(Amount in Rs. lakh) |
Items |
As on March 31 |
UFJ Bank |
2005 |
2006 |
(61) |
(62) |
1. |
Capital |
18680 |
|
|
|
|
|
(57.7) |
|
|
|
|
|
|
|
2. |
Reserves and Surplus |
4102 |
|
|
|
|
|
( 12.7) |
|
|
2.1. |
|
Statutory Reserves |
895 |
|
|
2.2. |
|
Capital Reserves |
75 |
|
|
2.3. |
|
Share Premium |
— |
|
|
2.4. |
|
Investments Fluctuations Reserves |
245 |
|
|
2.5. |
|
Revenue and other Reserves |
2887 |
|
|
2.6. |
|
Balance of Profit |
— |
|
3. |
Deposits |
7080 |
|
|
|
|
|
(21.9) |
|
|
Type-wise |
|
|
|
3A.1. Demand deposits |
3325 |
|
|
(i) |
|
From banks |
56 |
|
|
(ii) |
|
From others |
3269 |
|
|
3A.2. |
Savings bank deposits |
833 |
|
|
3A.3. |
Term deposits |
2922 |
|
|
(i) |
|
From banks |
— |
|
|
(ii) |
|
From others |
2922 |
|
|
Location-wise |
|
|
|
3B.1. |
Deposits of branches in India |
7079 |
|
|
3B.2. |
Deposits of branches outside India |
— |
|
4. |
Borrowings |
2297 |
|
|
|
|
|
(7.1) |
|
|
4.1. |
|
Borrowings in India |
— |
|
|
(i) |
|
From Reserve Bank of India |
— |
|
|
(ii) |
|
From other banks |
— |
|
|
(iii) |
|
From other institutions and agencies |
— |
|
|
4.2. |
|
Borrowings outside India |
2297 |
|
|
Secured borrowings included in 4. |
— |
|
5. |
Other Liabilities |
240 |
|
|
|
|
|
(0.7) |
|
|
5.1. |
|
Bills Payable |
85 |
|
|
5.2. |
|
Inter-office adjustments |
— |
|
|
5.3. |
|
Interest accured |
12 |
|
|
5.4. |
|
Others (including provisions) |
143 |
|
|
Total Liabilities |
32399 |
|
Note: Figures in brackets indicate per cent share in total.
Source: Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
Items |
As on March 31 |
UFJ Bank |
2005 |
2006 |
(61) |
(62) |
1. |
Cash in hand |
3 |
|
|
|
|
(0.0) |
|
2. |
Balances with RBI |
669 |
|
|
|
|
(2.1) |
|
3. |
Balances with banks in India |
7622 |
|
|
|
|
(23.5) |
|
4. |
Money at call and short notice |
6700 |
|
|
|
|
(20.7) |
|
5. |
Balances with banks outside India |
373 |
|
|
|
|
(1.2) |
|
6. |
Investments |
6022 |
|
|
|
|
(18.6) |
|
|
6.1. |
Investments in India |
6022 |
|
|
(i) |
Government securities |
4093 |
|
|
(ii) |
Other approved securities |
— |
|
|
(iii) |
Shares |
— |
|
|
(iv) |
Debentures and Bonds |
2000 |
|
|
(v) |
Subsidiaries and/or joint ventures |
— |
|
|
(vi) |
Others |
-71 |
|
|
6.2. |
Investments outside India |
— |
|
|
(i) |
Government securities |
0 |
|
|
(ii) |
Subsidiaries and/or joint ventures |
— |
|
|
(iii) |
Others |
— |
|
7. |
Advances |
10228 |
|
|
|
|
(31.6) |
|
|
Type-wise |
|
|
|
7A.1. |
Bills purchased and discounted |
100 |
|
|
7A.2. |
Cash credits, overdrafts & loans |
9470 |
|
|
7A.3. |
Term loans |
658 |
|
|
Security-wise |
|
|
|
7B.1. |
Secured by tangible assets |
5850 |
|
|
7B.2. |
Covered by Bank/Govt. Guarantees |
— |
|
|
7B.3. |
Unsecured |
4378 |
|
|
Sector-wise |
|
|
|
7C.I. |
Advances in India |
10228 |
|
|
(i) |
Priority sectors |
1305 |
|
|
(ii) |
Public sectors |
— |
|
|
(iii) |
Banks |
— |
|
|
(iv) |
others |
8923 |
|
|
7C.II. |
Advances outside India |
— |
|
8. |
Fixed Assets |
186 |
|
|
|
|
(0.6) |
|
|
8.1. |
Premises |
1 |
|
|
8.2. |
Fixed assets under construction |
— |
|
|
8.3. |
