(Amount in Rs. crore) |
|
As on March 31 |
|
2004 |
2005 |
Interest rate range |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
Less than 6% |
62232 |
2702 |
2609 |
75892 |
4194 |
3916 |
|
(1.4) |
(0.3) |
(0.4) |
(1.3) |
(0.3) |
(0.4) |
6% and above but less than 10% |
669596 |
113154 |
89214 |
1708211 |
209678 |
172540 |
|
(15.2) |
(13.3) |
(13.6) |
(28.6) |
(16.9) |
(19.5) |
10% and above but less than 12% |
885746 |
146639 |
106223 |
1302647 |
222040 |
154477 |
|
(20.1) |
(17.3) |
(16.1) |
(21.8) |
(17.9) |
(17.5) |
12% and above but less than 14% |
925540 |
219833 |
168808 |
940683 |
287014 |
197518 |
|
(21.0) |
(25.9) |
(25.7) |
(15.8) |
(23.1) |
(22.3) |
14% and above but less than 15% |
346845 |
133500 |
106488 |
297524 |
234019 |
147252 |
|
(7.9) |
(15.7) |
(16.2) |
(5.0) |
(18.9) |
(16.6) |
15% and above but less than 16% |
687552 |
73584 |
58994 |
1015181 |
97182 |
73093 |
|
(15.6) |
(8.7) |
(9.0) |
(17.0) |
(7.8) |
(8.3) |
16% and above but less than 17% |
120547 |
91751 |
70638 |
93983 |
130336 |
99384 |
|
(2.7) |
(10.8) |
(10.7) |
(1.6) |
(10.5) |
(11.2) |
17% and above but less than 18% |
32804 |
6800 |
5203 |
76783 |
8109 |
5107 |
|
(0.7) |
(0.8) |
(0.8) |
(1.3) |
(0.7) |
(0.6) |
18% and above but less than 20% |
570983 |
50497 |
43548 |
251873 |
35238 |
26770 |
|
(12.9) |
(6.0) |
(6.6) |
(4.2) |
(2.8) |
(3.0) |
20% and above |
115059 |
9808 |
6113 |
202982 |
12032 |
4727 |
|
(2.6) |
(1.2) |
(0.9) |
(3.4) |
(1.0) |
(0.5) |
Total loans & advances |
4416904 |
848268 |
657838 |
5965759 |
1239842 |
884784 |
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Inland & foreign bills purchased/discounted |
73548 |
104185 |
59774 |
78674 |
130649 |
67805 |
Total |
4490452 |
952453 |
717612 |
6044433 |
1370491 |
952589 |
Notes :
1. Data relate to accounts each with credit limit over Rs.2 lakh.
2. Figures in bracket represent per cent share in total loans and advances.
Source: Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 34, March 2005. |