(Amount in Rs. lakh) |
Items |
As on March 31 |
Ganesh Bank
of Kurundwad # |
HDFC Bank |
ICICI Bank |
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
(19) |
(20) |
(21) |
(22) |
(23) |
(24) |
1. |
Capital |
|
182 |
|
30988 |
31314 |
108678 |
123983 |
|
|
|
|
|
(0.8) |
|
(0.6) |
(0.4) |
(0.6) |
(0.5) |
|
|
|
|
|
|
|
|
|
|
|
2. |
Reserves and Surplus |
|
931 |
|
421040 |
498646 |
1181319 |
2131616 |
|
|
|
|
|
(4.0) |
|
(8.2) |
(6.8) |
(7.0) |
(8.5) |
|
2.1. |
|
Statutory Reserves |
369 |
|
61876 |
83646 |
146273 |
209873 |
|
2.2. |
|
Capital Reserves |
14s |
|
62 |
174 |
48500 |
55300 |
|
2.3. |
|
Share Premium |
|
10 |
|
227468 |
237671 |
398923 |
1181756 |
|
2.4. |
|
Investments Fluctuations Reserves |
103 |
|
48419 |
— |
51600 |
— |
|
2.5. |
|
Revenue and other Reserves |
435 |
|
22981 |
31653 |
517201 |
655343 |
|
2.6. |
|
Balance of Profit |
— |
|
60234 |
145502 |
18822 |
29344 |
3. |
Deposits |
|
21744 |
|
3635425 |
5579682 |
9981878 |
16508316 |
|
|
|
|
|
(93.1) |
|
(70.7) |
(75.9) |
(59.5) |
(65.7) |
|
Type-wise |
|
|
|
|
|
|
|
|
3A.1. Demand deposits |
1449 |
|
1063046 |
1475246 |
1283690 |
1657348 |
|
(i) |
|
From banks |
|
124 |
|
56698 |
59578 |
19765 |
42240 |
|
(ii) |
|
From others |
|
1325 |
|
1006348 |
1415668 |
1263925 |
1615108 |
|
3A.2. |
Savings bank deposits |
4372 |
|
1141838 |
1618579 |
1139182 |
2093698 |
|
3A.3. |
Term deposits |
|
15923 |
|
1430541 |
2485857 |
7559006 |
12757270 |
|
(i) |
|
From banks |
|
29 |
|
39345 |
86047 |
644680 |
1070804 |
|
(ii) |
|
From others |
|
15894 |
|
1391196 |
2399810 |
6914326 |
11686466 |
|
Location-wise |
|
|
|
|
|
|
|
|
3B.1. |
Deposits of branches in India |
21743 |
|
3635425 |
5579682 |
9637914 |
15651284 |
|
3B.2. |
Deposits of branches outside India |
— |
|
— |
— |
343964 |
857033 |
4. |
Borrowings |
|
7 |
|
479001 |
285848 |
3354450 |
3852191 |
|
|
|
|
|
(0.0) |
|
(9.3) |
(3.9) |
(20.0) |
(15.3) |
|
4.1. |
|
Borrowings in India |
7 |
|
380100 |
141078 |
1987401 |
1696092 |
|
(i) |
|
From Reserve Bank of India |
— |
|
— |
— |
— |
— |
|
(ii) |
|
From other banks |
— |
|
329100 |
124397 |
207793 |
393702 |
|
(iii) |
|
From other institutions and agencies |
7 |
|
51000 |
16681 |
1779608 |
1302390 |
|
4.2. |
|
Borrowings outside India |
— |
|
98901 |
144770 |
1367049 |
2156099 |
|
Secured borrowings included in 4. |
— |
|
51000 |
16681 |
— |
— |
5. |
Other Liabilities |
|
485 |
|
576446 |
955149 |
2139616 |
2522789 |
|
|
|
|
|
(2.1) |
|
(11.2) |
(13.0) |
(12.8) |
(10.0) |
|
5.1. |
|
Bills Payable |
|
185 |
|
155473 |
207958 |
279448 |
332720 |
|
5.2. |
|
Inter-office adjustments |
111 |
|
— |
— |
56142 |
34965 |
|
5.3. |
|
Interest accured |
66 |
|
58430 |
82641 |
131165 |
138465 |
|
5.4. |
|
Others (including provisions) |
123 |
|
362543 |
664550 |
1672861 |
2016639 |
|
Total Liabilities |
|
23349 |
|
5142900 |
7350639 |
16765941 |
25138895 |
|
|
|
|
|
(100.0) |
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Notes:Figures in brackets indicate per cent share in total.