Other Fixed assets |
185 |
|
9. |
Other Assets |
599 |
|
|
|
|
(1.8) |
|
|
9.1 |
Inter - office adjustments (net) |
— |
|
|
9.2 |
Interest accrued |
120 |
|
|
9.3 |
Tax paid |
362 |
|
|
9.4 |
Stationery and Stamps |
— |
|
|
9.5 |
Others |
117 |
|
|
Total Assets |
32402 |
|
|
|
|
(100.0) |
|
(Amount in Rs. lakh) |
Items |
As on March 31 |
Bank of Punjab # |
Bank of Rajasthan |
Bharat Overseas Bank |
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
1. |
Capital |
|
10500 |
|
10757 |
10757 |
1575 |
1575 |
|
|
|
|
|
(2.1) |
|
(1.2) |
(1.1) |
(0.5) |
(0.4) |
2. |
Reserves and Surplus |
|
13619 |
|
24316 |
25508 |
18264 |
18881 |
|
|
|
|
|
(2.8) |
|
(2.7) |
(2.6) |
(5.7) |
(5.1) |
|
2.1. |
|
Statutory Reserves |
7526 |
|
11052 |
11434 |
6084 |
6254 |
|
2.2. |
|
Capital Reserves |
2340 |
|
2333 |
2318 |
38 |
74 |
|
2.3. |
|
Share Premium |
|
— |
|
3785 |
3785 |
— |
— |
|
2.4. |
|
Investments Fluctuations Reserves |
3653 |
|
5680 |
— |
3232 |
— |
|
2.5. |
|
Revenue and other Reserves |
100 |
|
1149 |
1187 |
8795 |
12501 |
|
2.6. |
|
Balance of Profit |
— |
|
317 |
6784 |
115 |
52 |
|
|
|
|
|
|
|
|
|
|
|
3. |
Deposits |
|
430662 |
|
812031 |
889127 |
274924 |
324405 |
|
|
|
|
|
(87.8) |
|
(88.7) |
(90.2) |
(85.5) |
(87.0) |
|
Type-wise |
|
|
|
|
|
|
|
|
3A.1. Demand deposits |
77989 |
|
114123 |
139985 |
25321 |
24007 |
|
(i) |
|
From banks |
|
5531 |
|
4175 |
5449 |
— |
— |
|
(ii) |
|
From others |
|
72458 |
|
109948 |
134536 |
25321 |
24007 |
|
3A.2. |
Savings bank deposits |
124845 |
|
151722 |
186092 |
53309 |
50543 |
|
3A.3. |
Term deposits |
|
227828 |
|
546186 |
563050 |
196294 |
249855 |
|
(i) |
|
From banks |
|
25346 |
|
157048 |
137038 |
14794 |
19516 |
|
(ii) |
|
From others |
|
202482 |
|
389138 |
426012 |
181500 |
230339 |
|
Location-wise |
|
|
|
|
|
|
|
|
3B.1. |
Deposits of branches in India |
430662 |
|
812031 |
889128 |
243004 |
288611 |
|
3B.2. |
Deposits of branches outside India |
— |
|
— |
— |
31920 |
35794 |
4. |
Borrowings |
|
841 |
|
20716 |
1104 |
7395 |
7929 |
|
|
|
|
|
(0.2) |
|
(2.3) |
(0.1) |
( 2.3) |
( 2.1) |
|
4.1. |
|
Borrowings in India |
841 |
|
15856 |
938 |
1300 |
3099 |
|
(i) |
|
From Reserve Bank of India |
— |
|
— |
— |
— |
— |
|
(ii) |
|
From other banks |
— |
|
512 |
52 |
1300 |
600 |
|
(iii) |
|
From other institutions and agencies |
841 |
|
15344 |
886 |
— |
2499 |
|
4.2. |
|
Borrowings outside India |
— |
|
4860 |
166 |
6095 |
4830 |
|
Secured borrowings included in 4. |
— |
|
14411 |
32 |
— |
— |
5. |
Other Liabilities |
|
34896 |
|
47650 |
58865 |
19284 |
20251 |
|
|
|
|
|
(7.1) |
|
(5.2) |
(6.0) |
(6.0) |
(5.4) |
|
5.1. |
|
Bills Payable |
|
11950 |
|
6868 |
8971 |
4071 |
3251 |
|
5.2. |
|
Inter-office adjustments |
94 |
|
1885 |
6290 |
— |
— |
|
5.3. |
|
Interest accured |
2055 |
|
213 |
476 |
978 |
2010 |
|
5.4. |
|
Others (including provisions) |
20797 |
|
38684 |
43128 |
14235 |
14990 |
|
Total Liabilities |
|
490518 |
|
915470 |
985361 |
321442 |
373041 |
|
|
|
|
|
(100.0) |
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Notes: Figures in brackets indicate per cent share in total.
