(Amount in Rs. lakh) |
Items |
As on March 31 |
Lakshmi Vilas Bank |
Lord Krishna Bank |
Nainital Bank |
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
(37) |
(38) |
(39) |
(40) |
(41) |
(42) |
1. |
Cash in hand |
4205 |
4469 |
1026 |
1224 |
870 |
1149 |
|
|
|
(1.0) |
(0.9) |
(0.4) |
(0.5) |
(0.8) |
(0.9) |
2. |
Balances with RBI |
21672 |
15542 |
9451 |
7510 |
4258 |
5176 |
|
|
|
(5.3) |
(3.2) |
(3.8) |
(2.9) |
(4.1) |
(3.9) |
3. |
Balances with banks in India |
7969 |
25077 |
1005 |
1367 |
15373 |
24066 |
|
|
|
(2.0) |
(5.1) |
(0.4) |
(0.5) |
(14.6) |
( 18.2) |
4. |
Money at call and short notice |
— |
— |
— |
9998 |
2075 |
1250 |
|
|
|
— |
— |
— |
(3.8) |
(2.0) |
(0.9) |
5. |
Balances with banks outside India |
1577 |
1252 |
1017 |
2256 |
— |
— |
|
|
|
(0.4) |
(0.3) |
(0.4) |
(0.9) |
— |
— |
6. |
Investments |
118086 |
127987 |
84703 |
78949 |
42108 |
37172 |
|
|
|
(29.1) |
(26.0) |
(33.8) |
(30.4) |
(40.1) |
(28.1) |
|
6.1. |
Investments in India |
118086 |
127987 |
84703 |
78949 |
42108 |
37172 |
|
(i) |
Government securities |
107042 |
116769 |
73046 |
66288 |
21927 |
26119 |
|
(ii) |
Other approved securities |
1689 |
1689 |
1698 |
894 |
323 |
228 |
|
(iii) |
Shares |
392 |
359 |
74 |
77 |
9 |
— |
|
(iv) |
Debentures and Bonds |
4509 |
3940 |
6135 |
5695 |
12549 |
10675 |
|
(v) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
|
(vi) |
Others |
4454 |
5230 |
3750 |
5995 |
7300 |
150 |
|
6.2. |
Investments outside India |
— |
— |
— |
— |
— |
— |
|
(i) |
Government securities |
— |
— |
— |
— |
— |
— |
|
(ii) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
|
(iii) |
Others |
— |
— |
— |
— |
— |
— |
7. |
Advances |
231771 |
295281 |
138682 |
142086 |
36321 |
60347 |
|
|
|
(57.2) |
(60.0) |
(55.4) |
(54.7) |
(34.6) |
(45.7) |
|
Type-wise |
|
|
|
|
|
|
|
7A.1. |
Bills purchased and discounted |
20959 |
19416 |
14819 |
12685 |
235 |
545 |
|
7A.2. |
Cash credits, overdrafts & loans |
122037 |
136324 |
80432 |
76932 |
20296 |
32656 |
|
7A.3. |
Term loans |
88775 |
139541 |
43431 |
52469 |
15790 |
27146 |
|
Security-wise |
|
|
|
|
|
|
|
7B.1. |
Secured by tangible assets |
206561 |
265113 |
116839 |
125200 |
34003 |
56062 |
|
7B.2. |
Covered by Bank/Govt. Guarantees |
6100 |
3746 |
4461 |
999 |
— |
— |
|
7B.3. |
Unsecured |
19111 |
26423 |
17382 |
15887 |
2318 |
4285 |
|
Sector-wise |
|
|
|
|
|
|
|
7C.I. |
Advances in India |
231771 |
295283 |
138683 |
142086 |
36321 |
60347 |
|
(i) |
Priority sectors |
95043 |
107860 |
38109 |
47347 |
20262 |
30348 |
|
(ii) |
Public sectors |
14955 |
9695 |
3033 |
— |
— |
— |
|
(iii) |
Banks |
978 |