# See “Explanatory Notes’
Source: Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
Items |
As on March 31 |
Ganesh Bank
of Kurundwad # |
HDFC Bank |
ICICI Bank |
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
(19) |
(20) |
(21) |
(22) |
(23) |
(24) |
1. |
Cash in hand |
621 |
|
35357 |
50771 |
55448 |
120882 |
|
|
|
(2.7) |
|
(0.7) |
(0.7) |
(0.3) |
(0.5) |
2. |
Balances with RBI |
1192 |
|
229656 |
279890 |
579042 |
772555 |
|
|
|
(5.1) |
|
(4.5) |
(3.8) |
(3.5) |
(3.1) |
3. |
Balances with banks in India |
250 |
|
130211 |
177565 |
122902 |
105885 |
|
|
|
(1.1) |
|
(2.5) |
(2.4) |
(0.7) |
(0.4) |
4. |
Money at call and short notice |
1599 |
|
50731 |
140381 |
295766 |
145362 |
|
|
|
(6.8) |
|
(1.0) |
(1.9) |
(1.8) |
(0.6) |
5. |
Balances with banks outside India |
— |
|
1445 |
43293 |
239839 |
559338 |
|
|
|
— |
|
(0.0) |
(0.6) |
(1.4) |
(2.2) |
6. |
Investments |
8239 |
|
1934981 |
2839396 |
5048735 |
7154740 |
|
|
|
(35.3) |
|
(37.6) |
(38.6) |
(30.1) |
(28.5) |
|
6.1. |
Investments in India |
8239 |
|
1934981 |
2839396 |
4897583 |
6703644 |
|
(i) |
Government securities |
7940 |
|
1122707 |
1963284 |
3445168 |
5107444 |
|
(ii) |
Other approved securities |
274 |
|
673 |
573 |
3012 |
6 |
|
(iii) |
Shares |
— |
|
8955 |
7694 |
191478 |
205785 |
|
(iv) |
Debentures and Bonds |
25 |
|
679879 |
812182 |
285403 |
180403 |
|
(v) |
Subsidiaries and/or joint ventures |
— |
|
243 |
2156 |
128481 |
166917 |
|
(vi) |
Others |
— |
|
122524 |
53507 |
844041 |
1043089 |
|
6.2. |
Investments outside India |
— |
|
— |
— |
151152 |
451096 |
|
(i) |
Government securities |
— |
|
— |
— |
3779 |
13424 |
|
(ii) |
Subsidiaries and/or joint ventures |
— |
|
— |
— |
78188 |
119153 |
|
(iii) |
Others |
— |
|
— |
— |
69185 |
318519 |
7. |
Advances |
9452 |
|
2556630 |
3506126 |
9140515 |
14616311 |
|
|
|
(40.5) |
|
(49.7) |
(47.7) |
(54.5) |
(58.1) |
|
Type-wise |
|
|
|
|
|
|
|
7A.1. |
Bills purchased and discounted |
67 |
|
465567 |
137677 |
681182 |
943982 |
|
7A.2. |
Cash credits, overdrafts & loans |
1825 |
|
553628 |
788199 |
1233444 |
2493283 |
|
7A.3. |
Term loans |
7560 |
|
1537435 |
2580250 |
7225889 |
11179046 |
|
Security-wise |
|
|
|
|
|
|
|
7B.1. |
Secured by tangible assets |
9385 |
|
1944737 |
2372996 |
7785177 |
11997324 |
|
7B.2. |
Covered by Bank/Govt. Guarantees |
15 |
|
13737 |
51858 |
101046 |
135087 |
|
7B.3. |
Unsecured |
52 |
|
598156 |
1081272 |
1254292 |
2483900 |
|
Sector-wise |
|
|
|
|
|
|
|
7C.I. |
Advances in India |
9452 |
|
2556630 |
3506126 |
8518676 |
13363918 |
|
(i) |
Priority sectors |
5913 |
|
561662 |
1086453 |
2008929 |
4267562 |
|
(ii) |
Public sectors |
— |
|
43716 |
38499 |
111543 |
115720 |
|
(iii) |
Banks |
— |
|
1087 |
1187 |
45172 |
489 |
|
(iv) |
others |
3539 |
|