# See “Explanatory Notes’
Source: Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
Items |
As on March 31 |
Bank of Punjab # |
Bank of Rajasthan |
Bharat Overseas Bank |
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
1. |
Cash in hand |
6293 |
|
10333 |
9081 |
2031 |
2423 |
|
|
|
(1.3) |
|
(1.1) |
(0.9) |
(0.6) |
(0.6) |
2. |
Balances with RBI |
26295 |
|
24718 |
41464 |
9461 |
11244 |
|
|
|
(5.4) |
|
(2.7) |
(4.2) |
(2.9) |
(3.0) |
3. |
Balances with banks in India |
18273 |
|
182684 |
228330 |
19526 |
38777 |
|
|
|
(3.7) |
|
(20.0) |
(23.2) |
(6.1) |
(10.4) |
4. |
Money at call and short notice |
3500 |
|
27001 |
12815 |
1900 |
2639 |
|
|
|
(0.7) |
|
(2.9) |
(1.3) |
(0.6) |
(0.7) |
5. |
Balances with banks outside India |
3662 |
|
202 |
184 |
9108 |
1114 |
|
|
|
(0.7) |
|
(0.0) |
(0.0) |
(2.8) |
(0.3) |
6. |
Investments |
140267 |
|
351465 |
256653 |
98570 |
96059 |
|
|
|
(28.6) |
|
(38.4) |
(26.0) |
(30.7) |
(25.8) |
|
6.1. |
Investments in India |
140267 |
|
351465 |
256653 |
90962 |
88280 |
|
(i) |
Government securities |
112251 |
|
267258 |
185281 |
70417 |
70314 |
|
(ii) |
Other approved securities |
— |
|
15465 |
14262 |
581 |
581 |
|
(iii) |
Shares |
1053 |
|
2508 |
2208 |
436 |
430 |
|
(iv) |
Debentures and Bonds |
3572 |
|
47129 |
36670 |
18811 |
14538 |
|
(v) |
Subsidiaries and/or joint ventures |
— |
|
35 |
35 |
— |
— |
|
(vi) |
Others |
23391 |
|
19070 |
18197 |
717 |
2417 |
|
6.2. |
Investments outside India |
— |
|
— |
— |
7608 |
7779 |
|
(i) |
Government securities |
— |
|
— |
— |
7579 |
7779 |
|
(ii) |
Subsidiaries and/or joint ventures |
— |
|
— |
— |
— |
— |
|
(iii) |
Others |
— |
|
— |
— |
29 |
— |
7. |
Advances |
241698 |
|
289617 |
406497 |
165140 |
205352 |
|
|
|
(49.3) |
|
(31.6) |
(41.3) |
(51.4) |
(55.0) |
|
Type-wise |
|
|
|
|
|
|
|
7A.1. |
Bills purchased and discounted |
11145 |
|
12485 |
14533 |
11963 |
18221 |
|
7A.2. |
Cash credits, overdrafts & loans |
86627 |
|
131206 |
147542 |
90094 |
108215 |
|
7A.3. |
Term loans |
143926 |
|
145926 |
244422 |
63083 |
78916 |
|
Security-wise |
|
|
|
|
|
|
|
7B.1. |
Secured by tangible assets |
216085 |
|
229071 |
345831 |
137842 |
165301 |
|
7B.2. |
Covered by Bank/Govt. Guarantees |
9923 |
|
34381 |
14159 |
8877 |
9445 |
|
7B.3. |
Unsecured |
15691 |
|
26165 |
46506 |
18420 |
30606 |
|
Sector-wise |
|
|
|
|
|
|
|
7C.I. |
Advances in India |
241699 |
|
289616 |
406495 |
134642 |
172249 |
|
(i) |
Priority sectors |
53515 |
|
80244 |
97031 |
41140 |
51286 |
|
(ii) |
Public sectors |
36745 |
|
28600 |
36044 |
17583 |
26652 |
|
(iii) |
Banks |
— |
|
4654 |
5033 |
2500 |
4000 |
|
(iv) |
others |
151439 |
|
176118 |
268387 |
