|
| |
|
|
|
|
|
(Amount in Rs. crore)
|
| |
|
|
|
|
|
|
|
|
|
|
Sector
|
|
|
Outstanding as on
|
|
Variation
|
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
March 21,
|
March 19,
|
March 18,
|
2003-04
|
2004-05
|
| |
|
|
|
2003
|
2004
|
|
2005
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
1
|
|
|
|
2
|
3
|
|
4
|
5
|
6
|
| |
|
|
|
|
|
|
|
|
|
|
I.
|
Gross Bank Credit (1+2)
|
6,69,534
|
7,64,383
|
9,72,587
|
94,849
|
2,08,204
|
| |
|
|
|
|
|
|
|
|
|
| |
1.
|
Public Food Procurement Credit
|
49,479
|
35,961
|
|
41,121
|
-13,518
|
5,160
|
| |
|
|
|
|
|
|
|
|
|
| |
2.
|
Non-food Gross Bank Credit (A+B+C+D)
|
6,20,055
|
7,28,422
|
9,31,466
|
1,08,367
|
2,03,044
|
| |
|
|
|
|
|
|
|
(100.0)
|
(100.0)
|
| |
|
|
|
|
|
|
|
|
|
| |
A.
|
Priority Sector ## (a+b+c)
|
2,11,609
|
2,63,834
|
3,45,627
|
52,225
|
81,793
|
| |
|
|
|
|
|
|
|
(48.2)
|
(40.3)
|
| |
|
|
|
|
|
|
|
|
|
| |
|
a)
|
Agriculture
|
73,518
|
90,541
|
1,22,370
|
17,023
|
31,829
|
| |
|
|
|
|
|
|
|
(15.7)
|
(15.7)
|
| |
|
|
|
|
|
|
|
|
|
| |
|
b)
|
Small Scale Industries
|
60,394
|
65,855
|
|
76,114
|
5,461
|
10,259
|
| |
|
|
|
|
|
|
|
(5.0)
|
(5.1)
|
| |
|
|
|
|
|
|
|
|
|
| |
|
c)
|
Other Priority Sectors
|
77,697
|
1,07,438
|
1,47,143
|
29,741
|
39,705
|
| |
|
|
|
|
|
|
|
(27.4)
|
(19.6)
|
| |
|
|
|
|
|
|
|
|
|
| |
B.
|
Industry (Medium and Large)
|
2,35,168
|
2,47,210
|
2,90,186
|
12,042
|
42,976
|
| |
|
|
|
|
|
|
|
(11.1)
|
(21.2)
|
| |
|
|
|
|
|
|
|
|
|
| |
C.
|
Wholesale Trade (other than
|
22,578
|
24,867
|
|
33,814
|
2,289
|
8,947
|
| |
|
food procurement)
|
|
|
|
|
(2.1)
|
(4.4)
|
| |
|
|
|
|
|
|
|
|
|
| |
D.
|
Other Sectors
|
1,50,700
|
1,92,511
|
2,61,839
|
41,811
|
69,328
|
| |
|
|
|
|
|
|
|
(38.6)
|
(34.1)
|
| |
|
|
|
|
|
|
|
|
|
| |
|
of which :
|
|
|
|
|
|
|
| |
|
a)
|
Housing
|
36,587
|
51,981
|
|
75,173
|
15,394
|
23,192
|
| |
|
b)
|
Consumer Durables
|
7,219
|
8,274
|
|
8,655
|
1,055
|
381
|
| |
|
c)
|
Non-Banking Financial Companies
|
14,127
|
16,802
|
|
18,610
|
2,675
|
1,808
|
| |
|
d)
|
Loans to Individuals against Shares
|
2,001
|
2,020
|
|
2,390
|
19
|
370
|
| |
|
|
and Debentures/Bonds
|
|
|
|
|
|
|
| |
|
e)
|
Real Estate Loans
|
5,894
|
5,577
|
|
10,612
|
-317
|
5,035
|
| |
|
f)
|
Other Non-Priority Sector Personal Loans
|
27,905
|
35,165
|
|
58,812
|
7,260
|
23,647
|
| |
|
g)
|
Advances against Fixed Deposits
|
22,708
|
26,346
|
|
29,310
|
3,638
|
2,964
|
| |
|
h)
|
Tourism and Tourism related Hotels
|
2,428
|
3,269
|
|
3,455
|
841
|
186
|
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
II.
|
Export Credit
|
49,202
|
57,687
|
|
65,914
|
8,485
|
8,227
|
| |
[included under item I(2)]
|
|
|
|
|
(7.8)
|
(4.1)
|
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
III.
|
Net Bank Credit
|
6,68,576
|
7,63,855
|
9,71,809
|
95,279
|
2,07,954
|
|
(including inter-bank participations)
##: Data in this statement may not agree with those quoted elsewhere in
the report as the data base are different.
Note: 1. Data are provisional and relate to select scheduled commercial
banks which account for about 90 per cent
of bank credit of all scheduled commercial banks. Gross bank credit data
include bills rediscounted with RBI, IDBI,
EXIM Bank, other approved financial institutions and inter-bank participations.
Net bank credit data are exclusive of
bills rediscounted with RBI, IDBI, EXIM Bank and other approved financial
institutions.
2. Figures in brackets are proportions to incremental non-food gross bank
credit.
|
|