Publications

()

Date : Sep 14, 1999

Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98
(Part 7 of 17)

													(Amount in Rs. lakh)
			As on 31st March
			Hindon		Hissar-Sirsa		Howrah		Indore Ujjain		Jaipur Nagaur		Jammu Rural
			Gramin Bank		Kshetriya		Gramin Bank		Gramin Bank		Anchalik		Bank
Items					Gramin Bank						Gramin Bank
			1997	1998	1997	1998	1997	1998	1997	1998	1997	1998	1997	1998
			(145)	(146)	(147)	(148)	(149)	(150)	(151)	(152)	(153)	(154)	(155)	(156)
1.	Capital		93	100	456	456	665	665	100	477	100	100	940	1472
			(3.2)	(2.7)	(6.3)	(5.3)	(5.2)	(4.1)	(2.3)	(9.1)	(0.4)	(0.3)	(5.5)	(6.5)

2.	Reserves and Surplus		283	287	-	-	-	-	-	-	850	850	-	-
			(9.8)	(7.6)	-	-	-	-	-	-	(3.4)	(2.9)	-	-

3.	Deposits		2313	3055	5035	6250	9727	12676	3017	3988	20232	24346	13696	18003
			(79.8)	(81.2)	(69.5)	(72.4)	(76.1)	(77.8)	(70.8)	(76.0)	(82.0)	(82.0)	(79.8)	(79.6)
	3.1.	Demand deposits	81	65	175	242	128	258	330	309	969	1479	445	571
	3.2.	Savings bank deposits	1219	1711	1350	2029	4046	5181	1052	1316	7565	9042	5102	6751
	3.3.	Term deposits	1013	1279	3510	3979	5553	7236	1635	2363	11698	13824	8149	10680

4.	Borrowings		141	208	1441	1571	573	754	332	520	902	1447	650	993
			(4.9)	(5.5)	(19.9)	(18.2)	(4.5)	(4.6)	(7.8)	(9.9)	(3.7)	(4.9)	(3.8)	(4.4)
	4.1.	From banks*	12	-	165	158	23	61	3	-	-	-	-	-
	4.2.	From others	129	208	1276	1414	550	693	329	520	902	1447	650	993

5.	Other liabilities		70	112	308	356	1815	2195	813	259	2576	2944	1880	2153
			(2.4)	(3.0)	(4.3)	(4.1)	(14.2)	(13.5)	(19.1)	(4.9)	(10.4)	(9.9)	(11.0)	(9.5)
	5.1.	Bills Payable	8	10	4	5	5	-	9	13	245	400	44	19
	5.2.	Inter-office adjustments	10	-	15	40	16	17	-	-	-	-	122	31
	5.3.	Interest accrued	6	6	4	5	1025	1356	-	11	1726	2023	1339	1567
	5.4.	Others (including provisions)	45	95	286	306	770	823	805	235	605	522	374	536
	Total Liabilities		2900	3762	7240	8633	12780	16290	4262	5244	24660	29686	17166	22621
1.	Cash in hand		46	55	68	101	366	309	17	29	785	742	93	115
			(1.6)	(1.5)	(0.9)	(1.2)	(2.9)	(1.9)	(0.4)	(0.6)	(3.2)	(2.5)	(0.5)	(0.5)

2.	Balances with RBI		67	91	155	190	322	415	87	120	721	900	451	586
			(2.3)	(2.4)	(2.1)	(2.2)	(2.5)	(2.5)	(2.0)	(2.3)	(2.9)	(3.0)	(2.6)	(2.6)

3.	Balances with banks in India		571	134	2399	2799	3564	3699	1485	1887	10924	12521	12738	17411
			(19.7)	(3.6)	(33.1)	(32.4)	(27.9)	(22.7)	(34.8)	(36.0)	(44.3)	(42.2)	(74.2)	(77.0)