73419 |
90311 |
|
7C.II. |
Advances outside India |
— |
|
— |
— |
30498 |
33103 |
8. |
Fixed Assets |
18636 |
|
12545 |
13603 |
3612 |
3557 |
|
|
|
(3.8) |
|
(1.4) |
(1.4) |
(1.1) |
(1.0) |
|
8.1. |
Premises |
879 |
|
8186 |
9126 |
305 |
283 |
|
8.2. |
Fixed assets under construction |
320 |
|
— |
— |
1637 |
1637 |
|
8.3. |
Other Fixed assets |
17437 |
|
4359 |
4477 |
1670 |
1637 |
9. |
Other Assets |
31889 |
|
16903 |
16735 |
12094 |
11875 |
|
|
|
(6.5) |
|
(1.8) |
(1.7) |
(3.8) |
(3.2) |
|
9.1 |
Inter - office adjustments (net) |
— |
|
— |
— |
3756 |
2486 |
|
9.2 |
Interest accrued |
2467 |
|
9328 |
7918 |
1923 |
2273 |
|
9.3 |
Tax paid |
3882 |
|
1024 |
2650 |
2782 |
3358 |
|
9.4 |
Stationery and Stamps |
79 |
|
170 |
387 |
117 |
82 |
|
9.5 |
Others |
25461 |
|
6381 |
5780 |
3516 |
3676 |
|
Total Assets |
490513 |
|
915468 |
985362 |
321442 |
373040 |
|
|
|
(100.0) |
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(Amount in Rs. lakh) |
Items |
As on March 31 |
Catholic Syrian Bank |
Centurion Bank of Punjab # |
City Union Bank |
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
1. |
Capital |
1067 |
1071 |
10132 |
14083 |
2400 |
2400 |
|
|
|
|
(0.2) |
(0.2) |
(2.2) |
(1.2) |
(0.7) |
(0.6) |
|
|
|
|
|
|
|
|
|
|
2. |
Reserves and Surplus |
19918 |
20486 |
48872 |
79037 |
21672 |
26214 |
|
|
|
|
(4.5) |
(4.3) |
(10.6) |
(7.0) |
(6.2) |
(6.4) |
|
2.1. |
|
Statutory Reserves |
9681 |
9834 |
2963 |
12684 |
13974 |
17474 |
|
2.2. |
|
Capital Reserves |
551 |
655 |
65 |
65 |
1279 |
1307 |
|
2.3. |
|
Share Premium |
1158 |
1165 |
44952 |
57572 |
2018 |
2018 |
|
2.4. |
|
Investments Fluctuations Reserves |
1131 |
35 * |
883 |
— |
— |
— |
|
2.5. |
|
Revenue and other Reserves |
7396 |
8796 |
9 |
1344 |
4396 |
5411 |
|
2.6. |
|
Balance of Profit |
1 |
1 |
— |
7372 |
5 |
4 |
|
|
|
|
|
|
|
|
|
|
3. |
Deposits |
402111 |
428885 |
353038 |
939964 |
309523 |
351774 |
|
|
|
|
(90.7) |
(89.8) |
(76.6) |
(83.0) |
(88.6) |
(85.2) |
|
Type-wise |
|
|
|
|
|
|
|
3A.1. Demand deposits |
24752 |
24174 |
51356 |
142990 |
29027 |
32773 |
|
(i) |
|
From banks |
43 |
9 |
3652 |
4658 |
87 |
38 |
|
(ii) |
|
From others |
24709 |
24165 |
47704 |
138332 |
28940 |
32735 |
|
3A.2. |
Savings bank deposits |
86316 |
99681 |
51110 |
221039 |
38617 |
47942 |
|
3A.3. |
Term deposits |
291043 |
305030 |
250572 |
575935 |
241879 |
271059 |
|
(i) |
|
From banks |
— |
— |
53920 |
100131 |
275 |
18619 |
|
(ii) |
|
From others |
291043 |
305030 |
196652 |
475804 |
241604 |
252440 |
|
Location-wise |
|
|
|
|
|
|
|
3B.1. |
Deposits of branches in India |
402112 |
428885 |
353038 |
939964 |
309524 |
351774 |
|
3B.2. |
