(Amount in Rs. crore) |
|
As on March 31 |
Items |
State Bank of India & its Associates |
Nationalised Banks $ |
Foreign Banks |
Other Scheduled Commercial Banks |
All Scheduled Commercial Banks |
|
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
2005 |
2006* |
2005 |
2006* |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
Number of reporting banks |
8 |
8 |
20 |
20 |
31 |
29 |
29 |
27 |
88 |
84 |
Liabilities |
|
|
|
|
|
|
|
|
|
|
1. |
Capital |
1036 |
1036 |
14492 |
11294 |
7013 |
8940 |
3365 |
3934 |
25904 |
25204 |
2. |
Reserve and Surplus |
31728 |
36595 |
52639 |
66090 |
11970 |
15347 |
27371 |
39876 |
123703 |
157906 |
|
2.1. |
Statutory Reserves |
17395 |
20869 |
13938 |
16786 |
3602 |
5006 |
5342 |
6766 |
40276 |
49426 |
|
|
(i) |
Opening balance |
14432 |
17395 |
11273 |
13938 |
3043 |
3587 |
4291 |
5263 |
33038 |
40183 |
|
|
(ii) |
Additions during the Year |
2963 |
3474 |
2665 |
2848 |
559 |
1419 |
1115 |
1503 |
7302 |
9243 |
|
|
(iii) |
Deductions during the Year |
— |
— |
— |
— |
— |
— |
64 |
— |
64 |
— |
|
2.2. |
Capital Reserves |
463 |
614 |
4773 |
5372 |
1837 |
2611 |
1043 |
1167 |
8116 |
9763 |
|
|
(i) |
Opening balance |
189 |
463 |
3609 |
4859 |
1443 |
1832 |
917 |
1019 |
6157 |
8173 |
|
|
(ii) |
Additions during the Year |
274 |
151 |
1366 |
721 |
394 |
779 |
130 |
156 |
2164 |
1806 |
|
|
(iii) |
Deductions during the Year |
— |
— |
202 |
208 |
— |
— |
4 |
8 |
205 |
216 |
|
2.3. |
Share Premium |
3863 |
3863 |
7127 |
12095 |
— |
— |
9629 |
18559 |
20618 |
34517 |
|
|
(i) |
Opening balance |
3863 |
3863 |
4966 |
8007 |
— |
— |
3574 |
9496 |
12403 |
21366 |
|
|
(ii) |
Additions during the Year |
— |
— |
3301 |
4088 |
— |
— |
6350 |
9421 |
9650 |
13509 |
|
|
(iii) |
Deductions during the Year |
— |
— |
1140 |
— |
— |
— |
295 |
358 |
1435 |
358 |
|
2.5. |
Investment Fluctuations Reserves |
7284 |
— |
10841 |
625 |
1576 |
294 |
2435 |
415 |
22134 |
1334 |
|
|
(i) |
Opening balance |
6368 |
7284 |
8925 |
10841 |
1049 |
1573 |
2570 |
2397 |
18911 |
22094 |
|
|
(ii) |
Additions during the Year |
916 |
— |
2259 |
11 |
527 |
39 |
128 |
873 |
3828 |
922 |
|
|
(iii) |
Deductions during the Year |
— |
7284 |
343 |
10227 |
— |
1318 |
263 |
2855 |
605 |
21682 |
|
2.6. |
Revenue and other Reserves |
2721 |
11247 |
14151 |
28376 |
3868 |
6160 |
7780 |
10068 |
28520 |
55852 |
|
|
(i) |
Opening balance |
2144 |
2721 |
12649 |
14162 |
3405 |
3895 |
6718 |
7769 |
24916 |
28547 |
|
|
(ii) |
Additions during the Year |
577 |
8555 |
1966 |
14286 |
564 |
2321 |
1162 |
2690 |
4269 |
27852 |
|
|
(iii) |
Deductions during the Year |
— |
29 |
464 |
72 |
101 |
56 |
100 |
391 |
665 |
547 |
|
2.5. |
Balance of Profit |
2 |
2 |
1809 |
2836 |
1087 |
1276 |
1142 |
2901 |
4039 |
7014 |
3. |
Deposits (3.1 + 3.2 + 3.3) |
505650 |
542410 |
930891 |
1080072 |
86390 |
113746 |
314629 |
428252 1837557 |
2164476 |