1950165 |
2379987 |
6353032 |
8980147 |
|
7C.II. |
Advances outside India |
— |
|
— |
— |
621840 |
1252394 |
8. |
Fixed Assets |
1070 |
|
70832 |
85508 |
403805 |
398071 |
|
|
|
(4.6) |
|
(1.4) |
(1.2) |
(2.4) |
(1.6) |
|
8.1. |
Premises |
900 |
|
25062 |
26326 |
173137 |
181704 |
|
8.2. |
Fixed assets under construction |
— |
|
— |
— |
— |
— |
|
8.3. |
Other Fixed assets |
170 |
|
45770 |
59182 |
230668 |
216367 |
9. |
Other Assets |
924 |
|
133057 |
227709 |
879889 |
1265752 |
|
|
|
(4.0) |
|
(2.6) |
(3.1) |
(5.2) |
(5.0) |
|
9.1 |
Inter - office adjustments (net) |
— |
|
— |
— |
— |
— |
|
9.2 |
Interest accrued |
173 |
|
51380 |
92183 |
131244 |
215431 |
|
9.3 |
Tax paid |
24 |
|
16720 |
34950 |
266440 |
282205 |
|
9.4 |
Stationery and Stamps |
11 |
|
493 |
1796 |
36 |
17 |
|
9.5 |
Others |
716 |
|
64464 |
98780 |
482169 |
768099 |
|
Total Assets |
23347 |
|
5142900 |
7350639 |
16765941 |
25138896 |
|
|
|
(100.0) |
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(Amount in Rs. lakh) |
Items |
As on March 31 |
IndusInd Bank |
ING Vysya Bank |
Jammu & Kashmir Bank |
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
(25) |
(26) |
(27) |
(28) |
(29) |
(30) |
1. |
Capital |
29051 |
29051 |
2271 |
9072 |
4849 |
4849 |
|
|
|
|
(1.9) |
(1.6) |
(0.1) |
(0.5) |
(0.2) |
(0.2) |
2. |
Reserves and Surplus |
53875 |
57555 |
81908 |
92895 |
161690 |
175098 |
|
|
|
|
(3.4) |
(3.3) |
(5.3) |
(5.5) |
(6.6) |
(6.6) |
|
2.1. |
|
Statutory Reserves |
5379 |
6299 |
19851 |
20077 |
42378 |
46841 |
|
2.2. |
|
Capital Reserves |
2639 |
2781 |
15632 |
17640 |
3257 |
3503 |
|
2.3. |
|
Share Premium |
29650 |
29650 |
32979 |
43619 |
8678 |
8678 |
|
2.4. |
|
Investments Fluctuations Reserves |
7890 |
— |
5510 |
— |
25206 |
— |
|
2.5. |
|
Revenue and other Reserves |
236 |
236 |
11396 |
11430 |
71377 |
116076 |
|
2.6. |
|
Balance of Profit |
8081 |
18589 |
-3460 |
129 |
10794 |
— |
|
|
|
|
|
|
|
|
|
|
3. |
Deposits |
1311428 |
1500630 |
1256930 |
1333525 |
2164497 |
2348464 |
|
|
|
|
(83.9) |
(85.2) |
(81.7) |
(79.5) |
(88.6) |
(88.8) |
|
Type-wise |
|
|
|
|
|
|
|
3A.1. Demand deposits |
89344 |
120138 |
133818 |
150905 |
274008 |
301139 |
|
(i) |
|
From banks |
3868 |
6825 |
2410 |
5132 |
5073 |
5013 |
|
(ii) |
|
From others |
85476 |
113313 |
131408 |
145773 |
268935 |
296126 |
|
3A.2. |
Savings bank deposits |
50862 |
72924 |
170773 |
209345 |
418565 |
501351 |
|
3A.3. |
Term deposits |
1171222 |
1307568 |
952339 |
973275 |
1471924 |
1545974 |
|
(i) |
|
From banks |
292326 |
350608 |
105851 |
88649 |
322836 |
262975 |
|
(ii) |
|
From others |
878896 |
956960 |
846488 |
884626 |
1149088 |
1282999 |
|
Location-wise |
|
|
|
|
|
|
|
3B.1. |
Deposits of branches in India |
1311428 |
1500630 |
1256930 |
1333526 |
2164497 |
2348464 |