494 |
— |
— |
— |
— |
|
(iv) |
others |
120795 |
177234 |
97541 |
94739 |
16059 |
29999 |
|
7C.II. |
Advances outside India |
— |
— |
— |
— |
— |
— |
8. |
Fixed Assets |
3411 |
3247 |
2906 |
2463 |
565 |
760 |
|
|
|
(0.8) |
(0.7) |
(1.2) |
(0.9) |
(0.5) |
(0.6) |
|
8.1. |
Premises |
1670 |
1692 |
414 |
407 |
255 |
276 |
|
8.2. |
Fixed assets under construction |
— |
— |
— |
— |
— |
— |
|
8.3. |
Other Fixed assets |
1741 |
1555 |
2492 |
2056 |
310 |
484 |
9. |
Other Assets |
16647 |
19083 |
11724 |
14079 |
3445 |
2221 |
|
|
|
(4.1) |
(3.9) |
(4.7) |
(5.4) |
(3.3) |
(1.7) |
|
9.1 |
Inter - office adjustments (net) |
— |
— |
— |
— |
694 |
124 |
|
9.2 |
Interest accrued |
2666 |
2429 |
2063 |
2151 |
1865 |
1415 |
|
9.3 |
Tax paid |
8746 |
9661 |
2760 |
3325 |
199 |
431 |
|
9.4 |
Stationery and Stamps |
68 |
71 |
26 |
25 |
— |
— |
|
9.5 |
Others |
5167 |
6922 |
6875 |
8578 |
687 |
251 |
|
Total Assets |
405338 |
491938 |
250514 |
259932 |
105015 |
132141 |
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(Amount in Rs. lakh) |
Items |
As on March 31 |
Ratnakar Bank |
Sangli Bank |
SBI Comm.& Int. Bank |
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
(43) |
(44) |
(45) |
(46) |
(47) |
(48) |
1. |
Capital |
1938 |
2848 |
2230 |
2356 |
10000 |
10000 |
|
|
|
|
(2.2) |
(2.9) |
( 1.1) |
( 1.1) |
(21.0) |
(18.9) |
|
|
|
|
|
|
|
|
|
|
2. |
Reserves and Surplus |
2583 |
2570 |
6296 |
5880 |
-1162 |
-587 |
|
|
|
|
(3.0) |
(2.6) |
( 3.0) |
( 2.7) |
— |
— |
|
2.1. |
|
Statutory Reserves |
1750 |
1765 |
2065 |
2065 |
1251 |
1395 |
|
2.2. |
|
Capital Reserves |
21 |
35 |
181 |
181 |
— |
— |
|
2.3. |
|
Share Premium |
65 |
— |
— |
— |
— |
— |
|
2.4. |
|
Investments Fluctuations Reserves |
387 |
— |
310 |
— |
111 |
59 |
|
2.5. |
|
Revenue and other Reserves |
817 |
762 |
3740 |
3634 |
— |
— |
|
2.6. |
|
Balance of Profit |
-457 |
8 |
— |
— |
-2524 |
-2041 |
|
|
|
|
|
|
|
|
|
|
3. |
Deposits |
78375 |
87418 |
198490 |
200423 |
33148 |
37817 |
|
|
|
|
(90.1) |
(89.3) |
( 93.9) |
( 93.2) |
(69.5) |
(71.5) |
|
|
|
|
|
|
|
|
|
|
|
Type-wise |
|
|
|
|
|
|
|
3A.1. Demand deposits |
9816 |
14830 |
18069 |
22906 |
1138 |
3098 |
|
(i) |
|
From banks |
240 |
392 |
413 |
469 |
— |
— |
|
(ii) |
|
From others |
9576 |
14438 |
17656 |
22437 |
1138 |
3098 |
|
3A.2. |
Savings bank deposits |
12496 |
18648 |
49127 |
58756 |
2470 |
2506 |
|
3A.3. |
Term deposits |
56063 |
53940 |
131294 |
118761 |
29540 |
32213 |
|
(i) |
|
From banks |
4167 |
4282 |
39939 |
29480 |
500 |
— |
|
(ii) |
|
From others |
51896 |
49658 |
91355 |
89281 |
29040 |
32213 |
|
Location-wise |
|
|
|
