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(Amount in Rs. crore)
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Item
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2003-04
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2004-05
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Variation
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Absolute
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Percentage
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1
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2
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3
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4
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5
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A.
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Income (i+ii)
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1,83,872.12
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1,93,268.88
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9,396.76
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5.11
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(100.00)
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(100.00)
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i)
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Interest Income
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1,44,346.81
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1,58,438.26
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14,091.45
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9.76
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(78.50)
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(81.98)
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of which:
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Interest on Advances
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70,049.85
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83,573.94
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13,524.09
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19.31
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Income on Investments
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66,104.78
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66,171.79
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67.01
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0.10
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ii)
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Other Income
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39,525.31
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34,830.62
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-4,694.69
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-11.88
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(21.50)
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(18.02)
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of which:
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Commission and Brokerage
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11,837.60
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14,913.49
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3,075.89
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25.98
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B.
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Expenditure (i+ii+iii)
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1,61,601.18
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1,71,948.72
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10,347.54
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6.40
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(100.00)
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(100.00)
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i)
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Interest Expended
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87,562.75
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91,537.00
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3,974.25
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4.54
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(54.18)
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(53.24)
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of which:
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Interest on Deposits
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77,667.58
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77,611.84
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-55.74
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-0.07
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ii)
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Provisions and Contingencies
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30,329.28
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30,363.86
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34.58
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0.11
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(18.77)
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(17.66)
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of which:
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Provision for NPAs
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17,441.31
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7,105.92
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-10,335.39
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-59.26
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iii)
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Operating Expenses
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43,709.15
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50,047.86
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6,338.71
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14.50
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(27.05)
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(29.11)
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of which:
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Wage Bill
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26,359.53
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29,032.26
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2,672.73
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10.14
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C.
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Profit
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i)
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Operating Profit
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52,600.22
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51,684.02
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-916.20
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-1.74
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ii)
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Net Profit
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22,270.94
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21,320.16
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-950.78
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-4.27
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D.
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Net Interest Income/Margin
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56,784.06
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66,901.26
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10,117.20
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17.82
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E.
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Total Assets
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19,74,017.00
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23,55,982.67
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3,81,965.67
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19.35
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Note : Figures in brackets are percentage shares to the respective total.
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