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(Amount in Rs. crore)
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Item
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2003-04
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2004-05
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Variation
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Absolute
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Percentage
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1
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2
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3
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4
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5
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A.
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Income (i+ii)
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|
11,555.03
|
10,508.96
|
-1,046.07
|
-9.05
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| |
|
|
|
(100.00)
|
(100.00)
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|
|
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i)
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Interest Income
|
9,120.90
|
9,275.29
|
154.39
|
1.69
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|
|
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(78.93)
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(88.26)
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of which:
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Interest on Advances
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4,890.85
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5,435.78
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544.93
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11.14
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Income on Investments
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3,833.78
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3,457.55
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-376.23
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-9.81
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ii)
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Other Income
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2,434.13
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1,233.67
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-1,200.46
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-49.32
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(21.07)
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(11.74)
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of which:
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Commission and Brokerage
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518.22
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555.94
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37.72
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7.28
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B.
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Expenditure (i+ii+iii)
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10,108.55
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10,073.15
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-35.40
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-0.35
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|
|
|
(100.00)
|
(100.00)
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|
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i)
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Interest Expended
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5,981.88
|
5,672.84
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-309.04
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-5.17
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(59.18)
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(56.32)
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of which:
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Interest on Deposits
|
5,668.46
|
5,382.51
|
-285.95
|
-5.04
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ii)
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Provisions and Contingencies
|
1,745.18
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1,803.13
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57.95
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3.32
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(17.26)
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(17.90)
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of which:
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Provision for NPAs
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821.66
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465.62
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-356.04
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-43.33
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iii)
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Operating Expenses
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2,381.49
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2,597.18
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215.69
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9.06
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(23.56)
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(25.78)
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of which:
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Wage Bill
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1,400.22
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1,460.96
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60.74
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4.34
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C.
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Profit
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i)
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Operating Profit
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3,191.66
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2,238.94
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-952.72
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-29.85
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ii)
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Net Profit
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1,446.48
|
435.81
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-1,010.67
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-69.87
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D.
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Net Interest Income/Margin
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3,139.02
|
3,602.45
|
463.43
|
14.76
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E.
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Total Assets
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1,20,723.75
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1,33,494.06
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12,770.31
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10.58
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Note : Figures in brackets are percentage shares to the respective total.
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