|
|
|
|
3B.1. |
Deposits of branches in India |
78375 |
87418 |
198490 |
200423 |
33148 |
37817 |
|
3B.2. |
Deposits of branches outside India |
— |
— |
— |
— |
— |
— |
4. |
Borrowings |
83 |
66 |
22 |
12 |
4400 |
3800 |
|
|
|
|
(0.1) |
(0.1) |
( 0.0) |
( 0.0) |
(9.2) |
(7.2) |
|
4.1. |
|
Borrowings in India |
83 |
66 |
22 |
12 |
4400 |
3800 |
|
(i) |
|
From Reserve Bank of India |
— |
— |
— |
— |
— |
— |
|
(ii) |
|
From other banks |
— |
— |
— |
— |
4400 |
3800 |
|
(iii) |
|
From other institutions and agencies |
83 |
66 |
22 |
12 |
— |
— |
|
4.2. |
|
Borrowings outside India |
— |
— |
— |
— |
— |
— |
|
Secured borrowings included in 4. |
— |
— |
— |
— |
— |
— |
5. |
Other Liabilities |
4002 |
4939 |
4291 |
6412 |
1309 |
1882 |
|
|
|
|
(4.6) |
(5.0) |
( 2.0) |
( 3.0) |
(2.7) |
(3.6) |
|
5.1. |
|
Bills Payable |
1635 |
2094 |
1199 |
1487 |
337 |
615 |
|
5.2. |
|
Inter-office adjustments |
— |
— |
— |
— |
— |
— |
|
5.3. |
|
Interest accured |
320 |
346 |
1093 |
1273 |
339 |
435 |
|
5.4. |
|
Others (including provisions) |
2047 |
2499 |
1999 |
3652 |
633 |
832 |
|
Total Liabilities |
86981 |
97841 |
211329 |
215083 |
47695 |
52912 |
|
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Note: Figures in brackets indicate per cent share in total.
Source: Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
Items |
As on March 31 |
Ratnakar Bank |
Sangli Bank |
SBI Comm.& Int. Bank |
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
(43) |
(44) |
(45) |
(46) |
(47) |
(48) |
1. |
Cash in hand |
1292 |
1489 |
2777 |
2889 |
80 |
70 |
|
|
|
(1.5) |
(1.5) |
(1.3) |
(1.3) |
(0.2) |
(0.1) |
2. |
Balances with RBI |
8119 |
9974 |
10659 |
6585 |
1694 |
1985 |
|
|
|
(9.3) |
(10.2) |
(5.0) |
(3.1) |
(3.6) |
(3.8) |
3. |
Balances with banks in India |
4392 |
5784 |
11873 |
13286 |
3771 |
3974 |
|
|
|
(5.0) |
(5.9) |
(5.6) |
(6.2) |
(7.9) |
(7.5) |
4. |
Money at call and short notice |
1000 |
— |
— |
— |
497 |
1802 |
|
|
|
(1.1) |
— |
— |
— |
(1.0) |
(3.4) |
5. |
Balances with banks outside India |
— |
— |
440 |
318 |
2582 |
2216 |
|
|
|
— |
— |
(0.2) |
(0.1) |
(5.4) |
(4.2) |
6. |
Investments |
26464 |
27664 |
92028 |
82528 |
10135 |
11055 |
|
|
|
(30.4) |
(28.3) |
(43.5) |
(38.4) |
(21.2) |
(20.9) |
|
6.1. |
Investments in India |
26464 |
27664 |
92028 |
82528 |
10135 |
11055 |
|
(i) |
Government securities |
20385 |
20988 |
83780 |
74101 |
9451 |
10375 |
|
(ii) |
Other approved securities |
115 |
15 |
1088 |
1088 |
505 |
505 |
|
(iii) |
Shares |
283 |
276 |
226 |
145 |
23 |
19 |
|
(iv) |
Debentures and Bonds |
3350 |
3078 |
736 |
311 |
156 |
156 |
|
