(Amount in Rs. crore) |
|
|
|
|
For the year ended March 31 |
|
|
|
|
State Bank of India |
Nationalised |
Foreign |
Items |
|
|
& Its Associates |
Banks $ |
|
Banks |
|
|
|
|
|
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
|
|
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
Number of reporting banks |
8 |
8 |
20 |
20 |
31 |
29 |
I. |
Interest earned |
44052 |
49116 |
76312 |
88499 |
9170 |
12235 |
|
a) |
|
Interest/discount on advances/bills |
18920 |
25518 |
40312 |
53002 |
5535 |
7380 |
|
b) |
|
Income on Investments |
21333 |
19089 |
33056 |
32577 |
2946 |
3895 |
|
c) |
|
Interest on balances with RBI and |
2002 |
2067 |
2000 |
2272 |
465 |
799 |
|
|
|
other inter-Bank Funds |
|
|
|
|
|
|
|
d) |
|
Others |
1797 |
2442 |
944 |
648 |
224 |
161 |
II. |
Other income |
9480 |
9794 |
14716 |
13538 |
3865 |
5200 |
|
a) |
|
Commission, exchange and brokerage |
4793 |
5310 |
4221 |
4818 |
2154 |
2591 |
|
b) |
|
Net Profit (loss) on sale and revaluation |
2462 |
1007 |
5810 |
3188 |
-576 |
-607 |
|
|
|
of investment |
|
|
|
|
|
|
|
c) |
|
Net Profit (loss) on sale of land,building and |
-2 |
1 |
20 |
121 |
26 |
56 |
|
|
|
other Assets |
|
|
|
|
|
|
|
d) |
|
Net profit (loss) on exchange transactions |
721 |
1160 |
1469 |
1380 |
1490 |
2038 |
|
e) |
|
Miscellaneous income |
1506 |
2316 |
3196 |
4031 |
771 |
1122 |
|
Total (I+II) |
53532 |
58910 |
91028 |
102037 |
13035 |
17435 |
III. |
Interest expended |
24842 |
27809 |
43922 |
52463 |
4041 |
5149 |
|
a) |
|
Interest on deposits |
23276 |
25018 |
39306 |
44723 |
2591 |
3161 |
|
b) |
|
Interest on RBI/inter-bank borrowings |
520 |
1249 |
660 |
1306 |
1070 |
1734 |
|
c) |
|
Others |
1046 |
1542 |
3956 |
6434 |
380 |
254 |
IV. |
Operating expenses |
13412 |
15771 |
23643 |
25761 |
4417 |
5624 |
|
a) |
|
Payments to and provisions for employees |
9043 |
10665 |
16129 |
16713 |
1365 |
1977 |
|
b) |
|
Rent, taxes and lighting |
967 |
1089 |
1601 |
1801 |
271 |
328 |
|
c) |
|
Printing and stationery |
217 |
228 |
282 |
312 |
99 |
103 |
|
d) |
|
Advertisement and publicity |
83 |
132 |
202 |
253 |
276 |
375 |
|
e) |
|
Depreciation on bank’s property |
1018 |
1092 |
1251 |
1399 |
264 |
287 |
|
f) |
|
Directors’ fees, allowances and expenses |
2 |
3 |
8 |
9 |
— |
— |
|
g) |
|
Auditors’ fees and expenses |
84 |
96 |
192 |
213 |
3 |
4 |
|
h) |
|
Law charges |
64 |
63 |
94 |
99 |
32 |
38 |
|
i) |
|
Postage, telegrams, telephones, etc. |
107 |
140 |
262 |
319 |
255 |
299 |
|
j) |
|
Repairs and maintenance |
165 |
208 |
346 |
445 |
228 |
243 |
|
k) |
|
Insurance |
333 |
459 |
702 |
984 |
69 |
101 |
|
l) |
|
Other expenditure |
1329 |
1596 |
2574 |
3214 |
1555 |
1869 |
V. |
Provisions and contingencies |
9603 |
9373 |
13716 |
13230 |
2595 |
3592 |
|
Total expenses @ |
38254 |
43580 |
67565 |
78224 |
8458 |
10773 |
VI. |
Profit (loss) during the year |
5675 |
5957 |
9747 |
10583 |
1982 |
3070 |
Notes :
1. $ Includes IDBI Ltd.
