	(8.9)	(6.5)	(11.8)	(7.2)
	4.1.	From banks*	571	682	849	-	24	25	27	31	15	-	112	21
	4.2.	From others	1982	2591	-	787	343	372	320	547	873	838	553	437

5.	Other liabilities		3391	1902	436	590	787	956	373	440	771	1059	784	714
			(20.9)	(10.0)	(3.1)	(3.6)	(11.8)	(10.4)	(7.6)	(6.6)	(7.7)	(8.3)	(13.9)	(11.3)
	5.1.	Bills Payable	65	63	9	12	-	-	21	48	-	-	17	9
	5.2.	Inter-office adjustments	826	669	64	94	-	-	-	-	40	-	-	-
	5.3.	Interest accrued	91	101	85	101	519	664	12	14	-	302	18	7
	5.4.	Others (including provisions)	2409	1070	277	384	268	293	340	378	731	757	749	698
	Total Liabilities		16221	19001	13887	16590	6659	9181	4948	6692	9965	12837	5658	6330
1.	Cash in hand		179	210	181	157	47	29	108	117	102	121	91	81
			(1.1)	(1.1)	(1.3)	(0.9)	(0.7)	(0.3)	(2.1)	(1.8)	(1.0)	(0.9)	(1.6)	(1.3)

2.	Balances with RBI		322	417	345	415	182	230	120	162	246	315	120	156
			(2.0)	(2.2)	(2.5)	(2.5)	(2.7)	(2.5)	(2.4)	(2.4)	(2.5)	(2.5)	(2.1)	(2.5)

3.	Balances with banks in India		2467	3642	5029	5153	3314	4773	1222	1613	3039	4184	304	278
			(15.2)	(19.2)	(36.2)	(31.1)	(49.8)	(52.0)	(24.6)	(24.1)	(30.5)	(32.6)	(5.4)	(4.4)

4.	Money at call and short notice		-	-	-	-	-	-	-	-	-	-	1333	1551
			-	-	-	-	-	-	-	-	-	-	(23.6)	(24.5)

5.	Investments		1584	2010	3716	6217	100	211	665	1186	1328	2190	-	-
			(9.8)	(10.6)	(26.8)	(37.5)	(1.5)	(2.3)	(18.4)	(17.7)	(13.3)	(17.1)	-	-

6.	Advances		4942	5932	2468	2694	1159	1435	1470	2024	2824	3190	1769	1921
			(30.5)	(31.2)	(17.8)	(16.2)	(17.4)	(15.6)	(30.3)	(30.3)	(28.3)	(24.8)	(31.3)	(30.3)
	6.1.	Bills purchased and discounted	3	63	2	2	-	0	-	-	-	-	-	-
	6.2.	Cash credits, overdrafts & loans	1503	2784	2463	2692	523	505	406	502	2272	2521	197	260
	6.3.	Term loans	3437	3086	3	-	635	930	1064	1523	552	669	1572	1661

7.	Fixed Assets		8	10	22	29	7	6	16	14	36	38	14	13
			-	(0.1)	(0.2)	(0.2)	(0.1)	(0.1)	(0.3)	(0.2)	(0.4)	(0.3)	(0.3)	(0.2)

8.	Other Assets		6718	6779	2127	1925	1851	2498	1349	1575	2390	2799	2027	2330
			(41.4)	(35.7)	(15.3)	(11.6)	(27.8)	(27.2)	(27.3)	(23.5)	(24.0)	(21.8)	(35.8)	(36.8)
	8.1.	Inter - office adjustments (net)	-	-	-	-	43	80	73	97	-	93	7	20
	8.2.	Interest accrued	138	203	763	553	124	625	60	110	57	-	32	35
	8.3.	Others	6580	6575	1364	1372	1685	1793	1216	1367	2333	2706	1988	2275
		Total Assets	16221	19001	13887	16590	6659	9181	4948	6692	9965	12837	5658	6330
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

													(Amount in Rs. lakh)
			As on 31st March
			Rushikulya		Ratlam Mandsaur		Ratnagiri Sindhudurg		Rayalaseema		Rewa Sidhi		Sabarkantha-
			Gramin Bank		Kshetriya		Gramin Bank		Gramin Bank		Gramin Bank		Gandhinagar
Items					Gramin Bank								Gramin Bank
			1997	1998	1997	1998	1997	1998	1997	1998	1997	1998	1997	1998
			(289)	(290)	(291)	(292)	(293)	(294)	(295)	(296)	(297)	(298)	(299)	(300)
1.	Capital		1174	1174	738	738	100	100	1354	1520	668	876	486	486
			(9.3)	(7.6)	(11.1)	(9.1)	(2.3)	(1.9)	(4.0)	(3.8)	(3.5)	(4.1)	(8.6)	(7.0)