|
3.1. |
Demand Deposits [(i) + (ii)] |
71261 |
85355 |
92045 |
111999 |
26002 |
38697 |
45221 |
56883 |
234527 |
292932 |
|
|
(i) |
From banks |
9700 |
9151 |
3452 |
4560 |
816 |
875 |
1428 |
1839 |
15395 |
16425 |
|
|
(ii) |
From others |
61561 |
76204 |
88593 |
107439 |
25186 |
37822 |
43793 |
55044 |
219132 |
276507 |
|
3.2. |
Savings bank deposits |
126217 |
150051 |
252446 |
300737 |
15505 |
18783 |
50663 |
73260 |
444831 |
542830 |
|
3.3. |
Term Deposits [(i) + (ii)] |
308172 |
307004 |
586400 |
667336 |
44883 |
56266 |
218745 |
298109 |
1158199 |
1328714 |
|
|
(i) |
From banks |
7622 |
5640 |
22992 |
26319 |
9204 |
2575 |
25267 |
32588 |
65084 |
67122 |
|
|
(ii) |
From others |
300550 |
301364 |
563408 |
641017 |
35679 |
53691 |
193478 |
265521 1093115 |
1261592 |
|
3A. |
Deposits of branches in India |
491401 |
528592 |
898064 |
1037460 |
86389 |
113745 |
310871 |
419323 |
1786724 |
2099120 |
|
3B. |
Deposits of branches outside India |
14249 |
13818 |
32827 |
42612 |
— |
— |
3759 |
8928 |
50834 |
65357 |
|
Total (3.A + 3.B) |
505650 |
542410 |
930891 |
1080072 |
86389 |
113745 |
314630 |
428251 1837558 |
2164477 |
Notes :
1. $ Includes IDBI Ltd.
2. * Excludes Ganesh Bank of Kurundwad.
Source: Annual accounts of banks of respective years. |
(Amount in Rs. crore) |
|
As on March 31 |
Items |
State Bank of India & its Associates |
Nationalised Banks $ |
Foreign Banks |
Other Scheduled Commercial Banks |
All Scheduled Commercial Banks |
|
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
2005 |
2006* |
2005 |
2006* |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
4. |
Borrowings |
23740 |
37600 |
69405 |
78188 |
30847 |
40161 |
44360 |
49485 |
168349 |
205431 |
|
4.1. |
Borrowings in India |
2358 |
9510 |
51794 |
59826 |
14936 |
21809 |
27571 |
23797 |
96657 |
114939 |
|
|
(i) |
From Reserve Bank of India |
— |
165 |
59 |
798 |
— |
4127 |
45 |
82 |
103 |
5171 |
|
|
(ii) |
From other banks |
152 |
1383 |
5137 |
7523 |
11062 |
11856 |
7218 |
7937 |
23568 |
28699 |
|
|
(iii) |
From other institutions |
2206 |
7962 |
46598 |
51505 |
3874 |
5826 |
20308 |
15778 |
72986 |
81069 |
|
|
|
and agencies |
|
|
|
|
|
|
|
|
|
|
|
4.2. |
Borrowings outside India |
21382 |
28090 |
17611 |
18362 |
15911 |
18352 |
16789 |
25688 |
71692 |
90492 |
5. |
Other liabilities and provisions |
64963 |
74231 |
79439 |
87384 |
17419 |
23393 |
38168 |
49861 |
199985 |
234863 |
|
(i) |
Bills Payable |
11899 |
21565 |
15267 |
15986 |
2878 |
3284 |
6722 |
8709 |
36765 |
49543 |
|
(ii) |
Inter-office adjustments |
19010 |
13452 |
2257 |
2416 |
45 |
33 |
1212 |
990 |
22524 |
16891 |
|
(iii) |
Interest accured |
11839 |
4923 |
5480 |
5784 |
1393 |
1389 |
2510 |
3053 |
21221 |
15148 |
|
(iv) |
Subordinate debt. |
4030 |
6981 |
6948 |
18920 |
1172 |
2137 |
11019 |
14267 |
23168 |
42304 |
|
(v) |
Deferred Tax Liabilities |
