(Amount in Rs. crore) |
| | | | As on the last reporting Friday of |
Sector | | | April | May | June | July | August |
| | | | 2005 | 2005 | 2005 | 2005 | 2005 |
| | | | (1) | (2) | (3) | (4) | (5) |
Gross Bank Credit | 990230 | 1009168 | 1025204 | 1018668 | 1040572 |
Public Food Procurement Credit | 41766 | 45727 | 44804 | 39657 | 40327 |
Non-Food Gross Bank Credit | 948464 | 963441 | 980400 | 979011 | 1000245 |
a) | Priority Sectors # | 354284 | 363365 | 371629 | 377735 | 381991 |
| i. | | Agriculture | 119468 | 120300 | 124103 | 125753 | 127621 |
| ii. | | Small Scale Industries | 73198 | 73351 | 73236 | 73436 | 73568 |
| iii. | | Other Priority Sectors | 161616 | 169714 | 174290 | 178546 | 180802 |
b) | Industry (Medium & Large) | 305167 | 301116 | 304212 | 310770 | 318578 |
c) | Wholesale Trade | 31413 | 30744 | 27875 | 29245 | 29258 |
| (Other than food procurement) | | | | | |
d) | Other Sectors of which : | 257600 | 268216 | 276684 | 261261 | 270418 |
| i. | | Housing | 78992 | 82538 | 88526 | 89874 | 97349 |
| ii | | Consumer Durables | 8462 | 8269 | 7876 | 7799 | 7545 |
| iii. | | Non-Banking Financial Companies | 18768 | 18078 | 19834 | 20449 | 19482 |
| iv. | | Loans to Individuals against shares | 2623 | 2522 | 2672 | 2593 | 2488 |
| | | and debentures/bonds | | | | | |
| v. | | Real Estate Loans | 14274 | 12326 | 12907 | 13083 | 16564 |
| vi. | | Other Non-Priority Sector | 57008 | 69808 | 72523 | 72039 | 74966 |
| | | Personal Loans | | | | | |
| vii. | | Advances against Fixed Deposits | 27512 | 26540 | 25992 | 26540 | 25803 |
| | | (including FCNR (B), | | | | | |
| | | NRNR Deposits etc.) | | | | | |
Notes : 1. Data are provisional which relate to 47 selected scheduled commercial banks till August 2005 and 52 selected
SCBs from September 2005
accounting for about 90 percent of bank credit of all scheduled commercial banks. The classification of data has undergone revision from September 2005.
2. Gross Bank Credit data include bill rediscounted with RBI, IDBI, EXIM Bank, other approved financial institutions and
inter bank participations.
# Excluding investment in eligible securities.
Source : Monetary Policy Department, RBI. |
(Amount in Rs. crore) |
| | | As on the last reporting Friday of |
Sector | | September | October | November | December | January | February | March |
| | | | (1) | (2) | (3) | (4) | (5) | (6) | (7) |
I. | Gross Bank Credit | | 1157108 | 1197574 | 1221495 | 1257201 | 1294711 | 1329489 | 1445837 |
II. | Food Credit | | 39549 | 39805 | 42455 | 41013 | 38343 | 40529 | 40691 |
III. | Non-Food Gross Bank Credit (1 to 6) | | 1117559 | 1157769 | 1179040 | 1216188 | 1256368 | 1288960 | 1405146 |
1. | Agriculture & Allied Activities | | 138042 | 141612 | 144499 | 149820 | 153339 | 160508 | 172292 |
2. | Industry (Small, Medium & Large) | | 466101 | 475915 | 482941 | 490585 | 493372 | 504380 | 549057 |
3. | Services | | 31573 | 34622 | 36368 | 38069 | 42633 | 42514 | 48137 |
| 3.1 | Transport Operators | | 7718 | 10624 | 10851 | 11419 | 11589 | 13693 | 16101 |