Deposits of branches outside India |
— |
— |
— |
— |
— |
— |
4. |
Borrowings |
46 |
31 |
4375 |
5157 |
2219 |
7519 |
|
|
|
|
(0.0) |
(0.0) |
(0.9) |
(0.5) |
(0.6) |
(1.8) |
|
4.1. |
|
Borrowings in India |
46 |
31 |
— |
695 |
2219 |
5734 |
|
(i) |
|
From Reserve Bank of India |
— |
— |
— |
— |
— |
1500 |
|
(ii) |
|
From other banks |
— |
— |
— |
— |
— |
3 |
|
(iii) |
|
From other institutions and agencies |
46 |
31 |
— |
695 |
2219 |
4231 |
|
4.2. |
|
Borrowings outside India |
— |
— |
4375 |
4462 |
— |
1785 |
|
Secured borrowings included in 4. |
— |
— |
— |
— |
— |
— |
5. |
Other Liabilities |
20373 |
26909 |
44751 |
94778 |
13725 |
24799 |
|
|
|
|
(4.6) |
(5.6) |
(9.7) |
(8.4) |
(3.9) |
(6.0) |
|
5.1. |
|
Bills Payable |
2113 |
1456 |
9776 |
31896 |
5500 |
9901 |
|
5.2. |
|
Inter-office adjustments |
1580 |
3050 |
— |
202 |
873 |
— |
|
5.3. |
|
Interest accured |
2190 |
2473 |
2484 |
5844 |
1080 |
2743 |
|
5.4. |
|
Others (including provisions) |
14490 |
19930 |
32491 |
56836 |
6272 |
12155 |
|
Total Liabilities |
443515 |
477382 |
461168 |
1133019 |
349539 |
412706 |
|
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Notes: igures in brackets indicate per cent share in total.
# See “Explanatory Notes’
* This amount corresponds to investment reserve.
Source: Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
Items |
As on March 31 |
Catholic Syrian Bank |
Centurion Bank of Punjab # |
City Union Bank |
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
1. |
Cash in hand |
3353 |
3327 |
4766 |
16749 |
3723 |
6480 |
|
|
|
(0.8) |
(0.7) |
(1.0) |
(1.5) |
(1.1) |
(1.6) |
2. |
Balances with RBI |
33021 |
28605 |
28424 |
38903 |
12387 |
14894 |
|
|
|
(7.4) |
(6.0) |
(6.2) |
(3.4) |
(3.5) |
(3.6) |
3. |
Balances with banks in India |
25888 |
15206 |
10501 |
21420 |
4986 |
4575 |
|
|
|
(5.8) |
(3.2) |
(2.3) |
(1.9) |
(1.4) |
(1.1) |
4. |
Money at call and short notice |
5000 |
500 |
1102 |
26146 |
— |
— |
|
|
|
(1.1) |
(0.1) |
(0.2) |
(2.3) |
— |
— |
5. |
Balances with banks outside India |
1169 |
2016 |
1501 |
1386 |
1588 |
688 |
|
|
|
(0.3) |
(0.4) |
(0.3) |
(0.1) |
(0.5) |
(0.2) |
6. |
Investments |
132301 |
143159 |
147964 |
292283 |
110223 |
105747 |
|
|
|
(29.8) |
(30.0) |
(32.1) |
(25.8) |
(31.5) |
(25.6) |
|
6.1. |
Investments in India |
132301 |
143159 |
147964 |
292283 |
110223 |
105747 |
|
(i) |
Government securities |
116456 |
119814 |
138044 |
237579 |
100390 |
89460 |
|
(ii) |
Other approved securities |
1667 |
1147 |
25 |
25 |
690 |
690 |
|
(iii) |
Shares |
132 |
176 |
869 |
936 |
166 |
158 |
|
(iv) |
Debentures and Bonds |
10104 |
7644 |
2680 |
4942 |
7896 |
7885 |
|