4.	Money at call and short notice		780	-	-	-	-	-	-	-	-	-	-	-
			(26.9)	-	-	-	-	-	-	-	-	-	-	-

5.	Investments		410	2021	996	1347	4321	7098	648	736	5145	7921	14	14
			(14.1)	(53.7)	(13.8)	(15.6)	(33.8)	(43.6)	(15.2)	(14.0)	(20.9)	(26.7)	(0.1)	(0.1)

6.	Advances		539	699	3164	3831	3144	3488	1399	1828	4614	5378	2462	3500
			(18.6)	(18.6)	(43.7)	(44.4)	(24.6)	(21.4)	(32.8)	(34.9)	(18.7)	(18.1)	(14.3)	(15.5)
	6.1.	Bills purchased and discounted	-	-	57	101	-	-0	-	-	99	92	21	38
	6.2.	Cash credits, overdrafts & loans	55	80	1062	1335	544	715	295	326	1140	1391	76	139
	6.3.	Term loans	484	620	2046	2395	2600	2773	1104	1502	3375	3895	2365	3324

7.	Fixed Assets		10	11	31	33	29	32	11	14	11	14	20	42
			(0.4)	(0.3)	(0.4)	(0.4)	(0.2)	(0.2)	(0.2)	(0.3)	-	-	(0.1)	(0.2)

8.	Other Assets		477	750	427	333	1034	1250	616	630	2459	2210	1388	954
			(16.4)	(19.9)	(5.9)	(3.9)	(8.1)	(7.7)	(14.4)	(12.0)	(10.0)	(7.4)	(8.1)	(4.2)
	8.1.	Inter - office adjustments (net)	-	2	-	-	-	-	6	16	244	106	-	-
	8.2.	Interest accrued	80	123	164	226	799	1110	25	34	441	739	351	552
	8.3.	Others	397	625	263	107	235	140	585	580	1774	1365	1037	401
		Total Assets	2900	3762	7240	8633	12780	16290	4262	5244	24660	29686	17166	22621
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

													(Amount in Rs. lakh)
			As on 31 st March
			Jamnagar		Jamuna		Jhabhua Dhar		Junagadh Amreli		Ka Bank		Kakathiya
			Gramin Bank		Gramin Bank		Kshetriya		Gramin Bank		Nangkyndong		Gramin Bank
Items							Gramin Bank
			1997	1998	1997	1998	1997	1998	1997	1998	1997	1998	1997	1998
			(157)	(158)	(159)	(160)	(161)	(162)	(163)	(164)	(165)	(166)	(167)	(168)
1.	Capital		963	963	96	905	100	100	428	428	100	260	100	823
			(11.2)	(9.2)	(1.0)	(7.1)	(0.9)	(0.8)	(9.4)	(7.4)	(1.2)	(2.8)	(1.6)	(11.2)

2.	Reserves and Surplus		64	104	-	-	-	-	-	-	182	465	-	-
			(0.7)	(1.0)	-	-	-	-	-	-	(2.1)	(5.1)	-	-

3.	Deposits		5325	6825	7618	10037	8349	10635	3038	3897	6859	7163	3450	4301
			(62.1)	(65.0)	(80.2)	(78.4)	(73.2)	(82.5)	(67.0)	(67.8)	(81.0)	(78.1)	(56.6)	(58.4)
	3.1.	Demand deposits	45	43	277	347	427	507	59	45	948	768	519	423
	3.2.	Savings bank deposits	1932	2440	2327	2874	3098	4131	1016	1242	2960	3221	1159	1356
	3.3.	Term deposits	3348	4342	5014	6816	4824	5997	1963	2611	2951	3174	1771	2522

4.	Borrowings		1540	1846	1512	1439	1396	1462	759	987	825	638	1459	1744
			(18.0)	(17.6)	(15.9)	(11.2)	(12.2)	(11.3)	(16.7)	(17.2)	(9.7)	(6.9)	(24.0)	(23.7)
	4.1.	From banks*	1540	464	242	262	1396	1462	165	193	149	110	316	490
	4.2.	From others	-	1382	1270	1177	-	-	594	793	676	528	1143	1253