|
3B.2. |
Deposits of branches outside India |
— |
— |
— |
— |
— |
— |
4. |
Borrowings |
61062 |
53495 |
83078 |
110745 |
31948 |
26393 |
|
|
|
|
(3.9) |
(3.0) |
(5.4) |
(6.6) |
(1.3) |
(1.0) |
|
4.1. |
|
Borrowings in India |
36604 |
22208 |
37146 |
37170 |
14398 |
2301 |
|
(i) |
|
From Reserve Bank of India |
— |
— |
4500 |
4400 |
— |
— |
|
(ii) |
|
From other banks |
26271 |
7208 |
20986 |
30655 |
12000 |
— |
|
(iii) |
|
From other institutions and agencies |
10333 |
15000 |
11660 |
2115 |
2398 |
2301 |
|
4.2. |
|
Borrowings outside India |
24458 |
31287 |
45932 |
73575 |
17550 |
24092 |
|
Secured borrowings included in 4. |
21083 |
5500 |
— |
— |
— |
— |
5. |
Other Liabilities |
106787 |
121521 |
114869 |
130429 |
79297 |
90093 |
|
|
|
|
(6.8) |
(6.9) |
(7.5) |
(7.8) |
(3.2) |
(3.4) |
|
5.1. |
|
Bills Payable |
10451 |
15791 |
29370 |
31389 |
29156 |
15596 |
|
5.2. |
|
Inter-office adjustments |
— |
— |
7337 |
1575 |
10037 |
21184 |
|
5.3. |
|
Interest accured |
8116 |
8021 |
2524 |
2317 |
6928 |
12790 |
|
5.4. |
|
Others (including provisions) |
88220 |
97709 |
75638 |
95148 |
33176 |
40523 |
|
Total Liabilities |
1562203 |
1762252 |
1539056 |
1676666 |
2442281 |
2644897 |
|
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Note: Figures in brackets indicate per cent share in total.
Source: Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
Items |
As on March 31 |
IndusInd Bank |
ING Vysya Bank |
Jammu & Kashmir Bank |
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
(25) |
(26) |
(27) |
(28) |
(29) |
(30) |
1. |
Cash in hand |
4447 |
8314 |
8526 |
11240 |
11633 |
12743 |
|
|
|
(0.3) |
(0.5) |
(0.6) |
(0.7) |
(0.5) |
(0.5) |
2. |
Balances with RBI |
59162 |
52095 |
58141 |
72925 |
155956 |
81045 |
|
|
|
(3.8) |
(3.0) |
(3.8) |
(4.3) |
(6.4) |
(3.1) |
3. |
Balances with banks in India |
50274 |
77073 |
38554 |
28040 |
64238 |
109055 |
|
|
|
(3.2) |
(4.4) |
(2.5) |
(1.7) |
(2.6) |
(4.1) |
4. |
Money at call and short notice |
— |
— |
— |
— |
86000 |
25000 |
|
|
|
— |
— |
— |
— |
(3.5) |
(0.9) |
5. |
Balances with banks outside India |
1578 |
10569 |
6229 |
128 |
— |
898 |
|
|
|
(0.1) |
(0.6) |
(0.4) |
(0.0) |
— |
(0.0) |
6. |
Investments |
406917 |
540990 |
419590 |
437234 |
903190 |
900234 |
|
|
|
(26.0) |
(30.7) |
(27.3) |
(26.1) |
(37.0) |
(34.0) |
|
6.1. |
Investments in India |
406917 |
540990 |
419590 |
437234 |
903190 |
900234 |
|
(i) |
Government securities |
340489 |
458314 |
337193 |
375291 |
578475 |
635025 |
|
(ii) |
Other approved securities |
2389 |
255 |
1950 |
17 |
5125 |
4302 |
|
(iii) |
Shares |
2332 |
1323 |
5481 |
1453 |
7071 |
5486 |
|
(iv) |
Debentures and Bonds |
11183 |
14569 |
63064 |
41927 |
267714 |
176220 |
|
(v) |
Subsidiaries and/or joint ventures |
50 |
50 |
