1. The publication presents data
on Aggregate Deposits and Gross Bank Credit of Scheduled Commercial Banks based
on Basic Statistical Return-7 giving branch-wise data received from the Head Offices
of banks, as on last Friday of September 2006.
2. Aggregate
Deposits represents the demand and time liabilities of a bank (excluding inter-bank
deposits). The Gross Bank Credit represents bank credit (excluding inter-bank
advances) as per Form ‘A’ return under Sec 42(2) of RBI Act, 1934 together with
outstanding amount of bills rediscounted with Reserve Bank of India and Financial
Institutions.
3. Data from the latest available quarter
have been substituted in respect of branches, which did not report the data for
the current quarter.
4. In Statement 1, the number of reporting
offices for March 2006 quarter and onwards is based on 2001 census population
classification. The population group wise annual growth rates for March 2006 quarter
and onwards have been worked out taking into account the comparable position of
corresponding quarters of preceding year. Data prior to March 2006 quarter are
based on population classification as per 1991 census.
5.
Statement 2 presents the data for the top 100 Centres ranked according to the
size of their Aggregate Deposits and Gross Bank Credit. In the case of Centres,
which come within the first 100 Centres either in terms of Aggregate Deposits
or Gross Bank Credit but not both, the figures of Credit or Deposits, as the case
may be, of such centres are shown in brackets in this statement.
6.
Statement 4 to 9 present the data on State-wise and Population Group-wise distribution
of Aggregate Deposits and Gross Bank Credit for individual bank-groups. Scheduled
Commercial Banks in India are categorised into five groups according to their
ownership and/or nature of operation. These bank groups are (i) State Bank of
India and its Associates, (ii) Nationalized Banks (including IDBI Ltd. since December
2004), (iii) Foreign Banks, (iv) Regional Rural Banks, and (v) Other Scheduled
Commercial Banks. Figures in brackets shown in these statements relate to Metropolitan
Centres.
7. A Centre is defined as the revenue unit classified
and delineated by the respective State Government i.e., a revenue village/city/town/municipality/municipal
corporation, etc., as the case may be, in which the branch is situated.
8.
Population group classification of banked centres used for the March 2006 quarter
and onwards has been revised based on population figures as per 2001 census as
against the 1991 census used earlier, while the definition/cut-off size of population
groups remains unchanged as follows: a. ‘Rural’ group includes centres with population
of less than 10,000. b. ‘Semi-urban’ group includes centres with population of
10,000 and above but less than 1 lakh. c. ‘Urban’ group includes centres with
population of 1 lakh and above but less than 10 lakhs. d. ‘Metropolitan’ group
includes all centres with population of 10 lakhs and above. This fact may be considered
while comparing population group-wise data for March 2006 quarter and onwards
with those of the earlier quarters.
9. The totals in these
statements may not exactly tally with the sum of the constituent items on account
of rounding off of the figures. The unit one crore is equal to 10 million.
10.
';–'; indicates nil or negligible.