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(Amount in Rs. crore)
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| |
|
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|
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|
|
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|
Item
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2003-04
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2004-05
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Variation
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Absolute
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Percentage
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| |
|
|
|
|
|
|
|
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1
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2
|
3
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4
|
5
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| |
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|
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A.
|
Income (i+ii)
|
|
1,37,587.31
|
1,41,060.57
|
3,473.26
|
2.52
|
| |
|
|
|
(100.00)
|
(100.00)
|
|
|
| |
i)
|
Interest Income
|
1,09,547.35
|
1,17,690.55
|
8,143.20
|
7.43
|
| |
|
|
|
(79.62)
|
(83.43)
|
|
|
| |
|
of which:
|
Interest on Advances
|
49,934.15
|
57,037.26
|
7,103.11
|
14.22
|
| |
|
|
Income on Investments
|
53,207.89
|
53,986.86
|
778.97
|
1.46
|
| |
ii)
|
Other Income
|
28,039.96
|
23,370.02
|
-4,669.94
|
-16.65
|
| |
|
|
|
(20.38)
|
(16.57)
|
|
|
| |
|
of which:
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Commission and Brokerage
|
7,822.13
|
8,882.96
|
1,060.83
|
13.56
|
| |
|
|
|
|
|
|
|
|
B.
|
Expenditure (i+ii+iii)
|
1,21,040.93
|
1,25,890.67
|
4,849.74
|
4.01
|
| |
|
|
|
(100.00)
|
(100.00)
|
|
|
| |
i)
|
Interest Expended
|
65,764.53
|
66,288.11
|
523.58
|
0.80
|
| |
|
|
|
(54.33)
|
(52.66)
|
|
|
| |
|
of which:
|
Interest on Deposits
|
62,272.57
|
62,227.77
|
-44.80
|
-0.07
|
| |
ii)
|
Provisions and Contingencies
|
22,743.72
|
23,521.26
|
777.54
|
3.42
|
| |
|
|
|
(18.79)
|
(18.68)
|
|
|
| |
|
of which:
|
Provision for NPAs
|
14189.10
|
5,853.63
|
-8,335.47
|
-58.75
|
| |
iii)
|
Operating Expenses
|
32,532.68
|
36,081.30
|
3,548.62
|
10.91
|
| |
|
|
|
(26.88)
|
(28.66)
|
|
|
| |
|
of which :
|
Wage Bill
|
22,581.23
|
24,443.93
|
1,862.70
|
8.25
|
| |
|
|
|
|
|
|
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C.
|
Profit
|
|
|
|
|
|
| |
i)
|
Operating Profit
|
39,290.10
|
38,691.16
|
-598.94
|
-1.52
|
| |
ii)
|
Net Profit
|
|
16,546.38
|
15,169.90
|
-1,376.48
|
-8.32
|
| |
|
|
|
|
|
|
|
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D.
|
Net Interest Income/Margin
|
43,782.82
|
51,402.44
|
7,619.62
|
17.40
|
| |
|
|
|
|
|
|
|
|
E.
|
Total Assets
|
|
14,71,077.38
|
16,92,578.55
|
2,21,501.17
|
15.06
|
|
# : Excluding the impact of conversion of a non-banking entity into a
banking entity.
Note : Figures in brackets are percentage shares to the respective total.
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