(v) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
|
(vi) |
Others |
2331 |
3307 |
6198 |
6883 |
— |
— |
|
6.2. |
Investments outside India |
— |
— |
— |
— |
— |
— |
|
(i) |
Government securities |
— |
— |
— |
— |
— |
— |
|
(ii) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
|
(iii) |
Others |
— |
— |
— |
— |
— |
— |
7. |
Advances |
42376 |
49083 |
81192 |
88829 |
23075 |
25375 |
|
|
|
(48.7) |
(50.2) |
(38.4) |
(41.3) |
(48.4) |
(48.0) |
|
Type-wise |
|
|
|
|
|
|
|
7A.1. |
Bills purchased and discounted |
2633 |
1971 |
13479 |
36768 |
7485 |
3171 |
|
7A.2. |
Cash credits, overdrafts & loans |
20924 |
23968 |
48399 |
41400 |
10869 |
8189 |
|
7A.3. |
Term loans |
18819 |
23144 |
19314 |
10661 |
4721 |
14015 |
|
Security-wise |
|
|
|
|
|
|
|
7B.1. |
Secured by tangible assets |
34139 |
41204 |
65269 |
49434 |
11521 |
20232 |
|
7B.2. |
Covered by Bank/Govt. Guarantees |
778 |
— |
11379 |
27503 |
7441 |
3220 |
|
7B.3. |
Unsecured |
7459 |
7880 |
4543 |
11891 |
4113 |
1923 |
|
Sector-wise |
|
|
|
|
|
|
|
7C.I. |
Advances in India |
42376 |
49084 |
81192 |
88828 |
23075 |
25376 |
|
(i) |
Priority sectors |
13242 |
15963 |
11892 |
7468 |
907 |
2359 |
|
(ii) |
Public sectors |
— |
— |
— |
— |
4178 |
2153 |
|
(iii) |
Banks |
778 |
— |
11095 |
27500 |
— |
— |
|
(iv) |
others |
28356 |
33121 |
58205 |
53860 |
17990 |
20864 |
|
7C.II. |
Advances outside India |
— |
— |
— |
— |
— |
— |
8. |
Fixed Assets |
1316 |
1548 |
3144 |
2930 |
4825 |
4751 |
|
|
|
(1.5) |
(1.6) |
(1.5) |
(1.4) |
(10.1) |
(9.0) |
|
8.1. |
Premises |
302 |
390 |
2772 |
2653 |
4762 |
4692 |
|
8.2. |
Fixed assets under construction |
82 |
215 |
— |
— |
— |
— |
|
8.3. |
Other Fixed assets |
932 |
943 |
372 |
277 |
63 |
59 |
9. |
Other Assets |
2023 |
2298 |
9218 |
17721 |
1036 |
1682 |
|
|
|
(2.3) |
(2.3) |
(4.4) |
(8.2) |
(2.2) |
(3.2) |
|
9.1 |
Inter - office adjustments (net) |
19 |
347 |
127 |
248 |
— |
— |
|
9.2 |
Interest accrued |
655 |
578 |
1759 |
1738 |
356 |
335 |
|
9.3 |
Tax paid |
925 |
852 |
1526 |
2439 |
401 |
155 |
|
9.4 |
Stationery and Stamps |
27 |
24 |
58 |
59 |
2 |
2 |
|
9.5 |
Others |
397 |
497 |
5748 |
13237 |
277 |
1190 |
|
Total Assets |
86982 |
97840 |
211331 |
215086 |
47695 |
52910 |
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(Amount in Rs. lakh) |
Items |
As on March 31 |
South Indian Bank |
Tamilnad Mercantile Bank |
United Western Bank |
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
(49) |
(50) |
(51) |
(52) |
(53) |
(54) |
1. |
Capital |
4768 |
7041 |
28 |
28 |
2989 |
9450 |
|
|
|
|
(0.5) |
(0.7) |
(0.0) |
(0.0) |
(0.4) |
(1.3) |
2. |