2.	Reserves and Surplus		-	-	-	-	-	-	1693	418	-	-	-	-
			-	-	-	-	-	-	(5.0)	(1.1)	-	-	-	-

3.	Deposits		8141	10546	5055	6314	3593	4511	21186	26170	16100	18715	3821	5068
			(64.5)	(68.3)	(76.1)	(78.2)	(82.5)	(84.6)	(62.7)	(66.2)	(84.1)	(86.8)	(67.7)	(73.4)
	3.1.	Demand deposits	289	371	158	177	170	208	793	883	1287	1363	251	364
	3.2.	Savings bank deposits	1982	2511	1665	2235	1250	1537	6034	6440	6375	7697	1313	1839
	3.3.	Term deposits	5871	7664	3231	3903	1250	2765	14359	18847	8438	9655	2257	2865

4.	Borrowings		1762	1960	585	647	514	511	7898	7064	1468	1287	772	814
			(14.0)	(12.7)	(8.8)	(8.0)	(11.8)	(9.6)	(23.4)	(17.9)	(7.7)	(6.0)	(13.7)	(11.8)
	4.1.	From banks*	325	273	585	17	54	73	7898	7064	3	-	32	43
	4.2.	From others	1437	1687	-	630	460	438	-	-	1465	1287	739	771

5.	Other liabilities		1546	1758	261	375	150	209	1645	4369	915	687	562	536
			(12.2)	(11.4)	(3.9)	(4.6)	(3.4)	(3.9)	(4.9)	(11.0)	(4.8)	(3.2)	(10.0)	(7.8)
	5.1.	Bills Payable	18	31	2	4	5	26	503	722	38	12	7	3
	5.2.	Inter-office adjustments	-	-	-	22	-	-	5	-	-	84	157	64
	5.3.	Interest accrued	47	64	12	39	4	4	65	157	-	145	265	329
	5.4.	Others (including provisions)	1482	1662	247	309	141	178	1071	3490	876	447	134	139
	Total Liabilities		12623	15437	6639	8075	4357	5330	33775	39540	19151	21566	5641	6903
1.	Cash in hand		106	115	123	83	53	46	357	568	178	360	76	65
			(0.8)	(0.7)	(1.9)	(1.0)	(1.2)	(0.9)	(1.1)	(1.4)	(0.9)	(1.7)	(1.3)	(0.9)

2.	Balances with RBI		240	370	150	192	109	137	615	723	490	555	121	144
			(1.9)	(2.4)	(2.3)	(2.4)	(2.5)	(2.6)	(1.8)	(1.8)	(2.6)	(2.6)	(2.1)	(2.1)

3.	Balances with banks in India		178	153	445	2333	347	769	7223	13358	7975	8519	571	1805
			(1.4)	(1.0)	(6.7)	(28.9)	(8.0)	(14.4)	(21.4)	(33.8)	(41.6)	(39.5)	(10.1)	(26.1)

4.	Money at call and short notice		1735	1432	2658	2154	-	-	-	-	-	-	2092	1238
			(13.7)	(9.3)	(40.0)	(26.7)	-	-	-	-	-	-	(37.1)	(17.9)

5.	Investments		3924	5799	201	201	1190	1270	2582	1328	3300	4812	769	1503
			(31.1)	(37.6)	(3.0)	(2.5)	(27.3)	(23.8)	(7.6)	(3.4)	(17.2)	(22.3)	(13.6)	(21.8)

6.	Advances		4222	5322	2186	2383	1786	2191	21997	22433	5448	5345	1618	1833
			(33.5)	(34.5)	(32.9)	(29.5)	(41.0)	(41.1)	(65.1)	(56.7)	(28.4)	(24.8)	(28.7)	(26.6)
	6.1.	Bills purchased and discounted	38	37	-	-	2	3	256	36	100	226	16	2
	6.2.	Cash credits, overdrafts & loans	2636	3169	657	746	507	607	14542	16286	346	378	293	368
	6.3.	Term loans	1548	2116	1529	1637	1277	1581	7200	6111	5001	4741	1309	1463

7.	Fixed Assets		20	22	15	16	20	26	95	99	34	33	12	12
			(0.2)	(0.1)	(0.2)	(0.2)	(0.5)	(0.5)	(0.3)	(0.3)	(0.2)	(0.2)	(0.2)	(0.2)

8.	Other Assets		2199	2223	861	712	852	892	906	1031	1726	1941	382	304
			(17.4)	(14.4)	(13.0)	(8.8)	(20.0)	(16.7)	(2.7)	(2.6)	(9.0)	(9.0)	(6.8)	(4.4)
	8.1.	Inter - office adjustments (net)	11	-	13	-	21	30	-	239	24	-	-	-
	8.2.	Interest accrued	277	257	236	126	60	82	292	476	771	1114	85	88
	8.3.	Others	1910	1966	612	586	771	779	614	316	930	826	297	216
		Total Assets	12623	15437	6639	8075	4357	5330	33775	39540	19151	21566	5641	6903
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

Notes	:	1.	Figures in bracket indicate percent share in total.
		2.	*Including Reserve Bank of India.

-	:	Nil or negligible.
Source	:	Annual accounts of banks.