— |
— |
890 |
330 |
4 |
2 |
116 |
194 |
1010 |
525 |
|
(vi) |
Others (including provisions) |
18185 |
27310 |
48597 |
43948 |
11927 |
16548 |
16589 |
22648 |
95297 |
110452 |
|
Total Liabilities |
627117 |
691872 1146866 1323028 |
153639 |
201587 |
427893 |
571408 2355498 2787880 |
6. |
Cash and balances with RBI |
25220 |
31029 |
64772 |
81741 |
6759 |
8108 |
21325 |
23584 |
118073 |
144460 |
|
6.1. |
Cash in hand |
1767 |
2441 |
5136 |
5713 |
346 |
335 |
2396 |
3625 |
9644 |
12113 |
|
6.2. |
Balances with RBI |
23453 |
28588 |
59636 |
76028 |
6413 |
7773 |
18929 |
19959 |
108429 |
132347 |
|
|
(i) |
In current account |
23453 |
28588 |
57883 |
75620 |
5681 |
7441 |
18829 |
19859 |
105845 |
131507 |
|
|
(ii) |
In other account |
— |
— |
1753 |
408 |
732 |
332 |
100 |
100 |
2584 |
840 |
7. |
Balances with banks and money at |
|
|
|
|
|
|
|
|
|
|
|
call and short notice (7.1 + 7.2) |
28068 |
28227 |
37202 |
46189 |
11411 |
18717 |
18675 |
23262 |
95355 |
116392 |
|
7.1 |
In India (7.1.1 + 7.2.2) |
20471 |
12753 |
24643 |
25601 |
8184 |
8969 |
14120 |
14065 |
67418 |
61387 |
|
7.1.1 |
Balances with Banks |
5356 |
1773 |
17179 |
17998 |
7138 |
8484 |
10217 |
11669 |
39890 |
39924 |
|
|
(i) |
In current account |
1065 |
1181 |
4903 |
5512 |
669 |
556 |
2539 |
2513 |
9176 |
9762 |
|
|
(ii) |
In other deposit account |
4291 |
592 |
12276 |
12486 |
6469 |
7928 |
7678 |
9156 |
30714 |
30162 |
|
7.1.2 |
Money at call and short notice |
15115 |
10980 |
7464 |
7603 |
1046 |
485 |
3903 |
2396 |
27528 |
21463 |
|
|
(i) |
with Banks |
14990 |
10276 |
5561 |
6645 |
1040 |
484 |
3430 |
2116 |
25021 |
19521 |
|
|
(ii) |
with other institutions |
125 |
704 |
1903 |
958 |
6 |
1 |
473 |
280 |
2507 |
1942 |
|
7.2 |
Outside India (7.2.1 + 7.2.2) |
7597 |
15474 |
12559 |
20588 |
3227 |
9748 |
4555 |
9197 |
27937 |
55005 |
|
7.2.1 |
Balances with Banks |
3392 |
6379 |
9973 |
17006 |
1833 |
3719 |
3001 |
6612 |
18199 |
33715 |
|
|
(i) |
In current account |
1676 |
2533 |
1753 |
1642 |
324 |
680 |
1032 |
1565 |
4785 |
6419 |
|
|
(ii) |
In other deposit account |
1716 |
3846 |
8220 |
15364 |
1509 |
3039 |
1969 |
5047 |
13414 |
27296 |
|
7.2.2 |
Money at call and short notice |
4205 |
9095 |
2586 |
3582 |
1394 |
6029 |
1554 |
2585 |
9738 |
21290 |
Notes :
1. $ Includes IDBI Ltd.
2. * Excludes Ganesh Bank of Kurundwad.
Source: Annual accounts of banks of respective years. |
(Amount in Rs. crore) |
|
As on March 31 |
Items |
State Bank of India & its Associates |
Nationalised Banks $ |
Foreign Banks |
Other Scheduled Commercial Banks |
All Scheduled Commercial Banks |
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
2005 |
2006* |
2005 |
2006* |
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
8. |
Investments (8.1 + 8.2) |
260705 |
224945 |
425509 |
408795 |
42858 |
53562 |
140668 |
180489 |
869733 |
867787 |
|
8.1 |