Reserves and Surplus |
40757 |
57045 |
55855 |
65651 |
21406 |
20682 |
|
|
|
|
(4.3) |
(5.3) |
(9.9) |
(10.8) |
(3.0) |
(2.9) |
|
2.1. |
|
Statutory Reserves |
10027 |
11300 |
17220 |
20270 |
8713 |
8713 |
|
2.2. |
|
Capital Reserves |
2815 |
4077 |
340 |
414 |
19 |
19 |
|
2.3. |
|
Share Premium |
10062 |
22789 |
— |
— |
5473 |
4875 |
|
2.4. |
|
Investments Fluctuations Reserves |
8206 |
8206 |
— |
— |
4925 |
4925 |
|
2.5. |
|
Revenue and other Reserves |
9643 |
10025 |
38272 |
44936 |
2276 |
2150 |
|
2.6. |
|
Balance of Profit |
4 |
648 |
23 |
31 |
— |
— |
3. |
Deposits |
849232 |
957865 |
482688 |
520287 |
645287 |
648019 |
|
|
|
|
(89.6) |
(88.5) |
(85.9) |
(85.3) |
(91.1) |
(90.4) |
|
Type-wise |
|
|
|
|
|
|
|
3A.1. Demand deposits |
47872 |
56357 |
67403 |
74840 |
89236 |
122247 |
|
(i) |
|
From banks |
220 |
369 |
308 |
150 |
2486 |
3972 |
|
(ii) |
|
From others |
47652 |
55988 |
67095 |
74690 |
86750 |
118275 |
|
3A.2. |
Savings bank deposits |
162630 |
196631 |
59927 |
73011 |
118438 |
137557 |
|
3A.3. |
Term deposits |
638730 |
704877 |
355358 |
372436 |
437613 |
388215 |
|
(i) |
|
From banks |
54920 |
31416 |
20400 |
10490 |
63250 |
52023 |
|
(ii) |
|
From others |
583810 |
673461 |
334958 |
361946 |
374363 |
336192 |
|
Location-wise |
|
|
|
|
|
|
|
3B.1. |
Deposits of branches in India |
849231 |
957866 |
482688 |
520287 |
645288 |
648019 |
|
3B.2. |
Deposits of branches outside India |
— |
— |
— |
— |
— |
— |
4. |
Borrowings |
373 |
72 |
1134 |
2314 |
3790 |
3042 |
|
|
|
|
(0.0) |
(0.0) |
(0.2) |
(0.4) |
(0.5) |
(0.4) |
|
4.1. |
|
Borrowings in India |
97 |
72 |
1134 |
2314 |
3352 |
3042 |
|
(i) |
|
From Reserve Bank of India |
— |
— |
— |
2000 |
— |
— |
|
(ii) |
|
From other banks |
2 |
— |
— |
— |
— |
— |
|
(iii) |
|
From other institutions and agencies |
95 |
72 |
1134 |
314 |
3352 |
3042 |
|
4.2. |
|
Borrowings outside India |
276 |
— |
— |
— |
438 |
— |
|
Secured borrowings included in 4. |
— |
— |
— |
— |
— |
— |
5. |
Other Liabilities |
52623 |
60719 |
21976 |
21993 |
34892 |
35506 |
|
|
|
|
(5.6) |
(5.6) |
(3.9) |
(3.6) |
(4.9) |
(5.0) |
|
5.1. |
|
Bills Payable |
9093 |
9135 |
11448 |
13245 |
3359 |
5817 |
|
5.2. |
|
Inter-office adjustments |
601 |
— |
— |
— |
2179 |
2053 |
|
5.3. |
|
Interest accured |
3158 |
3525 |
1579 |
1743 |
5514 |
5949 |
|
5.4. |
|
Others (including provisions) |
39771 |
48059 |
8949 |
7005 |
23840 |
21687 |
|
Total Liabilities |
947753 |
1082742 |
561681 |
610273 |
708364 |
716699 |
|
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Note: Figures in brackets indicate per cent share in total.