210 |
210 |
6857 |
6857 |
|
(vi) |
Others |
50474 |
66479 |
11692 |
18336 |
37948 |
72344 |
|
6.2. |
Investments outside India |
— |
— |
— |
— |
— |
— |
|
(i) |
Government securities |
— |
— |
— |
— |
— |
— |
|
(ii) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
|
(iii) |
Others |
— |
— |
— |
— |
— |
— |
7. |
Advances |
899975 |
931047 |
908058 |
1023152 |
1151714 |
1448311 |
|
|
|
(57.6) |
(52.8) |
(59.0) |
(61.0) |
(47.2) |
(54.8) |
|
Type-wise |
|
|
|
|
|
|
|
7A.1. |
Bills purchased and discounted |
109176 |
42076 |
67604 |
69651 |
33996 |
52040 |
|
7A.2. |
Cash credits, overdrafts & loans |
213588 |
194751 |
354141 |
439789 |
430406 |
502424 |
|
7A.3. |
Term loans |
577211 |
694220 |
486313 |
513712 |
687312 |
893847 |
|
Security-wise |
|
|
|
|
|
|
|
7B.1. |
Secured by tangible assets |
728632 |
774284 |
803364 |
870873 |
723295 |
920771 |
|
7B.2. |
Covered by Bank/Govt. Guarantees |
92583 |
37664 |
25586 |
23196 |
295263 |
351476 |
|
7B.3. |
Unsecured |
78760 |
119098 |
79109 |
129083 |
133157 |
176064 |
|
Sector-wise |
|
|
|
|
|
|
|
7C.I. |
Advances in India |
899976 |
931047 |
908059 |
1023153 |
1151714 |
1448310 |
|
(i) |
Priority sectors |
211511 |
249335 |
283078 |
310080 |
251011 |
282786 |
|
(ii) |
Public sectors |
33203 |
26497 |
16681 |
16044 |
334828 |
403008 |
|
(iii) |
Banks |
35269 |
3539 |
8603 |
2417 |
60031 |
75329 |
|
(iv) |
others |
619993 |
651676 |
599697 |
694612 |
505844 |
687187 |
|
7C.II. |
Advances outside India |
— |
— |
— |
— |
— |
— |
8. |
Fixed Assets |
32450 |
33958 |
31400 |
40541 |
20241 |
19472 |
|
|
|
(2.1) |
(1.9) |
(2.0) |
(2.4) |
(0.8) |
(0.7) |
|
8.1. |
Premises |
12227 |
12410 |
21939 |
20272 |
11472 |
10935 |
|
8.2. |
Fixed assets under construction |
118 |
310 |
748 |
11220 |
583 |
629 |
|
8.3. |
Other Fixed assets |
20105 |
21238 |
8713 |
9049 |
8186 |
7908 |
9. |
Other Assets |
107400 |
108206 |
68558 |
63406 |
49313 |
48141 |
|
|
|
(6.9) |
(6.1) |
(4.5) |
(3.8) |
(2.0) |
(1.8) |
|
9.1 |
Inter - office adjustments (net) |
44 |
231 |
— |
— |
— |
— |
|
9.2 |
Interest accrued |
8834 |
16202 |
10688 |
12410 |
18656 |
12831 |
|
9.3 |
Tax paid |
18645 |
22381 |
10177 |
8876 |
6957 |
7846 |
|
9.4 |
Stationery and Stamps |
19 |
22 |
174 |
217 |
293 |
276 |
|
9.5 |
Others |
79858 |
69370 |
47519 |
41903 |
23407 |
27188 |
|
Total Assets |
1562203 |
1762252 |
1539056 |
1676666 |
2442285 |
2644899 |
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(Amount in Rs. lakh) |
Items |
As on March 31 |
Karnataka Bank |
Karur Vysya Bank |
Kotak Mahindra Bank |
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
(31) |
(32) |
(33) |
(34) |
(35) |
(36) |
1. |
Capital |
12125 |
12127 |
1798 |
1798 |
12332 |
30929 |
|
|
|
|
(1.0) |
(0.8) |
(0.2) |
(0.2) |
(1.9) |
(3.0) |