(v) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
208 |
|
(vi) |
Others |
3942 |
14378 |
6346 |
48801 |
1081 |
7346 |
|
6.2. |
Investments outside India |
— |
— |
— |
— |
— |
— |
|
(i) |
Government securities |
— |
— |
— |
— |
— |
— |
|
(ii) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
|
(iii) |
Others |
— |
— |
— |
— |
— |
— |
7. |
Advances |
228933 |
269487 |
219395 |
653344 |
201296 |
254953 |
|
|
|
(51.6) |
(56.5) |
(47.6) |
(57.7) |
(57.6) |
(61.8) |
|
Type-wise |
|
|
|
|
|
|
|
7A.1. |
Bills purchased and discounted |
7736 |
7748 |
5124 |
20846 |
9772 |
9568 |
|
7A.2. |
Cash credits, overdrafts & loans |
96663 |
114801 |
38413 |
138609 |
135935 |
155222 |
|
7A.3. |
Term loans |
124534 |
146938 |
175858 |
493889 |
55589 |
90163 |
|
Security-wise |
|
|
|
|
|
|
|
7B.1. |
Secured by tangible assets |
220726 |
260867 |
201070 |
529563 |
183222 |
235888 |
|
7B.2. |
Covered by Bank/Govt. Guarantees |
530 |
433 |
1411 |
38938 |
5028 |
7027 |
|
7B.3. |
Unsecured |
7677 |
8187 |
16914 |
84843 |
13046 |
12038 |
|
Sector-wise |
|
|
|
|
|
|
|
7C.I. |
Advances in India |
228933 |
269487 |
219395 |
653344 |
201296 |
254953 |
|
(i) |
Priority sectors |
71980 |
91838 |
62543 |
197872 |
80243 |
104079 |
|
(ii) |
Public sectors |
6850 |
6286 |
101 |
11835 |
5028 |
7027 |
|
(iii) |
Banks |
— |
3900 |
621 |
5295 |
— |
— |
|
(iv) |
others |
150103 |
167463 |
156130 |
438342 |
116025 |
143847 |
|
7C.II. |
Advances outside India |
— |
— |
— |
— |
— |
— |
8. |
Fixed Assets |
4335 |
4814 |
13643 |
31130 |
3136 |
3602 |
|
|
|
(1.0) |
(1.0) |
(3.0) |
(2.7) |
(0.9) |
(0.9) |
|
8.1. |
Premises |
2573 |
2503 |
4584 |
4620 |
934 |
894 |
|
8.2. |
Fixed assets under construction |
— |
— |
— |
174 |
— |
— |
|
8.3. |
Other Fixed assets |
1762 |
2311 |
9059 |
26336 |
2202 |
2708 |
9. |
Other Assets |
9514 |
10268 |
33872 |
51658 |
12200 |
21764 |
|
|
|
(2.1) |
(2.2) |
(7.3) |
(4.6) |
(3.5) |
(5.3) |
|
9.1 |
Inter - office adjustments (net) |
— |
— |
— |
— |
— |
6244 |
|
9.2 |
Interest accrued |
4441 |
4172 |
4360 |
9135 |
2075 |
2262 |
|
9.3 |
Tax paid |
1783 |
2138 |
6295 |
8755 |
7813 |
10490 |
|
9.4 |
Stationery and Stamps |
117 |
108 |
28 |
86 |
44 |
35 |
|
9.5 |
Others |
3173 |
3850 |
23189 |
33682 |
2268 |
2733 |
|
Total Assets |
443514 |
477382 |
461168 |
1133019 |
349539 |
412703 |
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(Amount in Rs. lakh) |
Items |
As on March 31 |
Development Credit Bank |
Dhanalakshmi Bank |
Federal Bank |
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
(13) |
(14) |
(15) |
(16) |
(17) |
(18) |
1. |
Capital |
6550 |
7613 |
3206 |
3206 |
6560 |
8560 |
|
|
|
|
(1.4) |
(2.0) |
(1.2) |
(1.1) |
(0.4) |