Source: Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
Items |
As on March 31 |
South Indian Bank |
Tamilnad Mercantile Bank |
United Western Bank |
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
(49) |
(50) |
(51) |
(52) |
(53) |
(54) |
1. |
Cash in hand |
5987 |
6763 |
4317 |
3811 |
5840 |
5901 |
|
|
|
(0.6) |
(0.6) |
(0.8) |
(0.6) |
(0.8) |
(0.8) |
2. |
Balances with RBI |
37329 |
47845 |
26073 |
24320 |
31542 |
23536 |
|
|
|
(3.9) |
(4.4) |
(4.6) |
(4.0) |
(4.5) |
(3.3) |
3. |
Balances with banks in India |
20366 |
56853 |
15512 |
11413 |
23230 |
18089 |
|
|
|
(2.1) |
(5.3) |
(2.8) |
(1.9) |
(3.3) |
(2.5) |
4. |
Money at call and short notice |
— |
10500 |
4725 |
2625 |
— |
— |
|
|
|
— |
(1.0) |
(0.8) |
(0.4) |
— |
— |
5. |
Balances with banks outside India |
6440 |
12387 |
1329 |
703 |
477 |
2293 |
|
|
|
(0.7) |
(1.1) |
(0.2) |
(0.1) |
(0.1) |
(0.3) |
6. |
Investments |
313342 |
273938 |
228556 |
236194 |
210235 |
221393 |
|
|
|
(33.1) |
(25.3) |
(40.7) |
(38.7) |
(29.7) |
(30.9) |
|
6.1. |
Investments in India |
313342 |
273938 |
228556 |
236194 |
210235 |
221393 |
|
(i) |
Government securities |
287864 |
245605 |
137566 |
143011 |
160980 |
170094 |
|
(ii) |
Other approved securities |
5101 |
4902 |
4821 |
3777 |
2561 |
2561 |
|
(iii) |
Shares |
739 |
1004 |
85 |
155 |
1011 |
1024 |
|
(iv) |
Debentures and Bonds |
13233 |
11460 |
81855 |
81820 |
36873 |
34444 |
|
(v) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
8 |
8 |
|
(vi) |
Others |
6405 |
10967 |
4229 |
7431 |
8802 |
13262 |
|
6.2. |
Investments outside India |
— |
— |
— |
— |
— |
— |
|
(i) |
Government securities |
— |
— |
— |
— |
— |
— |
|
(ii) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
|
(iii) |
Others |
— |
— |
— |
— |
— |
— |
7. |
Advances |
536526 |
637023 |
262624 |
312639 |
397628 |
400627 |
|
|
|
(56.6) |
(58.8) |
(46.8) |
(51.2) |
(56.1) |
(55.9) |
|
Type-wise |
|
|
|
|
|
|
|
7A.1. |
Bills purchased and discounted |
53318 |
56069 |
25171 |
24280 |
86667 |
63809 |
|
7A.2. |
Cash credits, overdrafts & loans |
186251 |
237704 |
151067 |
169658 |
201731 |
218014 |
|
7A.3. |
Term loans |
296957 |
343250 |
86386 |
118701 |
109230 |
118804 |
|
Security-wise |
|
|
|
|
|
|
|
7B.1. |
Secured by tangible assets |
449368 |
530805 |
232853 |
278912 |
292721 |
307190 |
|
7B.2. |
Covered by Bank/Govt. Guarantees |
32566 |
31730 |
1080 |
14743 |
64581 |
27232 |
|
7B.3. |
Unsecured |
54593 |
74488 |
28691 |
18984 |
40326 |
66205 |
|
Sector-wise |
|
|
|
|
|
|
|
7C.I. |
Advances in India |
536526 |
637023 |
262624 |
312639 |
397628 |
400626 |
|
(i) |
Priority sectors |
170973 |
226685 |
124431 |
143986 |
127574 |
155094 |
|
(ii) |
Public sectors |
56967 |
60432 |
8664 |
— |
— |
— |
|
(iii) |
Banks |
— |
— |
— |
— |
60453 |
20000 |
|
(iv) |
others |
308586 |
349906 |
129529 |
168653 |
209601 |
225532 |
|
7C.II. |
Advances outside India |
— |
— |
— |
— |
— |
— |
8. |
Fixed Assets |
7760 |
8981 |
5090 |
5243 |
10806 |
10341 |
|
|
|
(0.8) |
(0.8) |
(0.9) |
(0.9) |
(1.5) |
(1.4) |
|
8.1. |
Premises |
6385 |
7564 |
2859 |
2723 |
7932 |
7805 |
|
8.2. |