|
|
|
|
|
|
|
|
|
|
2. |
Reserves and Surplus |
85680 |
98986 |
74290 |
85364 |
63362 |
55529 |
|
|
|
|
(6.8) |
(6.6) |
(9.4) |
(9.5) |
(9.7) |
(5.5) |
|
2.1. |
|
Statutory Reserves |
45700 |
56300 |
25893 |
29993 |
9901 |
12876 |
|
2.2. |
|
Capital Reserves |
— |
125 |
667 |
667 |
311 |
1276 |
|
2.3. |
|
Share Premium |
15954 |
15955 |
2990 |
2989 |
15626 |
7612 |
|
2.4. |
|
Investments Fluctuations Reserves |
12000 |
— |
7085 |
7085 |
3830 |
— |
|
2.5. |
|
Revenue and other Reserves |
12025 |
26600 |
37636 |
44536 |
14252 |
5129 |
|
2.6. |
|
Balance of Profit |
1 |
6 |
19 |
94 |
19442 |
28636 |
|
|
|
|
|
|
|
|
|
|
3. |
Deposits |
1083705 |
1324317 |
667219 |
757684 |
429953 |
656592 |
|
|
|
|
(86.5) |
(88.6) |
(84.6) |
(84.1) |
(66.0) |
(64.5) |
|
Type-wise |
|
|
|
|
|
|
|
3A.1. Demand deposits |
73545 |
89647 |
78523 |
95103 |
38856 |
75863 |
|
(i) |
|
From banks |
270 |
355 |
1470 |
1149 |
459 |
2679 |
|
(ii) |
|
From others |
73275 |
89292 |
77053 |
93954 |
38397 |
73184 |
|
3A.2. |
Savings bank deposits |
160561 |
186844 |
84525 |
108785 |
14691 |
48934 |
|
3A.3. |
Term deposits |
849599 |
1047826 |
504171 |
553796 |
376406 |
531795 |
|
(i) |
|
From banks |
38887 |
24472 |
53101 |
50821 |
18667 |
186507 |
|
(ii) |
|
From others |
810712 |
1023354 |
451070 |
502975 |
357739 |
345288 |
|
|
|
|
|
|
|
|
|
|
|
Location-wise |
|
|
|
|
|
|
|
3B.1. |
Deposits of branches in India |
1083706 |
1324316 |
667219 |
757684 |
429954 |
656592 |
|
3B.2. |
Deposits of branches outside India |
— |
— |
— |
— |
— |
— |
4. |
Borrowings |
24366 |
18269 |
9232 |
19562 |
90181 |
160924 |
|
|
|
|
(1.9) |
(1.2) |
(1.2) |
(2.2) |
(13.8) |
(15.8) |
|
4.1. |
|
Borrowings in India |
3587 |
1684 |
8533 |
6178 |
79270 |
149694 |
|
(i) |
|
From Reserve Bank of India |
— |
— |
— |
— |
— |
258 |
|
(ii) |
|
From other banks |
— |
— |
— |
472 |
77270 |
110495 |
|
(iii) |
|
From other institutions and agencies |
3587 |
1684 |
8533 |
5706 |
2000 |
38941 |
|
4.2. |
|
Borrowings outside India |
20779 |
16585 |
699 |
13384 |
10911 |
11230 |
|
Secured borrowings included in 4. |
— |
— |
— |
2499 |
— |
— |
|
|
|
|
|
|
|
|
|
|
5. |
Other Liabilities |
46796 |
41629 |
35947 |
36380 |
55459 |
113539 |
|
|
|
|
(3.7) |
(2.8) |
(4.6) |
(4.0) |
(8.5) |
(11.2) |
|
5.1. |
|
Bills Payable |
342 |
541 |
15054 |
14750 |
13625 |
19338 |
|
5.2. |
|
Inter-office adjustments |
24164 |
13691 |
— |
2613 |
— |
— |
|
5.3. |
|
Interest accured |
967 |
1197 |
3530 |
3967 |
3023 |
6548 |
|
5.4. |
|
Others (including provisions) |
21323 |
26200 |
17363 |
15050 |
38811 |
87653 |
|
Total Liabilities |
1252672 |
1495328 |
788486 |
900788 |
651287 |
1017513 |
|
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Note: Figures in brackets indicate per cent share in total.
