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Date : Sep 14, 1999

Table 3 : Month-Wise Scheduled Commercial Banks' Business in India According to Bank Groups - 1997-98 (Part 2 of 3)

							(Amount in Rs. crore)
			As on the last Friday of
Items			September	October	November	December	January	February	March
			1997	1997	1997	1997	1998	1998	1998
1			(7)	(8)	(9)	(10)	(11)	(12)	(13)
Nationalised Banks

No. of reporting banks			19	19	19	19	19	19	19

I.	Liabilities to the banking system		8943	9362	8337	8953	9335	8067	8645

	(a)	Demand and time deposits from banks	7417	7296	7383	7465	7483	7581	8256

	(b)	Borrowings from banks	1498	2023	893	1428	1822	444	360

	(c)	Other demand and	28	43	61	60	30	42	29
		time liabilities

II.	Liabilities to others in India		308126	310574	312211	316940	317004	321416	337713

	(a)	Aggregate deposits	295462	297195	300247	301494	302807	307895	324604

		(i) Demand deposits	46185	44947	45530	45949	45414	46620	53289

		(ii) Time deposits	249277	252248	254717	255545	257393	261275	271315

	(b)	Borrowings (other than from	--	319	159	790	54	88	4
		RBI, IDBI, NABARD, EXIM Bank)

	(c)	Other demand and time liabilities	12664	13060	11805	14656	14143	13433	13105

III.	Assets with the banking system		5471	7711	6438	5553	3830	3982	6114
	of which
	Money at call and short notice		2111	4078	2929	2044	658	1481	2976

IV.	Cash in hand		2070	2304	2199	2435	2202	2296	2258

V.	Investments in India		112528	118744	118950	116213	112707	116743	119032

	(a)	Government securities	94989	100844	99997	98011	94469	97712	100833

	(b)	Other approved securities	17539	17900	18953	18202	18238	19031	18199

VI.	Bank credit		136683	140099	140758	144225	149847	152520	158085

	(a)	Loans, cash credit and overdrafts	125171	127929	128823	132052	137261	139914	144949

	(b)	Inland bills purchased	2384	2722	2522	2548	2663	2682	2824

	(c)	Inland bills discounted	1878	1851	1856	1912	1955	2008	2101

	(d)	Foreign bills purchased	4419	4697	4617	4717	4924	4831	4929

	(e)	Foreign bills discounted	2831	2900	2940	2996	3044	3085	3282

						(Amount in Rs. crore)
			As on the last Friday of
Items			March	April	May	June	July	August
			1997	1997	1997	1997	1997	1997
			(1)	(2)	(3)	(4)	(5)	(6)
Regional Rural Banks

No. of reporting banks			196	196	196	196	196	196

I.	Liabilities to the banking system		126	129	143	169	166	149

	(a)	Demand and time deposits from banks	34	39	40	49	47	32

	(b)	Borrowings from banks	67	63	83	97	96	95

	(c)	Other demand and time liabilities	25	27	20	23	23	22

II.	Liabilities to others in India		17543	17932	17913	17825	18318	18500

	(a)	Aggregate deposits	16972	17281	17204	17136	17630	17786

		(i) Demand deposits	2947	3048	2969	3042	3035	3033

		(ii) Time deposits	14025	14233	14235	14094	14595	14753

	(b)	Borrowings (other than from RBI,	1	7	5	--	54	23
		IDBI, NABARD, EXIM Bank)

	(c)	Other demand and time liabilities	570	644	704	689	634	691

III.	Assets with the banking system		7594	7870	7935	7912	8310	8479
	of which
	Money at call and short notice		3110	2997	3012	3208	3168	3097

IV.	Cash in hand		226	183	201	214	208	186

V.	Investments in India		2488	2616	2671	2602	2688	2687

	(a)	Government securities	723	839	927	888	739	899

	(b)	Other approved securities	1765	1777	1744	1714	1949	1788

VI.	Bank credit		8544	8579	8543	8398	8681	8759

	(a)	Loans, cash credit and overdrafts	8531	8570	8533	8376	8672	8748

	(b)	Inland bills purchased	12	8	8	10	4	9

	(c)	Inland bills discounted	1	1	2	1	5	2

	(d)	Foreign bills purchased	--	--	--	--	--	--

	(e)	Foreign bills discounted	--	--	--	11	--	--

							(Amount in Rs. crore)
			As on the last Friday of
Items			September	October	November	December	January	February	March
			1997	1997	1997	1997	1998	1998	1998
			(7)	(8)	(9)	(10)	(11)	(12)	(13)
Regional Rural Banks

No. of reporting banks			196	196	196	196	196	196	196

I.	Liabilities to the banking system		144	153	152	134	128	118	137

	(a)	Demand and time deposits from banks	22	33	33	16	9	4	5

	(b)	Borrowings from banks	96	94	93	94	93	88	96

	(c)	Other demand and time liabilities	26	26	26	24	26	26	36

II.	Liabilities to others in India		19278	19380	19517	19800	20207	20681	21660

	(a)	Aggregate deposits	18528	18588	18807	19093	19501	19962	20978

		(i) Demand deposits	3175	3138	3173	3265	3382	3525	3805

		(ii) Time deposits	15353	15450	15634	15828	16119	16437	17173

	(b)	Borrowings (other than from RBI,	5	81	16	9	20	9	4
		IDBI, NABARD, EXIM Bank)

	(c)	Other demand and time liabilities	745	711	694	698	685	710	679


III.	Assets with the banking system		8557	8580	8716	8790	8826	8960	9415
	of which
	Money at call and short notice		3489	3318	3279	3346	3149	3071	3126

IV.	Cash in hand		197	174	183	200	184	206	253

V.	Investments in India		2753	2856	2838	3041	3264	3406	3528

	(a)	Government securities	921	1006	979	965	997	1019	1011

	(b)	Other approved securities	1832	1850	1859	2076	2267	2387	2517

VI.	Bank credit		8976	9197	9258	9353	9447	9882	9686

	(a)	Loans, cash credit and overdrafts	8967	9185	9250	9340	9435	9867	9674

	(b)	Inland bills purchased	8	9	7	10	11	14	10

	(c)	Inland bills discounted	1	1	1	3	1	1	2

	(d)	Foreign bills purchased	--	--	--	--	--	--	--

	(e)	Foreign bills discounted	--	2	--	--	--	--	--

						(Amount in Rs. crore)
			As on the last Friday of
Items			March	April	May		June	July	August
			1997	1997	1997		1997	1997	1997
			(1)	(2)	(3)		(4)	(5)	(6)
Foreign Banks

No. of reporting banks			37	37	38		38	38	41

I.	Liabilities to the banking system		3309	3901	5962		6721	6995	6972

	(a)	Demand and time deposits from banks	808	962	901		1294	1452	1627

	(b)	Borrowings from banks	2457	2723	4819		5177	5429	5270

	(c)	Other demand and time liabilities	44	216	242		250	114	75

II.	Liabilities to others in India		40575	41531	43327		43724	44177	42769

	(a)	Aggregate deposits	36336	37253	38032		38386	37995	37841

		(i) Demand deposits	7570	7578	7617		7887	7901	7754

		(ii) Time deposits	28766	29675	30415		30499	30094	30087

	(b)	Borrowings (other than from RBI,	805	764	1610		1531	2416	1064
		IDBI, NABARD, EXIM Bank)

	(c)	Other demand and time liabilities	3434	3514	3685		3807	3766	3864

III.	Assets with the banking system		771	976	1099		1181	1187	1091
	of which
	Money at call and short notice		95	211	485		513	290	371

IV.	Cash in hand		82	100	103		99	109	138

V.	Investments in India		11319	12106	12854		13286	13492	12729

	(a)	Government securities	11029	11826	12574		13008	13191	12401

	(b)	Other approved securities	290	280	280		278	301	328

VI.	Bank credit		26539	27024	27191		27490	28200	27821

	(a)	Loans, cash credit and overdrafts	23424	23832	23963		24400	24926	24725

	(b)	Inland bills purchased	273	295	307		277	306	308

	(c)	Inland bills discounted	1031	1079	1091		1001	1117	912

	(d)	Foreign bills purchased	990	1017	1025		1003	1057	964

	(e)	Foreign bills discounted	821	801	805		809	794	912

							(Amount in Rs. crore)
			As on the last Friday of
Items			September	October	November	December	January	February	March
			1997	1997	1997	1997	1998	1998	1998
			(7)	(8)	(9)	(10)	(11)	(12)	(13)
Foreign Banks

No. of reporting banks			41	41	41	41	41	41	41

I.	Liabilities to the banking system		6452	9027	8462	7806	6450	6513	6546

	(a)	Demand and time deposits from banks	1291	1163	1190	1403	1265	1098	1018


	(b)	Borrowings from banks	5096	7811	7189	6332	5125	5358	5468

	(c)	Other demand and time liabilities	65	53	83	71	60	57	60


II.	Liabilities to others in India		42354	44828	45617	47064	45902	46827	47524

	(a)	Aggregate deposits	37741	38644	39761	40067	39845	41287	41905

		(i) Demand deposits	7709	7532	8109	7796	7545	7209	7980

		(ii) Time deposits	30032	31112	31652	32271	32300	34078	33925

	(b)	Borrowings (other than from	817	2267	1908	3082	1547	1290	1264
		RBI, IDBI, NABARD, EXIM Bank)

	(c)	Other demand and time liabilities	3796	3917	3948	3915	4510	4250	4355


III.	Assets with the banking system		1150	1192	1590	1707	1777	1942	1206
	of which
	Money at call and short notice		127	341	697	801	913	1236	607

IV.	Cash in hand		123	115	110	121	115	109	106

V.	Investments in India		12901	12835	12401	13199	13113	13354	14375

	(a)	Government securities	12601	12531	12102	12908	12837	13075	14084

	(b)	Other approved securities	300	304	299	291	276	279	291

VI.	Bank credit		27656	28762	28231	28568	29534	29872	29428

	(a)	Loans, cash credit and overdrafts	24585	25498	25067	25497	26678	27159	26689

	(b)	Inland bills purchased	265	373	310	319	295	347	292

	(c)	Inland bills discounted	902	1019	975	831	773	636	613

	(d)	Foreign bills purchased	954	896	930	983	936	967	1008

	(e)	Foreign bills discounted	950	976	949	938	852	763	826

--	:	Nil or negligible.
Source	:	Form-A Return under Section 42(2) of RBI Act, 1934.