Fixed assets under construction |
— |
— |
— |
— |
— |
— |
|
8.3. |
Other Fixed assets |
1375 |
1417 |
2231 |
2520 |
2874 |
2536 |
9. |
Other Assets |
20000 |
28453 |
13454 |
13327 |
28607 |
34521 |
|
|
|
(2.1) |
(2.6) |
(2.4) |
(2.2) |
(4.0) |
(4.8) |
|
9.1 |
Inter - office adjustments (net) |
— |
6613 |
— |
— |
— |
— |
|
9.2 |
Interest accrued |
10061 |
10664 |
7482 |
7841 |
4691 |
4240 |
|
9.3 |
Tax paid |
— |
— |
— |
— |
7046 |
5708 |
|
9.4 |
Stationery and Stamps |
140 |
115 |
21 |
15 |
270 |
307 |
|
9.5 |
Others |
9799 |
11061 |
5951 |
5471 |
16600 |
24266 |
|
Total Assets |
947750 |
1082743 |
561680 |
610275 |
708365 |
716701 |
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(Amount in Rs. lakh) |
|
|
|
|
As on March 31 |
|
|
|
Items |
UTI Bank |
Yes Bank |
|
|
|
|
2005 |
2006 |
2005 |
2006 |
|
|
|
|
(55) |
(56) |
(57) |
(58) |
1. |
Capital |
27380 |
27869 |
20000 |
27000 |
|
|
|
|
(0.7) |
(0.6) |
( 15.6) |
( 6.5) |
2. |
Reserves and Surplus |
214780 |
260693 |
1700 |
30269 |
|
|
|
|
(5.7) |
(5.2) |
(1.3) |
(7.3) |
|
2.1. |
|
Statutory Reserves |
29865 |
41992 |
— |
1383 |
|
2.2. |
|
Capital Reserves |
6226 |
7271 |
— |
— |
|
2.3. |
|
Share Premium |
126895 |
135546 |
1700 |
25113 |
|
2.4. |
|
Investments Fluctuations Reserves |
29281 |
— |
— |
— |
|
2.5. |
|
Revenue and other Reserves |
2772 |
2780 |
— |
— |
|
2.6. |
|
Balance of Profit |
19741 |
73104 |
— |
3773 |
3. |
Deposits |
3171199 |
4011353 |
66304 |
291038 |
|
|
|
|
(84.0) |
(80.7) |
(51.9) |
(69.9) |
|
Type-wise |
|
|
|
|
|
3A.1. Demand deposits |
715483 |
797008 |
715 |
30093 |
|
(i) |
|
From banks |
32200 |
43952 |
— |
— |
|
(ii) |
|
From others |
683283 |
753056 |
715 |
30093 |
|
3A.2. |
Savings bank deposits |
489086 |
806544 |
198 |
1077 |
|
3A.3. |
Term deposits |
1966630 |
2407801 |
65391 |
259868 |
|
(i) |
|
From banks |
437874 |
505358 |
— |
53900 |
|
(ii) |
|
From others |
1528756 |
1902443 |
65391 |
205968 |
|
Location-wise |
|
|
|
|
|
3B.1. |
Deposits of branches in India |
3171200 |
4011353 |
66303 |
291038 |
|
3B.2. |
Deposits of branches outside India |
— |
— |
— |
— |
4. |
Borrowings |
178141 |
268093 |
36974 |
46476 |
|
|
|
|
(4.7) |
(5.4) |
(28.9) |
(11.2) |
|
4.1. |
|
Borrowings in India |
130021 |
209178 |
31899 |
33300 |
|
(i) |
|
From Reserve Bank of India |
— |
— |
— |
— |
|
(ii) |
|
From other banks |
17030 |
86798 |
20700 |
32300 |
|
(iii) |
|
From other institutions and agencies |
112991 |
122380 |
11199 |
1000 |
|
4.2. |
|
Borrowings outside India |
48120 |
58915 |
5075 |
13176 |
|
Secured borrowings included in 4. |
22787 |
12994 |
— |
— |
5. |
Other Liabilities |
182868 |
405103 |
2840 |
21472 |
|
|
|
|
(4.8) |
(8.1) |
(2.2) |
(5.2) |
|
5.1. |
|
Bills Payable |
48709 |
113529 |
175 |
1229 |
|
5.2. |
|
Inter-office adjustments |
— |
— |
— |
— |
|
5.3. |
|
Interest accured |
4780 |
6452 |
284 |
1588 |
|
5.4. |
|
Others (including provisions) |
129379 |
285122 |
2381 |
18655 |
|
Total Liabilities |
3774368 |
4973111 |
127818 |
416255 |
|
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Note: Figures in brackets indicate per cent share in total.