Source: Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
Items |
As on March 31 |
Karnataka Bank |
Karur Vysya Bank |
Kotak Mahindra Bank |
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
(31) |
(32) |
(33) |
(34) |
(35) |
(36) |
1. |
Cash in hand |
7100 |
7977 |
6478 |
8474 |
2195 |
4559 |
|
|
|
(0.6) |
(0.5) |
(0.8) |
(0.9) |
(0.3) |
(0.4) |
2. |
Balances with RBI |
61668 |
45562 |
31671 |
38588 |
21678 |
37321 |
|
|
|
(4.9) |
(3.0) |
(4.0) |
(4.3) |
(3.3) |
(3.7) |
3. |
Balances with banks in India |
66653 |
39161 |
25025 |
27358 |
16929 |
10025 |
|
|
|
(5.3) |
(2.6) |
(3.2) |
(3.0) |
(2.6) |
(1.0) |
4. |
Money at call and short notice |
— |
27488 |
2000 |
2500 |
998 |
5000 |
|
|
|
— |
(1.8) |
(0.3) |
(0.3) |
(0.2) |
(0.5) |
5. |
Balances with banks outside India |
1827 |
1274 |
343 |
1314 |
239 |
2346 |
|
|
|
(0.1) |
(0.1) |
( 0.0) |
(0.1) |
( 0.0) |
(0.2) |
6. |
Investments |
455571 |
554858 |
221903 |
229813 |
182699 |
285553 |
|
|
|
(36.4) |
(37.1) |
(28.1) |
(25.5) |
(28.1) |
(28.1) |
|
6.1. |
Investments in India |
455571 |
554858 |
221903 |
229813 |
182699 |
285553 |
|
(i) |
Government securities |
336810 |
405615 |
184186 |
186123 |
132955 |
237165 |
|
(ii) |
Other approved securities |
3590 |
3536 |
3233 |
3133 |
1 |
1 |
|
(iii) |
Shares |
2692 |
6062 |
4394 |
3282 |
254 |
155 |
|
(iv) |
Debentures and Bonds |
111048 |
137285 |
26614 |
24787 |
13089 |
18364 |
|
(v) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
26441 |
17699 |
|
(vi) |
Others |
1431 |
2360 |
3476 |
12488 |
9959 |
12169 |
|
6.2. |
Investments outside India |
— |
— |
— |
— |
— |
— |
|
(i) |
Government securities |
— |
— |
— |
— |
— |
— |
|
(ii) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
|
(iii) |
Others |
— |
— |
— |
— |
— |
— |
7. |
Advances |
628744 |
779157 |
461981 |
555544 |
401715 |
634854 |
|
|
|
(50.2) |
(52.1) |
(58.6) |
(61.7) |
(61.7) |
(62.4) |
|
Type-wise |
|
|
|
|
|
|
|
7A.1. |
Bills purchased and discounted |
36764 |
44719 |
26944 |
32255 |
18384 |
9771 |
|
7A.2. |
Cash credits, overdrafts & loans |
343713 |
411649 |
175557 |
281902 |
18581 |
39048 |
|
7A.3. |
Term loans |
248267 |
322789 |
259480 |
241387 |
364750 |
586035 |
|
Security-wise |
|
|
|
|
|
|
|
7B.1. |
Secured by tangible assets |
440978 |
568604 |
350568 |
451934 |
292936 |
461967 |
|
7B.2. |
Covered by Bank/Govt. Guarantees |
91491 |
119368 |
35009 |
35689 |
— |
— |
|
7B.3. |
Unsecured |
96275 |
91185 |
76404 |
67922 |
108778 |
172887 |
|
Sector-wise |
|
|
|
|
|
|
|
7C.I. |
Advances in India |
628744 |
779157 |
461980 |
555545 |
401714 |
634854 |
|
(i) |
Priority sectors |
209419 |
277220 |
180317 |
237712 |
152376 |
227265 |
|
(ii) |
Public sectors |
65458 |
49275 |
53190 |
32139 |
— |
— |
|
(iii) |
Banks |
10246 |
596 |
8 |
28 |
83 |
12 |
|
(iv) |
others |
343621 |
452066 |
228465 |
285666 |
249255 |
407577 |
|
7C.II. |
Advances outside India |
— |
— |
— |
— |
— |
— |
8. |
Fixed Assets |
9655 |
10431 |
10215 |
9844 |
9709 |
10523 |
|
|
|
(0.8) |
(0.7) |
(1.3) |
(1.1) |
(1.5) |
(1.0) |
|
8.1. |
Premises |
5152 |
6139 |
5218 |
5202 |
5219 |
4945 |
|
8.2. |
Fixed assets under construction |
— |
— |
35 |
24 |
— |
— |
|
8.3. |
Other Fixed assets |
4503 |
4292 |
4962 |
4618 |
4490 |
5578 |
9. |
Other Assets |
21452 |
29420 |
28869 |
27354 |
15126 |
27332 |
|
|
|
(1.7) |
(2.0) |
(3.7) |
(3.0) |
(2.3) |
(2.7) |
|
9.1 |
Inter - office adjustments (net) |