5.	Other liabilities		679	758	268	420	1563	691	311	440	505	651	1081	490
			(7.9)	(7.2)	(2.8)	(3.3)	(13.7)	(5.4)	(6.8)	(7.6)	(6.0)	(7.1)	(17.8)	(6.7)
	5.1.	Bills Payable	-	-	59	44	23	5	3	4	-	-	-	-
	5.2.	Inter-office adjustments	-	41	82	160	34	50	45	124	-	-	-	-
	5.3.	Interest accrued	540	586	43	28	57	69	195	249	326	363	336	345
	5.4.	Others (including provisions)	139	130	84	187	1449	567	68	63	179	288	745	145
	Total Liabilities		8570	10495	9494	12801	11407	12889	4536	5752	8471	9177	6090	7358
1.	Cash in hand		56	64	454	343	175	185	100	136	40	47	161	162
			(0.7)	(0.6)	(4.8)	(2.7)	(1.5)	(1.4)	(2.2)	(2.4)	(0.5)	(0.5)	(2.6)	(2.2)

2.	Balances with RBI		171	225	225	300	235	310	86	116	255	235	114	143
			(2.0)	(2.1)	(2.4)	(2.3)	(2.1)	(2.4)	(1.9)	(2.0)	(3.0)	(2.6)	(1.9)	(1.9)

3.	Balances with banks in India		3675	4099	2512	4056	3404	4589	1856	50	2416	3167	1925	2486
			(42.9)	(39.1)	(26.5)	(31.7)	(29.8)	(35.6)	(40.9)	(0.9)	(28.5)	(34.5)	(31.6)	(33.8)

4.	Money at call and short notice		-	-	-	-	-	-	-	1761	-	-	-	-
			-	-	-	-	-	-	-	(30.6)	-	-	-	-

5.	Investments		885	1281	1809	2615	75	443	784	1215	4301	3881	-	18
			(10.3)	(12.2)	(19.1)	(20.4)	(0.7)	(3.4)	(17.3)	(21.1)	(50.8)	(42.3)	-	(0.2)

6.	Advances		2416	3235	3394	4620	4552	4099	1062	1695	1028	1352	2685	3208
			(28.2)	(30.8)	(35.7)	(36.1)	(39.9)	(31.8)	(23.4)	(29.5)	(12.1)	(14.7)	(44.1)	(43.6)
	6.1.	Bills purchased and discounted	1	1	3	20	1	1	-	-	-	-	-	-
	6.2.	Cash credits, overdrafts & loans	1820	2591	1180	1335	50	56	786	1095	599	577	1939	2661
	6.3.	Term loans	594	644	2211	3265	4502	4041	276	600	429	774	746	547

7.	Fixed Assets		6	7	23	23	15	15	10	10	11	12	15	21
			(0.1)	(0.1)	(0.2)	(0.2)	(0.1)	(0.1)	(0.2)	(0.2)	(0.1)	(0.1)	(0.2)	(0.3)

8.	Other Assets		1361	1584	1078	845	2952	3248	638	769	420	483	1190	1321
			(15.9)	(15.1)	(11.4)	(6.6)	(25.9)	(25.2)	(14.1)	(13.4)	(5.0)	(5.3)	(19.5)	(18.0)
	8.1.	Inter - office adjustments (net)	-	-	-	-	-	-	50	130	9	9	15	73
	8.2.	Interest accrued	276	586	92	140	-	-	96	255	404	467	15	50
	8.3.	Others	1086	998	986	704	2952	3248	492	384	7	7	1159	1198
		Total Assets	8570	10495	9494	12801	11407	12889	4536	5752	8471	9177	6090	7358
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

Notes	:	1.	Figures in bracket indicate percent share in total.
		2.	*Including Reserve Bank of India.

-	:	Nil or negligible.
Source	:	Annual accounts of banks.