In India in |
256063 |
219546 |
416745 |
398149 |
42858 |
53562 |
139080 |
175900 |
854741 |
847154 |
|
|
(i) |
Government securities |
230661 |
192661 |
333685 |
323899 |
34043 |
42061 |
97033 |
129367 |
695421 |
687989 |
|
|
(ii) |
Other approved securities |
4646 |
4303 |
10817 |
9080 |
215 |
85 |
613 |
481 |
16291 |
13948 |
|
|
(iii) |
Shares |
1333 |
1691 |
5801 |
6024 |
427 |
431 |
2598 |
2906 |
10158 |
11052 |
|
|
(iv) |
Debentures and Bonds |
15451 |
11751 |
54609 |
46119 |
7071 |
6746 |
23899 |
24145 |
101030 |
88760 |
|
|
(v) |
Subsidiaries and / or joint ventures |
1563 |
2063 |
1776 |
2446 |
— |
— |
1624 |
1942 |
4962 |
6450 |
|
|
(vi) |
Others |
2409 |
7077 |
10057 |
10581 |
1102 |
4239 |
13313 |
17059 |
26879 |
38955 |
|
8.2 |
Outside India in |
4642 |
5399 |
8764 |
10646 |
— |
— |
1588 |
4589 |
14992 |
20633 |
|
|
(i) |
Government securities |
518 |
647 |
2732 |
3098 |
— |
— |
114 |
212 |
3363 |
3957 |
|
|
(ii) |
Subsidiaries and / or joint ventures |
246 |
382 |
240 |
240 |
— |
— |
782 |
1192 |
1268 |
1814 |
|
|
(iii) |
Others |
3878 |
4370 |
5792 |
7308 |
— |
— |
692 |
3185 |
10361 |
14862 |
9. |
Advances |
|
284754 |
371519 |
569461 |
734609 |
75319 |
97555 |
221303 |
312873 |
1150834 |
1516555 |
|
9A. |
(i) |
Bills purchased and discounted |
27454 |
31369 |
37545 |
44321 |
7495 |
9520 |
19408 |
18438 |
91902 |
103648 |
|
|
(ii) |
Cash credits, overdrafts & |
|
|
|
|
|
|
|
|
|
|
|
|
|
loans repayble on loan |
109133 |
139908 |
240126 |
308887 |
30798 |
39759 |
56962 |
80412 |
437018 |
568965 |
|
|
(iii) |
Term loans |
148167 |
200242 |
291790 |
381401 |
37026 |
48276 |
144933 |
214023 |
621914 |
843942 |
|
Total |
|
|
284754 |
371519 |
569461 |
734609 |
75319 |
97555 |
221303 |
312873 |
1150834 |
1516555 |
|
9B. |
(i) |
Secured by tangible assets |
212773 |
268786 |
442448 |
556904 |
43638 |
51456 |
180741 |
250146 |
879599 |
1127292 |
|
|
(ii) |
Covered by Bank/ |
|
|
|
|
|
|
|
|
|
|
|
|
|
Government Guarantees |
12474 |
24853 |
41303 |
47478 |
4235 |
4798 |
9707 |
10248 |
67718 |
87376 |
|
|
(iii) |
Unsecured |
59507 |
77881 |
85709 |
130227 |
27445 |
41301 |
30856 |
52480 |
203517 |
301888 |
|
Total |
|
|
284754 |
371520 |
569460 |
734609 |
75318 |
97555 |
221304 |
312874 1150834 |
1516556 |
|
9.C.I. |
Advances in India |
260854 |
344576 |
540462 |
702250 |
75318 |
97555 |
214780 |
300019 |
1091411 |
1444397 |
|
|
(i) |
Priority sectors |
92068 |
125025 |
202167 |
265806 |
19412 |
26218 |
56957 |
95688 |
370602 |
512736 |
|
|
(ii) |
Public sectors |
33089 |
32779 |
71657 |
80846 |
670 |
833 |
8983 |
9392 |
114399 |
123849 |
|
|
(iii) |
Banks |
228 |
807 |
3396 |
6175 |
238 |
367 |
2599 |
1629 |
6460 |
8978 |
|
|
(iv) |
others |
135469 |
185965 |
263242 |
349423 |
54998 |
70137 |
146241 |
193310 |
599950 |
798834 |
Notes :
1. $ Includes IDBI Ltd.
2. * Excludes Ganesh Bank of Kurundwad.