| 3.2 | Computer Software | | 2695 | 3037 | 3038 | 3218 | 3121 | 3231 | 3694 |
| 3.3 | Tourism, Hotels and Restaurants | | 5863 | 6303 | 6320 | 6778 | 9388 | 6851 | 7800 |
| 3.4 | Shipping | | 2479 | 2427 | 2708 | 3405 | 3761 | 3941 | 4472 |
| 3.5 | Professional and Other Services | | 12818 | 12231 | 13451 | 13249 | 14774 | 14798 | 16070 |
4. | Personal Loans | | 288088 | 296223 | 296441 | 306106 | 313466 | 329578 | 353777 |
| 4.1 | Consumer Durables | | 7690 | 8791 | 9156 | 8468 | 8863 | 9085 | 8783 |
| 4.2 | Housing | | 152316 | 153267 | 156797 | 164198 | 166159 | 175905 | 186429 |
| 4.3 | Advances against Fixed Deposits | | | | | | | | |
| | (including FCNR (B), NRNR Deposits etc.) | 30574 | 30283 | 31268 | 31949 | 32228 | 33830 | 34897 |
| 4.4 | Advances to individuals against | | | | | | | | |
| | share, bonds, etc. | | 3276 | 4843 | 4772 | 4823 | 5100 | 5279 | 5089 |
| 4.5 | Credit Card Outstandings | | 6589 | 7783 | 8230 | 8544 | 8832 | 9119 | 9177 |
| 4.6 | Education | | 9104 | 8143 | 9032 | 8856 | 9003 | 9295 | 10057 |
| 4.7 | Other Personal Loans | | 78539 | 83113 | 77186 | 79268 | 83281 | 87065 | 99345 |
5. | Trade | | 68762 | 69315 | 73010 | 74106 | 71923 | 73533 | 81402 |
| 5.1 | Wholesale Trade | | | | | | | | |
| | (other than food procurement) | | 29749 | 31012 | 32447 | 33545 | 33848 | 34406 | 39706 |
| 5.2 | Retail Trade | | 39013 | 38303 | 40563 | 40561 | 38075 | 39127 | 41696 |
6. | Others | | 124993 | 140082 | 145781 | 157502 | 181635 | 178447 | 200481 |
| 6.1 | Real Estate Loans | | 17463 | 20148 | 20473 | 22188 | 24527 | 23675 | 26682 |
| 6.2 | Non-Banking Financial Companies | | 23230 | 25672 | 25870 | 29494 | 28507 | 29073 | 30942 |
| 6.3 | All Others | | 84300 | 94262 | 99438 | 105820 | 128601 | 125699 | 142857 |
7. | Priority Sector # | | 421800 | 433422 | 438982 | 453572 | 459648 | 475114 | 509910 |
| 7.1 | Agriculture & Allied Activities | | 138042 | 141612 | 144499 | 149820 | 153339 | 160508 | 172292 |
| 7.2 | SSI | | 77417 | 78780 | 79958 | 81811 | 82041 | 83467 | 90239 |
| 7.3 | Housing | | 107376 | 112052 | 114249 | 121641 | 122252 | 125971 | 133360 |
| 7.4 | Transport Operators | | 5849 | 7540 | 8985 | 9343 | 9614 | 11197 | 11951 |
| 7.5 | Computer Software | | 1422 | 1158 | 1356 | 1231 | 1606 | 1308 | 1527 |
| 7.6 | Other priority Sector | | 91694 | 92280 | 89935 | 89726 | 90796 | 92663 | 100541 |
Notes : 1. Data are provisional which relate to 47 selected scheduled commercial banks till August 2005 and 52 selected SCBs from September 2005
accounting for about 90 percent of bank credit of all scheduled commercial banks. The classification of data has undergone revision from September 2005.
2. Due to reclassification of sectors and increase in coverage of banks, data for 2005-06 is not strictly comparable to that of
the previous year.
3. Gross Bank Credit data include bill rediscounted with RBI, IDBI, EXIM Bank, other approved financial institutions and
inter bank participations.
# Excluding investment in eligible securities.
Source : Monetary Policy Department, RBI. |