2. @ Excluding provisions and contingencies
Source : Annual accounts of banks of respective years. |
(Amount in Rs. crore) |
|
|
|
|
For the year ended March 31 |
|
|
|
|
Other Scheduled |
All Scheduled |
Items |
|
|
Commercial |
Banks |
Commercial |
Banks |
|
|
|
|
2005 |
2006 * |
2005 |
2006 * |
|
|
|
|
(7) |
(8) |
(9) |
(10) |
Number of reporting banks |
29 |
27 |
88 |
84 |
I. |
Interest earned |
26266 |
34661 |
155799 |
184509 |
|
a) |
|
Interest/discount on advances/bills |
16639 |
22782 |
81408 |
108681 |
|
b) |
|
Income on Investments |
8533 |
10629 |
65867 |
66190 |
|
c) |
|
Interest on balances with
RBI and other inter-Bank Funds |
712 |
987 |
5178 |
6125 |
|
d) |
|
Others |
382 |
263 |
3346 |
3513 |
II. |
Other income |
6366 |
9167 |
34424 |
37699 |
|
a) |
|
Commission, exchange and brokerage |
3628 |
5640 |
14793 |
18358 |
|
b) |
|
Net Profit (loss) on sale and
revaluation of investment |
703 |
964 |
8396 |
4553 |
|
c) |
|
Net Profit (loss) on sale of land,
building and other Assets |
-11 |
9 |
34 |
188 |
|
d) |
|
Net profit (loss) on exchange transactions |
645 |
879 |
4326 |
5457 |
|
e) |
|
Miscellaneous income |
1401 |
1675 |
6875 |
9143 |
|
Total (I+II) |
32632 |
43828 |
190223 |
222208 |
III. |
Interest expended |
16273 |
21497 |
89077 |
106917 |
|
a) |
|
Interest on deposits |
12081 |
16559 |
77254 |
89460 |
|
b) |
|
Interest on RBI/inter-bank borrowings |
649 |
1524 |
2898 |
5813 |
|
c) |
|
Others |
3543 |
3414 |
8925 |
11644 |
IV. |
Operating expenses |
8675 |
11574 |
50129 |
58724 |
|
a) |
|
Payments to and provisions for employees |
2943 |
4070 |
29479 |
33424 |
|
b) |
|
Rent, taxes and lighting |
730 |
912 |
3569 |
4129 |
|
c) |
|
Printing and stationery |
224 |
291 |
821 |
934 |
|
d) |
|
Advertisement and publicity |
259 |
353 |
819 |
1113 |
|
e) |
|
Depreciation on bank’s property |
1194 |
1253 |
3727 |
4030 |
|
f) |
|
Directors’ fees, allowances and expenses |
7 |
8 |
17 |
19 |
|
g) |
|
Auditors’ fees and expenses |
17 |
18 |
296 |
330 |
|
h) |
|
Law charges |
46 |
54 |
236 |
254 |
|
i) |
|
Postage, telegrams, telephones, etc. |
417 |
543 |
1040 |
1300 |
|
j) |
|
Repairs and maintenance |
489 |
601 |
1227 |
1497 |
|
k) |
|
Insurance |
223 |
344 |
1326 |
1888 |
|
l) |
|
Other expenditure |
2126 |
3127 |
7572 |
9806 |
V. |
Provisions and contingencies |
4151 |
5772 |
30065 |
31967 |
|
Total expenses @ |
24948 |
33071 |
139206 |
165641 |
VI. |
Profit (loss) during the year |
3533 |
4985 |
20952 |
24600 |
Notes :
1. * Excludes Ganesh Bank of Kurundwad.
2. @ Excluding provisions and contingencies
Source: Annual accounts of banks of respective years. |