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(Amount in Rs. crore)
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Item
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2003-04
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2004-05
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Variation
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Absolute
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Percentage
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1
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2
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3
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4
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5
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A.
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Income (i+ii)
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|
85,712.04
|
87,548.03
|
1,835.99
|
2.14
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| |
|
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|
(100.00)
|
(100.00)
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|
|
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i)
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Interest Income
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68,590.96
|
73,645.20
|
5,054.24
|
7.37
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| |
|
|
|
(80.02)
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(84.12)
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|
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of which:
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Interest on Advances
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33,684.10
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38,117.70
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4,433.60
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13.16
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Income on Investments
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32,343.73
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32,660.38
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316.65
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0.98
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|
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Interest on Recapitalisation Bonds
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1855.72
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1420.15
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ii)
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Other Income
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17,121.08
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13,902.83
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-3,218.25
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-18.80
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(19.98)
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(15.88)
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of which:
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Commission and Brokerage
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3,604.77
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4,089.97
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485.20
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13.46
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B.
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Expenditure (i+ii+iii)
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74,784.38
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78,053.99
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3,269.61
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4.37
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|
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(100.00)
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(100.00)
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i)
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Interest Expended
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40,369.38
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41,446.03
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1,076.65
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2.67
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(53.98)
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(53.10)
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of which:
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Interest on Deposits
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38,244.78
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38,952.10
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707.32
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1.85
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ii)
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Provisions and Contingencies
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13,998.92
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13,936.97
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-61.95
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-0.44
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(18.72)
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(17.86)
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of which:
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Provision for NPAs
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8,989.18
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4,446.80
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-4,542.38
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-50.53
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iii)
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Operating Expenses
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20,416.08
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22,670.99
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2,254.91
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11.04
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(27.30)
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(29.05)
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of which:
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Wage Bill
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14,262.25
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15,434.50
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1,172.25
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8.22
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C.
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Profit
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i)
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Operating Profit
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24,926.58
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23,431.01
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-1,495.57
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-6.00
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Operating Profit exclusive of
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|
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income from recapitalisation bonds
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23,070.86
|
22,010.86
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-1,060.00
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-4.59
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ii)
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Net Profit
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|
10,927.66
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9,494.04
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-1,433.62
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-13.12
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Net Profit exclusive of income
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|
|
|
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from recapitalisation bonds
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9,071.94
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8,073.89
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-998.05
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-11.00
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D.
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Net Interest Income/Margin
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28,221.58
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32,199.17
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3,977.59
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14.09
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E.
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Total Assets
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|
9,21,953.66
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10,65,503.85
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1,43,550.19
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15.57
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Note : Figures in brackets are percentage shares to the respective total.
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