— |
— |
4113 |
— |
— |
— |
|
9.2 |
Interest accrued |
11005 |
11994 |
6570 |
7415 |
4424 |
8393 |
|
9.3 |
Tax paid |
5615 |
10075 |
8808 |
9424 |
242 |
662 |
|
9.4 |
Stationery and Stamps |
183 |
174 |
221 |
245 |
17 |
30 |
|
9.5 |
Others |
4649 |
7177 |
9157 |
10270 |
10443 |
18247 |
|
Total Assets |
1252670 |
1495328 |
788485 |
900789 |
651288 |
1017513 |
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(Amount in Rs. lakh) |
Items |
As on March 31 |
Lakshmi Vilas Bank |
Lord Krishna Bank |
Nainital Bank |
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
(37) |
(38) |
(39) |
(40) |
(41) |
(42) |
1. |
Capital |
1151 |
1953 |
9445 |
9445 |
1500 |
3000 |
|
|
|
|
(0.3) |
(0.4) |
(3.8) |
(3.6) |
(1.4) |
(2.3) |
|
|
|
|
|
|
|
|
|
|
2. |
Reserves and Surplus |
21848 |
27151 |
8746 |
8839 |
6095 |
8274 |
|
|
|
|
(5.4) |
(5.5) |
(3.5) |
(3.4) |
(5.8) |
(6.3) |
|
2.1. |
|
Statutory Reserves |
12120 |
15542 |
2978 |
3071 |
1729 |
2034 |
|
2.2. |
|
Capital Reserves |
1683 |
1783 |
985 |
985 |
204 |
201 |
|
2.3. |
|
Share Premium |
1442 |
5055 |
2393 |
2393 |
1150 |
2600 |
|
2.4. |
|
Investments Fluctuations Reserves |
3599 |
4074 |
1500 |
— |
1128 |
1504 |
|
2.5. |
|
Revenue and other Reserves |
2982 |
660 |
890 |
2390 |
1884 |
1935 |
|
2.6. |
|
Balance of Profit |
22 |
37 |
— |
— |
— |
— |
3. |
Deposits |
349593 |
433637 |
217612 |
227887 |
93327 |
112504 |
|
|
|
|
(86.2) |
(88.1) |
(86.9) |
(87.7) |
(88.9) |
(85.1) |
|
Type-wise |
|
|
|
|
|
|
|
3A.1. Demand deposits |
42700 |
45308 |
15280 |
18200 |
7935 |
11825 |
|
(i) |
|
From banks |
332 |
182 |
267 |
136 |
253 |
167 |
|
(ii) |
|
From others |
42368 |
45126 |
15013 |
18064 |
7682 |
11658 |
|
3A.2. |
Savings bank deposits |
46856 |
54786 |
19417 |
23367 |
38126 |
48963 |
|
3A.3. |
Term deposits |
260037 |
333543 |
182915 |
186320 |
47266 |
51716 |
|
(i) |
|
From banks |
15946 |
39148 |
15936 |
25412 |
1718 |
4715 |
|
(ii) |
|
From others |
244091 |
294395 |
166979 |
160908 |
45548 |
47001 |
|
Location-wise |
|
|
|
|
|
|
|
3B.1. |
Deposits of branches in India |
349593 |
433638 |
217613 |
227888 |
93327 |
112503 |
|
3B.2. |
Deposits of branches outside India |
— |
— |
— |
— |
— |
— |
4. |
Borrowings |
6894 |
530 |
68 |
46 |
28 |
810 |
|
|
|
|
(1.7) |
(0.1) |
(0.0) |
(0.0) |
(0.0) |
(0.6) |
|
4.1. |
|
Borrowings in India |
2841 |
530 |
68 |
46 |
28 |
810 |
|
(i) |
|
From Reserve Bank of India |
— |
— |
— |
— |
— |
— |
|
(ii) |
|
From other banks |
— |
— |
— |
— |
20 |
— |
|
(iii) |
|
From other institutions and agencies |
2841 |
530 |
68 |
46 |
8 |
810 |
|
4.2. |
|
Borrowings outside India |
4053 |
— |
— |
— |
— |
— |
|
Secured borrowings included in 4. |
— |
— |
— |
— |
28 |
810 |
|
|
|
|
|
|
|
|
|
|
5. |
Other Liabilities |
25853 |
28665 |
14645 |
13716 |
4063 |
7555 |
|
|
|
|
(6.4) |
(5.8) |
(5.8) |
(5.3) |
(3.9) |
(5.7) |
|
5.1. |
|
Bills Payable |
5671 |
7641 |
1945 |
2541 |
1555 |
4639 |
|
5.2. |
|
Inter-office adjustments |
1833 |
966 |
1769 |
159 |
— |
— |
|
5.3. |
|
Interest accured |
1576 |
2134 |
1033 |
1049 |
350 |
301 |
|
5.4. |
|
Others (including provisions) |
16773 |
17924 |
9898 |
9967 |
2158 |
2615 |
|
Total Liabilities |
405339 |
491936 |
250516 |
259933 |
105013 |
132143 |
|
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Note: Figures in brackets indicate per cent share in total.
Source: Annual accounts of banks of respective years. |