Source: Annual accounts of banks of respective years. |
(Amount in Rs. crore) |
Items |
As on March 31 |
State Bank of India & its Associates |
Nationalised Banks $ |
Foreign Banks |
Other Scheduled Commercial Banks |
All Scheduled Commercial Banks |
2005 |
2006 |
2005 |
2006 |
2005 |
2006 |
2005 |
2006* |
2005 |
2006* |
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
|
9.C.II |
Advances Outside India |
23900 |
26945 |
28999 |
32358 |
— |
— |
6525 |
12855 |
59420 |
72156 |
|
|
|
(i) |
Due from Banks |
1406 |
2239 |
5558 |
7104 |
— |
— |
1038 |
1856 |
8001 |
11199 |
|
|
|
(ii) |
Due from Others |
22494 |
24706 |
23441 |
25254 |
— |
— |
5487 |
10999 |
51419 |
60957 |
|
|
|
|
a) Bills purchased and |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
discounted |
9012 |
8229 |
7037 |
9154 |
— |
— |
2538 |
4465 |
18586 |
21847 |
|
|
|
|
b) Syndicate loans |
6556 |
6389 |
4597 |
4417 |
— |
— |
1193 |
2970 |
12345 |
13775 |
|
|
|
|
c) Others |
6926 |
10088 |
11807 |
11683 |
— |
— |
1756 |
3564 |
20488 |
25335 |
|
Total (9.C.I + 9.C.II) |
284754 |
371521 |
569461 |
734608 |
75318 |
97555 |
221305 |
312874 1150831 |
1516553 |
10. |
Fixed Assets |
3463 |
3951 |
9979 |
10711 |
1882 |
2405 |
7728 |
7989 |
23049 |
25057 |
|
10.1 |
Premises |
1020 |
1311 |
6386 |
6928 |
1244 |
1711 |
3285 |
3375 |
11935 |
13326 |
|
|
|
(i) |
At cost as on 31st March of |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
the preceding year |
1287 |
1518 |
7429 |
7747 |
1346 |
1281 |
3231 |
3584 |
13293 |
14129 |
|
|
|
(ii) |
Additions during the Year |
231 |
359 |
1060 |
1664 |
188 |
726 |
552 |
404 |
2030 |
3153 |
|
|
|
(iii) |
Deductions during the Year |
— |
2 |
16 |
270 |
97 |
86 |
31 |
45 |
144 |
402 |
|
|
|
(iv) |
Depreciation to date |
498 |
564 |
2087 |
2213 |
193 |
210 |
467 |
568 |
3244 |
3554 |
|
10.2 |
Assets under construction |
129 |
82 |
62 |
63 |
10 |
11 |
54 |
162 |
255 |
317 |
|
10.3 |
Other Fixed assets |
1965 |
2358 |
3015 |
3288 |
613 |
667 |
2811 |
3170 |
8403 |
9484 |
|
|
|
(i) |
At cost as on 31st March of |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
the preceding year |
4933 |
5845 |
7886 |
9285 |
1770 |
1868 |
4906 |
5527 |
19495 |
22525 |
|
|
|
(ii) |
Additions during the Year |
1089 |
1486 |
1565 |
1500 |
261 |
330 |
1076 |
1438 |
3990 |
4754 |
|
|
|
(iii) |
Deductions during the Year |
177 |
234 |
174 |
230 |
160 |
225 |
114 |
107 |
625 |
796 |
|
|
|
(iv) |
Depreciation to date |
3880 |
4739 |
6262 |
7267 |
1258 |
1306 |
3057 |
3688 |
14457 |
16999 |
|
10.4 |
Assets on Lease |
349 |
200 |
516 |
432 |
15 |
16 |
1578 |
1282 |
2456 |
1930 |
|
|
|
(i) |
At cost as on 31st March of |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
the preceding year |
1408 |
1368 |
2077 |
1993 |
21 |
28 |
3035 |
2900 |
6540 |
6289 |
|
|
|
(ii) |
Additions during the Year |
— |
— |
47 |
60 |
13 |
12 |
18 |
32 |
77 |
104 |
|
|
|
(iii) |
Deductions during the Year |
156 |
222 |
130 |
325 |
6 |
8 |
244 |
277 |
536 |
832 |
|
|
|
(iv) |
Depreciation to date |
903 |
946 |
1478 |
1296 |
13 |
16 |
1231 |
1373 |
3625 |
3631 |
11. |
Other Assets |
24905 |
32200 |
39943 |
40981 |
15409 |
21236 |
18197 |
23209 |
98450 |
117625 |
|
(i) |
|
Inter - office adjustments (net) |
438 |
1140 |
2184 |
2006 |
78 |
146 |
119 |
190 |
2817 |
3482 |
|
(ii) |
|
Interest accrued |
7157 |
6598 |
10529 |
10350 |
1327 |
1844 |
3489 |
5008 |
22501 |
23799 |
|
(iii) |
|
Tax paid in advance/ |
|
|
|
|
|
|
|
|
|
|
|
|
|
tax deducted at source |
3305 |
1817 |
8234 |
11963 |
1058 |
1189 |
4239 |
4843 |
16836 |
19812 |
|
(iv) |
|
Stationery and Stamps |
106 |
110 |
94 |
106 |
1 |
1 |
29 |
44 |
230 |
261 |
|
(v) |
|
Others |
13899 |
22535 |
18902 |
16556 |
12945 |
18056 |
10321 |
13124 |
56066 |
70271 |
|
Total Assets |
627115 |
691871 1146866 |
1323026 |
153638 |
201583 |
427896 |
571406 2355494 |
2787876 |
Notes :
1. $ Includes IDBI Ltd.
2. * Excludes Ganesh Bank of Kurundwad.
Source: Annual accounts of banks of respective years. |