(0.4) |
2. |
Reserves and Surplus |
13393 |
8806 |
8207 |
10233 |
65776 |
116438 |
|
|
|
|
(2.9) |
(2.4) |
(3.1) |
(3.6) |
(3.9) |
(5.6) |
|
2.1. |
|
Statutory Reserves |
8090 |
8090 |
2898 |
3183 |
26569 |
32200 |
|
2.2. |
|
Capital Reserves |
5367 |
5316 |
633 |
1965 |
8134 |
8603 |
|
2.3. |
|
Share Premium |
14739 |
18729 |
3833 |
3832 |
10906 |
42495 |
|
2.4. |
|
Investments Fluctuations Reserves |
1305 |
— |
856 |
— |
15667 |
15667 |
|
2.5. |
|
Revenue and other Reserves |
— |
— |
1121 |
1252 |
4270 |
16127 |
|
2.6. |
|
Balance of Profit |
-16108 |
-23329 |
-1134 |
1 |
230 |
1346 |
3. |
Deposits |
389476 |
312400 |
233884 |
253268 |
1519288 |
1787874 |
|
|
|
|
(83.6) |
(83.5) |
(88.4) |
(88.9) |
(90.3) |
(86.6) |
|
Type-wise |
|
|
|
|
|
|
|
3A.1. Demand deposits |
34375 |
40538 |
27140 |
27899 |
86108 |
93825 |
|
(i) |
|
From banks |
200 |
185 |
16 |
11 |
2218 |
822 |
|
(ii) |
|
From others |
34175 |
40353 |
27124 |
27888 |
83890 |
93003 |
|
3A.2. |
Savings bank deposits |
54062 |
59608 |
35706 |
45342 |
286471 |
353415 |
|
3A.3. |
Term deposits |
301039 |
212254 |
171038 |
180027 |
1146709 |
1340634 |
|
(i) |
|
From banks |
74289 |
36040 |
780 |
11466 |
29891 |
58882 |
|
(ii) |
|
From others |
226750 |
176214 |
170258 |
168561 |
1116818 |
1281752 |
|
Location-wise |
|
|
|
|
|
|
|
3B.1. |
Deposits of branches in India |
389476 |
312400 |
233884 |
253267 |
1519288 |
1787874 |
|
3B.2. |
Deposits of branches outside India |
— |
— |
— |
— |
— |
— |
4. |
Borrowings |
15977 |
12980 |
583 |
19 |
18590 |
61050 |
|
|
|
|
(3.4) |
(3.5) |
(0.2) |
(0.0) |
(1.1) |
(3.0) |
|
4.1. |
|
Borrowings in India |
9853 |
8564 |
498 |
19 |
5466 |
50978 |
|
(i) |
|
From Reserve Bank of India |
— |
— |
— |
— |
— |
— |
|
(ii) |
|
From other banks |
— |
3000 |
— |
— |
4374 |
200 |
|
(iii) |
|
From other institutions and agencies |
9853 |
5564 |
498 |
19 |
1092 |
50778 |
|
4.2. |
|
Borrowings outside India |
6124 |
4416 |
85 |
— |
13124 |
10072 |
|
Secured borrowings included in 4. |
— |
— |
— |
— |
— |
— |
5. |
Other Liabilities |
40550 |
32374 |
18568 |
18148 |
71883 |
90369 |
|
|
|
|
(8.7) |
(8.7) |
(7.0) |
(6.4) |
(4.3) |
(4.4) |
|
5.1. |
|
Bills Payable |
6466 |
6046 |
2944 |
2894 |
4250 |
6437 |
|
5.2. |
|
Inter-office adjustments |
— |
— |
— |
— |
12587 |
12259 |
|
5.3. |
|
Interest accured |
3462 |
3339 |
1640 |
2422 |
2089 |
5221 |
|
5.4. |
|
Others (including provisions) |
30622 |
22989 |
13984 |
12832 |
52957 |
66452 |
|
Total Liabilities |
465946 |
374173 |
264448 |
284874 |
1682097 |
2064291 |
|
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Note: Figures in brackets indicate per cent share in total.