Source: Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
Items |
As on March 31 |
UTI Bank |
Yes Bank |
2005 |
2006 |
2005 |
2006 |
(55) |
(56) |
(57) |
(58) |
1. |
Cash in hand |
27290 |
48983 |
28 |
90 |
|
|
|
(0.7) |
(1.0) |
(0.0) |
(0.0) |
2. |
Balances with RBI |
317584 |
193957 |
4105 |
8727 |
|
|
|
(8.4) |
(3.9) |
(3.2) |
(2.1) |
3. |
Balances with banks in India |
50652 |
43085 |
6 |
24 |
|
|
|
(1.3) |
(0.9) |
(0.0) |
(0.0) |
4. |
Money at call and short notice |
46021 |
69978 |
1000 |
11626 |
|
|
|
(1.2) |
(1.4) |
(0.8) |
(2.8) |
5. |
Balances with banks outside India |
8746 |
8182 |
163 |
1090 |
|
|
|
(0.2) |
(0.2) |
(0.1) |
(0.3) |
6. |
Investments |
1504802 |
2152735 |
39486 |
135014 |
|
|
|
(39.9) |
(43.3) |
(30.9) |
(32.4) |
|
6.1. |
Investments in India |
1504802 |
2152735 |
39486 |
135014 |
|
(i) |
Government securities |
751869 |
1176967 |
26870 |
81194 |
|
(ii) |
Other approved securities |
— |
— |
— |
— |
|
(iii) |
Shares |
21741 |
42980 |
— |
163 |
|
(iv) |
Debentures and Bonds |
598491 |
693491 |
12566 |
31741 |
|
(v) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
|
(vi) |
Others |
132701 |
239297 |
50 |
21916 |
|
6.2. |
Investments outside India |
— |
— |
— |
— |
|
(i) |
Government securities |
— |
— |
— |
— |
|
(ii) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
|
(iii) |
Others |
— |
— |
— |
— |
7. |
Advances |
1560292 |
2231423 |
76098 |
240709 |
|
|
|
(41.3) |
(44.9) |
(59.5) |
(57.8) |
|
Type-wise |
|
|
|
|
|
7A.1. |
Bills purchased and discounted |
74265 |
58381 |
2784 |
5335 |
|
7A.2. |
Cash credits, overdrafts & loans |
445484 |
604662 |
8329 |
37721 |
|
7A.3. |
Term loans |
1040543 |
1568380 |
64985 |
197653 |
|
Security-wise |
|
|
|
|
|
7B.1. |
Secured by tangible assets |
1347846 |
1978890 |
36987 |
170198 |
|
7B.2. |
Covered by Bank/Govt. Guarantees |
10003 |
26655 |
126 |
690 |
|
7B.3. |
Unsecured |
202443 |
225879 |
38985 |
69821 |
|
Sector-wise |
|
|
|
|
|
7C.I. |
Advances in India |
1560293 |
2231419 |
76098 |
240710 |
|
(i) |
Priority sectors |
440359 |
772993 |
2500 |
63432 |
|
(ii) |
Public sectors |
3834 |
6360 |
— |
— |
|
(iii) |
Banks |
198 |
2517 |
— |
— |
|
(iv) |
others |
1115902 |
1449549 |
73598 |
177278 |
|
7C.II. |
Advances outside India |
— |
3 |
— |
— |
8. |
Fixed Assets |
51843 |
56772 |
1964 |
3472 |
|
|
|
(1.4) |
(1.1) |
(1.5) |
(0.8) |
|
8.1. |
Premises |
2985 |
2818 |
— |
— |
|
8.2. |
Fixed assets under construction |
1564 |
1437 |
330 |
529 |
|
8.3. |
Other Fixed assets |
47294 |
52517 |
1634 |
2943 |
9. |
Other Assets |
207137 |
167998 |
4966 |
15501 |
|
|
|
(5.5) |
(3.4) |
(3.9) |
(3.7) |
|
9.1 |
Inter - office adjustments (net) |
— |
— |
— |
— |
|
9.2 |
Interest accrued |
26725 |
39709 |
793 |
1990 |
|
9.3 |
Tax paid |
9678 |
10947 |
34 |
2487 |
|
9.4 |
Stationery and Stamps |
70 |
80 |
— |
— |
|
9.5 |
Others |
170664 |
117262 |
4139 |
11024 |
|
Total Assets |
3774367 |
4973113 |
127816 |
416253 |
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |