A. POPULATION GROUP-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO OCCUPATION |
(Per cent) |
OCCUPATION |
RURAL |
SEMI-URBAN |
URBAN |
METROPOLITAN |
ALL-INDIA |
1 |
2 |
3 |
4 |
5 |
I. AGRICULTURE |
33.3 |
23.0 |
6.9 |
3.7 |
10.8 |
1. |
Direct Finance |
31.2 |
20.8 |
4.5 |
0.8 |
8.2 |
2. |
Indirect Finance |
2.1 |
2.1 |
2.4 |
2.9 |
2.6 |
II. INDUSTRY |
26.5 |
24.8 |
35.9 |
46.0 |
38.8 |
1. |
Mining & Quarrying |
1.5 |
0.9 |
0.6 |
1.7 |
1.4 |
2. |
Manufacturing & Processing |
19.9 |
19.6 |
29.7 |
33.5 |
29.2 |
3. |
Electricity, Gas & Water |
2.4 |
1.6 |
2.4 |
3.9 |
3.2 |
4. |
Construction |
2.7 |
2.6 |
3.2 |
6.8 |
5.1 |
III. TRANSPORT OPERATORS |
1.5 |
1.1 |
1.0 |
1.2 |
1.2 |
IV. PROFESSIONAL AND OTHER SERVICES |
2.4 |
3.4 |
5.4 |
5.5 |
4.8 |
V. PERSONAL LOANS |
19.5 |
30.0 |
30.9 |
18.2 |
22.2 |
1. |
Loans for Purchase of Consumer Durables |
0.7 |
0.7 |
0.8 |
0.4 |
0.6 |
2. |
Loans for Housing |
8.1 |
13.5 |
16.3 |
9.4 |
11.0 |
3. |
Rest of the Personal Loans |
10.7 |
15.8 |
13.9 |
8.4 |
10.7 |
VI. TRADE |
11.6 |
11.2 |
12.3 |
10.8 |
11.2 |
1. |
Wholesale Trade |
5.9 |
2.8 |
5.3 |
7.7 |
6.4 |
2. |
Retail Trade |
5.7 |
8.4 |
7.0 |
3.2 |
4.9 |
VII. FINANCE |
0.9 |
0.6 |
1.6 |
10.6 |
6.4 |
VIII. ALL OTHERS |
4.3 |
6.0 |
6.1 |
3.9 |
4.6 |
TOTAL BANK CREDIT |
100.0 |
100.0 |
100.0 |
100.0 |
100.0 |
OF WHICH: 1. Artisans and Village & Tiny Industries |
1.2 |
2.0 |
0.3 |
0.1 |
0.5 |
|
2. Other Small Scale Industries |
2.5 |
4.8 |
7.0 |
3.3 |
4.1 |
B. OCCUPATION-WISE BANK CREDIT - PERCENTAGE SHARE ACCORDING TO POPULATION GROUP |
(Per cent) |
OCCUPATION |
RURAL |
SEMI-URBAN |
URBAN |
METROPOLITAN |
ALL-INDIA |
6 |
7 |
8 |
9 |
10 |
I. AGRICULTURE |
43.0 |
26.4 |
11.7 |
19.0 |
100.0 |
1. |
Direct Finance |
52.9 |
31.4 |
10.0 |
5.7 |
100.0 |
2. |
Indirect Finance |
11.4 |
10.2 |
17.2 |
61.2 |
100.0 |
II. INDUSTRY |
9.5 |
7.9 |
17.1 |
65.5 |
100.0 |
1. |
Mining & Quarrying |
15.0 |
8.4 |
8.6 |
67.9 |
100.0 |
2. |
Manufacturing & Processing |
9.5 |
8.3 |
18.8 |
63.4 |
100.0 |
3. |
Electricity, Gas & Water |
10.8 |
6.2 |
13.9 |
69.2 |
100.0 |
4. |
Construction |
7.3 |
6.5 |
11.5 |
74.7 |
100.0 |
III. TRANSPORT OPERATORS |
17.9 |
11.3 |
15.8 |
55.1 |
100.0 |
IV. PROFESSIONAL AND OTHER SERVICES |
6.8 |
8.9 |
20.9 |
63.4 |
100.0 |
V. PERSONAL LOANS |
12.3 |
16.8 |
25.6 |
45.4 |
100.0 |
1. |
Loans for Purchase of Consumer Durables |
17.7 |
16.0 |
25.5 |
40.8 |
100.0 |
2. |
Loans for Housing |
10.3 |
15.2 |
27.2 |
47.3 |
100.0 |
3. |
Rest of the Personal Loans |
14.0 |
18.4 |
24.0 |
43.6 |
100.0 |
VI. TRADE |
14.4 |
12.3 |
20.1 |
53.3 |
100.0 |
1. |
Wholesale Trade |
13.0 |
5.5 |
15.2 |
66.4 |
100.0 |
2. |
Retail Trade |
16.2 |
21.3 |
26.5 |
36.1 |
100.0 |
VII. FINANCE |
1.9 |
1.2 |
4.5 |
92.5 |
100.0 |
VIII. ALL OTHERS |
13.0 |
15.9 |
24.1 |
46.9 |
100.0 |
TOTAL BANK CREDIT |
13.9 |
12.4 |
18.4 |
55.3 |
100.0 |
OF WHICH:
1. Artisans and Village & Tiny Industries |
31.4 |
46.5 |
10.4 |
11.8 |
100.0 |
2. Other Small Scale Industries |
8.7 |
14.7 |
31.7 |
44.9 |
100.0 |