Source: Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
Items |
As on March 31 |
Development Credit Bank |
Dhanalakshmi Bank |
Federal Bank |
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
(13) |
(14) |
(15) |
(16) |
(17) |
(18) |
1. |
Cash in hand |
3121 |
1980 |
4914 |
4894 |
15500 |
15777 |
|
|
|
(0.7) |
(0.5) |
(1.9) |
(1.7) |
(0.9) |
(0.8) |
2. |
Balances with RBI |
18990 |
17268 |
15490 |
12708 |
53427 |
105681 |
|
|
|
(4.1) |
(4.6) |
(5.9) |
(4.5) |
(3.2) |
(5.1) |
3. |
Balances with banks in India |
10651 |
5635 |
12973 |
13107 |
66974 |
62655 |
|
|
|
(2.3) |
(1.5) |
(4.9) |
(4.6) |
(4.0) |
(3.0) |
4. |
Money at call and short notice |
— |
— |
— |
— |
14800 |
2500 |
|
|
|
— |
— |
— |
— |
(0.9) |
(0.1) |
5. |
Balances with banks outside India |
3081 |
5190 |
636 |
169 |
4887 |
635 |
|
|
|
(0.7) |
(1.4) |
(0.2) |
(0.1) |
(0.3) |
(0.0) |
6. |
Investments |
183383 |
129192 |
70799 |
70960 |
579916 |
627237 |
|
|
|
(39.4) |
(34.5) |
(26.8) |
(24.9) |
(34.5) |
(30.4) |
|
6.1. |
Investments in India |
183383 |
129192 |
70799 |
70960 |
579916 |
627237 |
|
(i) |
Government securities |
161003 |
100032 |
63805 |
66566 |
506993 |
567871 |
|
(ii) |
Other approved securities |
2999 |
2701 |
258 |
256 |
1466 |
918 |
|
(iii) |
Shares |
247 |
247 |
1148 |
493 |
5972 |
8492 |
|
(iv) |
Debentures and Bonds |
12776 |
18962 |
5588 |
3645 |
52837 |
37623 |
|
(v) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
50 |
50 |
|
(vi) |
Others |
6358 |
7250 |
— |
— |
12598 |
12283 |
|
6.2. |
Investments outside India |
— |
— |
— |
— |
— |
— |
|
(i) |
Government securities |
— |
— |
— |
— |
— |
— |
|
(ii) |
Subsidiaries and/or joint ventures |
— |
— |
— |
— |
— |
— |
|
(iii) |
Others |
— |
— |
— |
— |
— |
— |
7. |
Advances |
215606 |
186732 |
141015 |
159435 |
882259 |
1173647 |
|
|
|
(46.3) |
(49.9) |
(53.3) |
(56.0) |
(52.5) |
(56.9) |
|
Type-wise |
|
|
|
|
|
|
|
7A.1. |
Bills purchased and discounted |
12000 |
18274 |
8013 |
10683 |
121071 |
129374 |
|
7A.2. |
Cash credits, overdrafts & loans |
43200 |
39790 |
73285 |
69546 |
380096 |
529187 |
|
7A.3. |
Term loans |
160406 |
128668 |
59717 |
79206 |
381092 |
515086 |
|
Security-wise |
|
|
|
|
|
|
|
7B.1. |
Secured by tangible assets |
169390 |
134330 |
115756 |
139060 |
693738 |
961760 |
|
7B.2. |
Covered by Bank/Govt. Guarantees |
6063 |
— |
9064 |
8045 |
102137 |
55853 |
|
7B.3. |
Unsecured |
40153 |
52402 |
16194 |
12329 |
86384 |
156034 |
|
Sector-wise |
|
|
|
|
|
|
|
7C.I. |
Advances in India |
215606 |
186732 |
141014 |
159435 |
882259 |
1173646 |
|
(i) |
Priority sectors |
70649 |
55433 |
42208 |
56714 |
283621 |
402585 |
|
(ii) |
Public sectors |
281 |
4472 |
10119 |
15055 |
42763 |
71989 |
|
(iii) |
Banks |
850 |
— |
2479 |
565 |
14782 |
10038 |
|
(iv) |
others |
143826 |
126827 |
86208 |
87101 |
541093 |
689034 |
|
7C.II. |
Advances outside India |
— |
— |
— |
— |
— |
— |
8. |
Fixed Assets |
11641 |
10716 |
3577 |
5340 |
18543 |
17387 |
|
|
|
(2.5) |
(2.9) |
(1.4) |
(1.9) |
(1.1) |
(0.8) |
|
8.1. |
Premises |
6774 |
6527 |
1618 |
2914 |
11980 |
11817 |
|
8.2. |
Fixed assets under construction |
— |
— |
— |
— |
— |
— |
|
8.3. |
Other Fixed assets |
4867 |
4189 |
1959 |
2426 |
6563 |
5570 |
9. |
Other Assets |
19474 |
17461 |
15043 |
18262 |
45787 |
58770 |
|
|
|
(4.2) |
(4.7) |
(5.7) |
(6.4) |
(2.7) |
(2.8) |
|
9.1 |
Inter - office adjustments (net) |
302 |
42 |
2801 |
2685 |
— |
— |
|
9.2 |
Interest accrued |
2201 |
2040 |
2992 |
3565 |
17007 |
19494 |
|
9.3 |
Tax paid |
8903 |
9346 |
2460 |
2531 |
23990 |
32635 |
|
9.4 |
Stationery and Stamps |
36 |
32 |
11 |
12 |
198 |
228 |
|
9.5 |
Others |
8032 |
6001 |
6779 |
9469 |
4592 |
6413 |
|
Total Assets |
465947 |
374174 |
264447 |
284875 |
1682093 |
2064289 |
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |